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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,277,892 11,209 SH   SOLE 0 0 0 11,209
ABBVIE INC COM 00287Y109   1,033,275 5,232 SH   SOLE 0 0 0 5,232
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   845,679 2,392 SH   SOLE 0 0 0 2,392
ADOBE INC COM 00724F101   1,387,598 2,680 SH   SOLE 0 0 0 2,680
ALPHABET INC CAP STK CL A 02079K305   2,480,041 14,954 SH   SOLE 0 0 0 14,954
ALPHABET INC CAP STK CL C 02079K107   3,056,559 18,282 SH   SOLE 0 0 0 18,282
AMAZON COM INC COM 023135106   2,853,411 15,314 SH   SOLE 0 1,000 0 14,314
AMERICAN TOWER CORP NEW COM 03027X100   1,021,011 4,390 SH   SOLE 0 0 0 4,390
AMETEK INC COM 031100100   1,034,096 6,022 SH   SOLE 0 0 0 6,022
AON PLC SHS CL A G0403H108   222,332 643 SH   SOLE 0 0 0 643
APPLE INC COM 037833100   9,309,427 39,955 SH   SOLE 0 0 0 39,955
APPLIED MATLS INC COM 038222105   371,729 1,840 SH   SOLE 0 0 0 1,840
ASML HOLDING N V N Y REGISTRY SHS N07059210   436,923 524 SH   SOLE 0 0 0 524
ASTRAZENECA PLC SPONSORED ADR 046353108   478,235 6,138 SH   SOLE 0 0 0 6,138
AT&T INC COM 00206R102   247,928 11,269 SH   SOLE 0 0 0 11,269
AUTOMATIC DATA PROCESSING IN COM 053015103   414,506 1,498 SH   SOLE 0 0 0 1,498
AVALONBAY CMNTYS INC COM 053484101   232,233 1,031 SH   SOLE 0 0 0 1,031
BANK AMERICA CORP COM 060505104   280,828 7,077 SH   SOLE 0 0 0 7,077
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,937,293 6,382 SH   SOLE 0 0 0 6,382
BOSTON SCIENTIFIC CORP COM 101137107   542,799 6,477 SH   SOLE 0 0 0 6,477
BROADCOM INC COM 11135F101   1,626,693 9,430 SH   SOLE 0 0 0 9,430
CAMDEN PPTY TR SH BEN INT 133131102   242,736 1,965 SH   SOLE 0 0 0 1,965
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   4,287,015 142,190 SH   SOLE 0 0 0 142,190
CARRIER GLOBAL CORPORATION COM 14448C104   513,003 6,373 SH   SOLE 0 0 0 6,373
CATERPILLAR INC COM 149123101   259,313 663 SH   SOLE 0 0 0 663
CHEVRON CORP NEW COM 166764100   1,076,453 7,309 SH   SOLE 0 0 0 7,309
CHUBB LIMITED COM H1467J104   757,908 2,628 SH   SOLE 0 0 0 2,628
CINTAS CORP COM 172908105   234,579 1,139 SH   SOLE 0 0 0 1,139
CISCO SYS INC COM 17275R102   706,503 13,275 SH   SOLE 0 0 0 13,275
CME GROUP INC COM 12572Q105   226,193 1,025 SH   SOLE 0 0 0 1,025
COCA COLA CO COM 191216100   295,876 4,117 SH   SOLE 0 0 0 4,117
COLGATE PALMOLIVE CO COM 194162103   203,779 1,963 SH   SOLE 0 0 0 1,963
COMCAST CORP NEW CL A 20030N101   402,791 9,643 SH   SOLE 0 0 0 9,643
COMERICA INC COM 200340107   215,259 3,593 SH   SOLE 0 0 0 3,593
COPART INC COM 217204106   228,015 4,351 SH   SOLE 0 0 0 4,351
COSTCO WHSL CORP NEW COM 22160K105   2,756,058 3,109 SH   SOLE 0 0 0 3,109
CSX CORP COM 126408103   298,755 8,652 SH   SOLE 0 0 0 8,652
CUMMINS INC COM 231021106   203,523 629 SH   SOLE 0 0 0 629
DANAHER CORPORATION COM 235851102   1,620,519 5,829 SH   SOLE 0 0 0 5,829
DEERE & CO COM 244199105   648,371 1,554 SH   SOLE 0 0 0 1,554
