The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   506 4,872 SH   SOLE 0 0 0 4,872
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   393 1,296 SH   SOLE 0 0 0 1,296
ADOBE INC COM 00724F101   646 1,163 SH   SOLE 0 0 0 1,163
ADVANCED DRAIN SYS INC DEL COM 00790R104   227 1,413 SH   SOLE 0 0 0 1,413
AFLAC INC COM 001055102   922 10,326 SH   SOLE 0 0 0 10,326
AIR PRODS & CHEMS INC COM 009158106   1,099 4,260 SH   SOLE 0 0 0 4,260
ALPHABET INC CAP STK CL C 02079K107   297 1,619 SH   SOLE 0 0 0 1,619
ALPHABET INC CAP STK CL A 02079K305   4,835 26,547 SH   SOLE 0 0 0 26,547
AMAZON COM INC COM 023135106   6,182 31,989 SH   SOLE 0 0 0 31,989
AMERICAN WTR WKS CO INC NEW COM 030420103   262 2,027 SH   SOLE 0 0 0 2,027
AMGEN INC COM 031162100   283 905 SH   SOLE 0 0 0 905
APPLE INC COM 037833100   6,129 29,099 SH   SOLE 0 0 0 29,099
AUTOMATIC DATA PROCESSING IN COM 053015103   382 1,600 SH   SOLE 0 0 0 1,600
AUTOZONE INC COM 053332102   237 80 SH   SOLE 0 0 0 80
BALL CORP COM 058498106   381 6,351 SH   SOLE 0 0 0 6,351
BECTON DICKINSON & CO COM 075887109   881 3,771 SH   SOLE 0 0 0 3,771
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   271 666 SH   SOLE 0 0 0 666
BLACKROCK INC COM 09247X101   496 629 SH   SOLE 0 0 0 629
BROWN & BROWN INC COM 115236101   318 3,552 SH   SOLE 0 0 0 3,552
CHEVRON CORP NEW COM 166764100   756 4,832 SH   SOLE 0 0 0 4,832
CHUBB LIMITED COM H1467J104   1,165 4,566 SH   SOLE 0 0 0 4,566
CHURCH & DWIGHT CO INC COM 171340102   449 4,328 SH   SOLE 0 0 0 4,328
CINTAS CORP COM 172908105   300 429 SH   SOLE 0 0 0 429
CISCO SYS INC COM 17275R102   389 8,177 SH   SOLE 0 0 0 8,177
CLOROX CO DEL COM 189054109   363 2,659 SH   SOLE 0 0 0 2,659
COCA COLA CO COM 191216100   474 7,442 SH   SOLE 0 0 0 7,442
COMCAST CORP NEW CL A 20030N101   1,261 32,194 SH   SOLE 0 0 0 32,194
COSTCO WHSL CORP NEW COM 22160K105   5,411 6,366 SH   SOLE 0 0 0 6,366
D R HORTON INC COM 23331A109   219 1,555 SH   SOLE 0 0 0 1,555
DANAHER CORPORATION COM 235851102   943 3,775 SH   SOLE 0 0 0 3,775
DEERE & CO COM 244199105   203 543 SH   SOLE 0 0 0 543
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   2,287 79,452 SH   SOLE 0 0 0 79,452
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   937 34,840 SH   SOLE 0 0 0 34,840
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,025 38,348 SH   SOLE 0 0 0 38,348
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   880 35,203 SH   SOLE 0 0 0 35,203
EATON CORP PLC SHS G29183103   376 1,199 SH   SOLE 0 0 0 1,199
ECOLAB INC COM 278865100   740 3,110 SH   SOLE 0 0 0 3,110
ELI LILLY & CO COM 532457108   1,189 1,313 SH   SOLE 0 0 0 1,313
EOG RES INC COM 26875P101   1,226 9,741 SH   SOLE 0 0 0 9,741
ESSENTIAL UTILS INC COM 29670G102   393 10,523 SH   SOLE 0 0 0 10,523
EVERSOURCE ENERGY COM 30040W108   414 7,296 SH   SOLE 0 0 0 7,296
EXXON MOBIL CORP COM 30231G102   732 6,359 SH   SOLE 0 0 0 6,359
