The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   557,059 2,438 SH   SOLE   0 0 2,438
ADVANCED MICRO DEVICES INC COM 007903107   417,398 1,949 SH   SOLE   0 0 1,949
ALPHABET INC CAP STK CL C 02079K107   1,073,196 3,420 SH   SOLE   0 0 3,420
ALPHABET INC CAP STK CL A 02079K305   2,274,571 7,267 SH   SOLE   0 0 7,267
AMAZON COM INC COM 023135106   2,773,764 12,017 SH   SOLE   0 0 12,017
AMERICAN EXPRESS CO COM 025816109   222,340 601 SH   SOLE   0 0 601
AMERICAN HOMES 4 RENT CL A 02665T306   282,994 8,816 SH   SOLE   0 0 8,816
AMERICAN TOWER CORP NEW COM 03027X100   428,391 2,440 SH   SOLE   0 0 2,440
AMGEN INC COM 031162100   321,882 983 SH   SOLE   0 0 983
AMPHENOL CORP NEW CL A 032095101   303,119 2,243 SH   SOLE   0 0 2,243
APPLE INC COM 037833100   7,360,442 27,074 SH   SOLE   0 0 27,074
APPLIED MATLS INC COM 038222105   375,205 1,460 SH   SOLE   0 0 1,460
ARISTA NETWORKS INC COM SHS 040413205   201,524 1,538 SH   SOLE   0 0 1,538
AVALONBAY CMNTYS INC COM 053484101   385,284 2,125 SH   SOLE   0 0 2,125
BANK AMERICA CORP COM 060505104   652,520 11,864 SH   SOLE   0 0 11,864
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,274,720 2,536 SH   SOLE   0 0 2,536
BLACKSTONE INC COM 09260D107   212,097 1,376 SH   SOLE   0 0 1,376
BOEING CO COM 097023105   284,210 1,309 SH   SOLE   0 0 1,309
BRISTOL-MYERS SQUIBB CO COM 110122108   201,105 3,728 SH   SOLE   0 0 3,728
BRIXMOR PPTY GROUP INC COM 11120U105   296,365 11,303 SH   SOLE   0 0 11,303
BROADCOM INC COM 11135F101   1,702,466 4,919 SH   SOLE   0 0 4,919
CAMDEN PPTY TR SH BEN INT 133131102   443,732 4,031 SH   SOLE   0 0 4,031
CAPITAL ONE FINL CORP COM 14040H105   275,965 1,139 SH   SOLE   0 0 1,139
CATERPILLAR INC COM 149123101   714,369 1,247 SH   SOLE   0 0 1,247
CHEVRON CORP NEW COM 166764100   984,984 6,463 SH   SOLE   0 0 6,463
CISCO SYS INC COM 17275R102   292,483 3,797 SH   SOLE   0 0 3,797
CITIGROUP INC COM NEW 172967424   236,064 2,023 SH   SOLE   0 0 2,023
COCA COLA CO COM 191216100   363,753 5,203 SH   SOLE   0 0 5,203
CONOCOPHILLIPS COM 20825C104   633,013 6,762 SH   SOLE   0 0 6,762
COSTCO WHSL CORP NEW COM 22160K105   342,349 397 SH   SOLE   0 0 397
CULLEN FROST BANKERS INC COM 229899109   255,666 2,019 SH   SOLE   0 0 2,019
DEERE & CO COM 244199105   360,951 775 SH   SOLE   0 0 775
DIGITAL RLTY TR INC COM 253868103   465,522 3,009 SH   SOLE   0 0 3,009
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   284,289 7,460 SH   SOLE   0 0 7,460
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   18,934,420 255,284 SH   SOLE   0 0 255,284
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,264,714 18,153 SH   SOLE   0 0 18,153
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   966,126 16,227 SH   SOLE   0 0 16,227
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   236,647 3,214 SH   SOLE   0 0 3,214
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   103,185,020 2,606,340 SH   SOLE   0 0 2,606,340
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,409,775 51,723 SH   SOLE   0 0 51,723
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   7,488,666 228,801 SH   SOLE   0 0 228,801
EQUINIX INC COM 29444U700   706,400 922 SH   SOLE   0 0 922
EXXON MOBIL CORP COM 30231G102   2,794,300 23,220 SH   SOLE   0 0 23,220
META PLATFORMS INC CL A 30303M102   1,422,494 2,155 SH   SOLE   0 0 2,155
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   3,242,367 70,425 SH   SOLE   0 0 70,425
FIRST FINL BANKSHARES INC COM 32020R109   1,679,834 56,238 SH   SOLE   0 0 56,238
GE VERNOVA INC COM 36828A101   306,524 469 SH   SOLE   0 0 469
GE AEROSPACE COM NEW 369604301   480,527 1,560 SH   SOLE   0 0 1,560
GENERAL MTRS CO COM 37045V100   231,925 2,852 SH   SOLE   0 0 2,852
GOLDMAN SACHS GROUP INC COM 38141G104   264,579 301 SH   SOLE   0 0 301
AMERICAN HEALTHCARE REIT INC COM SHS 398182303   396,669 8,429 SH   SOLE   0 0 8,429
