0001940678-23-000002.txt : 20230509 0001940678-23-000002.hdr.sgml : 20230509 20230509143322 ACCESSION NUMBER: 0001940678-23-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230509 DATE AS OF CHANGE: 20230509 EFFECTIVENESS DATE: 20230509 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ruedi Wealth Management, Inc. CENTRAL INDEX KEY: 0001940678 IRS NUMBER: 471794932 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-23135 FILM NUMBER: 23901438 BUSINESS ADDRESS: STREET 1: 2502 GALEN DR. STREET 2: SUITE 102 CITY: CHAMPAIGN STATE: IL ZIP: 61821 BUSINESS PHONE: 2173561400 MAIL ADDRESS: STREET 1: 2502 GALEN DR. STREET 2: SUITE 102 CITY: CHAMPAIGN STATE: IL ZIP: 61821 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001940678 XXXXXXXX 03-31-2023 03-31-2023 Ruedi Wealth Management, Inc.

2502 GALEN DR. SUITE 102 CHAMPAIGN IL 61821

13F HOLDINGS REPORT 028-23135 N Chris Marks 7202358230 Chris Marks Wesminster CO 05-09-2023 0 265 155645464 false INFORMATION TABLE 2 ruedi13f.xml AAON INC COM PAR $0.004 000360206 54436 563 SH SOLE 563 0 0 ABBOTT LABS COM 002824100 43453 429 SH SOLE 429 0 0 ABBVIE INC COM 00287Y109 69963 439 SH SOLE 439 0 0 ABRDN PALLADIUM ETF TRUST PHYSICAL PALLADM 003262102 6752 50 SH SOLE 50 0 0 ADOBE SYSTEMS INCORPORATED COM 00724F101 7707 20 SH SOLE 20 0 0 ALLEGION PLC ORD SHS G0176J109 7578 71 SH SOLE 71 0 0 ALPHABET INC CAP STK CL C 02079K107 255840 2460 SH SOLE 2460 0 0 ALPHABET INC CAP STK CL A 02079K305 219908 2120 SH SOLE 2120 0 0 ALTRIA GROUP INC COM 02209S103 29003 650 SH SOLE 650 0 0 AMAZON COM INC COM 023135106 49579 480 SH SOLE 480 0 0 AMEREN CORP COM 023608102 10253 119 SH SOLE 119 0 0 AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101 6568 312 SH SOLE 312 0 0 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 296593 5608 SH SOLE 5608 0 0 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 34 1 SH SOLE 1 0 0 AMERICAN CENTY ETF TR US EQT ETF 025072885 1890536 26672 SH SOLE 26672 0 0 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 44769 929 SH SOLE 929 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 132321 1787 SH SOLE 1787 0 0 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 92458 1809 SH SOLE 1809 0 0 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 2047 35 SH SOLE 35 0 0 AMERICAN WTR WKS CO INC NEW COM 030420103 2344 16 SH SOLE 16 0 0 AMGEN INC COM 031162100 18373 76 SH SOLE 76 0 0 APPLE INC COM 037833100 3293300 19971 SH SOLE 19971 0 0 ARCHER DANIELS MIDLAND CO COM 039483102 155320 1950 SH SOLE 1950 0 0 AT&T INC COM 00206R102 8580 446 SH SOLE 446 0 0 BANK AMERICA CORP COM 060505104 85109 2976 SH SOLE 2976 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 112084 363 SH SOLE 363 0 0 BLACKSTONE INC COM 09260D107 32940 375 SH SOLE 375 0 0 BOEING CO COM 097023105 20818 98 SH SOLE 98 0 0 BOSTON BEER INC CL A 100557107 3287 10 SH SOLE 10 0 0 BP PLC SPONSORED ADR 055622104 31263 824 SH SOLE 824 0 0 BROADCOM INC COM 11135F101 16039 25 SH SOLE 25 0 0 BRUNSWICK CORP COM 117043109 35506 433 SH SOLE 433 0 0 C H ROBINSON WORLDWIDE INC COM NEW 12541W209 99370 1000 SH SOLE 1000 0 0 CALIFORNIA WTR SVC GROUP COM 130788102 26190 450 SH SOLE 450 0 0 CATERPILLAR INC COM 149123101 73037 319 SH SOLE 319 0 0 CHARLES RIV LABS INTL INC COM 159864107 10696 53 SH SOLE 53 0 0 CHEVRON CORP NEW COM 166764100 69506 426 SH SOLE 426 0 0 CISCO SYS INC COM 17275R102 60709 1161 SH SOLE 1161 0 0 COCA COLA CO COM 191216100 28607 461 SH SOLE 461 0 0 COGENT COMMUNICATIONS HLDGS COM NEW 19239V302 6945 109 SH SOLE 109 0 0 COMCAST CORP NEW CL A 20030N101 12359 326 SH SOLE 326 0 0 CONSTELLATION ENERGY CORP COM 