The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   18,395 175 SH   SOLE   175 0 0
ABBOTT LABS COM 002824100   3,038 30 SH   SOLE   30 0 0
ABBVIE INC COM 00287Y109   120,803 758 SH   SOLE   300 0 458
ACADIA PHARMACEUTICALS INC COM 004225108   1,186 63 SH   SOLE   63 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   70,881 248 SH   SOLE   248 0 0
ACTIVISION BLIZZARD INC COM 00507V109   8,559 100 SH   SOLE   100 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   87,094 226 SH   SOLE   0 0 226
ADVANCED MICRO DEVICES INC COM 007903107   2,941 30 SH   SOLE   0 0 30
ALCOA CORP COM 013872106   31,197 733 SH   SOLE   733 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   23,808 233 SH   SOLE   233 0 0
ALPHABET INC CAP STK CL A 02079K305   874,444 8,430 SH   SOLE   5,100 0 3,330
ALPHABET INC CAP STK CL C 02079K107   454,480 4,370 SH   SOLE   3,966 0 404
ALTRIA GROUP INC COM 02209S103   44,620 1,000 SH   SOLE   1,000 0 0
AMAZON COM INC COM 023135106   1,676,713 16,233 SH   SOLE   14,240 0 1,993
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   15,642,430 295,754 SH   SOLE   247,313 0 48,441
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   934,308 19,388 SH   SOLE   18,995 0 393
AMERICAN ELEC PWR CO INC COM 025537101   10,919 120 SH   SOLE   120 0 0
AMERICAN EXPRESS CO COM 025816109   53,609 325 SH   SOLE   0 0 325
AMERICAN FINL GROUP INC OHIO COM 025932104   21,882 180 SH   SOLE   180 0 0
AMGEN INC COM 031162100   6,321 26 SH   SOLE   26 0 0
AON PLC SHS CL A G0403H108   22,071 70 SH   SOLE   70 0 0
APPLE INC COM 037833100   6,192,186 37,551 SH   SOLE   32,195 0 5,356
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   1,811 36 SH   SOLE   36 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302   1,534 51 SH   SOLE   51 0 0
ARK ETF TR INNOVATION ETF 00214Q104   1,049 26 SH   SOLE   26 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   54,457 80 SH   SOLE   0 0 80
AT&T INC COM 00206R102   11,377 591 SH   SOLE   591 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   54,767 246 SH   SOLE   246 0 0
BABCOCK & WILCOX ENTERPRISES COM 05614L209   6,060 1,000 SH   SOLE   0 0 1,000
BANK AMERICA CORP COM 060505104   77,049 2,694 SH   SOLE   2,494 0 200
BLACKSTONE INC COM 09260D107   111,890 1,274 SH   SOLE   1,274 0 0
BOSTON BEER INC CL A 100557107   2,630 8 SH   SOLE   8 0 0
BP PLC SPONSORED ADR 055622104   13,393 353 SH   SOLE   353 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   423,168 6,105 SH   SOLE   4,685 0 1,420
BROADCOM INC COM 11135F101   193,746 302 SH   SOLE   129 0 173
CANADIAN IMPERIAL BK COMM TO COM 136069101   8,484 200 SH   SOLE   200 0 0
CANADIAN NATL RY CO COM 136375102   70,782 600 SH   SOLE   600 0 0
CARNIVAL CORP COMMON STOCK 143658300   4,060 400 SH   SOLE   400 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   9,150 200 SH   SOLE   200 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108   2,504 7 SH   SOLE   7 0 0
CHEMOURS CO COM 163851108   9,731 325 SH   SOLE   325 0 0
CHENIERE ENERGY INC COM NEW 16411R208   47,123 299 SH   SOLE   0 0 299
CHEVRON CORP NEW COM 166764100   656,622 4,024 SH   SOLE   3,121 0 903
CINCINNATI FINL CORP COM 172062101   48,195 430 SH   SOLE   430 0 0
CINTAS CORP COM 172908105   2,281,938 4,932 SH   SOLE   4,932 0 0
CISCO SYS INC COM 17275R102   8,678 166 SH   SOLE   166 0 0
CLOROX CO DEL COM 189054109   15,824 100 SH   SOLE   100 0 0
COCA COLA CO COM 191216100   303,141 4,887 SH   SOLE   3,087 0 1,800
COINBASE GLOBAL INC COM CL A 19260Q107   6,757 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM 194162103   11,273 150 SH   SOLE   150 0 0