HEALTHCARE RLTY TR CL A COM 42226K105   349,560 20,623 SH   SOLE   0 0 20,623
HOME DEPOT INC COM 437076102   453,907 1,319 SH   SOLE   0 0 1,319
HUNTINGTON BANCSHARES INC COM 446150104   200,167 11,537 SH   SOLE   0 0 11,537
INTERNATIONAL BUSINESS MACHS COM 459200101   1,028,052 3,471 SH   SOLE   0 0 3,471
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   1,909,133 37,993 SH   SOLE   0 0 37,993
INVESCO QQQ TR UNIT SER 1 46090E103   26,192,646 42,638 SH   SOLE   0 0 42,638
INTUITIVE SURGICAL INC COM NEW 46120E602   205,589 363 SH   SOLE   0 0 363
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   288,681 1,507 SH   SOLE   0 0 1,507
INVITATION HOMES INC COM 46187W107   275,510 9,914 SH   SOLE   0 0 9,914
ISHARES TR SELECT DIVID ETF 464287168   665,052 4,712 SH   SOLE   0 0 4,712
ISHARES TR CORE S&P500 ETF 464287200   1,045,741 1,527 SH   SOLE   0 0 1,527
ISHARES TR IBOXX INV CP ETF 464287242   1,592,982 14,457 SH   SOLE   0 0 14,457
ISHARES TR MSCI EAFE ETF 464287465   3,638,303 37,887 SH   SOLE   0 0 37,887
ISHARES TR RUS MDCP VAL ETF 464287473   1,061,401 7,525 SH   SOLE   0 0 7,525
ISHARES TR RUS 1000 VAL ETF 464287598   1,269,541 6,036 SH   SOLE   0 0 6,036
ISHARES INC CORE MSCI EMKT 46434G103   1,230,467 18,305 SH   SOLE   0 0 18,305
ISHARES TR INVESTMENT GRADE 46435G219   201,863 4,421 SH   SOLE   0 0 4,421
JPMORGAN CHASE & CO. COM 46625H100   1,278,503 3,968 SH   SOLE   0 0 3,968
JOHNSON & JOHNSON COM 478160104   879,234 4,249 SH   SOLE   0 0 4,249
ELI LILLY & CO COM 532457108   899,507 837 SH   SOLE   0 0 837
MARATHON PETE CORP COM 56585A102   257,443 1,583 SH   SOLE   0 0 1,583
MASTERCARD INCORPORATED CL A 57636Q104   437,865 767 SH   SOLE   0 0 767
MCDONALDS CORP COM 580135101   235,029 769 SH   SOLE   0 0 769
MERCK & CO INC COM 58933Y105   534,497 5,078 SH   SOLE   0 0 5,078
MICROSOFT CORP COM 594918104   4,081,529 8,440 SH   SOLE   0 0 8,440
MICROVISION INC DEL COM NEW 594960304   27,014 32,622 SH   SOLE   0 0 32,622
MICRON TECHNOLOGY INC COM 595112103   266,573 934 SH   SOLE   0 0 934
MORGAN STANLEY COM NEW 617446448   288,486 1,625 SH   SOLE   0 0 1,625
NETFLIX INC COM 64110L106   416,294 4,440 SH   SOLE   0 0 4,440
NEXTERA ENERGY INC COM 65339F101   372,179 4,636 SH   SOLE   0 0 4,636
NVIDIA CORPORATION COM 67066G104   4,644,607 24,904 SH   SOLE   0 0 24,904
ORACLE CORP COM 68389X105   344,601 1,768 SH   SOLE   0 0 1,768
PALANTIR TECHNOLOGIES INC CL A 69608A108   501,255 2,820 SH   SOLE   0 0 2,820
PARKER-HANNIFIN CORP COM 701094104   204,798 233 SH   SOLE   0 0 233
PEPSICO INC COM 713448108   351,950 2,452 SH   SOLE   0 0 2,452
PHILIP MORRIS INTL INC COM 718172109   307,953 1,920 SH   SOLE   0 0 1,920
PHILLIPS 66 COM 718546104   326,987 2,534 SH   SOLE   0 0 2,534
PROCTER AND GAMBLE CO COM 742718109   402,348 2,808 SH   SOLE   0 0 2,808
PROLOGIS INC. COM 74340W103   761,886 5,968 SH   SOLE   0 0 5,968
PUBLIC STORAGE OPER CO COM 74460D109   304,653 1,174 SH   SOLE   0 0 1,174
QUALCOMM INC COM 747525103   257,178 1,504 SH   SOLE   0 0 1,504
RTX CORPORATION COM 75513E101   453,403 2,472 SH   SOLE   0 0 2,472
REXFORD INDL RLTY INC COM 76169C100   335,199 8,657 SH   SOLE   0 0 8,657
S&P GLOBAL INC COM 78409V104   252,239 483 SH   SOLE   0 0 483
SBA COMMUNICATIONS CORP NEW CL A 78410G104   329,992 1,706 SH   SOLE   0 0 1,706
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,057,593 14,749 SH   SOLE   0 0 14,749
SPDR SERIES TRUST STATE STREET SPD 78464A763   220,290 1,583 SH   SOLE   0 0 1,583
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   350,348 729 SH   SOLE   0 0 729
SALESFORCE INC COM 79466L302   223,849 845 SH   SOLE   0 0 845
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   297,961 11,360 SH   SOLE   0 0 11,360
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,820,946 67,668 SH   SOLE   0 0 67,668
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,832,276 64,336 SH   SOLE   0 0 64,336
