President and CCO

0001940823-24-000004.txt : 20240506 0001940823-24-000004.hdr.sgml : 20240506 20240506113207 ACCESSION NUMBER: 0001940823-24-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240506 DATE AS OF CHANGE: 20240506 EFFECTIVENESS DATE: 20240506 FILER: COMPANY DATA: COMPANY CONFORMED NAME: W.H. Cornerstone Investments Inc. CENTRAL INDEX KEY: 0001940823 ORGANIZATION NAME: IRS NUMBER: 510405395 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22672 FILM NUMBER: 24916416 BUSINESS ADDRESS: STREET 1: 13 TREMONT STREET CITY: KINGSTON STATE: MA ZIP: 02364 BUSINESS PHONE: 888.797.9009 MAIL ADDRESS: STREET 1: 13 TREMONT STREET CITY: KINGSTON STATE: MA ZIP: 02364 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001940823 XXXXXXXX 03-31-2024 03-31-2024 W.H. Cornerstone Investments Inc.

13 TREMONT STREET KINGSTON MA 02364

13F HOLDINGS REPORT 028-22672 000119725 801-117397 N William Harris President and CCO 888.797.9009 William Harris Kingston MA 05-06-2024 0 131 138753 false INFORMATION TABLE 2 WHC.13F.2024Q1.xml AFLAC INC COM 001055102 882 10269 SH SOLE 0 0 0 10269 ABBOTT LABS COM 002824100 551 4847 SH SOLE 0 0 0 4847 ADOBE INC COM 00724F101 550 1090 SH SOLE 0 0 0 1090 ADVANCED DRAIN SYS INC DEL COM 00790R104 239 1388 SH SOLE 0 0 0 1388 AIR PRODS & CHEMS INC COM 009158106 1045 4313 SH SOLE 0 0 0 4313 ALPHABET INC CAP STK CL C 02079K107 246 1617 SH SOLE 0 0 0 1617 ALPHABET INC CAP STK CL A 02079K305 3987 26419 SH SOLE 0 0 0 26419 AMAZON COM INC COM 023135106 5857 32470 SH SOLE 0 0 0 32470 AMERICAN WTR WKS CO INC NEW COM 030420103 281 2295 SH SOLE 0 0 0 2295 AMGEN INC COM 031162100 255 898 SH SOLE 0 0 0 898 APPLE INC COM 037833100 5025 29304 SH SOLE 0 0 0 29304 AUTOMATIC DATA PROCESSING IN COM 053015103 397 1591 SH SOLE 0 0 0 1591 AUTOZONE INC COM 053332102 252 80 SH SOLE 0 0 0 80 BALL CORP COM 058498106 507 7525 SH SOLE 0 0 0 7525 BECTON DICKINSON & CO COM 075887109 926 3741 SH SOLE 0 0 0 3741 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 280 666 SH SOLE 0 0 0 666 BLACKROCK INC COM 09247X101 538 646 SH SOLE 0 0 0 646 BROWN & BROWN INC COM 115236101 310 3537 SH SOLE 0 0 0 3537 CVS HEALTH CORP COM 126650100 519 6511 SH SOLE 0 0 0 6511 CHEVRON CORP NEW COM 166764100 682 4326 SH SOLE 0 0 0 4326 CHURCH & DWIGHT CO INC COM 171340102 450 4317 SH SOLE 0 0 0 4317 CISCO SYS INC COM 17275R102 413 8281 SH SOLE 0 0 0 8281 CINTAS CORP COM 172908105 294 428 SH SOLE 0 0 0 428 CLOROX CO DEL COM 189054109 404 2637 SH SOLE 0 0 0 2637 COCA COLA CO COM 191216100 452 7383 SH SOLE 0 0 0 7383 COMCAST CORP NEW CL A 20030N101 1464 33778 SH SOLE 0 0 0 33778 COSTCO WHSL CORP NEW COM 22160K105 4757 6494 SH SOLE 0 0 0 6494 D R HORTON INC COM 23331A109 256 1555 SH SOLE 0 0 0 1555 DANAHER CORPORATION COM 235851102 1007 4031 SH SOLE 0 0 0 4031 DEERE & CO COM 244199105 225 548 SH SOLE 0 0 0 548 DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 759 29733 SH SOLE 0 0 0 29733 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 883 34638 SH SOLE 0 0 0 34638 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 910 33472 SH SOLE 0 0 0 33472 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 2055 68275 SH SOLE 0 0 0 68275 EOG RES