The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 666 3,455 SH   SOLE 0 0 0 3,455
ABBOTT LABS COM 002824100 548 5,965 SH   SOLE 0 0 0 5,965
ABBVIE INC COM 00287Y109 2,955 27,307 SH   SOLE 0 0 0 27,307
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 810 2,933 SH   SOLE 0 0 0 2,933
ALLSTATE CORP COM 020002101 1,228 10,684 SH   SOLE 0 0 0 10,684
ALTRIA GROUP INC COM 02209S103 1,302 25,450 SH   SOLE 0 0 0 25,450
AMAZON COM INC COM 023135106 461 149 SH   SOLE 0 0 0 149
AMDOCS LTD SHS G02602103 1,086 15,478 SH   SOLE 0 0 0 15,478
AMERICAN AIRLS GROUP INC COM 02376R102 220 9,216 SH   SOLE 0 0 0 9,216
AMGEN INC COM 031162100 1,564 6,286 SH   SOLE 0 0 0 6,286
APPLE INC COM 037833100 873 7,150 SH   SOLE 0 0 0 7,150
APPLIED MATLS INC COM 038222105 1,029 7,699 SH   SOLE 0 0 0 7,699
AT&T INC COM 00206R102 918 30,312 SH   SOLE 0 0 0 30,312
BABCOCK & WILCOX ENTERPRISES COM 05614L209 522 55,119 SH   SOLE 0 0 0 55,119
BAUSCH HEALTH COS INC COM 071734107 220 6,926 SH   SOLE 0 0 0 6,926
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 281 1,100 SH   SOLE 0 0 0 1,100
BHP GROUP LTD SPONSORED ADS 088606108 1,256 18,097 SH   SOLE 0 0 0 18,097
BLOCK H & R INC COM 093671105 2,000 91,755 SH   SOLE 0 0 0 91,755
BOEING CO COM 097023105 258 1,013 SH   SOLE 0 0 0 1,013
BRISTOL-MYERS SQUIBB CO COM 110122108 633 10,032 SH   SOLE 0 0 0 10,032
BROADCOM INC COM 11135F101 2,306 4,973 SH   SOLE 0 0 0 4,973
CALLON PETE CO DEL COM 13123X508 204 5,283 SH   SOLE 0 0 0 5,283
CATERPILLAR INC COM 149123101 286 1,235 SH   SOLE 0 0 0 1,235
CISCO SYS INC COM 17275R102 819 15,839 SH   SOLE 0 0 0 15,839
CLOROX CO DEL COM 189054109 571 2,958 SH   SOLE 0 0 0 2,958
COHU INC COM 192576106 330 7,882 SH   SOLE 0 0 0 7,882
COLGATE PALMOLIVE CO COM 194162103 670 8,495 SH   SOLE 0 0 0 8,495
COMMUNITY HEALTH SYS INC NEW COM 203668108 435 32,179 SH   SOLE 0 0 0 32,179
CUSTOMERS BANCORP INC COM 23204G100 430 13,520 SH   SOLE 0 0 0 13,520
DELTA AIR LINES INC DEL COM NEW 247361702 233 4,834 SH   SOLE 0 0 0 4,834
DIAMONDBACK ENERGY INC COM 25278X109 253 3,447 SH   SOLE 0 0 0 3,447
DISNEY WALT CO COM 254687106 337 1,828 SH   SOLE 0 0 0 1,828
EMERSON ELEC CO COM 291011104 600 6,653 SH   SOLE 0 0 0 6,653
EMPLOYERS HLDGS INC COM 292218104 1,282 29,767 SH   SOLE 0 0 0 29,767
ENDO INTL PLC SHS G30401106 129 17,375 SH   SOLE 0 0 0 17,375
ENPHASE ENERGY INC COM 29355A107 644 3,969 SH   SOLE 0 0 0 3,969
ETSY INC COM 29786A106 738 3,659 SH   SOLE 0 0 0 3,659
FLAGSTAR BANCORP INC COM PAR .001 337930705 392 8,690 SH   SOLE 0 0 0 8,690
FMC CORP COM NEW 302491303 960 8,683 SH   SOLE 0 0 0 8,683
FORD MTR CO DEL COM 345370860 152 12,370 SH   SOLE 0 0 0 12,370
FORTINET INC COM 34959E109 1,114 6,041 SH   SOLE 0 0 0 6,041
FREEPORT-MCMORAN INC CL B 35671D857 993 30,168 SH   SOLE 0 0 0 30,168
FRONTLINE LTD SHS NEW G3682E192 111 15,472 SH   SOLE 0 0 0 15,472
GENERAL MLS INC COM 370334104 443 7,221 SH   SOLE 0 0 0 7,221
GILEAD SCIENCES INC COM 375558103 661 10,226 SH   SOLE 0 0 0 10,226
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 391 10,963 SH   SOLE 0 0 0 10,963
