The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   552,992 4,889 SH   SOLE 0 0 0 4,889
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   752,127 2,138 SH   SOLE 0 0 0 2,138
ADOBE INC COM 00724F101   475,808 1,070 SH   SOLE 0 0 0 1,070
AFLAC INC COM 001055102   1,077,814 10,420 SH   SOLE 0 0 0 10,420
AIR PRODS & CHEMS INC COM 009158106   1,157,914 3,992 SH   SOLE 0 0 0 3,992
ALPHABET INC CAP STK CL A 02079K305   4,982,159 26,319 SH   SOLE 0 0 0 26,319
ALPHABET INC CAP STK CL C 02079K107   296,840 1,559 SH   SOLE 0 0 0 1,559
AMAZON COM INC COM 023135106   6,329,840 28,852 SH   SOLE 0 0 0 28,852
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,458,200 15,106 SH   SOLE 0 0 0 15,106
AMERICAN ELEC PWR CO INC COM 025537101   590,058 6,398 SH   SOLE 0 0 0 6,398
AMERICAN EXPRESS CO COM 025816109   599,641 2,020 SH   SOLE 0 0 0 2,020
AMGEN INC COM 031162100   262,413 1,007 SH   SOLE 0 0 0 1,007
APPLE INC COM 037833100   7,216,332 28,817 SH   SOLE 0 0 0 28,817
AUTOMATIC DATA PROCESSING IN COM 053015103   472,620 1,615 SH   SOLE 0 0 0 1,615
AUTOZONE INC COM 053332102   284,978 89 SH   SOLE 0 0 0 89
BALL CORP COM 058498106   252,079 4,572 SH   SOLE 0 0 0 4,572
BECTON DICKINSON & CO COM 075887109   857,783 3,781 SH   SOLE 0 0 0 3,781
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   277,861 613 SH   SOLE 0 0 0 613
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   231,092 3,608 SH   SOLE 0 0 0 3,608
BLACKROCK INC COM 09290D101   621,365 606 SH   SOLE 0 0 0 606
BROADCOM INC COM 11135F101   287,592 1,240 SH   SOLE 0 0 0 1,240
BROWN & BROWN INC COM 115236101   362,273 3,551 SH   SOLE 0 0 0 3,551
CATERPILLAR INC COM 149123101   457,981 1,262 SH   SOLE 0 0 0 1,262
CHEVRON CORP NEW COM 166764100   676,738 4,672 SH   SOLE 0 0 0 4,672
CHUBB LIMITED COM H1467J104   668,916 2,421 SH   SOLE 0 0 0 2,421
CHURCH & DWIGHT CO INC COM 171340102   455,622 4,351 SH   SOLE 0 0 0 4,351
CINTAS CORP COM 172908105   314,630 1,722 SH   SOLE 0 0 0 1,722
CISCO SYS INC COM 17275R102   478,987 8,091 SH   SOLE 0 0 0 8,091
CLOROX CO DEL COM 189054109   415,989 2,561 SH   SOLE 0 0 0 2,561
COCA COLA CO COM 191216100   398,089 6,394 SH   SOLE 0 0 0 6,394
COMCAST CORP NEW CL A 20030N101   935,275 24,921 SH   SOLE 0 0 0 24,921
COSTCO WHSL CORP NEW COM 22160K105   5,089,010 5,554 SH   SOLE 0 0 0 5,554
D R HORTON INC COM 23331A109   217,420 1,555 SH   SOLE 0 0 0 1,555
DANAHER CORPORATION COM 235851102   534,259 2,327 SH   SOLE 0 0 0 2,327
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,772,484 67,678 SH   SOLE 0 0 0 67,678
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,142,316 44,727 SH   SOLE 0 0 0 44,727
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,277,976 48,098 SH   SOLE 0 0 0 48,098
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,826,031 59,325 SH   SOLE 0 0 0 59,325
EATON CORP PLC SHS G29183103   346,804 1,045 SH   SOLE 0 0 0 1,045
ECOLAB INC COM 278865100   732,143 3,125 SH   SOLE 0 0 0 3,125
