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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   357,099 1,426 SH   SOLE   276 0 1,150
CSX CORP COM 126408103   270,455 8,381 SH   SOLE   0 0 8,381
COSTCO WHSL CORP NEW COM 22160K105   372,922 407 SH   SOLE   407 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   325,895 3,262 SH   SOLE   2,536 0 726
INVESCO QQQ TR UNIT SER 1 46090E103   5,415,459 10,593 SH   SOLE   4,795 41 5,757
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   2,155,130 186,915 SH   SOLE   71,900 185 114,830
ISHARES TR 7-10 YR TRSY BD 464287440   2,142,806 23,178 SH   SOLE   8,947 23 14,208
ISHARES TR RUSSELL 2000 ETF 464287655   3,601,869 16,301 SH   SOLE   7,402 64 8,835
ISHARES TR USD INV GRDE ETF 464288620   674,104 13,407 SH   SOLE   5,268 14 8,125
ISHARES TR TRS FLT RT BD 46434V860   31,234,030 618,863 SH   SOLE   236,561 640 381,662
ISHARES TR ULTRA SHORT-TERM 46434V878   19,508,725 386,848 SH   SOLE   174,623 1,443 210,782
ISHARES TR CONV BD ETF 46435G102   1,385,181 16,302 SH   SOLE   6,372 16 9,914
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,657,578 7,947 SH   SOLE   3,603 31 4,313
SPDR SER TR PORT MTG BK ETF 78464A383   687,639 31,909 SH   SOLE   12,546 33 19,330
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,267,871 23,426 SH   SOLE   10,374 93 12,959
VANGUARD WORLD FD MEGA GRWTH IND 921910816   8,992,191 26,185 SH   SOLE   11,574 103 14,508
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   7,087,678 128,052 SH   SOLE   49,111 129 78,812