Compliance Analyst

0001940678-24-000002.txt : 20240506 0001940678-24-000002.hdr.sgml : 20240506 20240506115916 ACCESSION NUMBER: 0001940678-24-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240506 DATE AS OF CHANGE: 20240506 EFFECTIVENESS DATE: 20240506 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ruedi Wealth Management, Inc. CENTRAL INDEX KEY: 0001940678 ORGANIZATION NAME: IRS NUMBER: 471794932 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-23135 FILM NUMBER: 24916489 BUSINESS ADDRESS: STREET 1: 2502 GALEN DR. STREET 2: SUITE 102 CITY: CHAMPAIGN STATE: IL ZIP: 61821 BUSINESS PHONE: 2173561400 MAIL ADDRESS: STREET 1: 2502 GALEN DR. STREET 2: SUITE 102 CITY: CHAMPAIGN STATE: IL ZIP: 61821 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001940678 XXXXXXXX 03-31-2024 03-31-2024 Ruedi Wealth Management, Inc.

2502 GALEN DR. SUITE 102 CHAMPAIGN IL 61821

13F HOLDINGS REPORT 028-23135 N Chris Marks Compliance Analyst 7202358230 Chris Marks Broomfield MN 05-06-2024 0 261 237672497 false INFORMATION TABLE 2 ruedi13f2024q1.xml ABBOTT LABS COM 002824100 54085 476 SH SOLE 476 0 0 ABBVIE INC COM 00287Y109 80201 440 SH SOLE 440 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2080 6 SH SOLE 6 0 0 ADOBE INC COM 00724F101 10092 20 SH SOLE 20 0 0 AFLAC INC COM 001055102 5924 69 SH SOLE 69 0 0 AIR PRODS & CHEMS INC COM 009158106 14778 61 SH SOLE 61 0 0 ALLEGION PLC ORD SHS G0176J109 9564 71 SH SOLE 71 0 0 ALPHABET INC CAP STK CL A 02079K305 359213 2380 SH SOLE 2380 0 0 ALPHABET INC CAP STK CL C 02079K107 344108 2260 SH SOLE 2260 0 0 ALTRIA GROUP INC COM 02209S103 28353 650 SH SOLE 650 0 0 AMAZON COM INC COM 023135106 103899 576 SH SOLE 576 0 0 AMEREN CORP COM 023608102 8778 119 SH SOLE 119 0 0 AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101 5822 312 SH SOLE 312 0 0 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 308335 5320 SH SOLE 5320 0 0 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 3539 56 SH SOLE 56 0 0 AMERICAN CENTY ETF TR US EQT ETF 025072885 2425425 27100 SH SOLE 27100 0 0 AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 154305 2947 SH SOLE 2947 0 0 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 230179 3582 SH SOLE 3582 0 0 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 50240 929 SH SOLE 929 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 283082 3021 SH SOLE 3021 0 0 AMERICAN EXPRESS CO COM 025816109 20492 90 SH SOLE 90 0 0 AMERICAN TOWER CORP NEW COM 03027X100 11855 60 SH SOLE 60 0 0 AMERICAN WTR WKS CO INC NEW COM 030420103 1955 16 SH SOLE 16 0 0 AMGEN INC COM 031162100 5402 19 SH SOLE 19 0 0 APPLE INC COM 037833100 3435706 20036 SH SOLE 20036 0 0 ARCHER DANIELS MIDLAND CO COM 039483102 122545 1951 SH SOLE 1951 0 0 AT&T INC COM 00206R102 4325 246 SH SOLE 246 0 0 BANK AMERICA CORP COM 060505104 131676 3472 SH SOLE 3472 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 120689 287 SH SOLE 287 0 0 BLACKROCK INC COM 09247X101 4169 5 SH SOLE 5 0 0 BLACKSTONE INC COM 09260D107 49264 375 SH SOLE 375 0 0 BOEING CO COM 097023105 33580 174 SH SOLE 174 0 0 BOSTON BEER INC CL A 100557107 3044 10 SH SOLE 10 0 0 BP PLC SPONSORED ADR 055622104 31048 824 SH SOLE 824 0 0 BROADCOM INC COM 11135F101 68114 51 SH SOLE 51 0 0 BRUNSWICK CORP COM 117043109 41793 433 SH SOLE 433 0 0 C H ROBINSON WORLDWIDE INC COM NEW 12541W209 76140 1000 SH SOLE 1000 0 0 CARNIVAL CORP UNIT 99/99/9999 143658300 1634 100 SH SOLE 100 0 0 CATERPILLAR INC COM 149123101 136737 373 SH SOLE 373 0 0 CHEVRON CORP NEW COM 166764100 72403 459 SH SOLE 459 0 0 CHUBB LIMITED