The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   553,944 5,331 SH   SOLE   0 0 5,331
ABBVIE INC COM 00287Y109   1,749,847 10,202 SH   SOLE   0 0 10,202
ALPHABET INC CAP STK CL A 02079K305   653,372 3,587 SH   SOLE   0 0 3,587
ALPHABET INC CAP STK CL C 02079K107   613,010 3,342 SH   SOLE   0 0 3,342
AMAZON COM INC COM 023135106   1,111,188 5,750 SH   SOLE   0 0 5,750
AMGEN INC COM 031162100   452,838 1,449 SH   SOLE   0 0 1,449
APPLE INC COM 037833100   17,890,926 84,944 SH   SOLE   0 0 84,944
AUTOMATIC DATA PROCESSING IN COM 053015103   206,467 865 SH   SOLE   0 0 865
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   231,062 568 SH   SOLE   0 0 568
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   7,468,739 159,112 SH   SOLE   0 0 159,112
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   200,440 3,374 SH   SOLE   0 0 3,374
BLACKROCK ETF TRUST II HIGH YLD MUNI IN 092528108   259,975 11,483 SH   SOLE   0 0 11,483
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   1,147,566 21,984 SH   SOLE   0 0 21,984
BP PLC SPONSORED ADR 055622104   848,639 23,508 SH   SOLE   0 0 23,508
CAMPBELL SOUP CO COM 134429109   670,213 14,831 SH   SOLE   0 0 14,831
CATERPILLAR INC COM 149123101   518,304 1,556 SH   SOLE   0 0 1,556
CHEVRON CORP NEW COM 166764100   540,275 3,454 SH   SOLE   0 0 3,454
CHIPOTLE MEXICAN GRILL INC COM 169656105   213,010 3,400 SH   SOLE   0 0 3,400
COCA COLA CO COM 191216100   214,045 3,363 SH   SOLE   0 0 3,363
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   4,209,390 131,873 SH   SOLE   0 0 131,873
COSTCO WHSL CORP NEW COM 22160K105   526,144 619 SH   SOLE   0 0 619
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   343,333 9,158 SH   SOLE   0 0 9,158
ECOLAB INC COM 278865100   266,349 1,119 SH   SOLE   0 0 1,119
ELI LILLY & CO COM 532457108   449,974 497 SH   SOLE   0 0 497
EXXON MOBIL CORP COM 30231G102   310,248 2,695 SH   SOLE   0 0 2,695
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   409,274 23,162 SH   SOLE   0 0 23,162
GRAINGER W W INC COM 384802104   229,169 254 SH   SOLE   0 0 254
HERSHEY CO COM 427866108   229,333 1,248 SH   SOLE   0 0 1,248
HOME DEPOT INC COM 437076102   300,522 873 SH   SOLE   0 0 873
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   1,122,599 46,736 SH   SOLE   0 0 46,736
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   252,850 10,457 SH   SOLE   0 0 10,457
INTERNATIONAL BUSINESS MACHS COM 459200101   224,662 1,299 SH   SOLE   0 0 1,299
INTUITIVE SURGICAL INC COM NEW 46120E602   364,332 819 SH   SOLE   0 0 819
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   1,161,702 38,189 SH   SOLE   0 0 38,189
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   1,966,367 40,394 SH   SOLE   0 0 40,394
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   885,037 23,753 SH   SOLE   0 0 23,753
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   226,349 5,935 SH   SOLE   0 0 5,935
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,318,868 8,028 SH   SOLE   0 0 8,028