21037T109 3297 42 SH SOLE 42 0 0 CORNING INC COM 219350105 15664 444 SH SOLE 444 0 0 CORTEVA INC COM 22052L104 8021 133 SH SOLE 133 0 0 COSTCO WHSL CORP NEW COM 22160K105 13930 28 SH SOLE 28 0 0 CRACKER BARREL OLD CTRY STOR COM 22410J106 2500 22 SH SOLE 22 0 0 CSX CORP COM 126408103 3323 111 SH SOLE 111 0 0 CUMMINS INC COM 231021106 4778 20 SH SOLE 20 0 0 DANAHER CORPORATION COM 235851102 4537 18 SH SOLE 18 0 0 DEERE & CO COM 244199105 85466 207 SH SOLE 207 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 6704 37 SH SOLE 37 0 0 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2465277 104505 SH SOLE 104505 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8887723 199724 SH SOLE 199724 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 6757635 209669 SH SOLE 209669 0 0 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 11961125 269213 SH SOLE 269213 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4867950 92371 SH SOLE 92371 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 14329009 427987 SH SOLE 427987 0 0 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 522789 22710 SH SOLE 22710 0 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 479794 17803 SH SOLE 17803 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 49945580 1960188 SH SOLE 1960188 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1278975 53727 SH SOLE 53727 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 509076 22143 SH SOLE 22143 0 0 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 2171039 101026 SH SOLE 101026 0 0 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 2445219 52405 SH SOLE 52405 0 0 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 4736273 196810 SH SOLE 196810 0 0 DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 109116 4445 SH SOLE 4445 0 0 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 11788265 277371 SH SOLE 277371 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 8408491 364635 SH SOLE 364635 0 0 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 298024 10359 SH SOLE 10359 0 0 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 433473 17388 SH SOLE 17388 0 0 DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 297851 11189 SH SOLE 11189 0 0 DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 1309 56 SH SOLE 56 0 0 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 811 33 SH SOLE 33 0 0 DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847 13045 405 SH SOLE 405 0 0 DOMINION ENERGY INC COM 25746U109 44896 803 SH SOLE 803 0 0 DORMAN PRODS INC COM 258278100 5089 59 SH SOLE 59 0 0 DOW INC COM 260557103 7291 133 SH SOLE 133 0 0 DT MIDSTREAM INC COMMON STOCK 23345M107 642 13 SH SOLE 13 0 0 DTE ENERGY CO COM 233331107 2848 26 SH SOLE 26 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 116439 1207 SH SOLE 1207 0 0 DUPONT DE NEMOURS INC COM 26614N102 9545 133 SH SOLE 133 0 0 EASTMAN CHEM CO COM 277432100 4385 52 SH SOLE 52 0 0 ENCOMPASS HEALTH CORP COM 29261A100 10928 202 SH SOLE 202 0 0 ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 990 21 SH SOLE 21 0 0 EQUIFAX INC COM 294429105 13996 69 SH SOLE 69 0 0 ERICSSON ADR B SEK 10 294821608 164016 28037 SH SOLE 28037 0 0 ESSENTIAL UTILS INC COM 29670G102 19381 444 SH SOLE 444 0 0 EVERGY INC COM 30034W106 61120 1000 SH SOLE 1000 0 0 EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 5567 102 SH SOLE 102 0 0 EXELON CORP COM 30161N101 5320 127 SH SOLE 127 0 0 EXXON MOBIL CORP COM 30231G102 329378 3004 SH SOLE 3004 0 0 FARMLAND PARTNERS INC COM 31154R109 2065 193 SH SOLE 193 0 0 FEDEX CORP COM 31428X106 22849 100 SH SOLE 100 