ELI LILLY & CO COM 532457108   603,894 782 SH   SOLE 0 0 0 782
EOG RES INC COM 26875P101   1,130,278 9,221 SH   SOLE 0 0 0 9,221
ESSENTIAL UTILS INC COM 29670G102   248,318 6,837 SH   SOLE 0 0 0 6,837
EXXON MOBIL CORP COM 30231G102   721,959 6,712 SH   SOLE 0 0 0 6,712
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   612,702 5,473 SH   SOLE 0 0 0 5,473
FEDEX CORP COM 31428X106   592,490 2,106 SH   SOLE 0 0 0 2,106
FISERV INC COM 337738108   230,687 1,123 SH   SOLE 0 0 0 1,123
GOLDMAN SACHS GROUP INC COM 38141G104   877,464 1,532 SH   SOLE 0 0 0 1,532
HOME DEPOT INC COM 437076102   544,523 1,400 SH   SOLE 0 0 0 1,400
INGREDION INC COM 457187102   1,263,589 9,186 SH   SOLE 0 0 0 9,186
INTUIT COM 461202103   669,821 1,066 SH   SOLE 0 0 0 1,066
ISHARES TR ESG ADV TTL USD 46436E619   222,515 5,238 SH   SOLE 0 0 0 5,238
ISHARES TR ESG AWR MSCI USA 46435G425   438,039 3,400 SH   SOLE 0 0 0 3,400
ISHARES TR MSCI KLD400 SOC 464288570   394,564 3,579 SH   SOLE 0 0 0 3,579
ISHARES TR EAFE GRWTH ETF 464288885   201,025 2,076 SH   SOLE 0 0 0 2,076
ISHARES TR EAFE VALUE ETF 464288877   258,337 4,924 SH   SOLE 0 0 0 4,924
ISHARES TR MSCI USA QLT FCT 46432F339   277,484 1,558 SH   SOLE 0 0 0 1,558
ISHARES TR CORE S&P500 ETF 464287200   2,299,858 3,907 SH   SOLE 0 0 0 3,907
ISHARES TR SHRT NAT MUN ETF 464288158   865,554 8,206 SH   SOLE 0 0 0 8,206
ISHARES TR NATIONAL MUN ETF 464288414   892,717 8,378 SH   SOLE 0 0 0 8,378
ISHARES TR 0-5 YR TIPS ETF 46429B747   205,201 2,040 SH   SOLE 0 0 0 2,040
ISHARES TR RUS 1000 ETF 464287622   1,554,971 4,827 SH   SOLE 0 0 0 4,827
ISHARES TR TIPS BD ETF 464287176   207,525 1,948 SH   SOLE 0 0 0 1,948
ISHARES TR 3 7 YR TREAS BD 464288661   255,712 2,213 SH   SOLE 0 0 0 2,213
ISHARES TR CORE S&P TTL STK 464287150   477,687 3,714 SH   SOLE 0 0 0 3,714
JOHNSON & JOHNSON COM 478160104   1,144,016 7,910 SH   SOLE 0 0 0 7,910
JPMORGAN CHASE & CO. COM 46625H100   497,152 2,074 SH   SOLE 0 0 0 2,074
LINDE PLC SHS G54950103   624,724 1,492 SH   SOLE 0 0 0 1,492
LOCKHEED MARTIN CORP COM 539830109   647,327 1,332 SH   SOLE 0 0 0 1,332
LOWES COS INC COM 548661107   830,606 3,366 SH   SOLE 0 0 0 3,366
MARVELL TECHNOLOGY INC COM 573874104   381,321 3,452 SH   SOLE 0 0 0 3,452
MASTERCARD INCORPORATED CL A 57636Q104   389,604 740 SH   SOLE 0 0 0 740
MEDTRONIC PLC SHS G5960L103   570,827 7,146 SH   SOLE 0 0 0 7,146
META PLATFORMS INC CL A 30303M102   359,991 615 SH   SOLE 0 0 0 615
MICROSOFT CORP COM 594918104   6,113,830 14,505 SH   SOLE 0 0 0 14,505
NETFLIX INC COM 64110L106   206,786 232 SH   SOLE 0 0 0 232
NEXTERA ENERGY INC COM 65339F101   642,059 8,956 SH   SOLE 0 0 0 8,956
NVIDIA CORPORATION COM 67066G104   834,834 6,217 SH   SOLE 0 0 0 6,217
ORACLE CORP COM 68389X105   367,285 2,204 SH   SOLE 0 0 0 2,204
PEPSICO INC COM 713448108   387,879 2,551 SH   SOLE 0 0 0 2,551
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,120,175 21,654 SH   SOLE 0 0 0 21,654