CONCENTRIX CORP COM 20602D101   1,459 12 SH   SOLE   12 0 0
CONOCOPHILLIPS COM 20825C104   64,487 650 SH   SOLE   650 0 0
CONSOLIDATED EDISON INC COM 209115104   23,918 250 SH   SOLE   250 0 0
CORTEVA INC COM 22052L104   43,966 729 SH   SOLE   729 0 0
COSTCO WHSL CORP NEW COM 22160K105   811,033 1,632 SH   SOLE   1,177 0 455
CSX CORP COM 126408103   130,239 4,350 SH   SOLE   4,350 0 0
CVS HEALTH CORP COM 126650100   7,437 100 SH   SOLE   100 0 0
DANAHER CORPORATION COM 235851102   505 2 SH   SOLE   2 0 0
DECKERS OUTDOOR CORP COM 243537107   13,487 30 SH   SOLE   0 0 30
DEERE & CO COM 244199105   71,429 173 SH   SOLE   15 0 158
DELTA AIR LINES INC DEL COM NEW 247361702   16,064 460 SH   SOLE   460 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   167,400 5,000 SH   SOLE   5,000 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   110,670 2,100 SH   SOLE   2,100 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   70,844 1,592 SH   SOLE   1,592 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   57,074 2,475 SH   SOLE   2,475 0 0
DISNEY WALT CO COM 254687106   210,080 2,098 SH   SOLE   2,092 0 6
DOW INC COM 260557103   39,855 727 SH   SOLE   727 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107   1,679 34 SH   SOLE   0 0 34
DTE ENERGY CO COM 233331107   7,642 70 SH   SOLE   0 0 70
DUKE ENERGY CORP NEW COM NEW 26441C204   256,254 2,656 SH   SOLE   1,764 0 892
DUPONT DE NEMOURS INC COM 26614N102   52,393 730 SH   SOLE   730 0 0
ELEVANCE HEALTH INC COM 036752103   92,882 202 SH   SOLE   202 0 0
EMERSON ELEC CO COM 291011104   21,785 250 SH   SOLE   250 0 0
ENBRIDGE INC COM 29250N105   47,650 1,249 SH   SOLE   467 0 782
ENTERGY CORP NEW COM 29364G103   5,926 55 SH   SOLE   55 0 0
ESSENTIAL UTILS INC COM 29670G102   21,825 500 SH   SOLE   500 0 0
ETF MANAGERS TR AI POWERED EQT 26924G813   292 10 SH   SOLE   10 0 0
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508   451 128 SH   SOLE   128 0 0
EVERGY INC COM 30034W106   7,274 119 SH   SOLE   119 0 0
EXXON MOBIL CORP COM 30231G102   724,085 6,603 SH   SOLE   5,603 0 1,000
FIFTH THIRD BANCORP COM 316773100   266,081 9,988 SH   SOLE   9,988 0 0
FIRST BANCSHARES INC MS COM 318916103   5,218 202 SH   SOLE   202 0 0
FORD MTR CO DEL COM 345370860   3,780 300 SH   SOLE   300 0 0
GAMESTOP CORP NEW CL A 36467W109   277 12 SH   SOLE   12 0 0
GARTNER INC COM 366651107   84,375 259 SH   SOLE   0 0 259
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   5,086 62 SH   SOLE   46 0 16
GENERAL DYNAMICS CORP COM 369550108   9,129 40 SH   SOLE   40 0 0
GENERAL ELECTRIC CO COM NEW 369604301   18,468 193 SH   SOLE   141 0 52
GENUINE PARTS CO COM 372460105   20,245 121 SH   SOLE   121 0 0
GLADSTONE LD CORP COM 376549101   17,716 1,064 SH   SOLE   1,064 0 0
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624   47,680 2,000 SH   SOLE   2,000 0 0
GLOBAL X FDS CLEAN WTR ETF 37954Y186   2,583 177 SH   SOLE   0 0 177
GLOBAL X FDS CLEANTECH ETF 37954Y228   1,943 122 SH   SOLE   122 0 0
GLOBAL X FDS FINTECH ETF 37954Y814   2,707 130 SH   SOLE   130 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434   1,898 154 SH   SOLE   154 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   1,914 96 SH   SOLE   0 0 96
GLOBAL X FDS GREEN BUILDNG ET 37960A842   1,971 96 SH   SOLE   96 0 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   262,017 4,123 SH   SOLE   4,123 0 0
GLOBAL X FDS RENEWABLE ENERGY 37954Y707   15,909 1,284 SH   SOLE   1,138 0 146
GLOBAL X FDS SOLAR ETF 37960A701   12,109 581 SH   SOLE   581 0 0
GLOBAL X FDS TELMDC&DIG ETF 37954Y285   2,344 200 SH   SOLE   200 0 0
GLOBAL X FDS THMATC GWT ETF 37954Y418   4,711 185 SH   SOLE   75 0 110
