The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   611 6,033 SH   SOLE 0 0 0 6,033
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   221 772 SH   SOLE 0 0 0 772
ADOBE SYSTEMS INCORPORATED COM 00724F101   349 906 SH   SOLE 0 0 0 906
AFLAC INC COM 001055102   648 10,036 SH   SOLE 0 0 0 10,036
AIR PRODS & CHEMS INC COM 009158106   1,557 5,419 SH   SOLE 0 0 0 5,419
ALLSTATE CORP COM 020002101   216 1,950 SH   SOLE 0 0 0 1,950
ALPHABET INC CAP STK CL A 02079K305   2,612 25,178 SH   SOLE 0 0 0 25,178
AMAZON COM INC COM 023135106   3,247 31,440 SH   SOLE 0 0 0 31,440
AMERICAN TOWER CORP NEW COM 03027X100   270 1,321 SH   SOLE 0 0 0 1,321
AMERICAN WTR WKS CO INC NEW COM 030420103   258 1,759 SH   SOLE 0 0 0 1,759
AMGEN INC COM 031162100   210 869 SH   SOLE 0 0 0 869
APPLE INC COM 037833100   5,375 32,598 SH   SOLE 0 0 0 32,598
AUTOMATIC DATA PROCESSING IN COM 053015103   347 1,557 SH   SOLE 0 0 0 1,557
BALL CORP COM 058498106   1,024 18,573 SH   SOLE 0 0 0 18,573
BAXTER INTL INC COM 071813109   861 21,226 SH   SOLE 0 0 0 21,226
BECTON DICKINSON & CO COM 075887109   925 3,739 SH   SOLE 0 0 0 3,739
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   260 841 SH   SOLE 0 0 0 841
BLACKROCK INC COM 09247X101   424 634 SH   SOLE 0 0 0 634
BROWN & BROWN INC COM 115236101   202 3,513 SH   SOLE 0 0 0 3,513
CHURCH & DWIGHT CO INC COM 171340102   417 4,715 SH   SOLE 0 0 0 4,715
CISCO SYS INC COM 17275R102   404 7,736 SH   SOLE 0 0 0 7,736
CLOROX CO DEL COM 189054109   500 3,162 SH   SOLE 0 0 0 3,162
COCA COLA CO COM 191216100   590 9,507 SH   SOLE 0 0 0 9,507
COMCAST CORP NEW CL A 20030N101   1,280 33,762 SH   SOLE 0 0 0 33,762
COSTCO WHSL CORP NEW COM 22160K105   3,135 6,310 SH   SOLE 0 0 0 6,310
CVS HEALTH CORP COM 126650100   570 7,671 SH   SOLE 0 0 0 7,671
DANAHER CORPORATION COM 235851102   942 3,738 SH   SOLE 0 0 0 3,738
DEERE & CO COM 244199105   244 592 SH   SOLE 0 0 0 592
DOLLAR GEN CORP NEW COM 256677105   612 2,907 SH   SOLE 0 0 0 2,907
DUKE ENERGY CORP NEW COM NEW 26441C204   268 2,777 SH   SOLE 0 0 0 2,777
ECOLAB INC COM 278865100   543 3,280 SH   SOLE 0 0 0 3,280
EOG RES INC COM 26875P101   1,163 10,141 SH   SOLE 0 0 0 10,141
ESSENTIAL UTILS INC COM 29670G102   494 11,320 SH   SOLE 0 0 0 11,320
EVERSOURCE ENERGY COM 30040W108   1,275 16,286 SH   SOLE 0 0 0 16,286
EXXON MOBIL CORP COM 30231G102   392 3,572 SH   SOLE 0 0 0 3,572
FEDEX CORP COM 31428X106   1,105 4,838 SH   SOLE 0 0 0 4,838
HOME DEPOT INC COM 437076102   250 849 SH   SOLE 0 0 0 849
INTEL CORP COM 458140100   230 7,033 SH   SOLE 0 0 0 7,033
INTUIT COM 461202103   271 608 SH   SOLE 0 0 0 608
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   314 13,535 SH   SOLE 0 0 0 13,535
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   817 40,307 SH   SOLE 0 0 0 40,307
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   759 39,624 SH   SOLE 0 0 0 39,624
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   284 12,645 SH   SOLE 0 0 0 12,645
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   247 11,699 SH   SOLE 0 0 0 11,699