COM H1467J104 4923 19 SH SOLE 19 0 0 CISCO SYS INC COM 17275R102 72552 1454 SH SOLE 1454 0 0 CITIGROUP INC COM NEW 172967424 1265 20 SH SOLE 20 0 0 CMS ENERGY CORP COM 125896100 2595 43 SH SOLE 43 0 0 COCA COLA CO COM 191216100 20567 336 SH SOLE 336 0 0 COMCAST CORP NEW CL A 20030N101 17340 400 SH SOLE 400 0 0 CONOCOPHILLIPS COM 20825C104 31820 250 SH SOLE 250 0 0 CONSTELLATION BRANDS INC CL A 21036P108 11414 42 SH SOLE 42 0 0 CONSTELLATION ENERGY CORP COM 21037T109 7764 42 SH SOLE 42 0 0 CORNING INC COM 219350105 14634 444 SH SOLE 444 0 0 CORTEVA INC COM 22052L104 7670 133 SH SOLE 133 0 0 COSTCO WHSL CORP NEW COM 22160K105 25040 34 SH SOLE 34 0 0 CRACKER BARREL OLD CTRY STOR COM 22410J106 1601 22 SH SOLE 22 0 0 CSX CORP COM 126408103 4115 111 SH SOLE 111 0 0 DANAHER CORPORATION COM 235851102 4495 18 SH SOLE 18 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 5503 37 SH SOLE 37 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 9866034 268464 SH SOLE 268464 0 0 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 11089273 235741 SH SOLE 235741 0 0 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 14895055 261408 SH SOLE 261408 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6463261 103678 SH SOLE 103678 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 12224973 224600 SH SOLE 224600 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 17361397 424484 SH SOLE 424484 0 0 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 5078424 199232 SH SOLE 199232 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 72903010 2281784 SH SOLE 2281784 0 0 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 15310292 364965 SH SOLE 364965 0 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 477781 15810 SH SOLE 15810 0 0 DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583 6797438 127341 SH SOLE 127341 0 0 DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 725401 28414 SH SOLE 28414 0 0 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 8145757 304514 SH SOLE 304514 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 1116815 44566 SH SOLE 44566 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2333902 85837 SH SOLE 85837 0 0 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 3974304 177662 SH SOLE 177662 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 11777729 462961 SH SOLE 462961 0 0 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 415015 16789 SH SOLE 16789 0 0 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 3761885 125438 SH SOLE 125438 0 0 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 357042 9771 SH SOLE 9771 0 0 DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 1952080 38602 SH SOLE 38602 0 0 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 453659 15072 SH SOLE 15072 0 0 DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 385013 11189 SH SOLE 11189 0 0 DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 57060 965 SH SOLE 965 0 0 DISNEY WALT CO COM 254687106 12481 102 SH SOLE 102 0 0 DOW INC COM 260557103 7705 133 SH SOLE 133 0 0 DT MIDSTREAM INC COMMON STOCK 23345M107 794 13 SH SOLE 13 0 0 DTE ENERGY CO COM 233331107 2916 26 SH SOLE 26 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 116729 1207 SH SOLE 1207 0 0 DUPONT DE NEMOURS INC COM 26614N102 14491 189 SH SOLE 189 0 0 EASTMAN CHEM CO COM 277432100 5211 52 SH SOLE 52 0 0 ELANCO ANIMAL HEALTH INC COM 28414H103 4412 271 SH SOLE 271 0 0 EMERSON ELEC CO COM 291011104 3629 32 SH SOLE 32 0 0 EVERGY INC COM 30034W106 53380 1000 SH SOLE 1000 0 0 EXELON CORP COM 30161N101 