The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 149 920 SH   SOLE   0 0 920
ABBVIE INC COM 00287Y109 204 1,261 SH   OTR   0 0 1,261
ALPHABET INC CAP STK CL A 02079K305 562 202 SH   SOLE   0 0 202
ALPHABET INC CAP STK CL C 02079K107 17 6 SH   OTR   0 0 6
ALPHABET INC CAP STK CL C 02079K107 277 99 SH   SOLE   0 0 99
ALTRIA GROUP INC COM 02209S103 80 1,539 SH   SOLE   0 0 1,539
ALTRIA GROUP INC COM 02209S103 124 2,361 SH   OTR   0 0 2,361
AMAZON COM INC COM 023135106 29 9 SH   OTR   0 0 9
AMAZON COM INC COM 023135106 932 286 SH   SOLE   0 0 286
AMERICAN ELEC PWR CO INC COM 025537101 230 2,310 SH   SOLE   0 0 2,310
APPLE INC COM 037833100 6,621 37,921 SH   SOLE   0 0 37,921
AT&T INC COM 00206R102 544 23,004 SH   SOLE   0 0 23,004
AT&T INC COM 00206R102 121 5,116 SH   OTR   0 0 5,116
AUTOMATIC DATA PROCESSING IN COM 053015103 239 1,052 SH   SOLE   0 0 1,052
AUTOZONE INC COM 053332102 204 100 SH   SOLE   0 0 100
BK OF AMERICA CORP COM 060505104 84 2,040 SH   SOLE   0 0 2,040
BK OF AMERICA CORP COM 060505104 160 3,883 SH   OTR   0 0 3,883
BLACKROCK INC COM 09247X101 217 284 SH   OTR   0 0 284
BLACKROCK INC COM 09247X101 234 306 SH   SOLE   0 0 306
BRISTOL-MYERS SQUIBB CO COM 110122108 1,585 21,698 SH   SOLE   0 0 21,698
BRISTOL-MYERS SQUIBB CO COM 110122108 177 2,434 SH   OTR   0 0 2,434
CATERPILLAR INC COM 149123101 339 1,521 SH   SOLE   0 0 1,521
CATERPILLAR INC COM 149123101 227 1,016 SH   OTR   0 0 1,016
CHEVRON CORP NEW COM 166764100 351 2,156 SH   OTR   0 0 2,156
CHEVRON CORP NEW COM 166764100 632 3,884 SH   SOLE   0 0 3,884
CISCO SYS INC COM 17275R102 293 5,257 SH   OTR   0 0 5,257
CISCO SYS INC COM 17275R102 300 5,380 SH   SOLE   0 0 5,380
COCA COLA CO COM 191216100 1,168 18,844 SH   SOLE   0 0 18,844
COCA COLA CO COM 191216100 186 3,002 SH   OTR   0 0 3,002
COMCAST CORP NEW CL A 20030N101 156 3,339 SH   OTR   0 0 3,339
COMCAST CORP NEW CL A 20030N101 70 1,492 SH   SOLE   0 0 1,492
CONOCOPHILLIPS COM 20825C104 245 2,451 SH   OTR   0 0 2,451
CONOCOPHILLIPS COM 20825C104 42 420 SH   SOLE   0 0 420
EXXON MOBIL CORP COM 30231G102 2,771 33,549 SH   SOLE   0 0 33,549
EXXON MOBIL CORP COM 30231G102 284 3,439 SH   OTR   0 0 3,439
FIRST HORIZON CORPORATION COM 320517105 196 8,348 SH   SOLE   0 0 8,348
FIRST HORIZON CORPORATION COM 320517105 12 500 SH   OTR   0 0 500
GALLAGHER ARTHUR J & CO COM 363576109 225 1,287 SH   OTR   0 0 1,287
GOLDMAN SACHS GROUP INC COM 38141G104 4 11 SH   OTR   0 0 11
GOLDMAN SACHS GROUP INC COM 38141G104 206 623 SH   SOLE   0 0 623
HERSHEY CO COM 427866108 21 96 SH   OTR   0 0 96
