The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   465,167 3,528 SH   SOLE   0 0 3,528
ALPHABET INC CAP STK CL A 02079K305   464,553 3,550 SH   SOLE   0 0 3,550
AMAZON COM INC COM 023135106   548,713 4,316 SH   SOLE   0 0 4,316
APPLE INC COM 037833100   1,175,048 6,863 SH   SOLE   0 0 6,863
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   79,520 16,000 SH   SOLE   0 0 16,000
COLGATE PALMOLIVE CO COM 194162103   712,736 10,023 SH   SOLE   0 0 10,023
DISNEY WALT CO COM 254687106   412,058 5,084 SH   SOLE   0 0 5,084
EXXON MOBIL CORP COM 30231G102   2,929,127 24,912 SH   SOLE   0 0 24,912
ISHARES INC CORE MSCI EMKT 46434G103   371,345 7,803 SH   SOLE   0 0 7,803
ISHARES INC ESG AWR MSCI EM 46434G863   297,319 9,819 SH   SOLE   0 0 9,819
ISHARES TR ESG AW MSCI EAFE 46435G516   629,982 9,113 SH   SOLE   0 0 9,113
ISHARES TR SHRT NAT MUN ETF 464288158   3,178,271 30,899 SH   SOLE   0 0 30,899
ISHARES TR CORE MSCI PAC 46434V696   456,363 8,208 SH   SOLE   0 0 8,208
ISHARES TR ESG AWR MSCI USA 46435G425   635,865 6,771 SH   SOLE   0 0 6,771
ISHARES TR ESG AWRE 1 5 YR 46435G243   430,807 18,124 SH   SOLE   0 0 18,124
ISHARES TR RUS 1000 GRW WTF 464287614   633,056 2,380 SH   SOLE   0 0 2,380
ISHARES TR CORE S&P SCP ETF 464287804   359,492 3,811 SH   SOLE   0 0 3,811
ISHARES TR ESG AWARE MSCI 46435U663   298,408 8,868 SH   SOLE   0 0 8,868
ISHARES TR ESG AWR US AGRGT 46435U549   381,924 8,431 SH   SOLE   0 0 8,431
ISHARES TR CORE MSCI EAFE 46432F842   685,871 10,658 SH   SOLE   0 0 10,658
ISHARES TR ISHS 1-5YR INVS 464288646   26,428,240 530,368 SH   SOLE   0 0 530,368
ISHARES TR U.S. TECH ETF 464287721   279,927 2,668 SH   SOLE   0 0 2,668
ISHARES TR NATIONAL MUN ETF 464288414   4,787,490 46,689 SH   SOLE   0 0 46,689
ISHARES TR CORE S&P US GWT 464287671   981,393 10,349 SH   SOLE   0 0 10,349
ISHARES TR CORE S&P US VLU 464287663   1,095,872 14,686 SH   SOLE   0 0 14,686
ISHARES TR CORE MSCI EURO 46434V738   548,644 11,048 SH   SOLE   0 0 11,048
ISHARES TR S&P MC 400VL ETF 464287705   397,038 3,934 SH   SOLE   0 0 3,934
ISHARES TR CORE S&P MCP ETF 464287507   578,741 2,321 SH   SOLE   0 0 2,321
JOHNSON & JOHNSON COM 478160104   412,784 2,650 SH   SOLE   0 0 2,650
LOEWS CORP COM 540424108   537,059 8,483 SH   SOLE   0 0 8,483
MERCK & CO INC COM 58933Y105   516,591 5,018 SH   SOLE   0 0 5,018
META PLATFORMS INC CL A 30303M102   261,704 872 SH   SOLE   0 0 872
MICROSOFT CORP COM 594918104   2,473,586 7,834 SH   SOLE   0 0 7,834
NIKE INC CL B 654106103   758,745 7,935 SH   SOLE   0 0 7,935
ORACLE CORP COM 68389X105   202,837 1,915 SH   SOLE   0 0 1,915
PRICE T ROWE GROUP INC COM 74144T108   252,946 2,412 SH   SOLE   0 0 2,412
PROCTER AND GAMBLE CO COM 742718109   1,117,358 7,660 SH   SOLE   0 0 7,660
RAYTHEON TECHNOLOGIES CORP COM 75513E101   615,498 8,552 SH   SOLE   0 0 8,552
SPDR S&P 500 ETF TR TR UNIT 78462F103   301,373 705 SH   SOLE   0 0 705
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   14,349,956 189,664 SH   SOLE   0 0 189,664
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   512,474 1,305 SH   SOLE   0 0 1,305
VANGUARD INDEX FDS SM CP VAL ETF 922908611   9,248,347 57,987 SH   SOLE   0 0 57,987
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   12,724,303 65,330 SH   SOLE   0 0 65,330
VANGUARD INDEX FDS SML CP GRW ETF 922908595   7,109,775 33,195 SH   SOLE   0 0 33,195
VANGUARD INDEX FDS VALUE ETF 922908744   38,330,826 277,901 SH   SOLE   0 0 277,901
VANGUARD INDEX FDS GROWTH ETF 922908736   36,037,942 132,342 SH   SOLE   0 0 132,342
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   12,667,237 96,726 SH   SOLE   0 0 96,726
VANGUARD INDEX FDS SHORT TRM BOND 921937827   21,806,509 290,096 SH   SOLE   0 0 290,096
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   5,707,613 53,744 SH   SOLE   0 0 53,744
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   29,980,221 517,525 SH   SOLE   0 0 517,525
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   19,615,436 293,293 SH   SOLE   0 0 293,293
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,297,630 594,176 SH   SOLE   0 0 594,176
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,310,078 14,060 SH   SOLE   0 0 14,060
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   22,719,061 394,428 SH   SOLE   0 0 394,428
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   221,417 1,425 SH   SOLE   0 0 1,425
VANGUARD WORLD FD ESG US STK ETF 921910733   635,910 8,454 SH   SOLE   0 0 8,454
VISA INC COM CL A 92826C839   338,115 1,470 SH   SOLE   0 0 1,470