The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   315,425 1,420 SH   SOLE   270 0 1,150
CSX CORP COM 126408103   246,653 8,381 SH   SOLE   8,381 0 0
COSTCO WHSL CORP NEW COM 22160K105   356,559 377 SH   SOLE   377 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   998,331 2,129 SH   SOLE   891 0 1,238
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   484,783 43,207 SH   SOLE   15,891 0 27,316
ISHARES TR 7-10 YR TRSY BD 464287440   508,513 5,332 SH   SOLE   1,954 0 3,378
ISHARES TR RUSSELL 2000 ETF 464287655   645,949 3,238 SH   SOLE   1,357 0 1,881
ISHARES TR SHORT TREAS BD 464288679   865,012 7,831 SH   SOLE   2,991 0 4,840
ISHARES TR TRS FLT RT BD 46434V860   6,925,745 136,710 SH   SOLE   51,475 0 85,235
ISHARES TR ULTRA SHORT-TERM 46434V878   3,995,640 78,809 SH   SOLE   33,517 0 45,292
ISHARES TR CONV BD ETF 46435G102   308,521 3,690 SH   SOLE   1,355 0 2,335
SPDR S&P 500 ETF TR TR UNIT 78462F103   899,499 1,608 SH   SOLE   680 0 928
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   232,448 1,592 SH   SOLE   671 0 921
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   455,051 4,718 SH   SOLE   1,994 0 2,724
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,653,744 5,354 SH   SOLE   2,234 0 3,120
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   760,970 13,209 SH   SOLE   4,928 0 8,281
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   229,958 4,569 SH   SOLE   1,918 0 2,651