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,039,047 30,302 SH   SOLE 0 0 0 30,302
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   565,766 13,571 SH   SOLE 0 0 0 13,571
DOLLAR GEN CORP NEW COM 256677105   226,313 2,676 SH   SOLE 0 0 0 2,676
EATON CORP PLC SHS G29183103   215,687 651 SH   SOLE 0 0 0 651
ELEVANCE HEALTH INC COM 036752103   314,508 605 SH   SOLE 0 0 0 605
ELI LILLY & CO COM 532457108   1,245,518 1,406 SH   SOLE 0 0 0 1,406
EMERSON ELEC CO COM 291011104   223,334 2,042 SH   SOLE 0 0 0 2,042
ENTERPRISE PRODS PARTNERS L COM 293792107   951,833 32,698 SH   SOLE 0 500 0 32,198
EOG RES INC COM 26875P101   209,183 1,702 SH   SOLE 0 0 0 1,702
EQUITY RESIDENTIAL SH BEN INT 29476L107   226,135 3,037 SH   SOLE 0 0 0 3,037
EXXON MOBIL CORP COM 30231G102   3,938,617 33,600 SH   SOLE 0 0 0 33,600
FEDEX CORP COM 31428X106   304,627 1,113 SH   SOLE 0 0 0 1,113
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   466,570 9,982 SH   SOLE 0 0 0 9,982
FIRSTENERGY CORP COM 337932107   394,015 8,884 SH   SOLE 0 0 0 8,884
FORTIVE CORP COM 34959J108   201,114 2,548 SH   SOLE 0 0 0 2,548
FREEPORT-MCMORAN INC CL B 35671D857   216,179 4,331 SH   SOLE 0 0 0 4,331
GARMIN LTD SHS H2906T109   300,659 1,708 SH   SOLE 0 0 0 1,708
GE AEROSPACE COM NEW 369604301   991,433 5,257 SH   SOLE 0 0 0 5,257
GE VERNOVA INC COM 36828A101   436,016 1,710 SH   SOLE 0 0 0 1,710
GENUINE PARTS CO COM 372460105   225,863 1,617 SH   SOLE 0 0 0 1,617
GOLDMAN SACHS GROUP INC COM 38141G104   203,036 410 SH   SOLE 0 0 0 410
GRANITESHARES ETF TR 2X LONG PLTR 38747R710   335,337 9,302 SH   SOLE 0 0 0 9,302
HEICO CORP NEW CL A 422806208   282,946 1,389 SH   SOLE 0 0 0 1,389
HENRY JACK & ASSOC INC COM 426281101   632,366 3,582 SH   SOLE 0 0 0 3,582
HILTON WORLDWIDE HLDGS INC COM 43300A203   396,850 1,722 SH   SOLE 0 0 0 1,722
HOME DEPOT INC COM 437076102   1,661,345 4,100 SH   SOLE 0 0 0 4,100
HONEYWELL INTL INC COM 438516106   581,192 2,812 SH   SOLE 0 0 0 2,812
INGERSOLL RAND INC COM 45687V106   226,568 2,308 SH   SOLE 0 0 0 2,308
INTERCONTINENTAL EXCHANGE IN COM 45866F104   535,058 3,331 SH   SOLE 0 0 0 3,331
INTERNATIONAL BUSINESS MACHS COM 459200101   574,098 2,597 SH   SOLE 0 0 0 2,597
INTUIT COM 461202103   1,607,762 2,589 SH   SOLE 0 0 0 2,589
INTUITIVE SURGICAL INC COM NEW 46120E602   248,927 507 SH   SOLE 0 0 0 507
INVESCO QQQ TR UNIT SER 1 46090E103   1,788,470 3,664 SH   SOLE 0 0 0 3,664
ISHARES TR RUS 2000 GRW ETF 464287648   445,605 1,569 SH   SOLE 0 0 0 1,569
ISHARES TR CORE S&P MCP ETF 464287507   14,744,090 236,587 SH   SOLE 0 2,413 0 234,174
ISHARES TR CORE S&P SCP ETF 464287804   13,756,247 117,615 SH   SOLE 0 1,283 0 116,332
ISHARES TR S&P 500 VAL ETF 464287408   881,702 4,472 SH   SOLE 0 0 0 4,472
ISHARES TR CORE S&P500 ETF 464287200   2,689,337 4,662 SH   SOLE 0 0 0 4,662
ISHARES TR S&P 500 GRWT ETF 464287309   850,041 8,878 SH   SOLE 0 0 0 8,878
ISHARES TR RUS 1000 VAL ETF 464287598   233,789 1,232 SH   SOLE 0 0 0 1,232
