Chief Compliance Officer

0001936603-22-000001.txt : 20220811 0001936603-22-000001.hdr.sgml : 20220811 20220811111806 ACCESSION NUMBER: 0001936603-22-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220630 FILED AS OF DATE: 20220811 DATE AS OF CHANGE: 20220811 EFFECTIVENESS DATE: 20220811 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ritter Daniher Financial Advisory LLC / DE CENTRAL INDEX KEY: 0001936603 IRS NUMBER: 873266878 STATE OF INCORPORATION: DE FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22602 FILM NUMBER: 221154379 BUSINESS ADDRESS: STREET 1: 7661 BEECHMONT AVENUE STREET 2: SUITE 200 CITY: CINCINNATI STATE: OH ZIP: 45255 BUSINESS PHONE: 513-233-0715 MAIL ADDRESS: STREET 1: 7661 BEECHMONT AVENUE STREET 2: SUITE 200 CITY: CINCINNATI STATE: OH ZIP: 45255 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001936603 XXXXXXXX 06-30-2022 06-30-2022 Ritter Daniher Financial Advisory LLC / DE

7661 BEECHMONT AVENUE SUITE 200 CINCINNATI OH 45255

13F HOLDINGS REPORT 028-22602 N John Ritter Chief Compliance Officer 513-233-0715 John Ritter Cincinnati OH 08-11-2022 0 243 140627 false INFORMATION TABLE 2 RDFA_13F06302022.xml 3M CO COM 88579Y101 23 175 SH SOLE 175 0 0 ABBOTT LABS COM 002824100 3 30 SH SOLE 30 0 0 ABBVIE INC COM 00287Y109 109 713 SH SOLE 255 0 458 ACADIA PHARMACEUTICALS INC COM 004225108 1 63 SH SOLE 63 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 69 248 SH SOLE 248 0 0 ACTIVISION BLIZZARD INC COM 00507V109 8 100 SH SOLE 100 0 0 ALCOA CORP COM 013872106 33 733 SH SOLE 733 0 0 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 11 100 SH SOLE 100 0 0 ALPHABET INC CAP STK CL C 02079K107 547 250 SH SOLE 231 0 19 ALPHABET INC CAP STK CL A 02079K305 612 281 SH SOLE 243 0 38 ALTRIA GROUP INC COM 02209S103 21 500 SH SOLE 500 0 0 AMAZON COM INC COM 023135106 1533 14430 SH SOLE 14130 0 300 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 629 12098 SH SOLE 7408 0 4690 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 1711 40238 SH SOLE 31958 0 8280 AMERICAN FINL GROUP INC OHIO COM 025932104 24 170 SH SOLE 170 0 0 AMGEN INC COM 031162100 6 26 SH SOLE 26 0 0 AON PLC SHS CL A G0403H108 14 52 SH SOLE 52 0 0 APPLE INC COM 037833100 4514 33016 SH SOLE 29506 0 3510 APPLIED MATLS INC COM 038222105 3 30 SH SOLE 30 0 0 ARK ETF TR INNOVATION ETF 00214Q104 1 26 SH SOLE 26 0 0 ARK ETF TR AUTNMUS TECHNLGY 00214Q203 2 36 SH SOLE 36 0 0 ARK ETF TR GENOMIC REV ETF 00214Q302 2 51 SH SOLE 51 0 0 AT&T INC COM 00206R102 22 1047 SH SOLE 1047 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 58 276 SH SOLE 276 0 0 BABCOCK & WILCOX ENTERPRISES COM 05614L209 6 1000 SH SOLE 0 0 1000 BK OF AMERICA CORP COM 060505104 72 2319 SH SOLE 2119 0 200 BLACKSTONE INC COM 09260D107 78 858 SH SOLE 858 0 0 BOSTON BEER INC CL A 100557107 2 8 SH SOLE 8 0 0 BP PLC SPONSORED ADR 055622104 10 353 SH SOLE 353 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 470 6105 SH SOLE 4685 0 1420 BROADCOM INC COM 11135F101 15 31 SH SOLE 31 0 0 CALLAWAY GOLF CO COM 131193104 2 100 SH SOLE 100 0 0 CANADIAN IMP BK COMM COM 136069101 10 200 SH SOLE 200 0 0 CANADIAN NATL RY CO COM 136375102 67 600 SH SOLE 600 0 0 CARNIVAL CORP COMMON STOCK 143658300 3 300 SH SOLE 300 0 0 CHEMOURS CO COM 163851108 11 346 