The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM 023135106   577,649 3,036 SH   SOLE 0 3,036 0 0
APPLE INC COM 037833100   2,481,655 11,172 SH   SOLE 0 11,172 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   510,212 958 SH   SOLE 0 958 0 0
HCA HEALTHCARE INC. COM 40412C101   569,466 1,648 SH   SOLE 0 1,648 0 0
HOME DEPOT COM 437076102   270,858 739 SH   SOLE 0 739 0 0
ISHARES TR SELECT DIVID ETF 464287168   232,253 1,729 SH   SOLE 0 1,729 0 0
ISHARES TR CORE S&P500 ETF 464287200   75,258,039 133,935 SH   SOLE 0 133,934 0 0
ISHARES TR CORE US AGGBD ET 464287226   404,900 4,093 SH   SOLE 0 4,093 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,408,077 36,713 SH   SOLE 0 36,713 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,553,639 18,646 SH   SOLE 0 18,646 0 0
ISHARES TR MSCI EAFE ETF 464287465   9,116,339 111,542 SH   SOLE 0 111,542 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   370,675 1,970 SH   SOLE 0 1,970 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   703,403 1,948 SH   SOLE 0 1,948 0 0
ISHARES TR RUS 1000 ETF 464287622   26,403,275 86,077 SH   SOLE 0 86,077 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   7,522,331 37,708 SH   SOLE 0 37,707 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,702,733 17,783 SH   SOLE 0 17,783 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,038,912 9,853 SH   SOLE 0 9,853 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   5,744,433 47,428 SH   SOLE 0 47,427 0 0
ISHARES TR CORE MSCI EAFE 46432F842   565,398 7,474 SH   SOLE 0 7,473 0 0
ISHARES TR ESG SELECT SCRE 46436E569   281,339 6,576 SH   SOLE 0 6,576 0 0
MCDONALDS CORP COM 580135101   682,062 2,184 SH   SOLE 0 2,183 0 0
MERCK & CO INC COM 58933Y105   684,330 7,624 SH   SOLE 0 7,624 0 0
META PLATFORMS INC CL A 30303M102   293,072 508 SH   SOLE 0 508 0 0
MICROSOFT CORP COM 594918104   1,655,708 4,411 SH   SOLE 0 4,410 0 0
NB BANCORP INC COM 63945M107   191,325 10,588 SH   SOLE 0 10,588 0 0
ORACLE CORP COM 68389X105   917,838 6,565 SH   SOLE 0 6,564 0 0
PROCTER AND GAMBLE CO COM 742718109   259,446 1,522 SH   SOLE 0 1,522 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   221,351 1,516 SH   SOLE 0 1,516 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   247,115 4,961 SH   SOLE 0 4,961 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   204,338 1,559 SH   SOLE 0 1,559 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   407,273 1,972 SH   SOLE 0 1,972 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   298,591 534 SH   SOLE 0 533 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   316,971 637 SH   SOLE 0 637 0 0
UNITEDHEALTH GROUP INC COM 91324P102   223,229 426 SH   SOLE 0 426 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   7,457,493 82,367 SH   SOLE 0 82,366 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,363,008 6,147 SH   SOLE 0 6,146 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,116,867 61,319 SH   SOLE 0 61,319 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   283,318 2,197 SH   SOLE 0 2,196 0 0
VISA INC COM CL A 92826C839   203,267 580 SH   SOLE 0 580 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   6,391,627 80,035 SH   SOLE 0 80,035 0 0