CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks		$ 7,168	$ 8,250
Interest bearing time deposits with other banks			747
Securities available-for-sale, at fair value		102,552	106,100
Federal Home Loan Bank stock		1,972	3,502
Total Loans		427,485	402,505
Allowance for credit losses on loans		(3,349)	(3,581)
Net loans		424,136	398,924
Land, building and equipment, net		4,160	4,181
Bank-owned life insurance		4,642	4,561
Accrued interest receivable		2,130	1,988
Other assets		10,395	9,171
Total assets		557,155	537,424
Deposits:
Non-interest bearing deposits		72,956	92,757
Interest bearing deposits		338,829	289,606
Total deposits		411,785	382,363
Advances from Federal Home Loan Bank		44,877	99,397
Advances from Federal Reserve Bank		25,000
Mortgagors’ tax escrow		2,381	938
Deferred compensation liability		1,990	1,830
Other liabilities		3,860	3,559
Total liabilities		489,893	488,087
Stockholders' Equity:
Preferred Stock, $.01 par value, 10,000,000 shares authorized, none issued
Common Stock, $.01 par value, 90,000,000 shares authorized; 5,192,515 issued and 5,077,616 outstanding at September 30, 2023; and 5,183,439 issued and 5,068,540 outstanding at December 31, 2022		52	62
Additional paid-in capital		52,592	26,768
Retained earnings		35,266	36,248
Accumulated other comprehensive loss		(14,783)	(9,727)
Treasury stock, at cost: 114,899 shares outstanding as of September 30, 2023 and December 31, 2022	[1]	(1,377)	(1,377)
Unearned stock compensation		(4,488)	(2,637)
Total stockholders' equity		67,262	49,337	[2]
Total liabilities and stockholders' equity		$ 557,155	$ 537,424

[1] Adjusted for conversion of First Seacoast Bancorp, Inc.

[2] Adjusted for conversion of First Seacoast Bancorp, Inc.