FEDEX CORP COM 31428X106   1,144 3,814 SH   SOLE 0 0 0 3,814
GOLDMAN SACHS GROUP INC COM 38141G104   211 466 SH   SOLE 0 0 0 466
HOME DEPOT INC COM 437076102   327 950 SH   SOLE 0 0 0 950
INGREDION INC COM 457187102   914 7,970 SH   SOLE 0 0 0 7,970
INTUIT COM 461202103   927 1,411 SH   SOLE 0 0 0 1,411
ISHARES INC CORE MSCI EMKT 46434G103   387 7,223 SH   SOLE 0 0 0 7,223
ISHARES TR MSCI USA QLT FCT 46432F339   851 4,981 SH   SOLE 0 0 0 4,981
ISHARES TR TRS FLT RT BD 46434V860   217 4,290 SH   SOLE 0 0 0 4,290
ISHARES TR CORE TOTAL USD 46434V613   506 11,192 SH   SOLE 0 0 0 11,192
ISHARES TR ESG AWR MSCI USA 46435G425   608 5,093 SH   SOLE 0 0 0 5,093
ISHARES TR EAFE VALUE ETF 464288877   777 14,647 SH   SOLE 0 0 0 14,647
ISHARES TR EAFE GRWTH ETF 464288885   660 6,449 SH   SOLE 0 0 0 6,449
ISHARES TR CORE S&P TTL STK 464287150   438 3,687 SH   SOLE 0 0 0 3,687
ISHARES TR MSCI KLD400 SOC 464288570   377 3,632 SH   SOLE 0 0 0 3,632
ISHARES TR NATIONAL MUN ETF 464288414   880 8,259 SH   SOLE 0 0 0 8,259
ISHARES TR SHRT NAT MUN ETF 464288158   813 7,775 SH   SOLE 0 0 0 7,775
ISHARES TR MSCI USA MIN VOL 46429B697   256 3,049 SH   SOLE 0 0 0 3,049
ISHARES TR TIPS BD ETF 464287176   424 3,971 SH   SOLE 0 0 0 3,971
ISHARES TR U.S. TECH ETF 464287721   293 1,948 SH   SOLE 0 0 0 1,948
ISHARES TR CORE S&P500 ETF 464287200   2,122 3,878 SH   SOLE 0 0 0 3,878
ISHARES TR S&P 500 GRWT ETF 464287309   221 2,386 SH   SOLE 0 0 0 2,386
ISHARES TR RUS 1000 ETF 464287622   1,061 3,564 SH   SOLE 0 0 0 3,564
JOHNSON & JOHNSON COM 478160104   1,225 8,382 SH   SOLE 0 0 0 8,382
JPMORGAN CHASE & CO COM 46625H100   408 2,016 SH   SOLE 0 0 0 2,016
KLA CORP COM NEW 482480100   360 436 SH   SOLE 0 0 0 436
LINDE PLC SHS G54950103   920 2,096 SH   SOLE 0 0 0 2,096
LOCKHEED MARTIN CORP COM 539830109   217 465 SH   SOLE 0 0 0 465
LOWES COS INC COM 548661107   1,131 5,128 SH   SOLE 0 0 0 5,128
MARVELL TECHNOLOGY INC COM 573874104   266 3,809 SH   SOLE 0 0 0 3,809
MASTERCARD INCORPORATED CL A 57636Q104   326 739 SH   SOLE 0 0 0 739
MCDONALDS CORP COM 580135101   254 996 SH   SOLE 0 0 0 996
MCKESSON CORP COM 58155Q103   347 595 SH   SOLE 0 0 0 595
MERCK & CO INC COM 58933Y105   210 1,695 SH   SOLE 0 0 0 1,695
MICROSOFT CORP COM 594918104   6,838 15,298 SH   SOLE 0 0 0 15,298
NETFLIX INC COM 64110L106   206 305 SH   SOLE 0 0 0 305
NVIDIA CORPORATION COM 67066G104   299 2,420 SH   SOLE 0 0 0 2,420
ORACLE CORP COM 68389X105   310 2,193 SH   SOLE 0 0 0 2,193
PEPSICO INC COM 713448108   621 3,764 SH   SOLE 0 0 0 3,764
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,108 21,283 SH   SOLE 0 0 0 21,283
PROCTER AND GAMBLE CO COM 742718109   1,635 9,915 SH   SOLE 0 0 0 9,915
PROLOGIS INC. COM 74340W103   210 1,872 SH   SOLE 0 0 0 1,872
PUBLIC STORAGE COM 74460D109   345 1,200 SH   SOLE 0 0 0 1,200
PULTE GROUP INC COM 745867101   387 3,514 SH   SOLE 0 0 0 3,514