GROUP 1 AUTOMOTIVE INC COM 398905109 424 2,687 SH   SOLE 0 0 0 2,687
HIBBETT SPORTS INC COM 428567101 437 6,348 SH   SOLE 0 0 0 6,348
HOLOGIC INC COM 436440101 864 11,616 SH   SOLE 0 0 0 11,616
HOME DEPOT INC COM 437076102 1,495 4,898 SH   SOLE 0 0 0 4,898
HORMEL FOODS CORP COM 440452100 1,046 21,900 SH   SOLE 0 0 0 21,900
HP INC COM 40434L105 920 28,979 SH   SOLE 0 0 0 28,979
INFOSYS LTD SPONSORED ADR 456788108 695 37,107 SH   SOLE 0 0 0 37,107
INGLES MKTS INC CL A 457030104 440 7,141 SH   SOLE 0 0 0 7,141
INTEL CORP COM 458140100 713 11,135 SH   SOLE 0 0 0 11,135
INTERNATIONAL BUSINESS MACHS COM 459200101 683 5,129 SH   SOLE 0 0 0 5,129
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 969 30,262 SH   SOLE 0 0 0 30,262
INVESCO MORTGAGE CAPITAL INC COM 46131B100 117 29,211 SH   SOLE 0 0 0 29,211
ISHARES INC CORE MSCI EMKT 46434G103 428 6,645 SH   SOLE 0 0 0 6,645
ISHARES TR US TREAS BD ETF 46429B267 1,075 41,049 SH   SOLE 0 0 0 41,049
ISHARES TR CORE S&P TTL STK 464287150 307 3,351 SH   SOLE 0 0 0 3,351
ISHARES TR JPMORGAN USD EMG 464288281 714 6,562 SH   SOLE 0 0 0 6,562
ISHARES TR CORE S&P SCP ETF 464287804 693 6,388 SH   SOLE 0 0 0 6,388
ISHARES TR NATIONAL MUN ETF 464288414 314 2,707 SH   SOLE 0 0 0 2,707
ISHARES TR CORE US AGGBD ET 464287226 2,276 19,998 SH   SOLE 0 0 0 19,998
ISHARES TR MBS ETF 464288588 1,841 16,982 SH   SOLE 0 0 0 16,982
ISHARES TR FALN ANGLS USD 46435G474 428 14,652 SH   SOLE 0 0 0 14,652
ISHARES TR RUS 1000 ETF 464287622 218 974 SH   SOLE 0 0 0 974
ISHARES TR CORE S&P MCP ETF 464287507 1,294 4,970 SH   SOLE 0 0 0 4,970
ISHARES TR CORE MSCI EAFE 46432F842 1,711 23,749 SH   SOLE 0 0 0 23,749
ISHARES TR CRE U S REIT ETF 464288521 762 14,535 SH   SOLE 0 0 0 14,535
ISHARES TR 10+ YR INVST GRD 464289511 299 4,483 SH   SOLE 0 0 0 4,483
ISHARES TR CORE S&P500 ETF 464287200 2,237 5,623 SH   SOLE 0 0 0 5,623
ISHARES TR BROAD USD HIGH 46435U853 640 15,534 SH   SOLE 0 0 0 15,534
JOHNSON & JOHNSON COM 478160104 572 3,483 SH   SOLE 0 0 0 3,483
KELLOGG CO COM 487836108 411 6,494 SH   SOLE 0 0 0 6,494
KIMBERLY-CLARK CORP COM 494368103 656 4,721 SH   SOLE 0 0 0 4,721
LANCASTER COLONY CORP COM 513847103 1,057 6,027 SH   SOLE 0 0 0 6,027
LANNET INC COM 516012101 70 13,317 SH   SOLE 0 0 0 13,317
LILLY ELI & CO COM 532457108 783 4,190 SH   SOLE 0 0 0 4,190
LIQUIDITY SERVICES INC COM 53635B107 431 23,175 SH   SOLE 0 0 0 23,175
LOCKHEED MARTIN CORP COM 539830109 269 727 SH   SOLE 0 0 0 727
LOGITECH INTL S A SHS H50430232 344 3,294 SH   SOLE 0 0 0 3,294
LOUISIANA PAC CORP COM 546347105 420 7,567 SH   SOLE 0 0 0 7,567
LOWES COS INC COM 548661107 943 4,956 SH   SOLE 0 0 0 4,956
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 746 7,166 SH   SOLE 0 0 0 7,166
M/I HOMES INC COM 55305B101 401 6,787 SH   SOLE 0 0 0 6,787
MASTERCARD INCORPORATED CL A 57636Q104 254 714 SH   SOLE 0 0 0 714
MATTEL INC COM 577081102 391 19,638 SH   SOLE 0 0 0 19,638
MCDONALDS CORP COM 580135101 777 3,466 SH   SOLE 0 0 0 3,466
