The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   5,854,387 35,503 SH   SOLE   0 0 35,503
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,496,011 75,123 SH   SOLE   0 0 75,123
AMAZON COM INC COM 023135106   3,584,783 34,706 SH   SOLE   0 0 34,706
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,290,499 8,038 SH   SOLE   0 0 8,038
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   3,167,586 9,523 SH   SOLE   0 0 9,523
ALPHABET INC CAP STK CL A 02079K305   2,557,464 24,591 SH   SOLE   0 0 24,591
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,533,368 38,630 SH   SOLE   0 0 38,630
MICROSOFT CORP COM 594918104   2,314,007 8,026 SH   SOLE   0 0 8,026
META PLATFORMS INC CL A 30303M102   1,830,526 8,637 SH   SOLE   0 0 8,637
NVIDIA CORPORATION COM 67066G104   1,730,235 6,229 SH   SOLE   0 0 6,229
SALESFORCE INC COM 79466L302   1,648,385 8,251 SH   SOLE   0 0 8,251
AT&T INC COM 00206R102   1,635,701 84,971 SH   SOLE   0 0 84,971
VERIZON COMMUNICATIONS INC COM 92343V104   1,378,170 35,438 SH   SOLE   0 0 35,438
TESLA INC COM 88160R101   1,323,802 6,381 SH   SOLE   0 0 6,381
BRISTOL-MYERS SQUIBB CO COM 110122108   1,286,125 18,556 SH   SOLE   0 0 18,556
INVESCO QQQ TR UNIT SER 1 46090E103   1,181,052 3,680 SH   SOLE   0 0 3,680
CISCO SYS INC COM 17275R102   1,167,830 22,340 SH   SOLE   0 0 22,340
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   1,101,863 52,271 SH   SOLE   0 0 52,271
INTERNATIONAL BUSINESS MACHS COM 459200101   1,092,315 8,333 SH   SOLE   0 0 8,333
BOEING CO COM 097023105   1,086,368 5,114 SH   SOLE   0 0 5,114
INTEL CORP COM 458140100   1,064,620 32,587 SH   SOLE   0 0 32,587
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,043,951 3,381 SH   SOLE   0 0 3,381
BANK AMERICA CORP COM 060505104   1,032,831 36,113 SH   SOLE   0 0 36,113
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,026,088 16,835 SH   SOLE   0 0 16,835
NETFLIX INC COM 64110L106   1,011,565 2,928 SH   SOLE   0 0 2,928
JPMORGAN CHASE & CO COM 46625H100   1,009,717 7,749 SH   SOLE   0 0 7,749
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   983,373 85,660 SH   SOLE   0 0 85,660
PFIZER INC COM 717081103   910,867 22,325 SH   SOLE   0 0 22,325
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   877,399 19,394 SH   SOLE   0 0 19,394
WELLS FARGO CO NEW PERP PFD CNV A 949746804   864,026 23,115 SH   SOLE   0 0 23,115
ALTRIA GROUP INC COM 02209S103   863,312 19,348 SH   SOLE   0 0 19,348
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   857,360 20,447 SH   SOLE   0 0 20,447
STARBUCKS CORP COM 855244109   852,403 8,186 SH   SOLE   0 0 8,186
WYNN RESORTS LTD COM 983134107   814,359 7,277 SH   SOLE   0 0 7,277
CITIGROUP INC COM NEW 172967424   804,280 17,152 SH   SOLE   0 0 17,152
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   784,336 38,093 SH   SOLE   0 0 38,093
QUALCOMM INC COM 747525103   779,943 6,113 SH   SOLE   0 0 6,113
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103   633,348 16,654 SH   SOLE   0 0 16,654
GENERAL MTRS CO COM 37045V100   620,771 16,924 SH   SOLE   0 0 16,924
COCA COLA CO COM 191216100   610,805 9,847 SH   SOLE   0 0 9,847
ISHARES INC MSCI MEXICO ETF 464286822   597,749 10,041 SH   SOLE   0 0 10,041
3M CO COM 88579Y101   590,512 5,618 SH   SOLE   0 0 5,618
ISHARES TR ISHARES BIOTECH 464287556   548,829 4,249 SH   SOLE   0 0 4,249
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   533,530 21,759 SH   SOLE   0 0 21,759
CHEVRON CORP NEW COM 166764100   532,417 3,263 SH   SOLE   0 0 3,263
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   531,278 15,267 SH   SOLE   0 0 15,267
PROCTER AND GAMBLE CO COM 742718109   528,890 3,557 SH   SOLE   0 0 3,557
GILEAD SCIENCES INC COM 375558103   526,877 6,350 SH   SOLE   0 0 6,350
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   525,337 3,479 SH   SOLE   0 0 3,479
ALASKA AIR GROUP INC COM 011659109   519,510 12,381 SH   SOLE   0 0 12,381
DISNEY WALT CO COM 254687106   515,770 5,151 SH   SOLE   0 0 5,151
JOHNSON & JOHNSON COM 478160104   514,261 3,318 SH   SOLE   0 0 3,318
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   513,364 32,166 SH   SOLE   0 0 32,166
BP PLC SPONSORED ADR 055622104   505,468 13,323 SH   SOLE   0 0 13,323
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   496,591 4,707 SH   SOLE   0 0 4,707