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,034 50,197 SH   SOLE 0 0 0 50,197
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   256 13,274 SH   SOLE 0 0 0 13,274
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   282 12,543 SH   SOLE 0 0 0 12,543
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   270 11,802 SH   SOLE 0 0 0 11,802
ISHARES INC CORE MSCI EMKT 46434G103   968 19,842 SH   SOLE 0 0 0 19,842
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   207 10,280 SH   SOLE 0 0 0 10,280
ISHARES TR 10-20 YR TRS ETF 464288653   671 5,855 SH   SOLE 0 0 0 5,855
ISHARES TR MSCI KLD400 SOC 464288570   273 3,499 SH   SOLE 0 0 0 3,499
ISHARES TR MBS ETF 464288588   1,093 11,535 SH   SOLE 0 0 0 11,535
ISHARES TR NATIONAL MUN ETF 464288414   1,316 12,218 SH   SOLE 0 0 0 12,218
ISHARES TR JPMORGAN USD EMG 464288281   297 3,437 SH   SOLE 0 0 0 3,437
ISHARES TR SHRT NAT MUN ETF 464288158   815 7,788 SH   SOLE 0 0 0 7,788
ISHARES TR MSCI USA MIN VOL 46429B697   605 8,315 SH   SOLE 0 0 0 8,315
ISHARES TR US TREAS BD ETF 46429B267   974 41,678 SH   SOLE 0 0 0 41,678
ISHARES TR EAFE VALUE ETF 464288877   1,728 35,609 SH   SOLE 0 0 0 35,609
ISHARES TR EAFE GRWTH ETF 464288885   1,598 17,058 SH   SOLE 0 0 0 17,058
ISHARES TR CORE S&P TTL STK 464287150   327 3,606 SH   SOLE 0 0 0 3,606
ISHARES TR MSCI USA MMENTM 46432F396   355 2,552 SH   SOLE 0 0 0 2,552
ISHARES TR 0-5YR HI YL CP 46434V407   250 5,995 SH   SOLE 0 0 0 5,995
ISHARES TR CORE TOTAL USD 46434V613   1,695 36,738 SH   SOLE 0 0 0 36,738
ISHARES TR IBONDS DEC2023 46435G318   545 21,434 SH   SOLE 0 0 0 21,434
ISHARES TR ESG AWR MSCI USA 46435G425   3,653 40,387 SH   SOLE 0 0 0 40,387
ISHARES TR IBONDS 26 TRM TS 46436E858   399 17,282 SH   SOLE 0 0 0 17,282
ISHARES TR IBONDS 25 TRM TS 46436E866   398 16,898 SH   SOLE 0 0 0 16,898
ISHARES TR IBONDS 24 TRM TS 46436E874   396 16,477 SH   SOLE 0 0 0 16,477
ISHARES TR IBONDS DEC 46435U697   423 16,363 SH   SOLE 0 0 0 16,363
ISHARES TR TIPS BD ETF 464287176   511 4,638 SH   SOLE 0 0 0 4,638
ISHARES TR 1 3 YR TREAS BD 464287457   582 7,081 SH   SOLE 0 0 0 7,081
ISHARES TR CORE S&P SCP ETF 464287804   380 3,932 SH   SOLE 0 0 0 3,932
ISHARES TR CORE S&P500 ETF 464287200   1,574 3,829 SH   SOLE 0 0 0 3,829
ISHARES TR RUS 1000 ETF 464287622   1,118 4,965 SH   SOLE 0 0 0 4,965
ISHARES TR NORTH AMERN NAT 464287374   216 5,524 SH   SOLE 0 0 0 5,524
ISHARES TR U.S. TECH ETF 464287721   531 5,724 SH   SOLE 0 0 0 5,724
JOHNSON & JOHNSON COM 478160104   1,569 10,126 SH   SOLE 0 0 0 10,126
LAUDER ESTEE COS INC CL A 518439104   259 1,053 SH   SOLE 0 0 0 1,053
LILLY ELI & CO COM 532457108   286 833 SH   SOLE 0 0 0 833
LINDE PLC SHS G54950103   289 813 SH   SOLE 0 0 0 813
LOCKHEED MARTIN CORP COM 539830109   213 450 SH   SOLE 0 0 0 450
LOWES COS INC COM 548661107   1,040 5,201 SH   SOLE 0 0 0 5,201
MCCORMICK & CO INC COM NON VTG 579780206   260 3,126 SH   SOLE 0 0 0 3,126
MCDONALDS CORP COM 580135101   276 985 SH   SOLE 0 0 0 985
MERCK & CO INC COM 58933Y105   336 3,159 SH   SOLE 0 0 0 3,159
MICROSOFT CORP COM 594918104   4,348 15,082 SH   SOLE 0 0 0 15,082
