The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   226,887 1,199 SH   SOLE 0 1,198 0 0
AMAZON COM 023135106   686,275 3,128 SH   SOLE 0 3,128 0 0
APPLE INC COM 037833100   2,966,906 11,848 SH   SOLE 0 11,847 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   441,041 973 SH   SOLE 0 973 0 0
HCA HEALTHCARE INC. COM 40412C101   337,969 1,126 SH   SOLE 0 1,126 0 0
HOME DEPOT COM 437076102   292,531 752 SH   SOLE 0 752 0 0
ISHARES TR SELECT DIVID ETF 464287168   232,185 1,768 SH   SOLE 0 1,768 0 0
ISHARES TR CORE S&P500 ETF 464287200   74,515,393 126,580 SH   SOLE 0 126,580 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,564,588 16,146 SH   SOLE 0 16,146 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,813,811 37,563 SH   SOLE 0 37,563 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,611,681 18,921 SH   SOLE 0 18,921 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   639,754 6,920 SH   SOLE 0 6,920 0 0
ISHARES TR MSCI EAFE ETF 464287465   8,078,571 106,845 SH   SOLE 0 106,845 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   364,706 1,970 SH   SOLE 0 1,970 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   782,278 1,948 SH   SOLE 0 1,948 0 0
ISHARES TR RUS 1000 ETF 464287622   28,304,188 87,858 SH   SOLE 0 87,857 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   8,008,989 36,246 SH   SOLE 0 36,246 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,699,554 18,263 SH   SOLE 0 18,262 0 0
ISHARES TR NATIONAL MUN ETF 464288414   957,470 8,986 SH   SOLE 0 8,986 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   5,120,380 45,612 SH   SOLE 0 45,611 0 0
ISHARES TR CORE MSCI EAFE 46432F842   461,098 6,561 SH   SOLE 0 6,560 0 0
MCDONALDS CORP COM 580135101   635,654 2,193 SH   SOLE 0 2,192 0 0
MERCK & CO INC COM 58933Y105   758,436 7,624 SH   SOLE 0 7,624 0 0
META PLATFORMS INC CL A 30303M102   297,560 508 SH   SOLE 0 508 0 0
MICROSOFT CORP COM 594918104   1,228,498 2,915 SH   SOLE 0 2,914 0 0
NB BANCORP INC COM 63945M107   191,219 10,588 SH   SOLE 0 10,588 0 0
ORACLE CORP COM 68389X105   1,142,787 6,858 SH   SOLE 0 6,857 0 0
PROCTER AND GAMBLE CO COM 742718109   255,229 1,522 SH   SOLE 0 1,522 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   208,556 1,516 SH   SOLE 0 1,516 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   239,318 4,952 SH   SOLE 0 4,951 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   205,414 1,559 SH   SOLE 0 1,559 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   413,723 1,779 SH   SOLE 0 1,779 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   313,424 535 SH   SOLE 0 534 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   331,387 637 SH   SOLE 0 637 0 0
UNITEDHEALTH GROUP INC COM 91324P102   225,202 445 SH   SOLE 0 445 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,827,867 76,649 SH   SOLE 0 76,648 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,452,028 6,043 SH   SOLE 0 6,043 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   391,328 9,892 SH   SOLE 0 9,892 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,966,342 62,031 SH   SOLE 0 62,031 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   280,299 2,197 SH   SOLE 0 2,196 0 0
VISA INC COM CL A 92826C839   207,006 655 SH   SOLE 0 655 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   6,167,769 76,211 SH   SOLE 0 76,211 0 0