ISHARES TR RUSSELL 2000 ETF 464287655   530,123 2,400 SH   SOLE 0 0 0 2,400
ISHARES TR RUS MID CAP ETF 464287499   226,520 2,570 SH   SOLE 0 0 0 2,570
ISHARES TR CORE S&P TTL STK 464287150   229,012 1,823 SH   SOLE 0 0 0 1,823
ISHARES TR NATIONAL MUN ETF 464288414   6,362,125 58,567 SH   SOLE 0 0 0 58,567
ISHARES TR EAFE SML CP ETF 464288273   7,165,130 105,836 SH   SOLE 0 558 0 105,278
ISHARES TR GLB INFRASTR ETF 464288372   7,754,299 142,464 SH   SOLE 0 1,510 0 140,954
ISHARES TR CORE US AGGBD ET 464287226   295,303 2,916 SH   SOLE 0 0 0 2,916
ISHARES TR GLOBAL REIT ETF 46434V647   6,548,860 245,368 SH   SOLE 0 4,194 0 241,174
ISHARES TR CORE MSCI TOTAL 46432F834   863,986 11,896 SH   SOLE 0 0 0 11,896
ISHARES TR CORE MSCI EAFE 46432F842   271,484 3,478 SH   SOLE 0 0 0 3,478
ISHARES TR MSCI USA MMENTM 46432F396   782,393 3,859 SH   SOLE 0 0 0 3,859
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886   332,977 3,170 SH   SOLE 0 0 0 3,170
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   13,219,412 271,697 SH   SOLE 0 1,767 0 269,930
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   8,566,049 168,822 SH   SOLE 0 1,926 0 166,896
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   506,904 10,927 SH   SOLE 0 0 0 10,927
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   21,181,333 330,597 SH   SOLE 0 5,087 0 325,510
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   30,242,967 593,698 SH   SOLE 0 0 0 593,698
JOHNSON & JOHNSON COM 478160104   507,016 3,129 SH   SOLE 0 0 0 3,129
JPMORGAN CHASE & CO. COM 46625H100   2,090,022 9,912 SH   SOLE 0 0 0 9,912
KLA CORP COM NEW 482480100   253,844 328 SH   SOLE 0 0 0 328
LINCOLN ELEC HLDGS INC COM 533900106   2,999,160 15,619 SH   SOLE 0 0 0 15,619
LINDE PLC SHS G54950103   242,671 509 SH   SOLE 0 0 0 509
LOWES COS INC COM 548661107   407,900 1,506 SH   SOLE 0 0 0 1,506
MARSH & MCLENNAN COS INC COM 571748102   308,621 1,383 SH   SOLE 0 0 0 1,383
MASTERCARD INCORPORATED CL A 57636Q104   641,319 1,299 SH   SOLE 0 0 0 1,299
MCDONALDS CORP COM 580135101   300,158 986 SH   SOLE 0 0 0 986
MERCADOLIBRE INC COM 58733R102   272,911 133 SH   SOLE 0 0 0 133
MERCK & CO INC COM 58933Y105   818,197 7,205 SH   SOLE 0 0 0 7,205
META PLATFORMS INC CL A 30303M102   1,701,674 2,973 SH   SOLE 0 0 0 2,973
MICROSOFT CORP COM 594918104   8,490,592 19,732 SH   SOLE 0 0 0 19,732
MONDELEZ INTL INC CL A 609207105   434,652 5,900 SH   SOLE 0 0 0 5,900
NIKE INC CL B 654106103   437,104 4,945 SH   SOLE 0 200 0 4,745
NORTHROP GRUMMAN CORP COM 666807102   432,667 819 SH   SOLE 0 0 0 819
NOVO-NORDISK A S ADR 670100205   619,052 5,199 SH   SOLE 0 0 0 5,199
NUCOR CORP COM 670346105   219,855 1,462 SH   SOLE 0 0 0 1,462
NVIDIA CORPORATION COM 67066G104   5,724,651 47,140 SH   SOLE 0 0 0 47,140
NVIDIA CORPORATION COM 67066G104   17,930 8,000 SH Put SOLE 0 0 0 8,000
NVIDIA CORPORATION COM 67066G104   80,199 8,000 SH Put SOLE 0 0 0 8,000
