The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   497,201 3,528 SH   SOLE   0 0 3,528
ALPHABET INC CAP STK CL A 02079K305   495,900 3,550 SH   SOLE   0 0 3,550
AMAZON COM INC COM 023135106   640,655 4,216 SH   SOLE   0 0 4,216
APPLE INC COM 037833100   1,321,371 6,863 SH   SOLE   0 0 6,863
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   37,440 16,000 SH   SOLE   0 0 16,000
COLGATE PALMOLIVE CO COM 194162103   798,933 10,023 SH   SOLE   0 0 10,023
DISNEY WALT CO COM 254687106   455,874 5,049 SH   SOLE   0 0 5,049
EXXON MOBIL CORP COM 30231G102   2,461,686 24,622 SH   SOLE   0 0 24,621
HOME DEPOT INC COM 437076102   209,316 604 SH   SOLE   0 0 604
ISHARES INC CORE MSCI EMKT 46434G103   3,703,721 73,225 SH   SOLE   0 0 73,225
ISHARES INC ESG AWR MSCI EM 46434G863   322,363 10,055 SH   SOLE   0 0 10,055
ISHARES TR 1 3 YR TREAS BD 464287457   3,472,179 42,323 SH   SOLE   0 0 42,323
ISHARES TR ISHS 1-5YR INVS 464288646   15,892,973 309,956 SH   SOLE   0 0 309,955
ISHARES TR CORE MSCI EAFE 46432F842   749,822 10,658 SH   SOLE   0 0 10,658
ISHARES TR CORE MSCI EURO 46434V738   3,608,542 65,586 SH   SOLE   0 0 65,586
ISHARES TR CORE MSCI PAC 46434V696   3,836,787 64,473 SH   SOLE   0 0 64,472
ISHARES TR CORE S&P MCP ETF 464287507   202,874 732 SH   SOLE   0 0 732
ISHARES TR CORE S&P US GWT 464287671   1,080,867 10,383 SH   SOLE   0 0 10,382
ISHARES TR CORE S&P US VLU 464287663   3,163,475 37,513 SH   SOLE   0 0 37,513
ISHARES TR CRE U S REIT ETF 464288521   4,070,230 74,972 SH   SOLE   0 0 74,972
ISHARES TR ESG AWRE 1 5 YR 46435G243   394,838 16,129 SH   SOLE   0 0 16,129
ISHARES TR ESG AW MSCI EAFE 46435G516   689,529 9,128 SH   SOLE   0 0 9,128
ISHARES TR ESG AWR MSCI USA 46435G425   699,502 6,667 SH   SOLE   0 0 6,667
ISHARES TR ESG AWARE MSCI 46435U663   333,842 8,783 SH   SOLE   0 0 8,783
ISHARES TR ESG AWR US AGRGT 46435U549   347,356 7,276 SH   SOLE   0 0 7,276
ISHARES TR EAFE SML CP ETF 464288273   796,405 12,866 SH   SOLE   0 0 12,866
ISHARES TR NATIONAL MUN ETF 464288414   4,664,123 43,023 SH   SOLE   0 0 43,023
ISHARES TR RUS 1000 GRW WTF 464287614   721,545 2,380 SH   SOLE   0 0 2,380
ISHARES TR S&P MC 400GR ETF 464287606   804,479 10,155 SH   SOLE   0 0 10,155
ISHARES TR S&P MC 400VL ETF 464287705   2,285,111 20,038 SH   SOLE   0 0 20,037
ISHARES TR S&P SML 600 GWT 464287887   618,730 4,944 SH   SOLE   0 0 4,944
ISHARES TR SP SMCP600VL ETF 464287879   789,619 7,661 SH   SOLE   0 0 7,661
ISHARES TR SHORT TREAS BD 464288679   6,676,081 60,620 SH   SOLE   0 0 60,620
ISHARES TR SHRT NAT MUN ETF 464288158   3,099,853 29,402 SH   SOLE   0 0 29,402
ISHARES TR U.S. TECH ETF 464287721   327,497 2,668 SH   SOLE   0 0 2,668
JOHNSON & JOHNSON COM 478160104   432,336 2,758 SH   SOLE   0 0 2,758
LOEWS CORP COM 540424108   590,332 8,483 SH   SOLE   0 0 8,483
MERCK & CO INC COM 58933Y105   494,611 4,537 SH   SOLE   0 0 4,536
META PLATFORMS INC CL A 30303M102   308,559 872 SH   SOLE   0 0 871
MICROSOFT CORP COM 594918104   3,048,556 8,107 SH   SOLE   0 0 8,107
NEXTERA ENERGY INC COM 65339F101   209,441 3,448 SH   SOLE   0 0 3,448
NIKE INC CL B 654106103   861,503 7,935 SH   SOLE   0 0 7,935
ORACLE CORP COM 68389X105   231,630 2,197 SH   SOLE   0 0 2,197
PRICE T ROWE GROUP INC COM 74144T108   259,748 2,412 SH   SOLE   0 0 2,412
PROCTER AND GAMBLE CO COM 742718109   1,141,177 7,787 SH   SOLE   0 0 7,787
RAYTHEON TECHNOLOGIES CORP COM 75513E101   719,578 8,552 SH   SOLE   0 0 8,552
SPDR S&P 500 ETF TR TR UNIT 78462F103   335,094 705 SH   SOLE   0 0 705
STARBUCKS CORP COM 855244109   200,949 2,093 SH   SOLE   0 0 2,093
VANGUARD INDEX FDS GROWTH ETF 922908736   41,978,625 135,032 SH   SOLE   0 0 135,031
VANGUARD INDEX FDS MID CAP ETF 922908629   235,897 1,014 SH   SOLE   0 0 1,014
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   14,068,924 64,075 SH   SOLE   0 0 64,074
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   12,772,481 88,080 SH   SOLE   0 0 88,080
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   11,974,300 135,517 SH   SOLE   0 0 135,517
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   603,658 1,382 SH   SOLE   0 0 1,382
VANGUARD INDEX FDS SHORT TRM BOND 921937827   20,394,163 264,790 SH   SOLE   0 0 264,790
VANGUARD INDEX FDS SM CP VAL ETF 922908611   9,754,914 54,203 SH   SOLE   0 0 54,203
VANGUARD INDEX FDS SML CP GRW ETF 922908595   7,907,892 32,708 SH   SOLE   0 0 32,708
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,450,654 6,115 SH   SOLE   0 0 6,115
VANGUARD INDEX FDS VALUE ETF 922908744   40,642,408 271,856 SH   SOLE   0 0 271,855
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   5,730,219 49,815 SH   SOLE   0 0 49,815
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   21,236,113 516,694 SH   SOLE   0 0 516,693
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   29,710,125 460,765 SH   SOLE   0 0 460,764
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   18,944,826 263,013 SH   SOLE   0 0 263,013
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,658,596 16,122 SH   SOLE   0 0 16,121
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   529,113 10,365 SH   SOLE   0 0 10,364
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,180,044 54,027 SH   SOLE   0 0 54,026
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   25,209,259 432,183 SH   SOLE   0 0 432,183
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   242,820 1,425 SH   SOLE   0 0 1,425
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,269,440 21,902 SH   SOLE   0 0 21,902
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   461,367 4,133 SH   SOLE   0 0 4,133
VANGUARD WORLD FD ESG US STK ETF 921910733   701,235 8,244 SH   SOLE   0 0 8,244
VISA INC COM CL A 92826C839   382,715 1,470 SH   SOLE   0 0 1,470