INC COM 26875P101 1307 10226 SH SOLE 0 0 0 10226 ECOLAB INC COM 278865100 716 3102 SH SOLE 0 0 0 3102 EQUINIX INC COM 29444U700 233 282 SH SOLE 0 0 0 282 ESSENTIAL UTILS INC COM 29670G102 387 10438 SH SOLE 0 0 0 10438 EVERSOURCE ENERGY COM 30040W108 497 8313 SH SOLE 0 0 0 8313 EXXON MOBIL CORP COM 30231G102 700 6023 SH SOLE 0 0 0 6023 FEDEX CORP COM 31428X106 1180 4074 SH SOLE 0 0 0 4074 HOME DEPOT INC COM 437076102 362 944 SH SOLE 0 0 0 944 INGREDION INC COM 457187102 992 8488 SH SOLE 0 0 0 8488 INTEL CORP COM 458140100 283 6401 SH SOLE 0 0 0 6401 INTUIT COM 461202103 892 1373 SH SOLE 0 0 0 1373 INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 266 13872 SH SOLE 0 0 0 13872 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 286 13987 SH SOLE 0 0 0 13987 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 234 11143 SH SOLE 0 0 0 11143 ISHARES TR CORE S&P TTL STK 464287150 424 3676 SH SOLE 0 0 0 3676 ISHARES TR TIPS BD ETF 464287176 356 3312 SH SOLE 0 0 0 3312 ISHARES TR CORE S&P500 ETF 464287200 2033 3866 SH SOLE 0 0 0 3866 ISHARES TR S&P 500 GRWT ETF 464287309 285 3379 SH SOLE 0 0 0 3379 ISHARES TR RUS 1000 ETF 464287622 1025 3559 SH SOLE 0 0 0 3559 ISHARES TR U.S. TECH ETF 464287721 398 2950 SH SOLE 0 0 0 2950 ISHARES TR SHRT NAT MUN ETF 464288158 893 8531 SH SOLE 0 0 0 8531 ISHARES TR NATIONAL MUN ETF 464288414 845 7850 SH SOLE 0 0 0 7850 ISHARES TR MSCI KLD400 SOC 464288570 365 3624 SH SOLE 0 0 0 3624 ISHARES TR MBS ETF 464288588 317 3432 SH SOLE 0 0 0 3432 ISHARES TR EAFE VALUE ETF 464288877 1131 20797 SH SOLE 0 0 0 20797 ISHARES TR EAFE GRWTH ETF 464288885 993 9568 SH SOLE 0 0 0 9568 ISHARES TR US TREAS BD ETF 46429B267 220 9642 SH SOLE 0 0 0 9642 ISHARES TR MSCI USA MIN VOL 46429B697 389 4660 SH SOLE 0 0 0 4660 ISHARES TR MSCI USA QLT FCT 46432F339 1226 7462 SH SOLE 0 0 0 7462 ISHARES INC CORE MSCI EMKT 46434G103 466 9038 SH SOLE 0 0 0 9038 ISHARES TR CORE TOTAL USD 46434V613 763 16727 SH SOLE 0 0 0 16727 ISHARES TR TRS FLT RT BD 46434V860 348 6869 SH SOLE 0 0 0 6869 ISHARES TR ESG AWR MSCI USA 46435G425 749 6513 SH SOLE 0 0 0 6513 ISHARES TR IBONDS 26 TRM TS 46436E858 271 11941 SH SOLE 0 0 0 11941 ISHARES TR IBONDS 25 TRM TS 46436E866 252 10839 SH SOLE 0 0 0 10839 ISHARES TR IBONDS 24 TRM TS 46436E874 276 11549 SH SOLE 0 0 0 11549 JPMORGAN CHASE & CO COM 46625H100 406 2025 SH SOLE 0 0 0 2025 JOHNSON & JOHNSON COM 478160104 1323 8361 SH SOLE 0 0 0 8361 KLA CORP COM NEW 482480100 219 314 SH SOLE 0 0 0 314 ELI LILLY & CO COM 532457108 944 1213 SH SOLE 0 0 0 1213 LOCKHEED MARTIN CORP COM 539830109 209 459 SH SOLE 0 0 0 459 LOWES COS INC COM 548661107 1384 5434 SH SOLE 0 0 0 5434 MASTERCARD INCORPORATED CL A 57636Q104 363 754 SH SOLE 0 0 0 754 MCDONALDS CORP COM 580135101 342 1211 SH SOLE 0 0 0 1211 MCKESSON CORP COM 58155Q103 319 594 SH SOLE 0 0 0 594 MERCK & CO INC COM 58933Y105 220 1670 SH SOLE 0 0 0 1670 MICROSOFT CORP COM 594918104 6404 15221 SH SOLE 0 0 0 15221 ORACLE CORP COM 68389X105 275 2186 SH SOLE 0 0 0 2186 PEPSICO INC COM 713448108 595 3397 SH SOLE 0 0 0 3397 PIMCO ETF TR INTER MUN BD ACT 72201R866 1114 21236 SH SOLE 0 0 0 21236 PROCTER AND GAMBLE CO COM 742718109 1389 8559 SH SOLE 0 0 0 