GLOBAL X FDS US INFR DEV ETF 37954Y673   3,544 125 SH   SOLE   125 0 0
HOME DEPOT INC COM 437076102   173,826 589 SH   SOLE   385 0 204
HUMANA INC COM 444859102   43,692 90 SH   SOLE   90 0 0
ILLINOIS TOOL WKS INC COM 452308109   40,170 165 SH   SOLE   165 0 0
INTEL CORP COM 458140100   115,522 3,536 SH   SOLE   1,236 0 2,300
INTERNATIONAL BUSINESS MACHS COM 459200101   128,496 980 SH   SOLE   980 0 0
INTERNATIONAL PAPER CO COM 460146103   9,015 250 SH   SOLE   250 0 0
INTUIT COM 461202103   1,784 4 SH   SOLE   0 0 4
INTUITIVE SURGICAL INC COM NEW 46120E602   126,203 494 SH   SOLE   78 0 416
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   4,748 200 SH   SOLE   0 0 200
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370   119,282 1,705 SH   SOLE   1,705 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   5,174 33 SH   SOLE   33 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   93,363 1,750 SH   SOLE   1,750 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   113,381 353 SH   SOLE   85 0 268
ISHARES INC CORE MSCI EMKT 46434G103   63,525 1,302 SH   SOLE   1,302 0 0
ISHARES INC MSCI AUST ETF 464286103   6,882 300 SH   SOLE   0 0 300
ISHARES INC MSCI PAC JP ETF 464286665   118,233 2,700 SH   SOLE   2,700 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   49,296 600 SH   SOLE   0 0 600
ISHARES TR CORE DIV GRWTH 46434V621   24,414,640 488,390 SH   SOLE   401,581 0 86,809
ISHARES TR CORE MSCI EAFE 46432F842   21,098,560 315,610 SH   SOLE   264,605 0 51,005
ISHARES TR CORE S&P MCP ETF 464287507   18,793,747 75,127 SH   SOLE   62,271 0 12,856
ISHARES TR CORE S&P SCP ETF 464287804   13,489,018 139,493 SH   SOLE   116,846 0 22,647
ISHARES TR CORE S&P TTL STK 464287150   200,302 2,212 SH   SOLE   1,095 0 1,117
ISHARES TR CORE S&P500 ETF 464287200   50,071,369 121,804 SH   SOLE   103,469 0 18,335
ISHARES TR CORE TOTAL USD 46434V613   324 7 SH   SOLE   7 0 0
ISHARES TR CORE US AGGBD ET 464287226   127,041 1,275 SH   SOLE   1,275 0 0
ISHARES TR EAFE GRWTH ETF 464288885   951,883 10,161 SH   SOLE   7,141 0 3,020
ISHARES TR EAFE VALUE ETF 464288877   644,091 13,272 SH   SOLE   11,397 0 1,875
ISHARES TR EXPANDED TECH 464287515   5,485 18 SH   SOLE   18 0 0
ISHARES TR EXPONENTIAL TECH 46434V381   6,588 125 SH   SOLE   125 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   989 50 SH   SOLE   50 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   1,501 30 SH   SOLE   30 0 0
ISHARES TR INTL DIV GRWTH 46435G524   1,334 22 SH   SOLE   22 0 0
ISHARES TR ISHARES SEMICDTR 464287523   2,669 6 SH   SOLE   6 0 0
ISHARES TR MSCI EAFE ETF 464287465   939,102 13,131 SH   SOLE   10,584 0 2,547
ISHARES TR MSCI EMG MKT ETF 464287234   136,927 3,470 SH   SOLE   2,400 0 1,070
ISHARES TR MSCI KLD400 SOC 464288570   233,970 3,000 SH   SOLE   3,000 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   13,385 184 SH   SOLE   184 0 0
ISHARES TR RUS 1000 ETF 464287622   57,885 257 SH   SOLE   257 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   126,319 517 SH   SOLE   517 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   271,529 1,783 SH   SOLE   1,626 0 157
ISHARES TR RUS 2000 VAL ETF 464287630   10,704 78 SH   SOLE   0 0 78
ISHARES TR RUS MD CP GR ETF 464287481   1,228,629 13,494 SH   SOLE   10,534 0 2,960
ISHARES TR RUS MDCP VAL ETF 464287473   195,196 1,838 SH   SOLE   1,838 0 0
ISHARES TR RUS MID CAP ETF 464287499   915,743 13,097 SH   SOLE   12,907 0 190
ISHARES TR RUSSELL 2000 ETF 464287655   540,909 3,032 SH   SOLE   2,778 0 254
ISHARES TR S&P 100 ETF 464287101   83,420 446 SH   SOLE   446 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   538,274 8,425 SH   SOLE   2,963 0 5,462