SH SOLE 346 0 0 CHEVRON CORP NEW COM 166764100 498 3443 SH SOLE 2540 0 903 CINCINNATI FINL CORP COM 172062101 51 430 SH SOLE 430 0 0 CINTAS CORP COM 172908105 2014 5391 SH SOLE 5391 0 0 CISCO SYS INC COM 17275R102 7 166 SH SOLE 166 0 0 COCA COLA CO COM 191216100 310 4922 SH SOLE 3122 0 1800 CONCENTRIX CORP COM 20602D101 2 12 SH SOLE 12 0 0 CONOCOPHILLIPS COM 20825C104 58 650 SH SOLE 650 0 0 CORTEVA INC COM 22052L104 40 740 SH SOLE 740 0 0 COSTCO WHSL CORP NEW COM 22160K105 670 1397 SH SOLE 1397 0 0 CSX CORP COM 126408103 126 4350 SH SOLE 4350 0 0 CVS HEALTH CORP COM 126650100 9 100 SH SOLE 100 0 0 DEERE & CO COM 244199105 4 15 SH SOLE 15 0 0 DELTA AIR LINES INC DEL COM NEW 247361702 13 460 SH SOLE 460 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 68 1426 SH SOLE 1426 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 76 1892 SH SOLE 1892 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 103 3570 SH SOLE 3570 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 108 3425 SH SOLE 3425 0 0 DISNEY WALT CO COM 254687106 227 2402 SH SOLE 2402 0 0 DOW INC COM 260557103 38 740 SH SOLE 740 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 275 2565 SH SOLE 1673 0 892 DUPONT DE NEMOURS INC COM 26614N102 41 740 SH SOLE 740 0 0 ELEVANCE HEALTH INC COM 036752103 97 202 SH SOLE 202 0 0 EMERSON ELEC CO COM 291011104 20 250 SH SOLE 250 0 0 ENBRIDGE INC COM 29250N105 53 1249 SH SOLE 467 0 782 ENTERGY CORP NEW COM 29364G103 6 55 SH SOLE 55 0 0 EPR PPTYS COM SH BEN INT 26884U109 3 54 SH SOLE 54 0 0 ESSENTIAL UTILS INC COM 29670G102 23 500 SH SOLE 500 0 0 ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 1 128 SH SOLE 128 0 0 EXXON MOBIL CORP COM 30231G102 565 6603 SH SOLE 5603 0 1000 FIFTH THIRD BANCORP COM 316773100 308 9168 SH SOLE 9168 0 0 FORD MTR CO DEL COM 345370860 3 290 SH SOLE 290 0 0 GENERAL DYNAMICS CORP COM 369550108 11 50 SH SOLE 50 0 0 GENERAL ELECTRIC CO COM NEW 369604301 12 184 SH SOLE 132 0 52 GENUINE PARTS CO COM 372460105 19 141 SH SOLE 141 0 0 GLADSTONE LD CORP COM 376549101 24 1064 SH SOLE 1064 0 0 GLOBAL X FDS CLEAN WTR ETF 37954Y186 2 177 SH SOLE 0 0 177 GLOBAL X FDS TELMDC&DIG ETF 37954Y285 2 200 SH SOLE 200 0 0 GLOBAL X FDS FINTECH ETF 37954Y814 3 130 SH SOLE 130 0 0 GLOBAL X FDS US INFR DEV ETF 37954Y673 3 125 SH SOLE 125 0 0 GLOBAL X FDS SOLAR ETF 37960A701 12 536 SH SOLE 536 0 0 GLOBAL X FDS RENEWABLE ENERGY 37954Y707 15 1063 SH SOLE 1063 0 0 GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 43 2000 SH SOLE 2000 0 0 GLOBAL X FDS CLEANTECH ETF 37954Y228 60 4372 SH SOLE 4372 0 0 GLOBAL X FDS THMATC GWT ETF 37954Y418 116 4003 SH SOLE 3926 0 77 GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 299 4123 SH SOLE 4123 0 0 HOME DEPOT INC COM 437076102 78 285 SH SOLE 285 0 0 HUMANA INC COM 444859102 42 90 SH SOLE 90 0 0 ILLINOIS TOOL WKS INC COM 452308109 21 115 SH SOLE 115 0 0 INTEL CORP COM 458140100 228 6106 SH SOLE 3806 0 2300 INTERNATIONAL BUSINESS MACHS COM 459200101 138 980 SH SOLE 980 0 0 INTERNATIONAL PAPER CO COM 460146103 10 250 SH SOLE 250 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 16 78 SH SOLE 78 0 0 INVESCO BLDRS INDEX FDS TR EMGRING MKTS50 46090C305 8 210 SH SOLE 0 0 210 INVESCO DB COMMDY INDX TRCK UNIT 46138B103 6 209 SH SOLE 9 0 200 