8559 PROLOGIS INC. COM 74340W103 291 2234 SH SOLE 0 0 0 2234 PUBLIC STORAGE COM 74460D109 359 1237 SH SOLE 0 0 0 1237 PULTE GROUP INC COM 745867101 463 3840 SH SOLE 0 0 0 3840 RTX CORPORATION COM 75513E101 250 2568 SH SOLE 0 0 0 2568 REPUBLIC SVCS INC COM 760759100 637 3327 SH SOLE 0 0 0 3327 S&P GLOBAL INC COM 78409V104 1496 3517 SH SOLE 0 0 0 3517 SPDR S&P 500 ETF TR TR UNIT 78462F103 1530 2926 SH SOLE 0 0 0 2926 SPDR SER TR PORTFOLIO S&P500 78464A854 5581 90705 SH SOLE 0 0 0 90705 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1353 3402 SH SOLE 0 0 0 3402 SALESFORCE INC COM 79466L302 277 921 SH SOLE 0 0 0 921 SCHLUMBERGER LTD COM STK 806857108 427 7791 SH SOLE 0 0 0 7791 SCHWAB CHARLES CORP COM 808513105 296 4093 SH SOLE 0 0 0 4093 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 561 9186 SH SOLE 0 0 0 9186 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 822 17867 SH SOLE 0 0 0 17867 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 2714 55337 SH SOLE 0 0 0 55337 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 207 2226 SH SOLE 0 0 0 2226 SELECT SECTOR SPDR TR ENERGY 81369Y506 1139 12065 SH SOLE 0 0 0 12065 SELECT SECTOR SPDR TR INDL 81369Y704 203 1613 SH SOLE 0 0 0 1613 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 205 985 SH SOLE 0 0 0 985 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 218 2668 SH SOLE 0 0 0 2668 SERVICENOW INC COM 81762P102 481 631 SH SOLE 0 0 0 631 SHERWIN WILLIAMS CO COM 824348106 1143 3290 SH SOLE 0 0 0 3290 SYSCO CORP COM 871829107 891 10976 SH SOLE 0 0 0 10976 TJX COS INC NEW COM 872540109 360 3549 SH SOLE 0 0 0 3549 TARGET CORP COM 87612E106 465 2624 SH SOLE 0 0 0 2624 THERMO FISHER SCIENTIFIC INC COM 883556102 1221 2101 SH SOLE 0 0 0 2101 TRACTOR SUPPLY CO COM 892356106 249 953 SH SOLE 0 0 0 953 UNITED PARCEL SERVICE INC CL B 911312106 646 4344 SH SOLE 0 0 0 4344 UNITEDHEALTH GROUP INC COM 91324P102 880 1778 SH SOLE 0 0 0 1778 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2546 35058 SH SOLE 0 0 0 35058 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2905 57899 SH SOLE 0 0 0 57899 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 5198 105669 SH SOLE 0 0 0 105669 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4282 55386 SH SOLE 0 0 0 55386 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 680 11613 SH SOLE 0 0 0 11613 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4496 55843 SH SOLE 0 0 0 55843 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 378 7470 SH SOLE 0 0 0 7470 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 382 4418 SH SOLE 0 0 0 4418 VANGUARD INDEX FDS SM CP VAL ETF 922908611 261 1363 SH SOLE 0 0 0 1363 VANGUARD INDEX FDS TOTAL STK MKT 922908769 10654 40992 SH SOLE 0 0 0 40992 VISA INC COM CL A 92826C839 1239 4439 SH SOLE 0 0 0 4439 WALMART INC COM 931142103 1107 18404 SH SOLE 0 0 0 18404 WEST PHARMACEUTICAL SVSC INC COM 955306105 694 1755 SH SOLE 0 0 0 1755 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 459 1324 SH SOLE 0 0 0 1324 EATON CORP PLC SHS G29183103 349 1115 SH SOLE 0 0 0 1115 LINDE PLC SHS G54950103 970 2089 SH SOLE 0 0 0 2089 CHUBB LIMITED COM H1467J104 1264 4879 SH SOLE 0 0 0 4879