INVESCO QQQ TR UNIT SER 1 46090E103   2,066,781 4,314 SH   SOLE   0 0 4,314
ISHARES INC MSCI EMRG CHN 46434G764   3,978,609 67,206 SH   SOLE   0 0 67,206
ISHARES INC MSCI GBL MIN VOL 464286525   729,540 6,972 SH   SOLE   0 0 6,972
ISHARES INC CORE MSCI EMKT 46434G103   1,065,802 19,910 SH   SOLE   0 0 19,910
ISHARES TR RUSSELL 2000 ETF 464287655   206,821 1,019 SH   SOLE   0 0 1,019
ISHARES TR RUS 1000 ETF 464287622   1,881,941 6,325 SH   SOLE   0 0 6,325
ISHARES TR US INFRASTRUC 46435U713   314,254 7,461 SH   SOLE   0 0 7,461
ISHARES TR EAFE VALUE ETF 464288877   863,376 16,278 SH   SOLE   0 0 16,278
ISHARES TR U.S. TECH ETF 464287721   2,168,040 14,406 SH   SOLE   0 0 14,406
ISHARES TR HDG MSCI EAFE 46434V803   1,221,565 34,357 SH   SOLE   0 0 34,357
ISHARES TR MBS ETF 464288588   888,210 9,674 SH   SOLE   0 0 9,674
ISHARES TR MSCI USA MIN VOL 46429B697   538,603 6,415 SH   SOLE   0 0 6,415
ISHARES TR NATIONAL MUN ETF 464288414   826,295 7,755 SH   SOLE   0 0 7,755
ISHARES TR MSCI USA QLT FCT 46432F339   3,477,527 20,365 SH   SOLE   0 0 20,365
ISHARES TR RUSSELL 3000 ETF 464287689   1,709,889 5,540 SH   SOLE   0 0 5,540
ISHARES TR RUS 1000 GRW ETF 464287614   291,608 800 SH   SOLE   0 0 800
ISHARES TR CORE MSCI EAFE 46432F842   359,407 4,948 SH   SOLE   0 0 4,948
ISHARES TR CORE TOTAL USD 46434V613   2,054,632 45,436 SH   SOLE   0 0 45,436
ISHARES TR CORE S&P MCP ETF 464287507   285,059 4,871 SH   SOLE   0 0 4,871
ISHARES TR CORE S&P SCP ETF 464287804   799,797 7,499 SH   SOLE   0 0 7,499
ISHARES TR S&P MC 400GR ETF 464287606   376,406 4,272 SH   SOLE   0 0 4,272
ISHARES TR SHRT NAT MUN ETF 464288158   815,385 7,799 SH   SOLE   0 0 7,799
ISHARES TR SELECT DIVID ETF 464287168   1,388,543 11,477 SH   SOLE   0 0 11,477
ISHARES TR S&P SML 600 GWT 464287887   539,541 4,201 SH   SOLE   0 0 4,201
ISHARES TR MSCI EAFE ETF 464287465   323,240 4,127 SH   SOLE   0 0 4,127
ISHARES TR INVESTMENT GRADE 46435G219   400,551 9,030 SH   SOLE   0 0 9,030
ISHARES TR ESG AWR MSCI USA 46435G425   228,856 1,918 SH   SOLE   0 0 1,918
ISHARES TR CORE S&P TTL STK 464287150   968,291 8,152 SH   SOLE   0 0 8,152
ISHARES TR EAFE GRWTH ETF 464288885   2,106,263 20,589 SH   SOLE   0 0 20,589
ISHARES TR US CONSM STAPLES 464287812   225,786 3,434 SH   SOLE   0 0 3,434
ISHARES TR CORE S&P500 ETF 464287200   29,196,248 53,353 SH   SOLE   0 0 53,353
ISHARES TR 0-3 MNTH TREASRY 46436E718   342,515 3,401 SH   SOLE   0 0 3,401
ISHARES TR RUS MID CAP ETF 464287499   575,627 7,099 SH   SOLE   0 0 7,099
ISHARES TR 20 YR TR BD ETF 464287432   536,454 5,845 SH   SOLE   0 0 5,845
ISHARES TR S&P 500 GRWT ETF 464287309   10,012,479 108,196 SH   SOLE   0 0 108,196
ISHARES TR TRS FLT RT BD 46434V860   8,094,303 159,777 SH   SOLE   0 0 159,777
ISHARES TR U.S. FINLS ETF 464287788   302,624 3,200 SH   SOLE   0 0 3,200
ISHARES TR S&P 500 VAL ETF 464287408   4,555,766 25,030 SH   SOLE   0 0 25,030
ISHARES TR 0-5 YR TIPS ETF 46429B747   270,911 2,723 SH   SOLE   0 0 2,723
ISHARES TR CORE HIGH DV ETF 46429B663   310,773 2,859 SH   SOLE   0 0 2,859