REPUBLIC SVCS INC COM 760759100   648 3,337 SH   SOLE 0 0 0 3,337
RTX CORPORATION COM 75513E101   259 2,582 SH   SOLE 0 0 0 2,582
S&P GLOBAL INC COM 78409V104   1,488 3,336 SH   SOLE 0 0 0 3,336
SALESFORCE INC COM 79466L302   264 1,026 SH   SOLE 0 0 0 1,026
SCHLUMBERGER LTD COM STK 806857108   371 7,870 SH   SOLE 0 0 0 7,870
SCHWAB CHARLES CORP COM 808513105   303 4,107 SH   SOLE 0 0 0 4,107
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   561 8,916 SH   SOLE 0 0 0 8,916
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   3,664 75,134 SH   SOLE 0 0 0 75,134
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   533 11,688 SH   SOLE 0 0 0 11,688
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   229 2,675 SH   SOLE 0 0 0 2,675
SELECT SECTOR SPDR TR ENERGY 81369Y506   975 10,694 SH   SOLE 0 0 0 10,694
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   223 987 SH   SOLE 0 0 0 987
SERVICENOW INC COM 81762P102   527 670 SH   SOLE 0 0 0 670
SHERWIN WILLIAMS CO COM 824348106   984 3,298 SH   SOLE 0 0 0 3,298
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,337 3,418 SH   SOLE 0 0 0 3,418
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,577 2,897 SH   SOLE 0 0 0 2,897
SPDR SER TR PORTFOLIO S&P500 78464A854   4,278 66,849 SH   SOLE 0 0 0 66,849
SYSCO CORP COM 871829107   786 11,013 SH   SOLE 0 0 0 11,013
TARGET CORP COM 87612E106   391 2,644 SH   SOLE 0 0 0 2,644
THERMO FISHER SCIENTIFIC INC COM 883556102   1,211 2,190 SH   SOLE 0 0 0 2,190
TJX COS INC NEW COM 872540109   392 3,562 SH   SOLE 0 0 0 3,562
TRACTOR SUPPLY CO COM 892356106   295 1,093 SH   SOLE 0 0 0 1,093
UNITED PARCEL SERVICE INC CL B 911312106   422 3,084 SH   SOLE 0 0 0 3,084
UNITEDHEALTH GROUP INC COM 91324P102   673 1,322 SH   SOLE 0 0 0 1,322
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,377 19,117 SH   SOLE 0 0 0 19,117
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   6,566 134,899 SH   SOLE 0 0 0 134,899
VANGUARD INDEX FDS SM CP VAL ETF 922908611   249 1,363 SH   SOLE 0 0 0 1,363
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   225 2,683 SH   SOLE 0 0 0 2,683
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,662 47,331 SH   SOLE 0 0 0 47,331
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   377 7,528 SH   SOLE 0 0 0 7,528
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   5,898 73,790 SH   SOLE 0 0 0 73,790
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,375 69,560 SH   SOLE 0 0 0 69,560
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   671 11,516 SH   SOLE 0 0 0 11,516
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,608 73,005 SH   SOLE 0 0 0 73,005
VISA INC COM CL A 92826C839   1,156 4,402 SH   SOLE 0 0 0 4,402
WALMART INC COM 931142103   1,254 18,527 SH   SOLE 0 0 0 18,527
WEST PHARMACEUTICAL SVSC INC COM 955306105   404 1,228 SH   SOLE 0 0 0 1,228