0 0 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 9590 200 SH SOLE 200 0 0 FIRST BUSEY CORP COM NEW 319383204 67123 3300 SH SOLE 3300 0 0 FIRST MID ILL BANCSHARES INC COM 320866106 10785 396 SH SOLE 396 0 0 FIRSTENERGY CORP COM 337932107 5328 133 SH SOLE 133 0 0 FLEXSHARES TR STOX GBL ESG SLT 33939L688 78591 595 SH SOLE 595 0 0 GABELLI GLOBAL SMALL & MID C COM 36249W104 1036 89 SH SOLE 89 0 0 GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 1723 21 SH SOLE 21 0 0 GENERAL ELECTRIC CO COM NEW 369604301 6057 63 SH SOLE 63 0 0 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 3232 32 SH SOLE 32 0 0 HERSHEY CO COM 427866108 101764 400 SH SOLE 400 0 0 HEWLETT PACKARD ENTERPRISE C COM 42824C109 2804 176 SH SOLE 176 0 0 HOME DEPOT INC COM 437076102 678837 2300 SH SOLE 2300 0 0 HORMEL FOODS CORP COM 440452100 63808 1600 SH SOLE 1600 0 0 HP INC COM 40434L105 5166 176 SH SOLE 176 0 0 INGERSOLL RAND INC COM 45687V106 11345 195 SH SOLE 195 0 0 INTEL CORP COM 458140100 49920 1528 SH SOLE 1528 0 0 INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 2842 57 SH SOLE 57 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 251255 783 SH SOLE 783 0 0 INVESCO QUALITY MUN INCOME T COM 46133G107 2405 241 SH SOLE 241 0 0 INVESCO VALUE MUN INCOME TR COM 46132P108 8430 691 SH SOLE 691 0 0 ISHARES INC CORE MSCI EMKT 46434G103 8 0 SH SOLE 0 0 0 ISHARES INC EMNG MKTS EQT 46434G889 50 1 SH SOLE 1 0 0 ISHARES INC MSCI EMERG MRKT 464286533 24829 455 SH SOLE 455 0 0 ISHARES INC ESG AWR MSCI EM 46434G863 1995 63 SH SOLE 63 0 0 ISHARES INC MSCI GBL GOLD MN 46434G855 1259 50 SH SOLE 50 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 2221 22 SH SOLE 22 0 0 ISHARES TR CORE MSCI EAFE 46432F842 247 4 SH SOLE 4 0 0 ISHARES TR CORE S&P TTL STK 464287150 105 1 SH SOLE 1 0 0 ISHARES TR CORE US AGGBD ET 464287226 23015 231 SH SOLE 231 0 0 ISHARES TR JPMORGAN USD EMG 464288281 11107 129 SH SOLE 129 0 0 ISHARES TR NATIONAL MUN ETF 464288414 17049 158 SH SOLE 158 0 0 ISHARES TR RUS 2000 VAL ETF 464287630 3 0 SH SOLE 0 0 0 ISHARES TR RUS MDCP VAL ETF 464287473 3 0 SH SOLE 0 0 0 ISHARES TR CRE U S REIT ETF 464288521 273 5 SH SOLE 5 0 0 ISHARES TR U S EQUITY FACTR 46434V282 3850 93 SH SOLE 93 0 0 ISHARES TR SHORT TREAS BD 464288679 12881 117 SH SOLE 117 0 0 ISHARES TR TIPS BD ETF 464287176 16317 148 SH SOLE 148 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 14505 348 SH SOLE 348 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 12256 107 SH SOLE 107 0 0 ISHARES TR CONV BD ETF 46435G102 5011 69 SH SOLE 69 0 0 ISHARES TR CORE DIV GRWTH 46434V621 29494 590 SH SOLE 590 0 0 ISHARES TR CORE S&P500 ETF 464287200 140589 342 SH SOLE 342 0 0 ISHARES TR CORE S&P SCP ETF 464287804 7253 75 SH SOLE 75 0 0 ISHARES TR CORE TOTAL USD 46434V613 65718 1424 SH SOLE 1424 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 84652 936 SH SOLE 936 0 0 ISHARES TR MBS ETF 464288588 24156 255 SH SOLE 255 0 0 ISHARES TR EAFE GRWTH ETF 464288885 29228 312 SH SOLE 312 0 0 ISHARES TR EAFE VALUE ETF 464288877 37853 780 SH SOLE 780 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 9674 133 SH SOLE 133 0 0 ISHARES TR MSCI USA MMENTM 46432F396 9177 66 SH SOLE 66 0 0 ISHARES TR US INFRASTRUC 46435U713 4889 131 SH SOLE 131 0 0 ISHARES TR U.S. TECH ETF 464287721 29792 321 SH SOLE 321 0 0 ISHARES TR US TREAS BD ETF 46429B267 9913 424 SH SOLE 424 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 7881 110 SH SOLE 110 0 0 ISHARES TR ESG AWARE MSCI 46435U663 667 20 SH SOLE 20 0 0 ISHARES TR U.S. ENERGY ETF 464287796 18200 416 SH SOLE 416 0 0 ISHARES TR MSCI INTL VLU FT 46435G409 1806 73 