ISHARES TR S&P 500 VAL ETF 464287408   505,665 3,332 SH   SOLE   785 0 2,547
ISHARES TR S&P MC 400GR ETF 464287606   646,308 9,038 SH   SOLE   6,299 0 2,739
ISHARES TR S&P MC 400VL ETF 464287705   434,101 4,224 SH   SOLE   3,480 0 744
ISHARES TR S&P SML 600 GWT 464287887   903,158 8,215 SH   SOLE   4,249 0 3,966
ISHARES TR SELECT DIVID ETF 464287168   125,490 1,071 SH   SOLE   954 0 117
ISHARES TR SP SMCP600VL ETF 464287879   536,178 5,729 SH   SOLE   5,604 0 125
ISHARES TR TIPS BD ETF 464287176   26,628 242 SH   SOLE   0 0 242
ISHARES TR US AER DEF ETF 464288760   11,508 100 SH   SOLE   100 0 0
ISHARES TR US CONSUM DISCRE 464287580   12,292 190 SH   SOLE   190 0 0
ISHARES TR US TELECOM ETF 464287713   394 17 SH   SOLE   17 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   4,731,691 86,661 SH   SOLE   69,612 0 17,049
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   202,035 4,015 SH   SOLE   3,532 0 483
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   4,338,838 85,427 SH   SOLE   58,367 0 27,060
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   509,827 10,648 SH   SOLE   8,898 0 1,750
JOHNSON & JOHNSON COM 478160104   128,960 832 SH   SOLE   832 0 0
JPMORGAN CHASE & CO COM 46625H100   2,134,819 16,383 SH   SOLE   13,964 0 2,419
KOHLS CORP COM 500255104   3,767 160 SH   SOLE   160 0 0
KROGER CO COM 501044101   337,296 6,832 SH   SOLE   6,832 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   10,401 53 SH   SOLE   53 0 0
LAMB WESTON HLDGS INC COM 513272104   4,286 41 SH   SOLE   41 0 0
LCNB CORP COM 50181P100   9,172,607 561,359 SH   SOLE   318,128 0 243,231
LEIDOS HOLDINGS INC COM 525327102   43,821 476 SH   SOLE   476 0 0
LILLY ELI & CO COM 532457108   324,189 944 SH   SOLE   574 0 370
LINCOLN ELEC HLDGS INC COM 533900106   490,390 2,900 SH   SOLE   0 0 2,900
LINDE PLC SHS G54950103   31,990 90 SH   SOLE   90 0 0
LOWES COS INC COM 548661107   25,597 128 SH   SOLE   128 0 0
LUCID GROUP INC COM 549498103   1,206 150 SH   SOLE   150 0 0
LULULEMON ATHLETICA INC COM 550021109   178,454 490 SH   SOLE   490 0 0
MARKEL CORP COM 570535104   10,220 8 SH   SOLE   0 0 8
MARSH & MCLENNAN COS INC COM 571748102   10,826 65 SH   SOLE   65 0 0
MARVELL TECHNOLOGY INC COM 573874104   2,527 58 SH   SOLE   58 0 0
MASTERCARD INCORPORATED CL A 57636Q104   101,392 279 SH   SOLE   15 0 264
MCDONALDS CORP COM 580135101   141,204 505 SH   SOLE   505 0 0
MCKESSON CORP COM 58155Q103   61,953 174 SH   SOLE   0 0 174
MEDTRONIC PLC SHS G5960L103   13,706 170 SH   SOLE   170 0 0
MERCK & CO INC COM 58933Y105   52,344 492 SH   SOLE   492 0 0
MICRON TECHNOLOGY INC COM 595112103   1,811 30 SH   SOLE   30 0 0
MICROSOFT CORP COM 594918104   2,068,231 7,174 SH   SOLE   5,653 0 1,521
MODERNA INC COM 60770K107   157 1 SH   SOLE   1 0 0
MONDELEZ INTL INC CL A 609207105   26,285 377 SH   SOLE   377 0 0
NETFLIX INC COM 64110L106   37,318 108 SH   SOLE   103 0 5
NEUBASE THERAPEUTICS INC COM 64132K102   1 2 SH   SOLE   2 0 0
NEXTERA ENERGY INC COM 65339F101   1,017,463 13,200 SH   SOLE   7,322 0 5,878
NIKE INC CL B 654106103   15,330 125 SH   SOLE   125 0 0
NIO INC SPON ADS 62914V106   12,255 1,166 SH   SOLE   1,166 0 0
NORFOLK SOUTHN CORP COM 655844108   254,400 1,200 SH   SOLE   550 0 650
NOVO-NORDISK A S ADR 670100205   27,850 175 SH   SOLE   0 0 175
NU HLDGS LTD ORD SHS CL A G6683N103   2,380 500 SH   SOLE   0 0 500
NUCOR CORP COM 670346105   61,788 400 SH   SOLE   400 0 0
NVIDIA CORPORATION COM 67066G104   149,443 538 SH   SOLE   528 0 10
OCCIDENTAL PETE CORP COM 674599105   125,104 2,004 SH   SOLE   2,004 0 0