HERSHEY CO COM 427866108 217 1,000 SH   SOLE   0 0 1,000
HOME DEPOT INC COM 437076102 358 1,196 SH   SOLE   0 0 1,196
HOME DEPOT INC COM 437076102 240 803 SH   OTR   0 0 803
HP INC COM 40434L105 247 6,803 SH   OTR   0 0 6,803
ILLINOIS TOOL WKS INC COM 452308109 304 1,452 SH   SOLE   0 0 1,452
INTEL CORP COM 458140100 552 11,141 SH   SOLE   0 0 11,141
INTEL CORP COM 458140100 116 2,342 SH   OTR   0 0 2,342
ISHARES INC ESG AWR MSCI EM 46434G863 544 14,803 SH   OTR   0 0 14,803
ISHARES INC ESG AWR MSCI EM 46434G863 99 2,698 SH   SOLE   0 0 2,698
ISHARES TR 10-20 YR TRS ETF 464288653 149 1,106 SH   SOLE   0 0 1,106
ISHARES TR 10-20 YR TRS ETF 464288653 133 989 SH   OTR   0 0 989
ISHARES TR 20 YR TR BD ETF 464287432 3 25 SH   SOLE   0 0 25
ISHARES TR 20 YR TR BD ETF 464287432 356 2,696 SH   OTR   0 0 2,696
ISHARES TR BARCLAYS 7 10 YR 464287440 290 2,698 SH   OTR   0 0 2,698
ISHARES TR CORE MSCI EAFE 46432F842 31 451 SH   SOLE   0 0 451
ISHARES TR CORE MSCI EAFE 46432F842 641 9,227 SH   OTR   0 0 9,227
ISHARES TR CORE S&P MCP ETF 464287507 190 708 SH   SOLE   0 0 708
ISHARES TR CORE S&P MCP ETF 464287507 265 988 SH   OTR   0 0 988
ISHARES TR CORE S&P SCP ETF 464287804 786 7,282 SH   SOLE   0 0 7,282
ISHARES TR CORE S&P SCP ETF 464287804 1,057 9,802 SH   OTR   0 0 9,802
ISHARES TR CORE S&P TTL STK 464287150 1,552 15,371 SH   SOLE   0 0 15,371
ISHARES TR CORE S&P TTL STK 464287150 55 545 SH   OTR   0 0 545
ISHARES TR CORE S&P500 ETF 464287200 6,302 13,890 SH   OTR   0 0 13,890
ISHARES TR CORE S&P500 ETF 464287200 445 980 SH   SOLE   0 0 980
ISHARES TR CORE TOTAL USD 46434V613 458 9,227 SH   SOLE   0 0 9,227
ISHARES TR CORE TOTAL USD 46434V613 371 7,483 SH   OTR   0 0 7,483
ISHARES TR CORE US AGGBD ET 464287226 578 5,395 SH   OTR   0 0 5,395
ISHARES TR CORE US AGGBD ET 464287226 124 1,158 SH   SOLE   0 0 1,158
ISHARES TR EAFE GRWTH ETF 464288885 581 6,040 SH   SOLE   0 0 6,040
ISHARES TR EAFE GRWTH ETF 464288885 2,977 30,927 SH   OTR   0 0 30,927
ISHARES TR EAFE SML CP ETF 464288273 74 1,123 SH   OTR   0 0 1,123
ISHARES TR EAFE SML CP ETF 464288273 194 2,928 SH   SOLE   0 0 2,928
ISHARES TR EAFE VALUE ETF 464288877 1,119 22,273 SH   OTR   0 0 22,273
ISHARES TR EAFE VALUE ETF 464288877 988 19,658 SH   SOLE   0 0 19,658
ISHARES TR ESG AWR MSCI USA 46435G425 1,993 19,664 SH   SOLE   0 0 19,664
ISHARES TR ESG AWR MSCI USA 46435G425 5,195 51,262 SH   OTR   0 0 51,262
ISHARES TR ESG MSCI EM LDRS 46436E601 1,093 20,284 SH   OTR   0 0 20,284
ISHARES TR ESG MSCI LEADR 46435U218 1,979 24,989 SH   OTR   0 0 24,989
