The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 BBG001T79CF8 617,183 4,767 SH   SOLE   0 0 4,767
AMEDISYS INC COM 023436108 BBG001S5NN72 504,834 5,450 SH   SOLE   0 0 5,450
APPLE INC COM 037833100 BBG001S5N8V8 275,510 1,240 SH   SOLE   0 0 1,240
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 381,568 5,632 SH   SOLE   0 0 5,632
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 BBG001SCTFP8 2,555,335 85,692 SH   SOLE   0 0 85,692
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 BBG00735B1V0 346,023 5,400 SH   SOLE   0 0 5,400
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 BBG001T06LL9 995,369 41,735 SH   SOLE   0 0 41,735
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 828,006 15,342 SH   SOLE   0 0 15,342
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 858,508 8,297 SH   SOLE   0 0 8,297
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 4,460,738 79,260 SH   SOLE   0 0 79,260
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 251,147 3,320 SH   SOLE   0 0 3,320
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 2,321,476 39,785 SH   SOLE   0 0 39,785
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 4,749,274 45,417 SH   SOLE   0 0 45,417
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 307,733 8,012 SH   SOLE   0 0 8,012
ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 208,284 8,335 SH   SOLE   0 0 8,335
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,135,110 24,322 SH   SOLE   0 0 24,322
ISHARES TR ESG SELECT SCRE 46436E551 BBG00XDJF7W4 379,946 9,725 SH   SOLE   0 0 9,725
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 3,654,291 69,778 SH   SOLE   0 0 69,778
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 4,173,739 51,067 SH   SOLE   0 0 51,067
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 208,657 578 SH   SOLE   0 0 578
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 560,467 2,941 SH   SOLE   0 0 2,941
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 409,430 8,052 SH   SOLE   0 0 8,052
MICROSOFT CORP COM 594918104 BBG001S5TD05 287,300 765 SH   SOLE   0 0 765
PIMCO ETF TR ENHANCD SHORT 72201R643 BBG00QQFDTV8 660,246 6,686 SH   SOLE   0 0 6,686
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 BBG00PZFDF86 322,941 13,106 SH   SOLE   0 0 13,106
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 3,508,903 140,132 SH   SOLE   0 0 140,132
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 941,065 3,266 SH   SOLE   0 0 3,266
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 940,487 1,681 SH   SOLE   0 0 1,681
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 400,197 12,040 SH   SOLE   0 0 12,040
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 267,152 4,063 SH   SOLE   0 0 4,063
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 295,789 7,257 SH   SOLE   0 0 7,257
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 491,095 16,315 SH   SOLE   0 0 16,315
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 297,017 3,696 SH   SOLE   0 0 3,696
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 663,307 1,789 SH   SOLE   0 0 1,789
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 362,109 1,480 SH   SOLE   0 0 1,480
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 322,016 2,006 SH   SOLE   0 0 2,006
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 7,102,639 27,464 SH   SOLE   0 0 27,464
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 679,857 1,323 SH   SOLE   0 0 1,323
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 505,597 2,280 SH   SOLE   0 0 2,280
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,992,916 17,326 SH   SOLE   0 0 17,326
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 15,422,117 79,500 SH   SOLE   0 0 79,500
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 12,842,406 252,654 SH   SOLE   0 0 252,654
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 944,681 16,017 SH   SOLE   0 0 16,017
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 5,870,210 45,562 SH   SOLE   0 0 45,562
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 21,912,439 70,942 SH   SOLE   0 0 70,942