The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABSCI CORPORATION COM 00091E109   67,950 19,470 SH   OTR 1 0 0 19,470
ABBVIE INC COM 00287Y109   245,247 1,073 SH   OTR 1 0 0 1,073
AFFILIATED MANAGERS GROUP IN COM 008252108   25,584,562 88,749 SH   OTR 1 0 0 88,749
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   5,966,234 256,062 SH   OTR 1 0 0 256,061
ALPHABET INC CAP STK CL C 02079K107   768,879 2,450 SH   OTR 1 0 0 2,450
ALPHABET INC CAP STK CL A 02079K305   1,011,204 3,231 SH   OTR 1 0 0 3,230
AMAZON COM INC COM 023135106   1,597,505 6,921 SH   OTR 1 0 0 6,921
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,531,004 19,878 SH   OTR 1 0 0 19,878
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   12,997,117 138,311 SH   OTR 1 0 0 138,311
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,526,002 24,770 SH   OTR 1 0 0 24,769
APPLE INC COM 037833100   6,256,992 23,015 SH   OTR 1 0 0 23,015
AUTOZONE INC COM 053332102   403,589 119 SH   OTR 1 0 0 119
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   401,115 798 SH   OTR 1 0 0 798
BROADCOM INC COM 11135F101   719,037 2,078 SH   OTR 1 0 0 2,077
COSTCO WHSL CORP NEW COM 22160K105   1,065,557 1,236 SH   OTR 1 0 0 1,235
CUMMINS INC COM 231021106   206,778 405 SH   OTR 1 0 0 405
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   524,581 11,209 SH   OTR 1 0 0 11,209
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   461,875 14,181 SH   OTR 1 0 0 14,181
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   403,766 5,444 SH   OTR 1 0 0 5,443
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,575,959 43,264 SH   OTR 1 0 0 43,264
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   555,245 21,016 SH   OTR 1 0 0 21,016
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   684,485 13,214 SH   OTR 1 0 0 13,214
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   439,375 10,255 SH   OTR 1 0 0 10,255
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   15,805,231 399,223 SH   OTR 1 0 0 399,222
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   783,690 16,821 SH   OTR 1 0 0 16,821
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   12,619,954 381,498 SH   OTR 1 0 0 381,498
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   298,158 9,416 SH   OTR 1 0 0 9,416
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   7,574,350 199,325 SH   OTR 1 0 0 199,325
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,006,192 58,218 SH   OTR 1 0 0 58,218
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,337,575 66,885 SH   OTR 1 0 0 66,885
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,606,216 48,836 SH   OTR 1 0 0 48,836
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   287,507 7,560 SH   OTR 1 0 0 7,560
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   355,832 7,387 SH   OTR 1 0 0 7,387
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   5,964,312 124,386 SH   OTR 1 0 0 124,386
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,967,235 212,870 SH   OTR 1 0 0 212,870
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   168,242 10,203 SH   OTR 1 0 0 10,202
EXXON MOBIL CORP COM 30231G102   216,612 1,800 SH   OTR 1 0 0 1,800
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   260,637 1,969 SH   OTR 1 0 0 1,969
HOME DEPOT INC COM 437076102   236,841 688 SH   OTR 1 0 0 688
INVESCO QQQ TR UNIT SER 1 46090E103   1,417,075 2,307 SH   OTR 1 0 0 2,306
ISHARES TR CORE S&P TTL STK 464287150   31,270,211 210,305 SH   OTR 1 0 0 210,304
ISHARES TR CORE S&P500 ETF 464287200   2,093,765 3,057 SH   OTR 1 0 0 3,056
ISHARES TR MSCI EMG MKT ETF 464287234   645,852 11,805 SH   OTR 1 0 0 11,805
ISHARES TR CORE S&P MCP ETF 464287507   621,288 9,413 SH   OTR 1 0 0 9,413
ISHARES TR RUS 1000 VAL ETF 464287598   342,644 1,629 SH   OTR 1 0 0 1,629
ISHARES TR CORE S&P US VLU 464287663   340,433 3,320 SH   OTR 1 0 0 3,320