SH SOLE 73 0 0 ISHARES TR ESG AWRE USD ETF 46435G193 564 25 SH SOLE 25 0 0 ISHARES TR GL CLEAN ENE ETF 464288224 3125 158 SH SOLE 158 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 2854 16 SH SOLE 16 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 2811 44 SH SOLE 44 0 0 ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 4622 171 SH SOLE 171 0 0 ISHARES U S ETF TR BLACKROCK SHORT 46431W838 99920 2000 SH SOLE 2000 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 776 15 SH SOLE 15 0 0 JOHNSON & JOHNSON COM 478160104 28443 184 SH SOLE 184 0 0 JPMORGAN CHASE & CO COM 46625H100 287969 2210 SH SOLE 2210 0 0 KRAFT HEINZ CO COM 500754106 6110 158 SH SOLE 158 0 0 L3HARRIS TECHNOLOGIES INC COM 502431109 15307 78 SH SOLE 78 0 0 LA Z BOY INC COM 505336107 1337 46 SH SOLE 46 0 0 LEIDOS HOLDINGS INC COM 525327102 48976 532 SH SOLE 532 0 0 LENNAR CORP CL A 526057104 10511 100 SH SOLE 100 0 0 LENNAR CORP CL B 526057302 179 2 SH SOLE 2 0 0 LOWES COS INC COM 548661107 32195 161 SH SOLE 161 0 0 LUMENTUM HLDGS INC COM 55024U109 7561 140 SH SOLE 140 0 0 MASCO CORP COM 574599106 22672 456 SH SOLE 456 0 0 MASTERCARD INCORPORATED CL A 57636Q104 42519 117 SH SOLE 117 0 0 MCDONALDS CORP COM 580135101 90078 322 SH SOLE 322 0 0 MERCK & CO INC COM 58933Y105 11861 111 SH SOLE 111 0 0 META PLATFORMS INC CL A 30303M102 43872 207 SH SOLE 207 0 0 METLIFE INC COM 59156R108 11588 200 SH SOLE 200 0 0 MICROSOFT CORP COM 594918104 499040 1731 SH SOLE 1731 0 0 MONDELEZ INTL INC CL A 609207105 33047 474 SH SOLE 474 0 0 MOTOROLA SOLUTIONS INC COM NEW 620076307 22484 79 SH SOLE 79 0 0 NCR CORP NEW COM 62886E108 661 28 SH SOLE 28 0 0 NETFLIX INC COM 64110L106 40076 116 SH SOLE 116 0 0 NIKE INC CL B 654106103 31886 260 SH SOLE 260 0 0 NISOURCE INC COM 65473P105 587 21 SH SOLE 21 0 0 NORFOLK SOUTHN CORP COM 655844108 50606 239 SH SOLE 239 0 0 NOVAGOLD RES INC COM NEW 66987E206 13062 2100 SH SOLE 2100 0 0 NOVARTIS AG SPONSORED ADR 66987V109 2116 23 SH SOLE 23 0 0 NVIDIA CORPORATION COM 67066G104 13334 48 SH SOLE 48 0 0 OLD REP INTL CORP COM 680223104 2497 100 SH SOLE 100 0 0 ORACLE CORP COM 68389X105 138942 1495 SH SOLE 1495 0 0 ORGANON & CO COMMON STOCK 68622V106 259 11 SH SOLE 11 0 0 ORLA MNG LTD NEW COM 68634K106 3396 715 SH SOLE 715 0 0 ORMAT TECHNOLOGIES INC COM 686688102 27465 324 SH SOLE 324 0 0 PARAMOUNT GLOBAL CLASS B COM 92556H206 1919 86 SH SOLE 86 0 0 PEPSICO INC COM 713448108 228053 1251 SH SOLE 1251 0 0 PFIZER INC COM 717081103 68748 1685 SH SOLE 1685 0 0 PHILIP MORRIS INTL INC COM 718172109 63213 650 SH SOLE 650 0 0 PNC FINL SVCS GROUP INC COM 693475105 29620 233 SH SOLE 233 0 0 POOL CORP COM 73278L105 27395 80 SH SOLE 80 0 0 PROCTER AND GAMBLE CO COM 742718109 13742 92 SH SOLE 92 0 0 PROSHARES TR ULTRPRO S&P500 74347X864 10182 264 SH SOLE 264 0 0 PRUDENTIAL FINL INC COM 744320102 6867 83 SH SOLE 83 0 0 PUTNAM MANAGED MUN INCOME TR COM 746823103 43915 7164 SH SOLE 7164 0 0 PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 3346 323 SH SOLE 323 0 0 QUALCOMM INC COM 747525103 32065 251 SH SOLE 251 0 0 REGIONS FINANCIAL CORP NEW COM 7591EP100 3820 206 SH SOLE 206 0 0 SANMINA CORPORATION COM 801056102 7197 118 SH SOLE 118 0 0 SBA COMMUNICATIONS CORP NEW CL A 78410G104 24802 95 SH SOLE 95 0 0 SCHWAB CHARLES CORP COM 808513105 20742 396 SH SOLE 396 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 72 4 SH SOLE 4 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 31294 654 SH SOLE 654 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 114 3 SH SOLE 3 0 0 SCIENCE APPLICATIONS INTL CO COM 808625107 54052 503 SH SOLE 503 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 