OCCIDENTAL PETE CORP COM 674599105   207,424 4,025 SH   SOLE 0 0 0 4,025
ORACLE CORP COM 68389X105   1,309,608 7,685 SH   SOLE 0 0 0 7,685
PARKER-HANNIFIN CORP COM 701094104   360,817 571 SH   SOLE 0 0 0 571
PEPSICO INC COM 713448108   1,236,877 7,274 SH   SOLE 0 0 0 7,274
PFIZER INC COM 717081103   549,342 18,982 SH   SOLE 0 0 0 18,982
PHILIP MORRIS INTL INC COM 718172109   397,024 3,270 SH   SOLE 0 0 0 3,270
PIMCO ETF TR ACTIVE BD ETF 72201R775   18,343,137 193,882 SH   SOLE 0 6,072 0 187,810
PROCTER AND GAMBLE CO COM 742718109   844,593 4,876 SH   SOLE 0 0 0 4,876
PROGRESSIVE CORP COM 743315103   406,720 1,603 SH   SOLE 0 0 0 1,603
QUALCOMM INC COM 747525103   887,749 5,221 SH   SOLE 0 0 0 5,221
REGENERON PHARMACEUTICALS COM 75886F107   312,166 297 SH   SOLE 0 0 0 297
RESTAURANT BRANDS INTL INC COM 76131D103   282,133 3,912 SH   SOLE 0 0 0 3,912
ROPER TECHNOLOGIES INC COM 776696106   797,935 1,434 SH   SOLE 0 0 0 1,434
ROYAL CARIBBEAN GROUP COM V7780T103   290,161 1,636 SH   SOLE 0 0 0 1,636
RTX CORPORATION COM 75513E101   683,226 5,639 SH   SOLE 0 0 0 5,639
SAP SE SPON ADR 803054204   366,807 1,601 SH   SOLE 0 0 0 1,601
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,527,500 22,963 SH   SOLE 0 0 0 22,963
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,579,471 232,964 SH   SOLE 0 1,667 0 231,297
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   934,099 13,767 SH   SOLE 0 0 0 13,767
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   704,726 13,684 SH   SOLE 0 0 0 13,684
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,071,223 77,474 SH   SOLE 0 1,955 0 75,519
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   318,266 10,907 SH   SOLE 0 0 0 10,907
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   253,443 6,782 SH   SOLE 0 0 0 6,782
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   258,078 3,106 SH   SOLE 0 0 0 3,106
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   642,851 7,605 SH   SOLE 0 0 0 7,605
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   240,966 5,317 SH   SOLE 0 0 0 5,317
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   455,219 2,016 SH   SOLE 0 0 0 2,016
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   241,503 1,568 SH   SOLE 0 0 0 1,568
SHERWIN WILLIAMS CO COM 824348106   1,028,659 2,695 SH   SOLE 0 0 0 2,695
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,449,990 3,427 SH   SOLE 0 0 0 3,427
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   292,773 9,618 SH   SOLE 0 0 0 9,618
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   653,865 10,095 SH   SOLE 0 0 0 10,095
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   3,728,768 78,451 SH   SOLE 0 0 0 78,451
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,373,715 2,394 SH   SOLE 0 0 0 2,394
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   249,845 439 SH   SOLE 0 0 0 439
STARBUCKS CORP COM 855244109   441,250 4,526 SH   SOLE 0 0 0 4,526
