The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 BBG001S6C009 325,482 3,861 SH   SOLE   3,861 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 824,388 15,320 SH   SOLE   15,320 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 BBG012R478M7 6,298,101 153,837 SH   SOLE   153,837 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 452,933 5,836 SH   SOLE   5,836 0 0
APPLE INC COM 037833100 BBG001S5N8V8 944,052 4,867 SH   SOLE   4,867 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 396,589 1,804 SH   SOLE   1,804 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 212,465 4,106 SH   SOLE   4,106 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 270,796 3,515 SH   SOLE   3,515 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 235,824 438 SH   SOLE   438 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 BBG017159MD8 15,644,146 650,483 SH   SOLE   650,483 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 275,837 8,397 SH   SOLE   8,397 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 BBG01633Y2Y6 6,225,669 263,241 SH   SOLE   263,241 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 BBG012558MV6 241,825 5,078 SH   SOLE   5,078 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 400,043 8,632 SH   SOLE   8,632 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,772,619 65,290 SH   SOLE   65,290 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 558,029 11,587 SH   SOLE   11,587 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 776,084 22,495 SH   SOLE   22,495 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 16,877,003 656,691 SH   SOLE   656,691 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 587,850 5,481 SH   SOLE   5,481 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 200,358 966 SH   SOLE   966 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 714,027 1,602 SH   SOLE   1,602 0 0
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 230,781 4,489 SH   SOLE   4,489 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 235,943 4,642 SH   SOLE   4,642 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 476,737 20,754 SH   SOLE   20,754 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 262,206 5,185 SH   SOLE   5,185 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 6,848,548 64,167 SH   SOLE   64,167 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 5,364,990 51,567 SH   SOLE   51,567 0 0
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 BBG00KHT04L1 241,558 4,878 SH   SOLE   4,878 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 336,863 989 SH   SOLE   989 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,040,589 29,189 SH   SOLE   29,189 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 381,805 11,306 SH   SOLE   11,306 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,365,431 45,753 SH   SOLE   45,753 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 276,723 5,284 SH   SOLE   5,284 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 938,487 28,841 SH   SOLE   28,841 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 365,449 11,979 SH   SOLE   11,979 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 742,843 1,676 SH   SOLE   1,676 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 1,298,884 23,859 SH   SOLE   23,859 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 856,547 22,053 SH   SOLE   22,053 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 2,153,090 49,840 SH   SOLE   49,840 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 633,264 8,204 SH   SOLE   8,204 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 222,375 546 SH   SOLE   546 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 64,782,490 294,092 SH   SOLE   294,092 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,199,980 29,498 SH   SOLE   29,498 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 6,863,583 117,006 SH   SOLE   117,006 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 4,496,488 56,896 SH   SOLE   56,896 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 6,957,402 91,956 SH   SOLE   91,956 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 587,058 3,615 SH   SOLE   3,615 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 28,504,961 617,257 SH   SOLE   617,257 0 0
WALMART INC COM 931142103 BBG001S5XH92 303,763 1,933 SH   SOLE   1,933 0 0