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 143 2305 SH SOLE 2305 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 5 33 SH SOLE 33 0 0 INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 81 1750 SH SOLE 1750 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 99 353 SH SOLE 85 0 268 IRON MTN INC NEW COM 46284V101 1 15 SH SOLE 15 0 0 ISHARES INC MSCI AUST ETF 464286103 6 300 SH SOLE 0 0 300 ISHARES INC CORE MSCI EMKT 46434G103 40 824 SH SOLE 824 0 0 ISHARES TR EAFE SML CP ETF 464288273 1 27 SH SOLE 27 0 0 ISHARES TR GL CLEAN ENE ETF 464288224 1 50 SH SOLE 50 0 0 ISHARES TR INTL DIV GRWTH 46435G524 1 22 SH SOLE 22 0 0 ISHARES TR ISHARES SEMICDTR 464287523 2 6 SH SOLE 6 0 0 ISHARES TR EAFE VALUE ETF 464288877 3 72 SH SOLE 72 0 0 ISHARES TR ISHARES BIOTECH 464287556 4 35 SH SOLE 35 0 0 ISHARES TR EXPANDED TECH 464287515 5 18 SH SOLE 18 0 0 ISHARES TR EXPONENTIAL TECH 46434V381 6 125 SH SOLE 125 0 0 ISHARES TR US AER DEF ETF 464288760 10 100 SH SOLE 100 0 0 ISHARES TR RUS 2000 VAL ETF 464287630 11 78 SH SOLE 0 0 78 ISHARES TR US CONSUM DISCRE 464287580 11 190 SH SOLE 190 0 0 ISHARES TR CORE MSCI EURO 46434V738 13 297 SH SOLE 0 0 297 ISHARES TR MSCI USA MIN VOL 46429B697 13 184 SH SOLE 184 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 17 201 SH SOLE 0 0 201 ISHARES TR TIPS BD ETF 464287176 28 242 SH SOLE 0 0 242 ISHARES TR RUS 1000 ETF 464287622 52 249 SH SOLE 249 0 0 ISHARES TR S&P 100 ETF 464287101 77 446 SH SOLE 446 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 113 517 SH SOLE 517 0 0 ISHARES TR 0-3 MNTH TREASRY 46436E718 121 1205 SH SOLE 1205 0 0 ISHARES TR CORE US AGGBD ET 464287226 130 1275 SH SOLE 1275 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 145 3618 SH SOLE 3618 0 0 ISHARES TR EAFE GRWTH ETF 464288885 160 1992 SH SOLE 1835 0 157 ISHARES TR SELECT DIVID ETF 464287168 190 1614 SH SOLE 1497 0 117 ISHARES TR RUS MDCP VAL ETF 464287473 210 2063 SH SOLE 2063 0 0 ISHARES TR MSCI KLD400 SOC 464288570 216 3000 SH SOLE 3000 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 277 1908 SH SOLE 1751 0 157 ISHARES TR CORE S&P TTL STK 464287150 312 3726 SH SOLE 2620 0 1106 ISHARES TR S&P 500 VAL ETF 464287408 419 3046 SH SOLE 930 0 2116 ISHARES TR S&P MC 400VL ETF 464287705 438 4635 SH SOLE 2840 0 1795 ISHARES TR S&P 500 GRWT ETF 464287309 447 7400 SH SOLE 3686 0 3714 ISHARES TR SP SMCP600VL ETF 464287879 453 5088 SH SOLE 5051 0 37 ISHARES TR S&P MC 400GR ETF 464287606 481 7542 SH SOLE 5198 0 2344 ISHARES TR RUSSELL 2000 ETF 464287655 571 3373 SH SOLE 3116 0 257 ISHARES TR S&P SML 600 GWT 464287887 572 5427 SH SOLE 2709 0 2718 ISHARES TR RUS MID CAP ETF 464287499 907 14020 SH SOLE 13996 0 24 ISHARES TR RUS MD CP GR ETF 464287481 1362 17190 SH SOLE 13000 0 4190 ISHARES TR MSCI EAFE ETF 464287465 1959 31348 SH SOLE 26936 0 4412 ISHARES TR CORE S&P SCP ETF 464287804 5542 59975 SH SOLE 54365 0 5610 ISHARES TR CORE MSCI EAFE 46432F842 8242 140053 SH SOLE 126807 0 13246 ISHARES TR CORE S&P MCP ETF 464287507 9438 41718 SH SOLE 36056 0 5662 ISHARES TR CORE DIV GRWTH 46434V621 16385 343935 SH SOLE 289032 0 54902 ISHARES TR CORE S&P500 ETF 464287200 26691 70396 SH SOLE 63329 0 7067 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 67 1347 SH SOLE 1347 