ISHARES TR GLOBAL TECH ETF 464287291 32 549 SH   SOLE   0 0 549
ISHARES TR GLOBAL TECH ETF 464287291 183 3,153 SH   OTR   0 0 3,153
ISHARES TR MSCI INTL VLU FT 46435G409 1,706 67,034 SH   OTR   0 0 67,034
ISHARES TR MSCI USA MIN VOL 46429B697 232 2,997 SH   SOLE   0 0 2,997
ISHARES TR MSCI USA MIN VOL 46429B697 553 7,125 SH   OTR   0 0 7,125
ISHARES TR MSCI USA VALUE 46432F388 385 3,678 SH   SOLE   0 0 3,678
ISHARES TR MSCI USA VALUE 46432F388 1,350 12,911 SH   OTR   0 0 12,911
ISHARES TR NATIONAL MUN ETF 464288414 2,092 19,081 SH   OTR   0 0 19,081
ISHARES TR NATIONAL MUN ETF 464288414 37 334 SH   SOLE   0 0 334
ISHARES TR RUS 1000 GRW ETF 464287614 425 1,531 SH   OTR   0 0 1,531
ISHARES TR RUS 1000 GRW ETF 464287614 2,908 10,475 SH   SOLE   0 0 10,475
ISHARES TR RUS 1000 VAL ETF 464287598 1,975 11,902 SH   SOLE   0 0 11,902
ISHARES TR RUS 1000 VAL ETF 464287598 261 1,571 SH   OTR   0 0 1,571
ISHARES TR RUS 2000 VAL ETF 464287630 330 2,044 SH   SOLE   0 0 2,044
ISHARES TR RUS 2000 VAL ETF 464287630 76 471 SH   OTR   0 0 471
ISHARES TR RUS MD CP GR ETF 464287481 112 1,111 SH   SOLE   0 0 1,111
ISHARES TR RUS MD CP GR ETF 464287481 149 1,479 SH   OTR   0 0 1,479
ISHARES TR RUS MDCP VAL ETF 464287473 284 2,373 SH   SOLE   0 0 2,373
ISHARES TR RUS MDCP VAL ETF 464287473 140 1,169 SH   OTR   0 0 1,169
ISHARES TR RUSSELL 3000 ETF 464287689 1,079 4,112 SH   SOLE   0 0 4,112
ISHARES TR RUSSELL 3000 ETF 464287689 200 764 SH   OTR   0 0 764
ISHARES TR S&P 100 ETF 464287101 313 1,500 SH   SOLE   0 0 1,500
ISHARES TR S&P 100 ETF 464287101 1,387 6,652 SH   OTR   0 0 6,652
ISHARES TR S&P 500 GRWT ETF 464287309 5,801 75,946 SH   SOLE   0 0 75,946
ISHARES TR S&P 500 GRWT ETF 464287309 2,931 38,375 SH   OTR   0 0 38,375
ISHARES TR S&P 500 VAL ETF 464287408 1,851 11,888 SH   OTR   0 0 11,888
ISHARES TR S&P 500 VAL ETF 464287408 1,961 12,593 SH   SOLE   0 0 12,593
ISHARES TR SELECT DIVID ETF 464287168 992 7,745 SH   SOLE   0 0 7,745
ISHARES TR SELECT DIVID ETF 464287168 2 12 SH   OTR   0 0 12
ISHARES TR TIPS BD ETF 464287176 325 2,612 SH   SOLE   0 0 2,612
ISHARES TR TIPS BD ETF 464287176 108 866 SH   OTR   0 0 866
ISHARES TR U.S. ENERGY ETF 464287796 460 11,233 SH   SOLE   0 0 11,233
ISHARES TR U.S. ENERGY ETF 464287796 283 6,916 SH   OTR   0 0 6,916
ISHARES TR U.S. MED DVC ETF 464288810 639 10,478 SH   OTR   0 0 10,478
ISHARES TR U.S. MED DVC ETF 464288810 19 318 SH   SOLE   0 0 318
ISHARES TR U.S. TECH ETF 464287721 5 44 SH   SOLE   0 0 44
ISHARES TR U.S. TECH ETF 464287721 737 7,157 SH   OTR   0 0 7,157
