CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks		$ 6,069	$ 8,250
Interest bearing time deposits with other banks			747
Securities available-for-sale, at fair value		121,854	106,100
Federal Home Loan Bank stock		2,986	3,502
Total loans		430,031	402,505
Less allowance for credit losses on loans		(3,390)	(3,581)
Net loans		426,641	398,924
Land, building and equipment, net		4,072	4,181
Bank-owned life insurance		4,663	4,561
Accrued interest receivable		2,294	1,988
Other assets		2,456	9,171
Total assets		571,035	537,424
Deposits:
Non-interest bearing deposits		65,845	92,757
Interest bearing deposits		338,953	289,606
Total deposits		404,798	382,363
Advances from Federal Home Loan Bank		73,007	99,397
Advances from Federal Reserve Bank		20,000
Mortgagors’ tax escrow		640	938
Deferred compensation liability		2,071	1,830
Other liabilities		3,901	3,559
Total liabilities		504,417	488,087
Stockholders' Equity:
Preferred Stock, $.01 par value, 10,000,000 shares authorized, none issued
Common Stock, $.01 par value, 90,000,000 shares authorized; 5,192,612 issued and 5,077,164 outstanding at December 31, 2023; and 5,183,536 issued and 5,068,637 outstanding at December 31, 2022	[1]	52	62
Additional paid-in capital		52,642	26,768
Retained earnings		25,597	36,248
Accumulated other comprehensive loss		(5,944)	(9,727)
Treasury stock, at cost: 115,448 and 114,899 shares outstanding as of December 31, 2023 and 2022, respectively	[1]	(1,381)	(1,377)
Unearned stock compensation		(4,348)	(2,637)
Total stockholders' equity		66,618	49,337	[2]
Total liabilities and stockholders' equity		$ 571,035	$ 537,424

[1] (1) Adjusted for conversion of the former First Seacoast Bancorp, MHC.

[2] Shares adjusted for conversion of the former First Seacoast Bancorp, MHC.