MERCK & CO INC COM 58933Y105   493,306 4,637 SH   SOLE   0 0 4,637
NORFOLK SOUTHN CORP COM 655844108   466,527 2,201 SH   SOLE   0 0 2,201
RAYTHEON TECHNOLOGIES CORP COM 75513E101   456,762 4,664 SH   SOLE   0 0 4,664
GENERAL DYNAMICS CORP COM 369550108   448,981 1,967 SH   SOLE   0 0 1,967
PAYPAL HLDGS INC COM 70450Y103   442,502 5,827 SH   SOLE   0 0 5,827
HOME DEPOT INC COM 437076102   416,433 1,411 SH   SOLE   0 0 1,411
AMERICAN AIRLS GROUP INC COM 02376R102   415,803 28,190 SH   SOLE   0 0 28,190
AMGEN INC COM 031162100   399,211 1,651 SH   SOLE   0 0 1,651
CLOROX CO DEL COM 189054109   392,547 2,481 SH   SOLE   0 0 2,481
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   378,335 2,616 SH   SOLE   0 0 2,616
SPDR SER TR S&P 600 SMCP VAL 78464A300   371,717 4,879 SH   SOLE   0 0 4,879
ISHARES TR MSCI EMG MKT ETF 464287234   368,766 9,345 SH   SOLE   0 0 9,345
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   359,892 6,048 SH   SOLE   0 0 6,048
COSTCO WHSL CORP NEW COM 22160K105   359,794 724 SH   SOLE   0 0 724
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   352,562 937 SH   SOLE   0 0 937
WISDOMTREE TR EMER MKT HIGH FD 97717W315   345,771 9,133 SH   SOLE   0 0 9,133
DELTA AIR LINES INC DEL COM NEW 247361702   345,708 9,900 SH   SOLE   0 0 9,900
ISHARES TR CORE US AGGBD ET 464287226   345,041 3,463 SH   SOLE   0 0 3,463
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   342,281 4,475 SH   SOLE   0 0 4,475
ABBOTT LABS COM 002824100   341,619 3,374 SH   SOLE   0 0 3,374
SPDR SER TR S&P BIOTECH 78464A870   339,453 4,454 SH   SOLE   0 0 4,454
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   338,524 15,256 SH   SOLE   0 0 15,256
ISHARES TR RUS 1000 GRW ETF 464287614   337,967 1,383 SH   SOLE   0 0 1,383
ISHARES TR RUS 1000 VAL ETF 464287598   327,049 2,148 SH   SOLE   0 0 2,148
SCHWAB STRATEGIC TR US TIPS ETF 808524870   322,037 6,007 SH   SOLE   0 0 6,007
ISHARES TR RUS 2000 GRW ETF 464287648   319,223 1,407 SH   SOLE   0 0 1,407
EXXON MOBIL CORP COM 30231G102   306,137 2,792 SH   SOLE   0 0 2,792
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   296,990 4,557 SH   SOLE   0 0 4,557
ISHARES TR CALIF MUN BD ETF 464288356   293,876 5,118 SH   SOLE   0 0 5,118
ADOBE SYSTEMS INCORPORATED COM 00724F101   273,998 711 SH   SOLE   0 0 711
COLGATE PALMOLIVE CO COM 194162103   272,795 3,630 SH   SOLE   0 0 3,630
DOW INC COM 260557103   269,018 4,907 SH   SOLE   0 0 4,907
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   265,631 13,098 SH   SOLE   0 0 13,098
VISA INC COM CL A 92826C839   264,517 1,173 SH   SOLE   0 0 1,173
ADVANCED MICRO DEVICES INC COM 007903107   261,099 2,664 SH   SOLE   0 0 2,664
CATERPILLAR INC COM 149123101   260,155 1,137 SH   SOLE   0 0 1,137
REALTY INCOME CORP COM 756109104   251,781 3,976 SH   SOLE   0 0 3,976
LOCKHEED MARTIN CORP COM 539830109   242,331 513 SH   SOLE   0 0 513
SELECT SECTOR SPDR TR ENERGY 81369Y506   241,415 2,915 SH   SOLE   0 0 2,915
PHILIP MORRIS INTL INC COM 718172109   240,516 2,473 SH   SOLE   0 0 2,473
SCHLUMBERGER LTD COM STK 806857108   238,441 4,856 SH   SOLE   0 0 4,856
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   228,116 1,762 SH   SOLE   0 0 1,762
ISHARES TR RUSSELL 2000 ETF 464287655   220,238 1,235 SH   SOLE   0 0 1,235
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   217,348 8,343 SH   SOLE   0 0 8,343
GENERAL ELECTRIC CO COM NEW 369604301   217,341 2,273 SH   SOLE   0 0 2,273
PROSHARES TR S&P 500 DV ARIST 74348A467   217,297 2,382 SH   SOLE   0 0 2,382
GOLDMAN SACHS GROUP INC COM 38141G104   216,006 660 SH   SOLE   0 0 660
PEPSICO INC COM 713448108   215,034 1,180 SH   SOLE   0 0 1,180
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   213,849 5,849 SH   SOLE   0 0 5,849
FORD MTR CO DEL COM 345370860   205,285 16,292 SH   SOLE   0 0 16,292
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   204,613 11,476 SH   SOLE   0 0 11,476
COINBASE GLOBAL INC COM CL A 19260Q107   203,386 3,010 SH   SOLE   0 0 3,010
WARNER BROS DISCOVERY INC COM SER A 934423104   202,687 13,423 SH   SOLE   0 0 13,423
MEDTRONIC PLC SHS G5960L103   201,550 2,500 SH   SOLE   0 0 2,500
XEROX HOLDINGS CORP COM NEW 98421M106   161,346 10,477 SH   SOLE   0 0 10,477
JETBLUE AWYS CORP COM 477143101   76,076 10,450 SH   SOLE   0 0 10,450