ISHARES TR US TREAS BD ETF 46429B267 418 16,784 SH   OTR   0 0 16,784
ISHARES TR US TREAS BD ETF 46429B267 182 7,314 SH   SOLE   0 0 7,314
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 128 2,084 SH   SOLE   0 0 2,084
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 269 4,391 SH   OTR   0 0 4,391
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 323 8,067 SH   SOLE   0 0 8,067
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 160 3,996 SH   OTR   0 0 3,996
JOHNSON & JOHNSON COM 478160104 307 1,728 SH   OTR   0 0 1,728
JOHNSON & JOHNSON COM 478160104 1,260 7,107 SH   SOLE   0 0 7,107
JPMORGAN CHASE & CO COM 46625H100 799 5,860 SH   SOLE   0 0 5,860
JPMORGAN CHASE & CO COM 46625H100 327 2,395 SH   OTR   0 0 2,395
KIMBERLY-CLARK CORP COM 494368103 406 3,300 SH   SOLE   0 0 3,300
KROGER CO COM 501044101 1,839 32,049 SH   SOLE   0 0 32,049
LOCKHEED MARTIN CORP COM 539830109 1,555 3,524 SH   SOLE   0 0 3,524
LOCKHEED MARTIN CORP COM 539830109 125 283 SH   OTR   0 0 283
MCDONALDS CORP COM 580135101 651 2,632 SH   SOLE   0 0 2,632
MCDONALDS CORP COM 580135101 171 692 SH   OTR   0 0 692
MERCK & CO INC COM 58933Y105 234 2,847 SH   OTR   0 0 2,847
MERCK & CO INC COM 58933Y105 6,807 82,961 SH   SOLE   0 0 82,961
METLIFE INC COM 59156R108 227 3,230 SH   OTR   0 0 3,230
MICROSOFT CORP COM 594918104 4,203 13,632 SH   SOLE   0 0 13,632
MICROSOFT CORP COM 594918104 310 1,008 SH   OTR   0 0 1,008
MID-AMER APT CMNTYS INC COM 59522J103 796 3,802 SH   SOLE   0 0 3,802
MONDELEZ INTL INC CL A 609207105 156 2,484 SH   OTR   0 0 2,484
MONDELEZ INTL INC CL A 609207105 134 2,129 SH   SOLE   0 0 2,129
MORGAN STANLEY COM NEW 617446448 6 66 SH   OTR   0 0 66
MORGAN STANLEY COM NEW 617446448 797 9,117 SH   SOLE   0 0 9,117
NEXTERA ENERGY INC COM 65339F101 964 11,380 SH   SOLE   0 0 11,380
NORFOLK SOUTHN CORP COM 655844108 406 1,425 SH   SOLE   0 0 1,425
ORGANON & CO COMMON STOCK 68622V106 288 8,259 SH   SOLE   0 0 8,259
PAYPAL HLDGS INC COM 70450Y103 15 134 SH   OTR   0 0 134
PAYPAL HLDGS INC COM 70450Y103 440 3,808 SH   SOLE   0 0 3,808
PEPSICO INC COM 713448108 212 1,269 SH   OTR   0 0 1,269
PFIZER INC COM 717081103 327 6,325 SH   SOLE   0 0 6,325
PFIZER INC COM 717081103 271 5,242 SH   OTR   0 0 5,242
PHILIP MORRIS INTL INC COM 718172109 198 2,107 SH   OTR   0 0 2,107
PHILIP MORRIS INTL INC COM 718172109 200 2,127 SH   SOLE   0 0 2,127
PROCTER AND GAMBLE CO COM 742718109 318 2,081 SH   OTR   0 0 2,081
PROCTER AND GAMBLE CO COM 742718109 504 3,300 SH   SOLE   0 0 3,300
PROLOGIS INC. COM 74340W103 243 1,506 SH   OTR   0 0 1,506