MEDIFAST INC COM 58470H101 1,476 6,969 SH   SOLE 0 0 0 6,969
MERCK & CO. INC COM 58933Y105 1,146 14,864 SH   SOLE 0 0 0 14,864
MICROSOFT CORP COM 594918104 1,125 4,770 SH   SOLE 0 0 0 4,770
MOODYS CORP COM 615369105 541 1,813 SH   SOLE 0 0 0 1,813
NATIONAL BK HLDGS CORP CL A 633707104 1,296 32,650 SH   SOLE 0 0 0 32,650
NAVIENT CORPORATION COM 63938C108 144 10,063 SH   SOLE 0 0 0 10,063
NEWMONT CORP COM 651639106 1,100 18,255 SH   SOLE 0 0 0 18,255
NIC INC COM 62914B100 1,344 39,606 SH   SOLE 0 0 0 39,606
NIKE INC CL B 654106103 1,220 9,179 SH   SOLE 0 0 0 9,179
NORTHERN OIL AND GAS INC MN COM 665531307 127 10,510 SH   SOLE 0 0 0 10,510
NOVO-NORDISK A S ADR 670100205 1,611 23,893 SH   SOLE 0 0 0 23,893
ONE GAS INC COM 68235P108 986 12,814 SH   SOLE 0 0 0 12,814
PAYCHEX INC COM 704326107 712 7,260 SH   SOLE 0 0 0 7,260
PENUMBRA INC COM 70975L107 368 1,360 SH   SOLE 0 0 0 1,360
PFIZER INC COM 717081103 1,104 30,480 SH   SOLE 0 0 0 30,480
PHILIP MORRIS INTL INC COM 718172109 1,151 12,967 SH   SOLE 0 0 0 12,967
PREMIER INC CL A 74051N102 1,217 35,964 SH   SOLE 0 0 0 35,964
QUALCOMM INC COM 747525103 1,389 10,473 SH   SOLE 0 0 0 10,473
QURATE RETAIL INC COM SER A 74915M100 130 11,051 SH   SOLE 0 0 0 11,051
REALOGY HLDGS CORP COM 75605Y106 367 24,234 SH   SOLE 0 0 0 24,234
RENT A CTR INC NEW COM 76009N100 1,088 18,868 SH   SOLE 0 0 0 18,868
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 651 12,683 SH   SOLE 0 0 0 12,683
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 396 7,012 SH   SOLE 0 0 0 7,012
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 603 11,822 SH   SOLE 0 0 0 11,822
SEAGATE TECHNOLOGY PLC SHS G7945M107 898 11,707 SH   SOLE 0 0 0 11,707
SKYWORKS SOLUTIONS INC COM 83088M102 825 4,494 SH   SOLE 0 0 0 4,494
SLM CORP COM 78442P106 433 24,070 SH   SOLE 0 0 0 24,070
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 365 8,329 SH   SOLE 0 0 0 8,329
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,497 42,345 SH   SOLE 0 0 0 42,345
SPDR SER TR PORTFOLIO S&P600 78468R853 792 18,740 SH   SOLE 0 0 0 18,740
SPDR SER TR PORTFOLIO S&P400 78464A847 1,571 34,323 SH   SOLE 0 0 0 34,323
SPDR SER TR PORTFOLIO S&P500 78464A854 2,671 57,300 SH   SOLE 0 0 0 57,300
TAPESTRY INC COM 876030107 1,052 25,522 SH   SOLE 0 0 0 25,522
TESLA INC COM 88160R101 2,623 3,927 SH   SOLE 0 0 0 3,927
TEXAS INSTRS INC COM 882508104 1,976 10,458 SH   SOLE 0 0 0 10,458
THERATECHNOLOGIES INC COM 88338H100 55 14,200 SH   SOLE 0 0 0 14,200
TRINSEO S A SHS L9340P101 418 6,559 SH   SOLE 0 0 0 6,559
UNILEVER PLC SPON ADR NEW 904767704 528 9,452 SH   SOLE 0 0 0 9,452
UNITED AIRLS HLDGS INC COM 910047109 236 4,101 SH   SOLE 0 0 0 4,101
UNITED PARCEL SERVICE INC CL B 911312106 1,577 9,279 SH   SOLE 0 0 0 9,279
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,018 11,085 SH   SOLE 0 0 0 11,085
VERIZON COMMUNICATIONS INC COM 92343V104 1,492 25,666 SH   SOLE 0 0 0 25,666
VIRTU FINL INC CL A 928254101 1,274 41,043 SH   SOLE 0 0 0 41,043
VISTA OUTDOOR INC COM 928377100 434 13,543 SH   SOLE 0 0 0 13,543