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   37,608,327 710,261 SH   SOLE   0 0 710,261
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,614,332 51,519 SH   SOLE   0 0 51,519
J P MORGAN EXCHANGE TRADED F U S TECH LEADERS 46654Q732   7,433,572 107,344 SH   SOLE   0 0 107,344
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   8,545,179 167,948 SH   SOLE   0 0 167,948
JOHNSON & JOHNSON COM 478160104   752,139 5,146 SH   SOLE   0 0 5,146
JPMORGAN CHASE & CO. COM 46625H100   460,951 2,279 SH   SOLE   0 0 2,279
LOWES COS INC COM 548661107   302,912 1,374 SH   SOLE   0 0 1,374
MCDONALDS CORP COM 580135101   655,321 2,572 SH   SOLE   0 0 2,572
MCKESSON CORP COM 58155Q103   280,923 481 SH   SOLE   0 0 481
META PLATFORMS INC CL A 30303M102   434,133 861 SH   SOLE   0 0 861
MICROSOFT CORP COM 594918104   1,767,024 3,954 SH   SOLE   0 0 3,954
NEXTERA ENERGY INC COM 65339F101   253,287 3,577 SH   SOLE   0 0 3,577
NVIDIA CORPORATION COM 67066G104   882,820 7,146 SH   SOLE   0 0 7,146
PACER FDS TR US CASH COWS 100 69374H881   563,819 10,347 SH   SOLE   0 0 10,347
PEPSICO INC COM 713448108   609,580 3,696 SH   SOLE   0 0 3,696
PIMCO ETF TR 1-5 US TIP IDX 72201R205   485,674 9,405 SH   SOLE   0 0 9,405
PIMCO ETF TR INTER MUN BD ACT 72201R866   402,684 7,735 SH   SOLE   0 0 7,735
PROCTER AND GAMBLE CO COM 742718109   609,709 3,697 SH   SOLE   0 0 3,697
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,232,673 27,044 SH   SOLE   0 0 27,044
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   536,488 8,350 SH   SOLE   0 0 8,350
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   9,129,829 40,356 SH   SOLE   0 0 40,356
SELECT SECTOR SPDR TR INDL 81369Y704   573,642 4,707 SH   SOLE   0 0 4,707
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   514,294 3,529 SH   SOLE   0 0 3,529
SPDR GOLD TR GOLD SHS 78463V107   484,848 2,255 SH   SOLE   0 0 2,255
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,990,059 52,829 SH   SOLE   0 0 52,829
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,662,291 104,398 SH   SOLE   0 0 104,398
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   624,924 11,435 SH   SOLE   0 0 11,435
SPDR S&P 500 ETF TR TR UNIT 78462F103   22,260,932 40,904 SH   SOLE   0 0 40,904
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   481,681 900 SH   SOLE   0 0 900
SPDR SER TR PORTFOLIO S&P400 78464A847   360,734 7,032 SH   SOLE   0 0 7,032
SPDR SER TR PORTFLI INTRMDIT 78464A672   963,818 34,398 SH   SOLE   0 0 34,398
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,588,560 53,110 SH   SOLE   0 0 53,110
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,565,919 57,528 SH   SOLE   0 0 57,528
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   523,605 5,705 SH   SOLE   0 0 5,705
SPDR SER TR S&P DIVID ETF 78464A763   304,850 2,397 SH   SOLE   0 0 2,397
SPDR SER TR PORT MTG BK ETF 78464A383   2,992,452 138,732 SH   SOLE   0 0 138,732
SPDR SER TR PORTFOLIO SH TSR 78468R101   1,381,908 47,867 SH   SOLE   0 0 47,867
SPDR SER TR PORTFOLI S&P1500 78464A805   707,046 10,656 SH   SOLE   0 0 10,656