ISHARES TR SHRT NAT MUN ETF 464288158   421,465 3,950 SH   OTR 1 0 0 3,950
ISHARES TR 3 7 YR TREAS BD 464288661   2,396,667 20,081 SH   OTR 1 0 0 20,081
ISHARES TR EAFE VALUE ETF 464288877   487,252 6,823 SH   OTR 1 0 0 6,823
ISHARES TR MSCI USA MIN VOL 46429B697   453,612 4,817 SH   OTR 1 0 0 4,817
ISHARES TR CORE MSCI EAFE 46432F842   466,141 5,211 SH   OTR 1 0 0 5,210
ISHARES INC CORE MSCI EMKT 46434G103   4,365,244 64,940 SH   OTR 1 0 0 64,939
ISHARES TR MSCI INTL QUALTY 46434V456   594,122 13,072 SH   OTR 1 0 0 13,072
ISHARES TR CORE MSCI INTL 46435G326   21,375,180 259,156 SH   OTR 1 0 0 259,155
JPMORGAN CHASE & CO. COM 46625H100   319,690 992 SH   OTR 1 0 0 992
JOHNSON & JOHNSON COM 478160104   377,724 1,825 SH   OTR 1 0 0 1,825
KROGER CO COM 501044101   322,897 5,168 SH   OTR 1 0 0 5,168
ELI LILLY & CO COM 532457108   574,238 534 SH   OTR 1 0 0 534
MARSH & MCLENNAN COS INC COM 571748102   1,548,831 8,349 SH   OTR 1 0 0 8,348
MICROSOFT CORP COM 594918104   4,574,561 9,459 SH   OTR 1 0 0 9,458
NIO INC SPON ADS 62914V106   174,548 34,225 SH   OTR 1 0 0 34,225
NIKE INC CL B 654106103   225,142 3,534 SH   OTR 1 0 0 3,533
NVIDIA CORPORATION COM 67066G104   2,339,350 12,543 SH   OTR 1 0 0 12,543
PARKER-HANNIFIN CORP COM 701094104   238,072 271 SH   OTR 1 0 0 270
PIMCO ETF TR 1-5 US TIP IDX 72201R205   229,665 4,280 SH   OTR 1 0 0 4,280
RTX CORPORATION COM 75513E101   200,640 1,094 SH   OTR 1 0 0 1,094
SPDR S&P 500 ETF TR TR UNIT 78462F103   589,179 864 SH   OTR 1 0 0 864
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   6,930,447 156,056 SH   OTR 1 0 0 156,056
SPDR SERIES TRUST STATE STREET SPD 78464A805   6,741,900 81,720 SH   OTR 1 0 0 81,720
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   710,664 1,178 SH   OTR 1 0 0 1,178
SALESFORCE INC COM 79466L302   398,436 1,504 SH   OTR 1 0 0 1,504
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   744,384 27,662 SH   OTR 1 0 0 27,662
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   624,588 22,770 SH   OTR 1 0 0 22,770
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   449,043 18,679 SH   OTR 1 0 0 18,679
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   531,537 3,692 SH   OTR 1 0 0 3,692
STARBUCKS CORP COM 855244109   357,471 4,245 SH   OTR 1 0 0 4,245
TESLA INC COM 88160R101   3,282,506 7,299 SH   OTR 1 0 0 7,299
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   740,538 3,369 SH   OTR 1 0 0 3,369
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,621,750 20,578 SH   OTR 1 0 0 20,577
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,689,811 235,150 SH   OTR 1 0 0 235,149
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   722,049 5,031 SH   OTR 1 0 0 5,031
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,258,558 86,101 SH   OTR 1 0 0 86,101
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   498,506 3,534 SH   OTR 1 0 0 3,534
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,440,479 63,997 SH   OTR 1 0 0 63,997
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   13,856,804 231,216 SH   OTR 1 0 0 231,216
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   349,215 1,130 SH   OTR 1 0 0 1,130
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   741,808 1,183 SH   OTR 1 0 0 1,182
VANGUARD INDEX FDS LARGE CAP ETF 922908637   330,225 1,049 SH   OTR 1 0 0 1,049
VANGUARD INDEX FDS GROWTH ETF 922908736   251,736 516 SH   OTR 1 0 0 516
VANGUARD INDEX FDS VALUE ETF 922908744   346,253 1,813 SH   OTR 1 0 0 1,812
VANGUARD INDEX FDS SMALL CP ETF 922908751   410,614 1,592 SH   OTR 1 0 0 1,591
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,942,277 35,620 SH   OTR 1 0 0 35,619
VISA INC COM CL A 92826C839   332,721 949 SH   OTR 1 0 0 948
WALMART INC COM 931142103   2,322,166 20,843 SH   OTR 1 0 0 20,843
WELLS FARGO CO NEW COM 949746101   1,715,299 18,404 SH   OTR 1 0 0 18,404
AON PLC SHS CL A G0403H108   414,373 1,174 SH   OTR 1 0 0 1,174