STERIS PLC SHS USD G8473T100   1,209,771 4,988 SH   SOLE 0 0 0 4,988
STRYKER CORPORATION COM 863667101   681,896 1,888 SH   SOLE 0 0 0 1,888
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   696,064 4,008 SH   SOLE 0 0 0 4,008
TARGET CORP COM 87612E106   276,491 1,774 SH   SOLE 0 0 0 1,774
TC ENERGY CORP COM 87807B107   222,059 4,670 SH   SOLE 0 0 0 4,670
TESLA INC COM 88160R101   1,340,932 5,125 SH   SOLE 0 0 0 5,125
TEXTRON INC COM 883203101   388,069 4,381 SH   SOLE 0 0 0 4,381
THERMO FISHER SCIENTIFIC INC COM 883556102   209,503 339 SH   SOLE 0 0 0 339
TOTALENERGIES SE SPONSORED ADS 89151E109   352,050 5,448 SH   SOLE 0 0 0 5,448
TRANSDIGM GROUP INC COM 893641100   231,503 162 SH   SOLE 0 0 0 162
TRIMBLE INC COM 896239100   252,334 4,064 SH   SOLE 0 0 0 4,064
UNITEDHEALTH GROUP INC COM 91324P102   2,194,645 3,754 SH   SOLE 0 0 0 3,754
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   205,243 4,082 SH   SOLE 0 0 0 4,082
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,558,210 2,953 SH   SOLE 0 0 0 2,953
VANGUARD INDEX FDS TOTAL STK MKT 922908769   17,900,668 63,218 SH   SOLE 0 1,558 0 61,660
VANGUARD INDEX FDS VALUE ETF 922908744   248,064 1,421 SH   SOLE 0 0 0 1,421
VANGUARD INDEX FDS LARGE CAP ETF 922908637   349,123 1,326 SH   SOLE 0 0 0 1,326
VANGUARD INDEX FDS MID CAP ETF 922908629   201,098 762 SH   SOLE 0 0 0 762
VANGUARD INDEX FDS SM CP VAL ETF 922908611   209,043 1,041 SH   SOLE 0 0 0 1,041
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   217,831 2,236 SH   SOLE 0 0 0 2,236
VANGUARD INDEX FDS GROWTH ETF 922908736   485,288 1,264 SH   SOLE 0 0 0 1,264
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   272,116 4,319 SH   SOLE 0 0 0 4,319
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   11,405,347 238,356 SH   SOLE 0 1,372 0 236,984
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   17,704,802 147,910 SH   SOLE 0 0 0 147,910
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   525,718 10,284 SH   SOLE 0 0 0 10,284
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,068,569 11,071 SH   SOLE 0 0 0 11,071
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   14,322,644 171,879 SH   SOLE 0 0 0 171,879
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,911,511 36,196 SH   SOLE 0 0 0 36,196
VANGUARD WORLD FD INF TECH ETF 92204A702   809,398 1,380 SH   SOLE 0 0 0 1,380
VERIZON COMMUNICATIONS INC COM 92343V104   438,296 9,759 SH   SOLE 0 0 0 9,759
VERTEX PHARMACEUTICALS INC COM 92532F100   204,310 439 SH   SOLE 0 0 0 439
VERTIV HOLDINGS CO COM CL A 92537N108   219,141 2,203 SH   SOLE 0 0 0 2,203
VISA INC COM CL A 92826C839   2,852,849 10,376 SH   SOLE 0 0 0 10,376
WALMART INC COM 931142103   330,956 4,099 SH   SOLE 0 0 0 4,099
WENDYS CO COM 95058W100   268,179 15,307 SH   SOLE 0 0 0 15,307
YUM BRANDS INC COM 988498101   447,528 3,203 SH   SOLE 0 0 0 3,203
ZOETIS INC CL A 98978V103   242,851 1,243 SH   SOLE 0 0 0 1,243