The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 732,026 7,148 SH   SOLE   7,148 0 0
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 378,472 1,882 SH   SOLE   1,882 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,280,339 7,705 SH   SOLE   7,705 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 987,098 3,181 SH   SOLE   3,181 0 0
CVR PARTNERS LP COM 126633205 BBG001TWQXN9 360,160 4,000 SH   SOLE   4,000 0 0
DISCOVER FINL SVCS COM 254709108 BBG001SS0KV6 2,196,273 22,225 SH   SOLE   22,225 0 0
EQUINIX INC COM 29444U700 BBG001SKBNS9 258,349 364 SH   SOLE   364 0 0
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 BBG00MYXK7W8 219,726 6,227 SH   SOLE   6,227 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 BBG00M4NZTF8 607,977 19,173 SH   SOLE   19,173 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 BBG00QYND1G0 401,843 12,761 SH   SOLE   12,761 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 BBG00QPZ1F93 227,736 7,139 SH   SOLE   7,139 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 BBG00TGM5Q16 206,940 7,173 SH   SOLE   7,173 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 BBG00MYXKL20 236,717 7,104 SH   SOLE   7,104 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 BBG00LNDTJL3 274,781 8,660 SH   SOLE   8,660 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 BBG00RHZ5CR3 317,644 10,826 SH   SOLE   10,826 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 BBG00Q4028Q9 472,844 15,372 SH   SOLE   15,372 0 0
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 3,540,212 70,368 SH   SOLE   70,368 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 2,841,649 42,161 SH   SOLE   42,161 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,067,886 11,033 SH   SOLE   11,033 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 25,862,871 62,691 SH   SOLE   62,691 0 0
ISHARES TR HDG MSCI EAFE 46434V803 BBG005XKVF72 353,154 11,945 SH   SOLE   11,945 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,276,669 11,614 SH   SOLE   11,614 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 589,617 8,179 SH   SOLE   8,179 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 359,816 2,016 SH   SOLE   2,016 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 489,205 5,227 SH   SOLE   5,227 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 374,094 3,391 SH   SOLE   3,391 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 639,420 1,314 SH   SOLE   1,314 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 550,908 1,918 SH   SOLE   1,918 0 0
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 3,629,168 41,638 SH   SOLE   41,638 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 514,758 1,478 SH   SOLE   1,478 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 292,697 1,958 SH   SOLE   1,958 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 278,420 2,232 SH   SOLE   2,232 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 794,474 14,814 SH   SOLE   14,814 0 0
SEAGEN INC COM 81181C104 BBG001S9M4Q6 818,100 4,050 SH   SOLE   4,050 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 4,242,238 10,323 SH   SOLE   10,323 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,551 700 SH Put SOLE   700 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 BBG002QLYD04 973,652 39,499 SH   SOLE   39,499 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 369,281 7,894 SH   SOLE   7,894 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 231,422 4,870 SH   SOLE   4,870 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 479,003 14,711 SH   SOLE   14,711 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 684,741 14,168 SH   SOLE   14,168 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 309,363 626 SH   SOLE   626 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 4,258,368 152,739 SH   SOLE   152,739 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 290,411 5,627 SH   SOLE   5,627 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 248,654 3,362 SH   SOLE   3,362 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 9,310,603 66,613 SH   SOLE   66,613 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 439,357 1,763 SH   SOLE   1,763 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 7,788,148 94,540 SH   SOLE   94,540 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 354,057 1,730 SH   SOLE   1,730 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 6,217,323 153,248 SH   SOLE   153,248 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 796,651 12,979 SH   SOLE   12,979 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 32,895,832 408,796 SH   SOLE   408,796 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 11,547,508 151,264 SH   SOLE   151,264 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 14,651,446 94,495 SH   SOLE   94,495 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 14,429,194 316,846 SH   SOLE   316,846 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 BBG001SHVTX5 220,843 1,156 SH   SOLE   1,156 0 0