SPDR SER TR PORTFOLIO S&P600 78468R853   467,670 11,261 SH   SOLE   0 0 11,261
SPDR SER TR BLOOMBERG 3-12 M 78468R523   390,822 3,933 SH   SOLE   0 0 3,933
SPDR SER TR PRTFLO S&P500 GW 78464A409   18,194,803 227,066 SH   SOLE   0 0 227,066
SPDR SER TR PORTFOLIO AGRGTE 78464A649   9,687,697 386,118 SH   SOLE   0 0 386,118
SPDR SER TR PORTFOLIO S&P500 78464A854   31,947,981 499,187 SH   SOLE   0 0 499,187
SPDR SER TR NUVEEN BLMBRG MU 78468R721   629,291 13,755 SH   SOLE   0 0 13,755
SPDR SER TR BBG CONV SEC ETF 78464A359   212,006 2,942 SH   SOLE   0 0 2,942
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309   364,952 8,636 SH   SOLE   0 0 8,636
TEXAS INSTRS INC COM 882508104   217,874 1,120 SH   SOLE   0 0 1,120
TIDAL ETF TR SP FDS S&P 500 886364801   1,026,430 25,369 SH   SOLE   0 0 25,369
TIDAL ETF TR SP DWJNS SUKUK 886364702   409,187 23,131 SH   SOLE   0 0 23,131
UNITED PARCEL SERVICE INC CL B 911312106   294,091 2,149 SH   SOLE   0 0 2,149
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   277,674 3,206 SH   SOLE   0 0 3,206
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   203,124 779 SH   SOLE   0 0 779
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   287,419 2,900 SH   SOLE   0 0 2,900
VANGUARD INDEX FDS TOTAL STK MKT 922908769   421,863 1,577 SH   SOLE   0 0 1,577
VANGUARD INDEX FDS GROWTH ETF 922908736   1,547,653 4,138 SH   SOLE   0 0 4,138
VANGUARD INDEX FDS MID CAP ETF 922908629   377,676 1,560 SH   SOLE   0 0 1,560
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   462,104 2,013 SH   SOLE   0 0 2,013
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   402,400 2,675 SH   SOLE   0 0 2,675
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   587,946 10,139 SH   SOLE   0 0 10,139
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   450,716 2,469 SH   SOLE   0 0 2,469
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   222,612 1,877 SH   SOLE   0 0 1,877
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   356,174 1,339 SH   SOLE   0 0 1,339
VANGUARD WORLD FD INF TECH ETF 92204A702   314,348 545 SH   SOLE   0 0 545
VANGUARD WORLD FD MEGA GRWTH IND 921910816   307,926 980 SH   SOLE   0 0 980
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   203,465 865 SH   SOLE   0 0 865
VANGUARD WORLD FD CONSUM STP ETF 92204A207   395,909 1,950 SH   SOLE   0 0 1,950
VERIZON COMMUNICATIONS INC COM 92343V104   260,183 6,309 SH   SOLE   0 0 6,309
WALMART INC COM 931142103   658,615 9,727 SH   SOLE   0 0 9,727
WELLS FARGO CO NEW COM 949746101   814,474 13,714 SH   SOLE   0 0 13,714
WISDOMTREE TR US TOTAL DIVIDND 97717W109   6,731,736 95,039 SH   SOLE   0 0 95,039
WISDOMTREE TR ITL HIGH DIV FD 97717W802   12,500,930 325,762 SH   SOLE   0 0 325,762
WISDOMTREE TR US MIDCAP DIVID 97717W505   440,301 9,414 SH   SOLE   0 0 9,414
WISDOMTREE TR GLB HIGH DIV FD 97717W877   280,903 5,615 SH   SOLE   0 0 5,615
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   33,067,936 657,284 SH   SOLE   0 0 657,284
WISDOMTREE TR GLB US QTLY DIV 97717W844   4,778,660 122,279 SH   SOLE   0 0 122,279