The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   3,613,204 23,365 SH   SOLE   0 0 23,365
AMAZON COM INC COM 023135106   4,737,093 24,898 SH   SOLE   0 0 24,898
APPLE INC COM 037833100   6,523,955 29,370 SH   SOLE   0 0 29,370
APPLIED MATLS INC COM 038222105   202,442 1,395 SH   SOLE   0 0 1,395
APPLOVIN CORP COM CL A 03831W108   964,756 3,641 SH   SOLE   0 0 3,641
BANK MONTREAL QUE MICROSECTORS FAN 063679534   1,522,800 4,230 SH   SOLE   0 0 4,230
CISCO SYS INC COM 17275R102   515,464 8,353 SH   SOLE   0 0 8,353
CROWDSTRIKE HLDGS INC CL A 22788C105   1,566,866 4,444 SH   SOLE   0 0 4,444
DANAHER CORPORATION COM 235851102   639,518 3,120 SH   SOLE   0 0 3,120
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,355,868 72,902 SH   SOLE   0 0 72,902
EQUINIX INC COM 29444U700   1,330,503 1,632 SH   SOLE   0 0 1,632
GUIDEWIRE SOFTWARE INC COM 40171V100   215,464 1,150 SH   SOLE   0 0 1,150
HONEYWELL INTL INC COM 438516106   742,209 3,505 SH   SOLE   0 0 3,505
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   923,468 19,728 SH   SOLE   0 0 19,728
ISHARES TR CORE 60/40 BALAN 464289867   234,943 4,081 SH   SOLE   0 0 4,081
ISHARES TR 20 YR TR BD ETF 464287432   296,212 3,254 SH   SOLE   0 0 3,254
ISHARES TR EXPANDED TECH 464287515   728,561 8,187 SH   SOLE   0 0 8,187
ISHARES TR NATIONAL MUN ETF 464288414   21,797,713 206,731 SH   SOLE   0 0 206,731
ISHARES TR CORE 80/20 AGGRE 464289859   260,942 3,411 SH   SOLE   0 0 3,411
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,892,459 18,799 SH   SOLE   0 0 18,799
LOWES COS INC COM 548661107   693,286 2,973 SH   SOLE   0 0 2,973
MASTERCARD INCORPORATED CL A 57636Q104   1,628,912 2,972 SH   SOLE   0 0 2,972
MERCK & CO INC COM 58933Y105   3,370,145 37,546 SH   SOLE   0 0 37,546
META PLATFORMS INC CL A 30303M102   1,516,980 2,632 SH   SOLE   0 0 2,632
MICROSOFT CORP COM 594918104   1,706,794 4,547 SH   SOLE   0 0 4,547
NVIDIA CORPORATION COM 67066G104   16,662,558 153,742 SH   SOLE   0 0 153,742
QUALCOMM INC COM 747525103   310,599 2,022 SH   SOLE   0 0 2,022
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   3,213,718 76,791 SH   SOLE   0 0 76,791
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,404,620 6,803 SH   SOLE   0 0 6,803
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,657,216 21,017 SH   SOLE   0 0 21,017
SPDR GOLD TR GOLD SHS 78463V107   2,519,208 8,743 SH   SOLE   0 0 8,743
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   1,567,977 43,921 SH   SOLE   0 0 43,921
SPDR S&P 500 ETF TR TR UNIT 78462F103   272,252 487 SH   SOLE   0 0 487
SPDR SER TR BLOOMBERG HIGH Y 78468R622   9,172,771 96,252 SH   SOLE   0 0 96,252
THERMO FISHER SCIENTIFIC INC COM 883556102   606,735 1,219 SH   SOLE   0 0 1,219
UNION PAC CORP COM 907818108   748,210 3,167 SH   SOLE   0 0 3,167
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   13,361,920 181,919 SH   SOLE   0 0 181,919
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,437,646 8,869 SH   SOLE   0 0 8,869
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   457,380 890 SH   SOLE   0 0 890
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,813,116 79,346 SH   SOLE   0 0 79,346
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   385,045 7,575 SH   SOLE   0 0 7,575
VANGUARD WORLD FD COMM SRVC ETF 92204A884   1,522,100 10,257 SH   SOLE   0 0 10,257
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   5,073,174 15,585 SH   SOLE   0 0 15,585
VANGUARD WORLD FD CONSUM STP ETF 92204A207   3,256,493 14,882 SH   SOLE   0 0 14,882
VANGUARD WORLD FD FINANCIALS ETF 92204A405   3,317,470 27,768 SH   SOLE   0 0 27,768
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   3,186,040 12,035 SH   SOLE   0 0 12,035
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   3,834,643 15,490 SH   SOLE   0 0 15,490
VANGUARD WORLD FD INF TECH ETF 92204A702   6,585,437 12,142 SH   SOLE   0 0 12,142
VANGUARD WORLD FD MATERIALS ETF 92204A801   731,260 3,873 SH   SOLE   0 0 3,873
VISA INC COM CL A 92826C839   1,786,087 5,096 SH   SOLE   0 0 5,096