Basis of Presentation and Summary of Significant Accounting Policies - Narrative (Details) $ in Thousands	12 Months Ended
	Jan. 31, 2025 USD ($) institution	Jan. 31, 2024 USD ($)	Jan. 31, 2023 USD ($)
Accounting Policies [Line Items]
Contract duration (in years)	3 years
Contract asset	$ 9,000	$ 8,500
Contract assets, current	4,537	6,356
Contract asset, noncurrent	4,000	2,600
Contract with customer, liability, revenue recognized	535,300	322,500
Revenue, remaining performance obligation, amount	1,811,000
Restricted cash	7,300	7,000
Advertising expense	$ 35,600	$ 31,300	$ 33,300
Number of financial institutions | institution	3
Capitalized internal-use software
Accounting Policies [Line Items]
Useful life (in years)	3 years
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction, Start Date [Axis]: 2025-02-01
Accounting Policies [Line Items]
Revenue, remaining performance obligation, percentage	50.00%
Revenue, remaining performance obligation, expected timing of satisfaction, period	12 months
Minimum
Accounting Policies [Line Items]
Contract duration (in years)	1 year
Payment terms (in days)	30 days
Maximum
Accounting Policies [Line Items]
Contract duration (in years)	5 years
Payment terms (in days)	60 days