OLD REP INTL CORP COM 680223104   18,728 750 SH   SOLE   0 0 750
ON SEMICONDUCTOR CORP COM 682189105   109,486 1,330 SH   SOLE   0 0 1,330
ORACLE CORP COM 68389X105   39,677 427 SH   SOLE   400 0 27
OREILLY AUTOMOTIVE INC COM 67103H107   112,915 133 SH   SOLE   0 0 133
PAYPAL HLDGS INC COM 70450Y103   760 10 SH   SOLE   10 0 0
PEPSICO INC COM 713448108   285,665 1,567 SH   SOLE   1,567 0 0
PFIZER INC COM 717081103   795,356 19,494 SH   SOLE   15,331 0 4,163
PHILIP MORRIS INTL INC COM 718172109   29,175 300 SH   SOLE   300 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   43,418 1,331 SH   SOLE   1,331 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   3,169,539 33,404 SH   SOLE   26,747 0 6,657
PIONEER NAT RES CO COM 723787107   817 4 SH   SOLE   4 0 0
PNC FINL SVCS GROUP INC COM 693475105   81,472 641 SH   SOLE   641 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   10,703 144 SH   SOLE   0 0 144
PROCTER AND GAMBLE CO COM 742718109   11,015,393 74,083 SH   SOLE   62,686 0 11,397
PROLOGIS INC. COM 74340W103   15,472 124 SH   SOLE   74 0 50
QUANTA SVCS INC COM 74762E102   134,146 805 SH   SOLE   0 0 805
RAYTHEON TECHNOLOGIES CORP COM 75513E101   258,438 2,639 SH   SOLE   305 0 2,334
REGENERON PHARMACEUTICALS COM 75886F107   47,657 58 SH   SOLE   0 0 58
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   6,146 397 SH   SOLE   397 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   19,116 200 SH   SOLE   0 0 200
ROYAL CARIBBEAN GROUP COM V7780T103   203,214 3,112 SH   SOLE   3,112 0 0
SALESFORCE INC COM 79466L302   2,598 13 SH   SOLE   0 0 13
SCHNITZER STEEL INDS INC CL A 806882106   9,330 300 SH   SOLE   300 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   33,152 1,352 SH   SOLE   1,352 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   216,651 6,226 SH   SOLE   3,526 0 2,700
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   72,769 1,325 SH   SOLE   1,325 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   55,484 1,140 SH   SOLE   1,140 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   28,738 919 SH   SOLE   919 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   388 8 SH   SOLE   8 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,243 47 SH   SOLE   47 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   23,777 325 SH   SOLE   325 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   30,239 464 SH   SOLE   464 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   26,364 402 SH   SOLE   402 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   875,933 18,109 SH   SOLE   12,071 0 6,038
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   133,190 1,963 SH   SOLE   659 0 1,304
SCHWAB STRATEGIC TR US REIT ETF 808524847   5,337 274 SH   SOLE   274 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   126,755 3,023 SH   SOLE   2,535 0 488
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   14,112 109 SH   SOLE   109 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   12,185 180 SH   SOLE   180 0 0
SEMPRA COM 816851109   52,906 350 SH   SOLE   350 0 0
SMUCKER J M CO COM NEW 832696405   52,090 331 SH   SOLE   331 0 0
SOUTHERN CO COM 842587107   24,353 350 SH   SOLE   350 0 0
SPDR GOLD TR GOLD SHS 78463V107   385,862 2,106 SH   SOLE   1,680 0 426
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400   83 1 SH   SOLE   1 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   566,187 1,383 SH   SOLE   1,383 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   562 12 SH   SOLE   12 0 0
SPDR SER TR S&P DIVID ETF 78464A763   4,825 39 SH   SOLE   39 0 0