4771 127 SH SOLE 127 0 0 EXXON MOBIL CORP COM 30231G102 359371 3092 SH SOLE 3092 0 0 FACTSET RESH SYS INC COM 303075105 4544 10 SH SOLE 10 0 0 FARMLAND PARTNERS INC COM 31154R109 2142 193 SH SOLE 193 0 0 FEDEX CORP COM 31428X106 28974 100 SH SOLE 100 0 0 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 12751 198 SH SOLE 198 0 0 FIRST BUSEY CORP COM NEW 319383204 12240 509 SH SOLE 509 0 0 FIRST MID ILL BANCSHARES INC COM 320866106 12948 396 SH SOLE 396 0 0 FIRSTENERGY CORP COM 337932107 5136 133 SH SOLE 133 0 0 FLEXSHARES TR STOX GBL ESG SLT 33939L688 95774 588 SH SOLE 588 0 0 GALLAGHER ARTHUR J & CO COM 363576109 36256 145 SH SOLE 145 0 0 GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 20455 225 SH SOLE 225 0 0 GENERAL DYNAMICS CORP COM 369550108 4802 17 SH SOLE 17 0 0 GENERAL ELECTRIC CO COM 369604137 88818 506 SH SOLE 506 0 0 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 10474 104 SH SOLE 104 0 0 GRAINGER W W INC COM 384802104 4069 4 SH SOLE 4 0 0 HERSHEY CO COM 427866108 77800 400 SH SOLE 400 0 0 HEWLETT PACKARD ENTERPRISE C COM 42824C109 3120 176 SH SOLE 176 0 0 HOME DEPOT INC COM 437076102 899530 2345 SH SOLE 2345 0 0 HORMEL FOODS CORP COM 440452100 55824 1600 SH SOLE 1600 0 0 HOWMET AEROSPACE INC COM 443201108 10265 150 SH SOLE 150 0 0 HP INC COM 40434L105 5319 176 SH SOLE 176 0 0 ILLINOIS TOOL WKS INC COM 452308109 5903 22 SH SOLE 22 0 0 INGERSOLL RAND INC COM 45687V106 18515 195 SH SOLE 195 0 0 INTEL CORP COM 458140100 79418 1798 SH SOLE 1798 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 19096 100 SH SOLE 100 0 0 INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 9988 272 SH SOLE 272 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 361703 815 SH SOLE 815 0 0 IQVIA HLDGS INC COM 46266C105 11380 45 SH SOLE 45 0 0 ISHARES INC EMNG MKTS EQT 46434G889 2510 56 SH SOLE 56 0 0 ISHARES INC ESG AWR MSCI EM 46434G863 2334 72 SH SOLE 72 0 0 ISHARES TR MSCI EAFE ETF 464287465 11979 150 SH SOLE 150 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 20820 99 SH SOLE 99 0 0 ISHARES TR CORE US AGGBD ET 464287226 33847 346 SH SOLE 346 0 0 ISHARES TR SHORT TREAS BD 464288679 13328 121 SH SOLE 121 0 0 ISHARES TR TIPS BD ETF 464287176 16202 151 SH SOLE 151 0 0 ISHARES TR CORE S&P SCP ETF 464287804 6963 63 SH SOLE 63 0 0 ISHARES TR EAFE GRWTH ETF 464288885 29684 286 SH SOLE 286 0 0 ISHARES TR EAFE VALUE ETF 464288877 20182 371 SH SOLE 371 0 0 ISHARES TR NATIONAL MUN ETF 464288414 27804 258 SH SOLE 258 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 54295 643 SH SOLE 643 0 0 ISHARES TR S&P 500 VAL ETF 464287408 16813 90 SH SOLE 90 0 0 ISHARES TR S&P MC 400GR ETF 464287606 15695 172 SH SOLE 172 0 0 ISHARES TR S&P MC 400VL ETF 464287705 7216 61 SH SOLE 61 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 4293 43 SH SOLE 43 0 0 ISHARES TR JPMORGAN USD EMG 464288281 8069 90 SH SOLE 90 0 0 ISHARES TR CRE U S REIT ETF 464288521 1 0 SH SOLE 0 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 8895 111 SH SOLE 111 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 9051 79 SH SOLE 79 0 0 ISHARES TR ESG AWARE MSCI 46435U663 818 20 SH SOLE 20 0 0 ISHARES TR U.S. ENERGY ETF 464287796 15116 306 SH SOLE 306 0 0 ISHARES TR MSCI INTL VLU FT 46435G409 1977 70 SH SOLE 70 0 0 ISHARES TR CORE MSCI EAFE 46432F842 262 4 SH SOLE 4 0 0 ISHARES TR CORE S&P TTL STK 464287150 114 1 SH SOLE 1 0 0 ISHARES TR ESG AWRE USD ETF 46435G193 694 30 SH SOLE 30 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 4111 81 SH SOLE 81 0 0 JOHNSON & JOHNSON COM 478160104 39035 247 SH SOLE 247 0 