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Regulatory Matters (Tables)
9 Months Ended
Sep. 30, 2024
Disclosure Of Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations Capital levels required to be considered well-capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

 

 

 

 

 

 

 

 

Minimum
Capital

 

 

Minimum
Capital Required to be Well

 

 

Minimum Capital
Required For Capital
Adequacy Plus
Capital Conservation
Buffer

 

 

 

Actual

 

 

Requirement

 

 

Capitalized

 

 

Fully Phased-In

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

September 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

$

57,150

 

 

 

15.66

%

 

$

29,192

 

 

 

8.00

%

 

$

36,490

 

 

 

10.00

%

 

$

38,314

 

 

 

10.50

%

Tier 1 Capital (to risk-weighted assets)

 

 

53,414

 

 

 

14.64

%

 

 

21,894

 

 

 

6.00

 

 

 

29,192

 

 

 

8.00

 

 

 

31,016

 

 

 

8.50

 

Tier 1 Capital (to average assets)

 

 

53,414

 

 

 

9.05

%

 

 

23,617

 

 

 

4.00

 

 

 

29,522

 

 

 

5.00

 

 

 

23,617

 

 

 

4.00

 

Common Equity Tier 1 (to risk-weighted assets)

 

 

53,414

 

 

 

14.64

%

 

 

16,420

 

 

 

4.50

 

 

 

23,718

 

 

 

6.50

 

 

 

25,543

 

 

 

7.00

 

 

 

 

 

 

 

 

 

 

Minimum
Capital

 

 

Minimum
Capital Required to be Well

 

 

Minimum Capital
Required For Capital
Adequacy Plus Capital
Conservation Buffer

 

 

 

Actual

 

 

Requirement

 

 

Capitalized

 

 

Fully Phased-In

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

December 31, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

$

55,701

 

 

 

15.32

%

 

$

29,090

 

 

 

8.00

%

 

$

36,363

 

 

 

10.00

%

 

$

38,181

 

 

 

10.50

%

Tier 1 Capital (to risk-weighted assets)

 

 

51,878

 

 

 

14.27

 

 

 

21,818

 

 

 

6.00

 

 

 

29,090

 

 

 

8.00

 

 

 

30,908

 

 

 

8.50

 

Tier 1 Capital (to average assets)

 

 

51,878

 

 

 

9.19

 

 

 

22,592

 

 

 

4.00

 

 

 

28,240

 

 

 

5.00

 

 

 

22,592

 

 

 

4.00

 

Common Equity Tier 1 (to risk-weighted assets)

 

 

51,878

 

 

 

14.27

 

 

 

16,363

 

 

 

4.50

 

 

 

23,636

 

 

 

6.50

 

 

 

25,454

 

 

 

7.00