PROCTER AND GAMBLE CO COM 742718109   1,707,335 10,184 SH   SOLE 0 0 0 10,184
PUBLIC STORAGE OPER CO COM 74460D109   596,303 1,991 SH   SOLE 0 0 0 1,991
PULTE GROUP INC COM 745867101   319,179 2,931 SH   SOLE 0 0 0 2,931
REPUBLIC SVCS INC COM 760759100   682,425 3,392 SH   SOLE 0 0 0 3,392
S&P GLOBAL INC COM 78409V104   989,351 1,987 SH   SOLE 0 0 0 1,987
SALESFORCE INC COM 79466L302   470,035 1,406 SH   SOLE 0 0 0 1,406
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   4,267,722 175,699 SH   SOLE 0 0 0 175,699
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   906,066 39,915 SH   SOLE 0 0 0 39,915
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   208,151 928 SH   SOLE 0 0 0 928
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   573,274 4,167 SH   SOLE 0 0 0 4,167
SELECT SECTOR SPDR TR ENERGY 81369Y506   708,488 8,271 SH   SOLE 0 0 0 8,271
SERVICENOW INC COM 81762P102   543,842 513 SH   SOLE 0 0 0 513
SHERWIN WILLIAMS CO COM 824348106   1,643,973 4,836 SH   SOLE 0 0 0 4,836
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,444,011 3,394 SH   SOLE 0 0 0 3,394
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,325,768 2,262 SH   SOLE 0 0 0 2,262
SPDR SER TR PORTFOLIO S&P500 78464A854   1,927,697 27,962 SH   SOLE 0 0 0 27,962
SYSCO CORP COM 871829107   853,738 11,166 SH   SOLE 0 0 0 11,166
T-MOBILE US INC COM 872590104   682,789 3,093 SH   SOLE 0 0 0 3,093
TARGET CORP COM 87612E106   348,142 2,575 SH   SOLE 0 0 0 2,575
TESLA INC COM 88160R101   542,761 1,344 SH   SOLE 0 0 0 1,344
THERMO FISHER SCIENTIFIC INC COM 883556102   1,493,051 2,870 SH   SOLE 0 0 0 2,870
TJX COS INC NEW COM 872540109   509,461 4,217 SH   SOLE 0 0 0 4,217
TRACTOR SUPPLY CO COM 892356106   737,712 13,903 SH   SOLE 0 0 0 13,903
UNITEDHEALTH GROUP INC COM 91324P102   604,391 1,195 SH   SOLE 0 0 0 1,195
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   405,559 5,640 SH   SOLE 0 0 0 5,640
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,981,551 162,723 SH   SOLE 0 0 0 162,723
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,367,135 56,475 SH   SOLE 0 0 0 56,475
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   242,403 2,721 SH   SOLE 0 0 0 2,721
VANGUARD INDEX FDS SM CP VAL ETF 922908611   274,239 1,384 SH   SOLE 0 0 0 1,384
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   205,129 4,236 SH   SOLE 0 0 0 4,236
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   712,215 14,207 SH   SOLE 0 0 0 14,207
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   7,463,313 92,978 SH   SOLE 0 0 0 92,978
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,096,491 78,150 SH   SOLE 0 0 0 78,150
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   683,646 11,787 SH   SOLE 0 0 0 11,787
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,323,034 90,402 SH   SOLE 0 0 0 90,402
VISA INC COM CL A 92826C839   1,219,490 3,859 SH   SOLE 0 0 0 3,859
WALMART INC COM 931142103   1,425,552 15,778 SH   SOLE 0 0 0 15,778