The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 BBG001S6C009 295,560 3,861 SH   SOLE   0 0 3,861
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 978,233 19,390 SH   SOLE   0 0 19,390
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 264,684 4,782 SH   SOLE   0 0 4,782
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 429,776 5,768 SH   SOLE   0 0 5,768
APPLE INC COM 037833100 BBG001S5N8V8 632,139 4,865 SH   SOLE   0 0 4,865
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 427,351 1,789 SH   SOLE   0 0 1,789
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 276,947 3,515 SH   SOLE   0 0 3,515
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 249,819 8,218 SH   SOLE   0 0 8,218
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 BBG012558MV6 240,084 5,022 SH   SOLE   0 0 5,022
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 386,820 8,392 SH   SOLE   0 0 8,392
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,590,763 65,517 SH   SOLE   0 0 65,517
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 482,135 11,587 SH   SOLE   0 0 11,587
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 797,338 23,815 SH   SOLE   0 0 23,815
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 601,302 5,451 SH   SOLE   0 0 5,451
HAYWARD HLDGS INC COM 421298100 BBG00Z9CCSB9 94,000 10,000 SH   SOLE   0 0 10,000
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 204,759 955 SH   SOLE   0 0 955
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 340,894 3,602 SH   SOLE   0 0 3,602
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,030,451 2,682 SH   SOLE   0 0 2,682
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 235,876 4,770 SH   SOLE   0 0 4,770
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 831,482 9,811 SH   SOLE   0 0 9,811
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 228,535 4,540 SH   SOLE   0 0 4,540
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 3,995,912 175,953 SH   SOLE   0 0 175,953
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 256,709 5,185 SH   SOLE   0 0 5,185
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 6,257,652 59,303 SH   SOLE   0 0 59,303
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 5,046,711 48,400 SH   SOLE   0 0 48,400
ISHARES TR U.S. ENERGY ETF 464287796 BBG001SFGXW8 218,827 4,707 SH   SOLE   0 0 4,707
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 BBG00KHT04L1 273,857 5,023 SH   SOLE   0 0 5,023
MICROSOFT CORP COM 594918104 BBG001S5TD05 235,221 981 SH   SOLE   0 0 981
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 944,205 29,314 SH   SOLE   0 0 29,314
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 3,690,330 117,265 SH   SOLE   0 0 117,265
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,743,359 61,222 SH   SOLE   0 0 61,222
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 238,573 5,284 SH   SOLE   0 0 5,284
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 845,747 28,486 SH   SOLE   0 0 28,486
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 346,782 11,791 SH   SOLE   0 0 11,791
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 617,877 1,616 SH   SOLE   0 0 1,616
SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 6,286,799 222,620 SH   SOLE   0 0 222,620
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 1,151,460 24,349 SH   SOLE   0 0 24,349
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 836,000 22,613 SH   SOLE   0 0 22,613
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 1,965,228 50,533 SH   SOLE   0 0 50,533
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 9,387,664 126,484 SH   SOLE   0 0 126,484
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 51,112,273 267,337 SH   SOLE   0 0 267,337
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 9,099,360 233,436 SH   SOLE   0 0 233,436
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 3,748,163 48,357 SH   SOLE   0 0 48,357
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 6,151,822 81,817 SH   SOLE   0 0 81,817
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 547,048 3,603 SH   SOLE   0 0 3,603
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 24,431,405 582,116 SH   SOLE   0 0 582,116
WALMART INC COM 931142103 BBG001S5XH92 272,379 1,921 SH   SOLE   0 0 1,921