The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 3,110 1,427 SH   SOLE   0 25 1,402
AMAZON COM INC COM 023135106 2,457 23,134 SH   SOLE   0 355 22,779
APPLE INC COM 037833100 4,443 32,498 SH   SOLE   0 539 31,958
ARK ETF TR INNOVATION ETF 00214Q104 921 23,102 SH   SOLE   0 396 22,706
CROWN CASTLE INTL CORP NEW COM 22822V101 546 3,244 SH   SOLE   0 49 3,195
DANAHER CORPORATION COM 235851102 732 2,889 SH   SOLE   0 47 2,842
EDWARDS LIFESCIENCES CORP COM 28176E108 557 5,854 SH   SOLE   0 83 5,771
EQUINIX INC COM 29444U700 569 866 SH   SOLE   0 0 866
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 1,055 7,784 SH   SOLE   0 127 7,657
HONEYWELL INTL INC COM 438516106 503 2,892 SH   SOLE   0 45 2,847
ISHARES TR TIPS BD ETF 464287176 2,037 17,881 SH   SOLE   0 252 17,629
ISHARES TR EXPANDED TECH 464287515 466 1,730 SH   SOLE   0 30 1,700
ISHARES TR NA TEC MULTM ETF 464287531 537 9,118 SH   SOLE   0 148 8,969
ISHARES TR NATIONAL MUN ETF 464288414 18,601 174,890 SH   SOLE   0 3,957 170,933
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,131 22,959 SH   SOLE   0 365 22,593
JPMORGAN CHASE & CO COM 46625H100 504 4,473 SH   SOLE   0 65 4,408
LAUDER ESTEE COS INC CL A 518439104 528 2,074 SH   SOLE   0 34 2,041
MASTERCARD INCORPORATED CL A 57636Q104 1,038 3,290 SH   SOLE   0 50 3,240
MERCK & CO INC COM 58933Y105 4,069 44,634 SH   SOLE   0 710 43,923
MICROSOFT CORP COM 594918104 579 2,256 SH   SOLE   0 37 2,219
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,172 16,715 SH   SOLE   0 267 16,447
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,019 18,771 SH   SOLE   0 299 18,473
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,074 8,445 SH   SOLE   0 137 8,308
SPDR GOLD TR GOLD SHS 78463V107 2,755 16,356 SH   SOLE   0 260 16,096
SPDR SER TR S&P BIOTECH 78464A870 511 6,878 SH   SOLE   0 112 6,765
SPDR SER TR BLOOMBERG HIGH Y 78468R622 3,714 40,941 SH   SOLE   0 638 40,302
THERMO FISHER SCIENTIFIC INC COM 883556102 517 953 SH   SOLE   0 20 933
UNION PAC CORP COM 907818108 546 2,559 SH   SOLE   0 40 2,519
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 12,548 166,724 SH   SOLE   0 2,342 164,383
VANGUARD INDEX FDS SM CP VAL ETF 922908611 786 5,248 SH   SOLE   0 67 5,180
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 531 5,831 SH   SOLE   0 74 5,758
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,409 12,770 SH   SOLE   0 252 12,518
VANGUARD INDEX FDS MID CAP ETF 922908629 920 4,669 SH   SOLE   0 60 4,610
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 754 15,082 SH   SOLE   0 269 14,813
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 538 12,916 SH   SOLE   0 166 12,750
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 928 22,744 SH   SOLE   0 292 22,453
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,490 19,874 SH   SOLE   0 314 19,560
VANGUARD WORLD FDS MATERIALS ETF 92204A801 535 3,339 SH   SOLE   0 51 3,288
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2,196 13,443 SH   SOLE   0 214 13,229
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 5,147 21,857 SH   SOLE   0 344 21,513
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 3,548 15,599 SH   SOLE   0 248 15,352
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 2,281 12,309 SH   SOLE   0 197 12,113
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,025 26,238 SH   SOLE   0 417 25,820
VELO3D INC COMMON STOCK 92259N104 15 11,205 SH   SOLE   0 0 11,205
VISA INC COM CL A 92826C839 1,067 5,419 SH   SOLE   0 77 5,342