97037 643 SH SOLE 643 0 0 SHERWIN WILLIAMS CO COM 824348106 30344 135 SH SOLE 135 0 0 SMUCKER J M CO COM NEW 832696405 9914 63 SH SOLE 63 0 0 SOUTHERN CO COM 842587107 92495 1329 SH SOLE 1329 0 0 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 9 0 SH SOLE 0 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 713775 1744 SH SOLE 1744 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 32 1 SH SOLE 1 0 0 SPDR SER TR PRTFLO S&P500 VL 78464A508 4 0 SH SOLE 0 0 0 SPDR SER TR PORTFLI TIPS ETF 78464A656 16055 602 SH SOLE 602 0 0 SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 37990 2009 SH SOLE 2009 0 0 STARBUCKS CORP COM 855244109 31031 298 SH SOLE 298 0 0 SYSCO CORP COM 871829107 10349 134 SH SOLE 134 0 0 TERADATA CORP DEL COM 88076W103 1128 28 SH SOLE 28 0 0 TESLA INC COM 88160R101 8713 42 SH SOLE 42 0 0 THE CIGNA GROUP COM 125523100 1278 5 SH SOLE 5 0 0 TOYOTA MOTOR CORP ADS 892331307 4109 29 SH SOLE 29 0 0 TRANE TECHNOLOGIES PLC SHS G8994E103 40660 221 SH SOLE 221 0 0 TYLER TECHNOLOGIES INC COM 902252105 34400 97 SH SOLE 97 0 0 UNION PAC CORP COM 907818108 147952 735 SH SOLE 735 0 0 UNITEDHEALTH GROUP INC COM 91324P102 57217 121 SH SOLE 121 0 0 V F CORP COM 918204108 458 20 SH SOLE 20 0 0 VANECK ETF TRUST LOW CARBN ENERGY 92189F502 10571 87 SH SOLE 87 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 574842 7786 SH SOLE 7786 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 759988 15434 SH SOLE 15434 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 421816 5515 SH SOLE 5515 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3397069 69441 SH SOLE 69441 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 8304 44 SH SOLE 44 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 40745 257 SH SOLE 257 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 458133 5517 SH SOLE 5517 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 15291 114 SH SOLE 114 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 233081 1142 SH SOLE 1142 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 63625 461 SH SOLE 461 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1419573 15415 SH SOLE 15415 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 245421 6075 SH SOLE 6075 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6938 64 SH SOLE 64 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3470 73 SH SOLE 73 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 503511 8601 SH SOLE 8601 0 0 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 1010 15 SH SOLE 15 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 154 1 SH SOLE 1 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 336689 7454 SH SOLE 7454 0 0 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 6 0 SH SOLE 0 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 119743 1135 SH SOLE 1135 0 0 VANGUARD WORLD FD MEGA CAP INDEX 921910873 47236 330 SH SOLE 330 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 42 0 SH SOLE 0 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 4939 127 SH SOLE 127 0 0 VIATRIS INC COM 92556V106 722 75 SH SOLE 75 0 0 VIAVI SOLUTIONS INC COM 925550105 7581 700 SH SOLE 700 0 0 WABTEC COM 929740108 202 2 SH SOLE 2 0 0 WALMART INC COM 931142103 109703 744 SH SOLE 744 0 0 WARNER BROS DISCOVERY INC COM SER A 934423104 1616 107 SH SOLE 107 0 0 WASTE MGMT INC DEL COM 94106L109 40167 246 SH SOLE 246 0 0 YELP INC CL A 985817105 4390 143 SH SOLE 143 0 0 YUM BRANDS INC COM 988498101 13577 103 SH SOLE 103 0 0 YUM CHINA HLDGS INC COM 98850P109 1775 28 SH SOLE 28 0 0 ZOETIS INC CL A 98978V103 7157 43 SH SOLE 43 0 0