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   386,267 11,794 SH   SOLE   0 0 11,794
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   114,880,497 3,502,454 SH   SOLE   0 0 3,502,454
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,683,719 134,295 SH   SOLE   0 0 134,295
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,004,386 83,377 SH   SOLE   0 0 83,377
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506   7,247,919 162,110 SH   SOLE   0 0 162,110
SELECT SECTOR SPDR TR STATE STREET REA 81369Y860   18,420,474 456,517 SH   SOLE   0 0 456,517
SOUTHERN CO COM 842587107   277,994 3,188 SH   SOLE   0 0 3,188
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104   6,914,058 209,390 SH   SOLE   0 0 209,390
SUN CMNTYS INC COM 866674104   307,173 2,479 SH   SOLE   0 0 2,479
TESLA INC COM 88160R101   1,364,001 3,033 SH   SOLE   0 0 3,033
THERMO FISHER SCIENTIFIC INC COM 883556102   272,342 470 SH   SOLE   0 0 470
3M CO COM 88579Y101   576,680 3,602 SH   SOLE   0 0 3,602
UNION PAC CORP COM 907818108   282,442 1,221 SH   SOLE   0 0 1,221
UNITEDHEALTH GROUP INC COM 91324P102   334,732 1,014 SH   SOLE   0 0 1,014
VALERO ENERGY CORP COM 91913Y100   207,394 1,274 SH   SOLE   0 0 1,274
VANECK MERK GOLD ETF GOLD SHS 921078101   1,855,193 44,725 SH   SOLE   0 0 44,725
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,080,624 67,347 SH   SOLE   0 0 67,347
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   20,563,379 185,322 SH   SOLE   0 0 185,322
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   7,638,288 68,321 SH   SOLE   0 0 68,321
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,293,531 42,290 SH   SOLE   0 0 42,290
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   306,131 4,133 SH   SOLE   0 0 4,133
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,710,166 219,468 SH   SOLE   0 0 219,468
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   2,755,753 55,292 SH   SOLE   0 0 55,292
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   395,415 1,374 SH   SOLE   0 0 1,374
VANGUARD WORLD FD INF TECH ETF 92204A702   1,483,449 1,968 SH   SOLE   0 0 1,968
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,060,762 75,535 SH   SOLE   0 0 75,535
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   23,682,226 403,239 SH   SOLE   0 0 403,239
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,023,382 63,005 SH   SOLE   0 0 63,005
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   18,194,701 234,347 SH   SOLE   0 0 234,347
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   4,713,314 84,468 SH   SOLE   0 0 84,468
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   380,491 4,543 SH   SOLE   0 0 4,543
VENTAS INC COM 92276F100   708,182 9,152 SH   SOLE   0 0 9,152
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,511,580 7,194 SH   SOLE   0 0 7,194
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,845,777 43,460 SH   SOLE   0 0 43,460
VANGUARD INDEX FDS MID CAP ETF 922908629   881,979 3,039 SH   SOLE   0 0 3,039
VANGUARD INDEX FDS LARGE CAP ETF 922908637   5,163,664 16,403 SH   SOLE   0 0 16,403
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   5,585,205 26,708 SH   SOLE   0 0 26,708
VANGUARD INDEX FDS GROWTH ETF 922908736   23,029,039 47,204 SH   SOLE   0 0 47,204
VANGUARD INDEX FDS VALUE ETF 922908744   58,921,918 308,508 SH   SOLE   0 0 308,508
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,811,794 30,284 SH   SOLE   0 0 30,284
VANGUARD INDEX FDS TOTAL STK MKT 922908769   15,928,132 47,508 SH   SOLE   0 0 47,508
VISA INC COM CL A 92826C839   566,491 1,615 SH   SOLE   0 0 1,615
WALMART INC COM 931142103   935,890 8,400 SH   SOLE   0 0 8,400
WELLS FARGO CO NEW COM 949746101   435,244 4,670 SH   SOLE   0 0 4,670
WELLTOWER INC COM 95040Q104   585,600 3,155 SH   SOLE   0 0 3,155
XCEL ENERGY INC COM 98389B100   376,317 5,095 SH   SOLE   0 0 5,095