0 JPMORGAN CHASE & CO COM 46625H100 395026 1972 SH SOLE 1972 0 0 KRAFT HEINZ CO COM 500754106 5845 158 SH SOLE 158 0 0 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 435 20 SH SOLE 20 0 0 L3HARRIS TECHNOLOGIES INC COM 502431109 4049 19 SH SOLE 19 0 0 LA Z BOY INC COM 505336107 1730 46 SH SOLE 46 0 0 LENNAR CORP CL A 526057104 17198 100 SH SOLE 100 0 0 LENNAR CORP CL B 526057302 308 2 SH SOLE 2 0 0 LINDE PLC SHS G54950103 6500 14 SH SOLE 14 0 0 LOWES COS INC COM 548661107 10444 41 SH SOLE 41 0 0 MARATHON PETE CORP COM 56585A102 354237 1758 SH SOLE 1758 0 0 MARRIOTT INTL INC NEW CL A 571903202 22708 90 SH SOLE 90 0 0 MASTERCARD INCORPORATED CL A 57636Q104 17337 36 SH SOLE 36 0 0 MCDONALDS CORP COM 580135101 109061 387 SH SOLE 387 0 0 MEDTRONIC PLC SHS G5960L103 3225 37 SH SOLE 37 0 0 MERCK & CO INC COM 58933Y105 41100 311 SH SOLE 311 0 0 META PLATFORMS INC CL A 30303M102 17492 36 SH SOLE 36 0 0 METLIFE INC COM 59156R108 14822 200 SH SOLE 200 0 0 MICROSOFT CORP COM 594918104 802265 1907 SH SOLE 1907 0 0 MOLSON COORS BEVERAGE CO CL B 60871R209 13517 201 SH SOLE 201 0 0 MONDELEZ INTL INC CL A 609207105 33221 475 SH SOLE 475 0 0 MORGAN STANLEY COM NEW 617446448 18361 195 SH SOLE 195 0 0 MOTOROLA SOLUTIONS INC COM NEW 620076307 27894 79 SH SOLE 79 0 0 NATURAL RESOURCE PARTNERS L COM UNIT LTD PAR 63900P608 50600 550 SH SOLE 550 0 0 NCR ATLEOS CORPORATION COM SHS 63001N106 277 14 SH SOLE 14 0 0 NCR VOYIX CORPORATION COM 62886E108 354 28 SH SOLE 28 0 0 NETFLIX INC COM 64110L106 70450 116 SH SOLE 116 0 0 NEXTERA ENERGY INC COM 65339F101 3004 47 SH SOLE 47 0 0 NIKE INC CL B 654106103 12687 135 SH SOLE 135 0 0 NISOURCE INC COM 65473P105 581 21 SH SOLE 21 0 0 NORFOLK SOUTHN CORP COM 655844108 46822 184 SH SOLE 184 0 0 NOVAGOLD RES INC COM NEW 66987E206 6300 2100 SH SOLE 2100 0 0 NVIDIA CORPORATION COM 67066G104 43385 48 SH SOLE 48 0 0 OBSIDIAN ENERGY LTD COM 674482203 699 85 SH SOLE 85 0 0 OLD REP INTL CORP COM 680223104 3072 100 SH SOLE 100 0 0 ORACLE CORP COM 68389X105 146539 1167 SH SOLE 1167 0 0 ORGANON & CO COMMON STOCK 68622V106 376 20 SH SOLE 20 0 0 PACCAR INC COM 693718108 14867 120 SH SOLE 120 0 0 PALO ALTO NETWORKS INC COM 697435105 38926 137 SH SOLE 137 0 0 PARAMOUNT GLOBAL CLASS B COM 92556H206 1012 86 SH SOLE 86 0 0 PEPSICO INC COM 713448108 157320 899 SH SOLE 899 0 0 PFIZER INC COM 717081103 28021 1010 SH SOLE 1010 0 0 PHILIP MORRIS INTL INC COM 718172109 65783 718 SH SOLE 718 0 0 PHILLIPS 66 COM 718546104 31035 190 SH SOLE 190 0 0 PNC FINL SVCS GROUP INC COM 693475105 37660 233 SH SOLE 233 0 0 PRICE T ROWE GROUP INC COM 74144T108 10607 87 SH SOLE 87 0 0 PROCTER AND GAMBLE CO COM 742718109 31796 196 SH SOLE 196 0 0 PRUDENTIAL FINL INC COM 744320102 9627 82 SH SOLE 82 0 0 PUTNAM MANAGED MUN INCOME TR COM 746823103 42912 7164 SH SOLE 7164 0 0 QUALCOMM INC COM 747525103 42550 251 SH SOLE 251 0 0 RAPID7 INC COM 753422104 6620 135 SH SOLE 135 0 0 REGIONS FINANCIAL CORP NEW COM 7591EP100 4330 206 SH SOLE 206 0 0 RTX CORPORATION COM 75513E101 11313 116 SH SOLE 116 0 0 SALESFORCE INC COM 79466L302 25901 86 SH SOLE 86 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 1205 59 SH SOLE 59 0 0 SCIENCE APPLICATIONS INTL CO COM 808625107 65586 503 SH SOLE 503 0 0 SELECT SECTOR SPDR TR INDL 81369Y704 7180 57 SH SOLE 57 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 102052 490 SH SOLE 490 0 0 SHERWIN WILLIAMS CO COM 824348106 17055 49 SH SOLE 49 0 0 SMUCKER J M CO COM NEW 832696405 7930 63 SH SOLE 63 0 0 SOUTHERN CO COM 842587107 95366 1329 SH SOLE 1329 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 