STARBUCKS CORP COM 855244109   64,561 620 SH   SOLE   620 0 0
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305   353,735 14,705 SH   SOLE   12,905 0 1,800
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   102,788 1,105 SH   SOLE   1,105 0 0
TARGET CORP COM 87612E106   37,267 225 SH   SOLE   225 0 0
TD SYNNEX CORPORATION COM 87162W100   1,162 12 SH   SOLE   12 0 0
TESLA INC COM 88160R101   605,161 2,917 SH   SOLE   2,662 0 255
TEXAS ROADHOUSE INC COM 882681109   973 9 SH   SOLE   9 0 0
THE TRADE DESK INC COM CL A 88339J105   101,598 1,668 SH   SOLE   170 0 1,498
THERMO FISHER SCIENTIFIC INC COM 883556102   63,978 111 SH   SOLE   0 0 111
TOPGOLF CALLAWAY BRANDS CORP COM 131193104   2,162 100 SH   SOLE   100 0 0
TRACTOR SUPPLY CO COM 892356106   64,166 273 SH   SOLE   0 0 273
UBER TECHNOLOGIES INC COM 90353T100   698 22 SH   SOLE   0 0 22
UNION PAC CORP COM 907818108   18,114 90 SH   SOLE   90 0 0
UNITED PARCEL SERVICE INC CL B 911312106   19,399 100 SH   SOLE   100 0 0
UNITED RENTALS INC COM 911363109   49,470 125 SH   SOLE   0 0 125
UNITEDHEALTH GROUP INC COM 91324P102   291,123 616 SH   SOLE   457 0 159
US BANCORP DEL COM NEW 902973304   208,009 5,770 SH   SOLE   5,770 0 0
VANECK MERK GOLD TR GOLD TRUST 921078101   260,429 13,635 SH   SOLE   0 0 13,635
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   36,429 410 SH   SOLE   0 0 410
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   1,037,330 12,250 SH   SOLE   10,254 0 1,996
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   796,092 8,966 SH   SOLE   7,140 0 1,826
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   135,388 1,770 SH   SOLE   1,770 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   38,978 200 SH   SOLE   0 0 200
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   807,799 2,148 SH   SOLE   2,113 0 35
VANGUARD INDEX FDS TOTAL STK MKT 922908769   368,401 1,805 SH   SOLE   1,805 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,132 28 SH   SOLE   28 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   305 5 SH   SOLE   5 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   204 3 SH   SOLE   3 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   109,240 1,000 SH   SOLE   1,000 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   276 4 SH   SOLE   4 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   632,058 4,104 SH   SOLE   1,355 0 2,749
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   742,550 16,439 SH   SOLE   16,028 0 411
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   19,084 259 SH   SOLE   0 0 259
VERIZON COMMUNICATIONS INC COM 92343V104   8,839 227 SH   SOLE   227 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   83,809 266 SH   SOLE   0 0 266
VIATRIS INC COM 92556V106   655 68 SH   SOLE   68 0 0
VISA INC COM CL A 92826C839   40,358 179 SH   SOLE   179 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   1,800 163 SH   SOLE   163 0 0
WABTEC COM 929740108   405 4 SH   SOLE   4 0 0
WALMART INC COM 931142103   69,449 471 SH   SOLE   471 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   2,145 142 SH   SOLE   142 0 0
WASTE MGMT INC DEL COM 94106L109   10,770 66 SH   SOLE   66 0 0
WELLS FARGO CO NEW COM 949746101   5,981 160 SH   SOLE   160 0 0
WORKHORSE GROUP INC COM NEW 98138J206   120 90 SH   SOLE   90 0 0
WORTHINGTON INDS INC COM 981811102   74,401 1,151 SH   SOLE   1,151 0 0
WP CAREY INC COM 92936U109   42,056 543 SH   SOLE   543 0 0
YUM BRANDS INC COM 988498101   66,040 500 SH   SOLE   500 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   28,941 224 SH   SOLE   224 0 0
ZIMVIE INC COM 98888T107   160 22 SH   SOLE   22 0 0