The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   946,947 7,182 SH   SOLE 1 0 0 7,182
ALPHABET INC CAP STK CL A 02079K305   979,618 7,486 SH   SOLE 1 0 0 7,486
AMAZON COM INC COM 023135106   1,709,256 13,446 SH   SOLE 1 0 0 13,446
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   5,604,314 100,706 SH   SOLE 1 0 0 100,706
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,154,862 53,302 SH   SOLE 1 0 0 53,302
AMERICAN CENTY ETF TR US EQT ETF 025072885   3,685,711 50,310 SH   SOLE 1 0 0 50,310
APPLE INC COM 037833100   4,089,395 23,885 SH   SOLE 1 0 0 23,885
ARES CAPITAL CORP COM 04010L103   982,717 50,473 SH   SOLE 1 0 0 50,473
BROADCOM INC COM 11135F101   768,287 925 SH   SOLE 1 0 0 925
B2GOLD CORP COM 11777Q209   30,684 10,617 SH   SOLE 1 0 0 10,617
CSX CORP COM 126408103   462,662 15,046 SH   SOLE 1 0 0 15,046
CHEVRON CORP NEW COM 166764100   675,618 4,007 SH   SOLE 1 0 0 4,007
CISCO SYS INC COM 17275R102   942,970 17,540 SH   SOLE 1 0 0 17,540
COGNITION THERAPEUTICS INC COM 19243B102   62,468 43,380 SH   SOLE 1 0 0 43,380
COHEN & STEERS QUALITY INCOM COM 19247L106   1,841,635 181,980 SH   SOLE 1 0 0 181,980
COSTCO WHSL CORP NEW COM 22160K105   647,480 1,146 SH   SOLE 1 0 0 1,146
DEERE & CO COM 244199105   494,517 1,306 SH   SOLE 1 0 0 1,306
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   296,254 6,484 SH   SOLE 1 0 0 6,484
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   491,011 14,433 SH   SOLE 1 0 0 14,433
ETF SER SOLUTIONS AAM BAHL & GAYN 26922B832   4,981,653 218,159 SH   SOLE 1 0 0 218,159
EXXON MOBIL CORP COM 30231G102   768,974 6,540 SH   SOLE 1 0 0 6,540
META PLATFORMS INC CL A 30303M102   611,828 2,038 SH   SOLE 1 0 0 2,038
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   212,995 12,618 SH   SOLE 1 0 0 12,618
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   217,117 7,691 SH   SOLE 1 0 0 7,691
GLOBAL X FDS US INFR DEV ETF 37954Y673   339,922 11,189 SH   SOLE 1 0 0 11,189
HOME DEPOT INC COM 437076102   226,145 748 SH   SOLE 1 0 0 748
ILLINOIS TOOL WKS INC COM 452308109   417,078 1,800 SH   SOLE 1 0 0 1,800
INNOVATOR ETFS TR GRWT100 PWR BUF 45782C276   356,261 7,013 SH   SOLE 1 0 0 7,013
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   353,536 11,386 SH   SOLE 1 0 0 11,386
INNOVATOR ETFS TR INTRNL DEV JULY 45782C722   353,487 13,884 SH   SOLE 1 0 0 13,884
INVESCO QQQ TR UNIT SER 1 46090E103   3,289,036 9,166 SH   SOLE 1 0 0 9,166
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   3,082,684 38,630 SH   SOLE 1 0 0 38,630
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   354,690 12,600 SH   SOLE 1 0 0 12,600
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   345,568 5,878 SH   SOLE 1 0 0 5,878
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   210,294 4,831 SH   SOLE 1 0 0 4,831
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   3,492,586 23,693 SH   SOLE 1 0 0 23,693
INVESCO EXCH TRD SLF IDX FD BLOOMBERG PRICIN 46138J775   379,703 5,795 SH   SOLE 1 0 0 5,795
ISHARES TR SELECT DIVID ETF 464287168   361,246 3,311 SH   SOLE 1 0 0 3,311
ISHARES TR CORE S&P500 ETF 464287200   2,578,906 5,978 SH   SOLE 1 0 0 5,978
ISHARES TR S&P 500 GRWT ETF 464287309   541,111 7,883 SH   SOLE 1 0 0 7,883
ISHARES TR S&P 500 VAL ETF 464287408   1,967,845 12,725 SH   SOLE 1 0 0 12,725
ISHARES TR MSCI EAFE ETF 464287465   382,782 5,554 SH   SOLE 1 0 0 5,554
ISHARES TR RUS MID CAP ETF 464287499   353,444 5,080 SH   SOLE 1 0 0 5,080
ISHARES TR CORE S&P MCP ETF 464287507   4,485,195 17,914 SH   SOLE 1 0 0 17,914
ISHARES TR RUS 1000 VAL ETF 464287598   2,427,310 15,890 SH   SOLE 1 0 0 15,890
ISHARES TR RUS 1000 GRW ETF 464287614   1,201,133 4,507 SH   SOLE 1 0 0 4,507
ISHARES TR RUS 1000 ETF 464287622   1,722,660 7,302 SH   SOLE 1 0 0 7,302
ISHARES TR RUS 2000 VAL ETF 464287630   455,195 3,336 SH   SOLE 1 0 0 3,336
ISHARES TR RUS 2000 GRW ETF 464287648   397,554 1,770 SH   SOLE 1 0 0 1,770
ISHARES TR RUSSELL 2000 ETF 464287655   257,705 1,451 SH   SOLE 1 0 0 1,451
ISHARES TR U.S. REAL ES ETF 464287739   395,486 5,005 SH   SOLE 1 0 0 5,005