831693 1590 SH SOLE 1590 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 25594 46 SH SOLE 46 0 0 SPDR SER TR PORTFOLIO S&P400 78464A847 8821 165 SH SOLE 165 0 0 SPDR SER TR PORTFOLIO S&P500 78464A854 20913 340 SH SOLE 340 0 0 SPDR SER TR PORTFOLIO S&P600 78468R853 6729 156 SH SOLE 156 0 0 SPDR SER TR PORTFLI TIPS ETF 78464A656 15423 602 SH SOLE 602 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 73 2 SH SOLE 2 0 0 SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 142563 7009 SH SOLE 7009 0 0 STARBUCKS CORP COM 855244109 2193 24 SH SOLE 24 0 0 SYSCO CORP COM 871829107 10878 134 SH SOLE 134 0 0 TCW TRANSFORM ETF TRUST TRANSFRM 500 ETF 29287L106 1097 18 SH SOLE 18 0 0 TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608 105555 19157 SH SOLE 19157 0 0 TERADATA CORP DEL COM 88076W103 1083 28 SH SOLE 28 0 0 TESLA INC COM 88160R101 7383 42 SH SOLE 42 0 0 THE CIGNA GROUP COM 125523100 1816 5 SH SOLE 5 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 13368 23 SH SOLE 23 0 0 TRANE TECHNOLOGIES PLC SHS G8994E103 66344 221 SH SOLE 221 0 0 UNION PAC CORP COM 907818108 180790 735 SH SOLE 735 0 0 UNITED PARCEL SERVICE INC CL B 911312106 13377 90 SH SOLE 90 0 0 UNITEDHEALTH GROUP INC COM 91324P102 37791 76 SH SOLE 76 0 0 US BANCORP DEL COM NEW 902973304 11801 264 SH SOLE 264 0 0 V F CORP COM 918204108 307 20 SH SOLE 20 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 859777 11838 SH SOLE 11838 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 542568 7077 SH SOLE 7077 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 801484 16175 SH SOLE 16175 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4948261 100595 SH SOLE 100595 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 851463 9846 SH SOLE 9846 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 10172 44 SH SOLE 44 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 37940 198 SH SOLE 198 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 987510 3800 SH SOLE 3800 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 53606 329 SH SOLE 329 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5116 33 SH SOLE 33 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 580208 1207 SH SOLE 1207 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1721492 15579 SH SOLE 15579 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 242643 5809 SH SOLE 5809 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 7188 62 SH SOLE 62 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1825 38 SH SOLE 38 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 817285 14074 SH SOLE 14074 0 0 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 69 1 SH SOLE 1 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 111324 1846 SH SOLE 1846 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 386857 7711 SH SOLE 7711 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4235 35 SH SOLE 35 0 0 VERALTO CORP COM SHS 92338C103 532 6 SH SOLE 6 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 8306 198 SH SOLE 198 0 0 VIATRIS INC COM 92556V106 896 75 SH SOLE 75 0 0 WALMART INC COM 931142103 86103 1431 SH SOLE 1431 0 0 WARNER BROS DISCOVERY INC COM SER A 934423104 515 59 SH SOLE 59 0 0 WASTE MGMT INC DEL COM 94106L109 4802 23 SH SOLE 23 0 0 WISDOMTREE TR US MIDCAP FUND 97717W570 9702 159 SH SOLE 159 0 0 WISDOMTREE TR US SMALLCAP FUND 97717W562 8170 163 SH SOLE 163 0 0 YUM BRANDS INC COM 988498101 25977 187 SH SOLE 187 0 0 YUM CHINA HLDGS INC COM 98850P109 4421 111 SH SOLE 111 0 0 ZOETIS INC CL A 98978V103 22170 131 SH SOLE 131 0 0