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 10530 207900 SH SOLE 182111 0 25789 JOHNSON & JOHNSON COM 478160104 147 828 SH SOLE 828 0 0 JPMORGAN CHASE & CO COM 46625H100 1854 16462 SH SOLE 14043 0 2419 KOHLS CORP COM 500255104 6 160 SH SOLE 160 0 0 KROGER CO COM 501044101 413 8732 SH SOLE 8732 0 0 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 2 196 SH SOLE 196 0 0 L3HARRIS TECHNOLOGIES INC COM 502431109 72 299 SH SOLE 299 0 0 LCNB CORP COM 50181P100 8392 561359 SH SOLE 318128 0 243231 LEIDOS HOLDINGS INC COM 525327102 48 476 SH SOLE 476 0 0 LILLY ELI & CO COM 532457108 103 317 SH SOLE 317 0 0 LINCOLN ELEC HLDGS INC COM 533900106 370 3000 SH SOLE 0 0 3000 LINDE PLC SHS G5494J103 26 90 SH SOLE 90 0 0 LOWES COS INC COM 548661107 5 28 SH SOLE 28 0 0 LUCID GROUP INC COM 549498103 3 150 SH SOLE 150 0 0 LULULEMON ATHLETICA INC COM 550021109 134 490 SH SOLE 490 0 0 MARSH & MCLENNAN COS INC COM 571748102 10 65 SH SOLE 65 0 0 MARVELL TECHNOLOGY INC COM 573874104 3 58 SH SOLE 58 0 0 MASTERCARD INCORPORATED CL A 57636Q104 5 15 SH SOLE 15 0 0 MCDONALDS CORP COM 580135101 125 505 SH SOLE 505 0 0 MEDTRONIC PLC SHS G5960L103 15 170 SH SOLE 170 0 0 MERCK & CO INC COM 58933Y105 47 517 SH SOLE 517 0 0 MICROSOFT CORP COM 594918104 1157 4506 SH SOLE 4299 0 207 NETFLIX INC COM 64110L106 9 50 SH SOLE 50 0 0 NEXTERA ENERGY INC COM 65339F101 1118 14429 SH SOLE 7408 0 7021 NIKE INC CL B 654106103 13 125 SH SOLE 125 0 0 NORFOLK SOUTHN CORP COM 655844108 295 1300 SH SOLE 650 0 650 NUCOR CORP COM 670346105 42 400 SH SOLE 400 0 0 NVIDIA CORPORATION COM 67066G104 77 508 SH SOLE 508 0 0 PEPSICO INC COM 713448108 300 1799 SH SOLE 1799 0 0 PFIZER INC COM 717081103 1017 19394 SH SOLE 16031 0 3363 PHILIP MORRIS INTL INC COM 718172109 30 300 SH SOLE 300 0 0 PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 44 1331 SH SOLE 1331 0 0 PIONEER NAT RES CO COM 723787107 1 4 SH SOLE 4 0 0 PNC FINL SVCS GROUP INC COM 693475105 101 641 SH SOLE 641 0 0 PRINCIPAL FINANCIAL GROUP IN COM 74251V102 10 147 SH SOLE 0 0 147 PROCTER AND GAMBLE CO COM 742718109 11084 77085 SH SOLE 72688 0 4397 QUALCOMM INC COM 747525103 1 10 SH SOLE 10 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 260 2709 SH SOLE 375 0 2334 RIVIAN AUTOMOTIVE INC COM CL A 76954A103 8 297 SH SOLE 297 0 0 ROYAL CARIBBEAN GROUP COM V7780T103 100 2862 SH SOLE 2862 0 0 SCHNITZER STEEL INDS INC CL A 806882106 10 300 SH SOLE 300 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1 22 SH SOLE 22 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1 44 SH SOLE 44 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 1 26 SH SOLE 26 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2 51 SH SOLE 51 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2 85 SH SOLE 85 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2 74 SH SOLE 74 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2 44 SH SOLE 44 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 3 63 SH SOLE 63 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 9 374 SH SOLE 374 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 28 446 SH SOLE 446 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 32 451 SH SOLE 451 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 32 552 SH SOLE 552 