ISHARES TR CORE S&P SCP ETF 464287804   2,612,347 27,564 SH   SOLE 1 0 0 27,564
ISHARES TR MRGSTR MD CP GRW 464288307   3,111,414 54,329 SH   SOLE 1 0 0 54,329
ISHARES TR RESIDENTIAL MULT 464288562   3,086,429 46,346 SH   SOLE 1 0 0 46,346
ISHARES TR MSCI USA MIN VOL 46429B697   228,052 3,134 SH   SOLE 1 0 0 3,134
ISHARES TR CORE DIV GRWTH 46434V621   5,205,475 104,337 SH   SOLE 1 0 0 104,337
ISHARES TR ESG AWR MSCI USA 46435G425   367,882 3,917 SH   SOLE 1 0 0 3,917
ISHARES GOLD TR SHARES REPRESENT 46436F103   2,736,006 148,293 SH   SOLE 1 0 0 148,293
JOHNSON & JOHNSON COM 478160104   1,479,263 9,498 SH   SOLE 1 0 0 9,498
JPMORGAN CHASE & CO COM 46625H100   1,276,058 8,799 SH   SOLE 1 0 0 8,799
LOCKHEED MARTIN CORP COM 539830109   463,067 1,132 SH   SOLE 1 0 0 1,132
LOWES COS INC COM 548661107   776,613 3,737 SH   SOLE 1 0 0 3,737
MATTHEWS ASIA FDS EMERGING MARKETS 577125792   3,142,008 123,476 SH   SOLE 1 0 0 123,476
MCDONALDS CORP COM 580135101   575,350 2,184 SH   SOLE 1 0 0 2,184
MERCK & CO INC COM 58933Y105   370,205 3,571 SH   SOLE 1 0 0 3,571
MICROSOFT CORP COM 594918104   2,521,652 7,986 SH   SOLE 1 0 0 7,986
MORGAN STANLEY COM NEW 617446448   831,238 10,178 SH   SOLE 1 0 0 10,178
NEXTERA ENERGY INC COM 65339F101   709,118 12,378 SH   SOLE 1 0 0 12,378
NUCOR CORP COM 670346105   437,511 2,790 SH   SOLE 1 0 0 2,790
NVIDIA CORPORATION COM 67066G104   548,551 1,261 SH   SOLE 1 0 0 1,261
PACER FDS TR INDUSTRIAL RELET 69374H766   2,067,303 58,898 SH   SOLE 1 0 0 58,898
PACER FDS TR PACER US SMALL 69374H857   582,716 13,974 SH   SOLE 1 0 0 13,974
PACER FDS TR DEVELOPED MRKT 69374H873   4,704,366 157,495 SH   SOLE 1 0 0 157,495
PACER FDS TR US CASH COWS 100 69374H881   5,913,480 119,633 SH   SOLE 1 0 0 119,633
PEPSICO INC COM 713448108   586,757 3,463 SH   SOLE 1 0 0 3,463
PFIZER INC COM 717081103   477,096 14,383 SH   SOLE 1 0 0 14,383
PROCTER AND GAMBLE CO COM 742718109   766,067 5,252 SH   SOLE 1 0 0 5,252
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,081,916 2,522 SH   SOLE 1 0 0 2,522
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   924,781 12,717 SH   SOLE 1 0 0 12,717
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   392,274 5,796 SH   SOLE 1 0 0 5,796
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   230,503 5,565 SH   SOLE 1 0 0 5,565
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,937,818 156,874 SH   SOLE 1 0 0 156,874
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   3,431,888 108,364 SH   SOLE 1 0 0 108,364
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   345,875 4,888 SH   SOLE 1 0 0 4,888
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   601,296 17,706 SH   SOLE 1 0 0 17,706
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   290,062 2,253 SH   SOLE 1 0 0 2,253
SMILEDIRECTCLUB INC CL A COM 83192H106   4,980 12,000 SH   SOLE 1 0 0 12,000
TESLA INC COM 88160R101   466,160 1,863 SH   SOLE 1 0 0 1,863
THERMO FISHER SCIENTIFIC INC COM 883556102   1,240,440 2,449 SH   SOLE 1 0 0 2,449
UNITEDHEALTH GROUP INC COM 91324P102   862,165 1,710 SH   SOLE 1 0 0 1,710
VANECK ETF TRUST GOLD MINERS ETF 92189F106   1,292,721 48,039 SH   SOLE 1 0 0 48,039
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   719,862 8,491 SH   SOLE 1 0 0 8,491
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,757,814 63,079 SH   SOLE 1 0 0 63,079
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   527,388 5,104 SH   SOLE 1 0 0 5,104
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   270,088 4,364 SH   SOLE 1 0 0 4,364
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   493,461 6,918 SH   SOLE 1 0 0 6,918
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   283,596 1,050 SH   SOLE 1 0 0 1,050
VANGUARD WORLD FDS INF TECH ETF 92204A702   855,087 2,057 SH   SOLE 1 0 0 2,057
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   282,743 2,159 SH   SOLE 1 0 0 2,159
VISA INC COM CL A 92826C839   945,294 4,110 SH   SOLE 1 0 0 4,110
WALMART INC COM 931142103   510,396 3,191 SH   SOLE 1 0 0 3,191
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,591,831 31,634 SH   SOLE 1 0 0 31,634