The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN BLMBRG ALL CM SG K 1 FR ETF BBRG ALL COMD K1 003261104 1,693 65,559 SH   SOLE   0 0 65,559
ADOBE INC COM 00724F101 469 1,703 SH   SOLE   0 0 1,703
ALPHABET INC. CLASS C CAP STK CL C 02079K107 533 5,540 SH   SOLE   0 0 5,540
AMAZON.COM INC COM 023135106 203 1,800 SH   SOLE   0 0 1,800
AMERICAN EXPRESS CO COM 025816109 279 2,066 SH   SOLE   0 0 2,066
AMGEN INC. COM 031162100 407 1,807 SH   SOLE   0 0 1,807
APPLE INC COM 037833100 4,249 30,745 SH   SOLE   0 0 30,745
AUTO DATA PROCESSING COM 053015103 1,976 8,736 SH   SOLE   0 0 8,736
CALIFORNIA BANCORP COM 13005U101 681 33,698 SH   SOLE   0 0 33,698
CHEVRON CORP COM 166764100 438 3,050 SH   SOLE   0 0 3,050
CONOCOPHILLIPS COM 20825C104 2,262 22,100 SH   SOLE   0 0 22,100
COSTCO WHOLESALE CO COM 22160K105 234 495 SH   SOLE   0 0 495
DTE ENERGY CO COM 233331107 263 2,284 SH   SOLE   0 0 2,284
EXXON MOBIL CORP COM 30231G102 527 6,040 SH   SOLE   0 0 6,040
FIRST TRUST GBL TTCL COMDTY STRA ETF FST TR GLB FD 33739H101 631 24,887 SH   SOLE   0 0 24,887
FLEXSHARES IBOXX 3 YR TIPS IDX ETF IBOXX 3R TARGT 33939L506 1,355 57,964 SH   SOLE   0 0 57,964
FOLIOBEYOND RISING RATES ETF FOLIOBEYOND RISI 886364637 4,146 131,435 SH   SOLE   0 0 131,435
GLOBAL X MSCI CHINA ENERGY ETF MSCI CHINA ENRGY 37950E507 2,065 136,423 SH   SOLE   0 0 136,423
INVSC ACTVLY MNG OPTM YD DVRS ETF OPTIMUM YIELD 46090F100 4,064 251,190 SH   SOLE   0 0 251,190
INVSC SP 500 EQL WGHT CNSMR STPL ETF S&P500 EQL STP 46137V373 2,898 18,843 SH   SOLE   0 0 18,843
ISHARES CONVERTIBLE BOND ETF CONV BD ETF 46435G102 501 7,265 SH   SOLE   0 0 7,265
ISHARES CORE AGGRESSIVE ALLOCATI ETF AGGRES ALLOC ETF 464289859 709 12,785 SH   SOLE   0 0 12,785
ISHARES CORE CONSERVATIVE ALLOCATION CONSER ALLOC ETF 464289883 2,110 64,681 SH   SOLE   0 0 64,681
ISHARES CORE MODERATE ALLOCATIN ETF MODERT ALLOC ETF 464289875 4,703 128,460 SH   SOLE   0 0 128,460
ISHARES EXPANDED TECH STW SCTR ETF EXPANDED TECH 464287515 898 3,590 SH   SOLE   0 0 3,590
ISHARES MSCI INDONESIA ETF MSCI INDONIA ETF 46429B309 669 28,698 SH   SOLE   0 0 28,698
ISHARES PREFERRED INCOME SEC ETF PFD AND INCM SEC 464288687 12,422 392,223 SH   SOLE   0 0 392,223
ISHARES TREASURY FLOATNG RATE BD ETF TRS FLT RT BD 46434V860 2,830 56,046 SH   SOLE   0 0 56,046
ISHARES U S CONSUMER STAPLES ETF US CONSM STAPLES 464287812 7,863 43,726 SH   SOLE   0 0 43,726
MCDONALDS CORP COM 580135101 5,283 22,896 SH   SOLE   0 0 22,896
MICROSOFT CORP COM 594918104 2,945 12,643 SH   SOLE   0 0 12,643
PARKER-HANNIFIN CORP COM 701094104 253 1,042 SH   SOLE   0 0 1,042
PEPSICO INC COM 713448108 779 4,774 SH   SOLE   0 0 4,774
PROSHARES SHORT RUSSELL 2000 ETF SHRT RUSSELL2000 74348A210 4,275 162,164 SH   SOLE   0 0 162,164
PROSHARES ULTRAPRO SHORT QQQ ETF ULTRA SHT QQQ 74347G432 1,335 21,773 SH   SOLE   0 0 21,773
PROSHARES ULTRASHORT S&P 500 ETF ULTRASHRT S&P500 74347G416 2,416 44,275 SH   SOLE   0 0 44,275
PROSHRES ULTRASHT 20 PLS YR TRSY ETF PSHS ULTSH 20YRS 74347B201 1,504 47,287 SH   SOLE   0 0 47,287
SIMON PPTY GROUP REIT COM 828806109 221 2,464 SH   SOLE   0 0 2,464
SPDR FUND CONSUMER DISCRE SELECT ETF SBI CONS DISCR 81369Y407 275 1,928 SH   SOLE   0 0 1,928
SPDR S&P 500 ETF TR UNIT 78462F103 220 616 SH   SOLE   0 0 616
UNION PACIFIC CORP COM 907818108 2,104 10,800 SH   SOLE   0 0 10,800
UNITED PARCEL SRVC CLASS B CL B 911312106 634 3,927 SH   SOLE   0 0 3,927
UNITEDHEALTH GRP INC COM 91324P102 5,595 11,078 SH   SOLE   0 0 11,078
VANGUARD VALUE ETF VALUE ETF 922908744 254 2,057 SH   SOLE   0 0 2,057
VIRTUS INFRCP US PRERD STCK ETF VIRTUS INFRCAP 26923G822 1,024 53,763 SH   SOLE   0 0 53,763
VISA INC CLASS A COM CL A 92826C839 352 1,982 SH   SOLE   0 0 1,982
W R BERKLEY CORP COM 084423102 4,171 64,580 SH   SOLE   0 0 64,580
WISDOMTREE JAPAN HEDGED EQUITY ETF JAPN HEDGE EQT 97717W851 3,396 55,062 SH   SOLE   0 0 55,062