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 144 2293 SH SOLE 753 0 1540 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 151 3882 SH SOLE 3032 0 850 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 467 14844 SH SOLE 7588 0 7256 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 873 19558 SH SOLE 12064 0 7494 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 13 180 SH SOLE 180 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 14 109 SH SOLE 109 0 0 SEMPRA COM 816851109 58 386 SH SOLE 386 0 0 SMUCKER J M CO COM NEW 832696405 42 331 SH SOLE 331 0 0 SPDR GOLD TR GOLD SHS 78463V107 355 2110 SH SOLE 1614 0 496 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 8 348 SH SOLE 348 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 561 1488 SH SOLE 1488 0 0 SPDR SER TR S&P 600 SMCP VAL 78464A300 4 50 SH SOLE 50 0 0 SPDR SER TR S&P DIVID ETF 78464A763 5 39 SH SOLE 39 0 0 STARBUCKS CORP COM 855244109 47 620 SH SOLE 620 0 0 T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305 453 20950 SH SOLE 16740 0 4210 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 90 1105 SH SOLE 1105 0 0 TD SYNNEX CORPORATION COM 87162W100 1 12 SH SOLE 12 0 0 TESLA INC COM 88160R101 532 790 SH SOLE 740 0 50 TEXAS INSTRS INC COM 882508104 5 35 SH SOLE 35 0 0 THE TRADE DESK INC COM CL A 88339J105 7 170 SH SOLE 170 0 0 UNION PAC CORP COM 907818108 19 90 SH SOLE 90 0 0 UNITED PARCEL SERVICE INC CL B 911312106 9 50 SH SOLE 50 0 0 UNITED STS OIL FD LP UNITS 91232N207 1 11 SH SOLE 11 0 0 UNITEDHEALTH GROUP INC COM 91324P102 194 377 SH SOLE 377 0 0 US BANCORP DEL COM NEW 902973304 266 5770 SH SOLE 5770 0 0 V F CORP COM 918204108 9 200 SH SOLE 200 0 0 VANECK MERK GOLD TR GOLD TRUST 921078101 239 13635 SH SOLE 0 0 13635 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 574 3377 SH SOLE 2464 0 913 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 762 4978 SH SOLE 4010 0 968 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 136 1770 SH SOLE 1770 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7 72 SH SOLE 1 0 71 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 35 200 SH SOLE 0 0 200 VANGUARD INDEX FDS TOTAL STK MKT 922908769 373 1978 SH SOLE 1978 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 494 1423 SH SOLE 1380 0 43 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 43 1037 SH SOLE 1037 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 48 468 SH SOLE 468 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 202 1409 SH SOLE 1409 0 0 VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 672 16465 SH SOLE 15427 0 1038 VERIZON COMMUNICATIONS INC COM 92343V104 11 217 SH SOLE 217 0 0 VIATRIS INC COM 92556V106 6 564 SH SOLE 564 0 0 VISA INC COM CL A 92826C839 35 179 SH SOLE 179 0 0 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 3 163 SH SOLE 163 0 0 WABTEC COM 929740108 1 7 SH SOLE 5 0 2 WALMART INC COM 931142103 57 470 SH SOLE 470 0 0 WARNER BROS DISCOVERY INC COM SER A 934423104 3 253 SH SOLE 253 0 0 WASTE MGMT INC DEL COM 94106L109 10 66 SH SOLE 66 0 0 WORTHINGTON INDS INC COM 981811102 51 1151 SH SOLE 1151 0 0 WP CAREY INC COM 92936U109 189 2278 SH SOLE 2278 0 0 YUM BRANDS INC COM 988498101 57 500 SH SOLE 500 0 0 ZIMMER BIOMET HOLDINGS INC COM 98956P102 24 224 SH SOLE 224 0 0