NEXTERA ENERGY INC COM 65339F101   885 11,482 SH   SOLE 0 0 0 11,482
ORACLE CORP COM 68389X105   200 2,156 SH   SOLE 0 0 0 2,156
PEPSICO INC COM 713448108   270 1,479 SH   SOLE 0 0 0 1,479
PFIZER INC COM 717081103   385 9,438 SH   SOLE 0 0 0 9,438
PIMCO ETF TR INTER MUN BD ACT 72201R866   597 11,419 SH   SOLE 0 0 0 11,419
PIONEER NAT RES CO COM 723787107   1,127 5,520 SH   SOLE 0 0 0 5,520
PROCTER AND GAMBLE CO COM 742718109   1,214 8,162 SH   SOLE 0 0 0 8,162
PUBLIC STORAGE COM 74460D109   1,329 4,399 SH   SOLE 0 0 0 4,399
REPUBLIC SVCS INC COM 760759100   486 3,592 SH   SOLE 0 0 0 3,592
S&P GLOBAL INC COM 78409V104   1,256 3,642 SH   SOLE 0 0 0 3,642
SCHWAB CHARLES CORP COM 808513105   985 18,798 SH   SOLE 0 0 0 18,798
SCHWAB STRATEGIC TR US TIPS ETF 808524870   242 4,522 SH   SOLE 0 0 0 4,522
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,991 42,450 SH   SOLE 0 0 0 42,450
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   215 2,659 SH   SOLE 0 0 0 2,659
SELECT SECTOR SPDR TR ENERGY 81369Y506   982 11,853 SH   SOLE 0 0 0 11,853
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   211 2,082 SH   SOLE 0 0 0 2,082
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   210 2,817 SH   SOLE 0 0 0 2,817
SEMPRA COM 816851109   970 6,419 SH   SOLE 0 0 0 6,419
SHERWIN WILLIAMS CO COM 824348106   898 3,996 SH   SOLE 0 0 0 3,996
SKYWORKS SOLUTIONS INC COM 83088M102   266 2,252 SH   SOLE 0 0 0 2,252
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,119 3,364 SH   SOLE 0 0 0 3,364
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,178 2,877 SH   SOLE 0 0 0 2,877
SPDR SER TR S&P 600 SML CAP 78464A813   203 2,420 SH   SOLE 0 0 0 2,420
SPDR SER TR PORTFOLIO S&P500 78464A854   6,413 133,197 SH   SOLE 0 0 0 133,197
SYSCO CORP COM 871829107   787 10,190 SH   SOLE 0 0 0 10,190
TARGET CORP COM 87612E106   443 2,673 SH   SOLE 0 0 0 2,673
THERMO FISHER SCIENTIFIC INC COM 883556102   1,177 2,042 SH   SOLE 0 0 0 2,042
TJX COS INC NEW COM 872540109   205 2,613 SH   SOLE 0 0 0 2,613
UNITED PARCEL SERVICE INC CL B 911312106   1,273 6,564 SH   SOLE 0 0 0 6,564
UNITEDHEALTH GROUP INC COM 91324P102   603 1,276 SH   SOLE 0 0 0 1,276
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,462 46,895 SH   SOLE 0 0 0 46,895
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   340 4,440 SH   SOLE 0 0 0 4,440
VANGUARD INDEX FDS SM CP VAL ETF 922908611   220 1,389 SH   SOLE 0 0 0 1,389
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   406 4,885 SH   SOLE 0 0 0 4,885
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,078 10,183 SH   SOLE 0 0 0 10,183
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   368 7,256 SH   SOLE 0 0 0 7,256
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   301 6,659 SH   SOLE 0 0 0 6,659
VERIZON COMMUNICATIONS INC COM 92343V104   243 6,253 SH   SOLE 0 0 0 6,253
VISA INC COM CL A 92826C839   946 4,194 SH   SOLE 0 0 0 4,194
WALMART INC COM 931142103   1,778 12,056 SH   SOLE 0 0 0 12,056
WASTE MGMT INC DEL COM 94106L109   276 1,691 SH   SOLE 0 0 0 1,691
XCEL ENERGY INC COM 98389B100   243 3,606 SH   SOLE 0 0 0 3,606