The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 419,252 3,216 SH   SOLE   0 0 3,216
APPLE INC COM 037833100 BBG001S5N8V8 2,146,922 11,068 SH   SOLE   0 0 11,068
AVALONBAY CMNTYS INC COM 053484101 BBG001S7J2H8 217,661 1,150 SH   SOLE   0 0 1,150
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 271,028 795 SH   SOLE   0 0 795
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 550,937 5,317 SH   SOLE   0 0 5,317
CROWN CASTLE INC COM 22822V101 BBG001S7W5T3 1,678,564 14,732 SH   SOLE   0 0 14,732
CULLEN FROST BANKERS INC COM 229899109 BBG001S6D2D0 215,490 2,004 SH   SOLE   0 0 2,004
DEERE & CO COM 244199105 BBG001S5QFF7 286,586 707 SH   SOLE   0 0 707
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 216,353 1,900 SH   SOLE   0 0 1,900
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 605,643 19,543 SH   SOLE   0 0 19,543
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 75,106,379 2,766,349 SH   SOLE   0 0 2,766,349
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 1,710,597 49,583 SH   SOLE   0 0 49,583
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 725,068 15,630 SH   SOLE   0 0 15,630
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 7,403,132 317,595 SH   SOLE   0 0 317,595
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,056,963 19,179 SH   SOLE   0 0 19,179
FIRST FINL BANKSHARES INC COM 32020R109 BBG001S7HCY9 450,565 15,815 SH   SOLE   0 0 15,815
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 353,926 2,645 SH   SOLE   0 0 2,645
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 BBG00KJR1T91 1,091,683 21,992 SH   SOLE   0 0 21,992
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 225,507 1,507 SH   SOLE   0 0 1,507
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 17,534,769 47,466 SH   SOLE   0 0 47,466
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 867,914 17,608 SH   SOLE   0 0 17,608
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 603,938 1,355 SH   SOLE   0 0 1,355
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 2,313,345 21,392 SH   SOLE   0 0 21,392
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,969,923 40,964 SH   SOLE   0 0 40,964
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 1,018,767 6,455 SH   SOLE   0 0 6,455
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 879,599 8,008 SH   SOLE   0 0 8,008
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 28,732,104 178,250 SH   SOLE   0 0 178,250
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 549,618 4,851 SH   SOLE   0 0 4,851
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 297,661 1,798 SH   SOLE   0 0 1,798
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 220,282 1,515 SH   SOLE   0 0 1,515
MERCK & CO INC COM 58933Y105 BBG001S5TC52 238,855 2,070 SH   SOLE   0 0 2,070
MICROSOFT CORP COM 594918104 BBG001S5TD05 735,692 2,160 SH   SOLE   0 0 2,160
MICROVISION INC DEL COM NEW 594960304 BBG001S74TH5 82,999 18,122 SH   SOLE   0 0 18,122
NEWMARK GROUP INC CL A 65158N102 BBG00J24S7X5 78,335 12,594 SH   SOLE   0 0 12,594
PEPSICO INC COM 713448108 BBG001S695T1 379,331 2,048 SH   SOLE   0 0 2,048
PHILLIPS 66 COM 718546104 BBG00286S4P7 221,472 2,322 SH   SOLE   0 0 2,322
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 244,998 9,947 SH   SOLE   0 0 9,947
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,381,253 38,745 SH   SOLE   0 0 38,745
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 3,871,116 53,306 SH   SOLE   0 0 53,306
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,181,258 22,556 SH   SOLE   0 0 22,556
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 1,128,686 25,769 SH   SOLE   0 0 25,769
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 6,296,763 77,575 SH   SOLE   0 0 77,575
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 7,053,379 187,142 SH   SOLE   0 0 187,142
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 252,653 735 SH   SOLE   0 0 735
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 12,694,554 28,638 SH   SOLE   0 0 28,638
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 224,567 1,832 SH   SOLE   0 0 1,832
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG001T66XM9 3,124,099 209,390 SH   SOLE   0 0 209,390
UNION PAC CORP COM 907818108 BBG001S5X2M0 223,650 1,093 SH   SOLE   0 0 1,093
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 3,576,431 47,540 SH   SOLE   0 0 47,540
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 3,729,228 25,057 SH   SOLE   0 0 25,057
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 3,604,970 17,783 SH   SOLE   0 0 17,783
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 628,116 2,853 SH   SOLE   0 0 2,853
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 3,415,750 40,878 SH   SOLE   0 0 40,878
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 2,973,551 7,301 SH   SOLE   0 0 7,301
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 238,838 1,444 SH   SOLE   0 0 1,444
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 14,377,566 72,289 SH   SOLE   0 0 72,289
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 15,733,713 71,426 SH   SOLE   0 0 71,426
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 4,371,422 30,763 SH   SOLE   0 0 30,763
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,962,091 25,933 SH   SOLE   0 0 25,933
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 4,235,869 75,533 SH   SOLE   0 0 75,533
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 2,742,122 59,379 SH   SOLE   0 0 59,379
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 222,541 909 SH   SOLE   0 0 909
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 812,248 1,837 SH   SOLE   0 0 1,837
VENTAS INC COM 92276F100 BBG001S9T7M6 208,555 4,412 SH   SOLE   0 0 4,412
WALMART INC COM 931142103 BBG001S5XH92 325,678 2,072 SH   SOLE   0 0 2,072
WELLTOWER INC COM 95040Q104 BBG001S5RTQ4 210,314 2,600 SH   SOLE   0 0 2,600