PRUDENTIAL FINL INC COM 744320102 21 180 SH   SOLE   0 0 180
PRUDENTIAL FINL INC COM 744320102 262 2,221 SH   OTR   0 0 2,221
RENASANT CORP COM 75970E107 203 6,062 SH   SOLE   0 0 6,062
SHELL PLC SPON ADS 780259305 542 9,864 SH   SOLE   0 0 9,864
SOUTHERN CO COM 842587107 428 5,906 SH   SOLE   0 0 5,906
SOUTHERN CO COM 842587107 193 2,668 SH   OTR   0 0 2,668
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 321 925 SH   SOLE   0 0 925
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,629 5,820 SH   SOLE   0 0 5,820
SPDR S&P 500 ETF TR TR UNIT 78462F103 81 180 SH   OTR   0 0 180
SPDR SER TR NUVEEN BLMBRG MU 78468R721 2,002 41,806 SH   OTR   0 0 41,806
TEXAS INSTRS INC COM 882508104 217 1,180 SH   SOLE   0 0 1,180
UNION PAC CORP COM 907818108 219 800 SH   SOLE   0 0 800
US BANCORP DEL COM NEW 902973304 200 3,753 SH   OTR   0 0 3,753
VALLEY NATL BANCORP COM 919794107 174 13,339 SH   SOLE   0 0 13,339
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1 9 SH   OTR   0 0 9
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 336 4,229 SH   SOLE   0 0 4,229
VANGUARD INDEX FDS GROWTH ETF 922908736 135 470 SH   SOLE   0 0 470
VANGUARD INDEX FDS GROWTH ETF 922908736 458 1,594 SH   OTR   0 0 1,594
VANGUARD INDEX FDS TOTAL STK MKT 922908769 26 115 SH   OTR   0 0 115
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,031 4,529 SH   SOLE   0 0 4,529
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 289 6,266 SH   SOLE   0 0 6,266
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 30 646 SH   OTR   0 0 646
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,305 20,379 SH   SOLE   0 0 20,379
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 581 3,583 SH   OTR   0 0 3,583
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,249 46,827 SH   SOLE   0 0 46,827
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 80 1,674 SH   OTR   0 0 1,674
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 425 3,790 SH   SOLE   0 0 3,790
VANGUARD WORLD FD ESG US STK ETF 921910733 71 874 SH   SOLE   0 0 874
VANGUARD WORLD FD ESG US STK ETF 921910733 355 4,380 SH   OTR   0 0 4,380
VANGUARD WORLD FDS INF TECH ETF 92204A702 878 2,108 SH   SOLE   0 0 2,108
VANGUARD WORLD FDS INF TECH ETF 92204A702 495 1,188 SH   OTR   0 0 1,188
VERIZON COMMUNICATIONS INC COM 92343V104 515 10,117 SH   SOLE   0 0 10,117
VERIZON COMMUNICATIONS INC COM 92343V104 260 5,111 SH   OTR   0 0 5,111
WALMART INC COM 931142103 478 3,209 SH   SOLE   0 0 3,209
WALMART INC COM 931142103 285 1,913 SH   OTR   0 0 1,913