The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABSCI CORPORATION COM 00091E109   60,941 19,470 SH   OTR 1 0 0 19,470
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   5,545,126 244,413 SH   OTR 1 0 0 244,413
ALPHABET INC CAP STK CL A 02079K305   593,610 2,424 SH   OTR 1 0 0 2,423
AMAZON COM INC COM 023135106   1,305,688 5,918 SH   OTR 1 0 0 5,918
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,550,989 20,467 SH   OTR 1 0 0 20,467
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   11,881,293 133,528 SH   OTR 1 0 0 133,527
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,485,144 24,871 SH   OTR 1 0 0 24,871
APPLE INC COM 037833100   4,506,744 17,642 SH   OTR 1 0 0 17,642
AUTOZONE INC COM 053332102   505,507 119 SH   OTR 1 0 0 119
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   297,924 598 SH   OTR 1 0 0 598
COSTCO WHSL CORP NEW COM 22160K105   1,076,134 1,173 SH   OTR 1 0 0 1,173
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   514,493 11,209 SH   OTR 1 0 0 11,209
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   450,814 14,181 SH   OTR 1 0 0 14,181
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   427,038 5,875 SH   OTR 1 0 0 5,874
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,701,936 46,242 SH   OTR 1 0 0 46,242
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   600,635 21,913 SH   OTR 1 0 0 21,913
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   434,482 8,144 SH   OTR 1 0 0 8,144
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   422,709 10,255 SH   OTR 1 0 0 10,255
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   15,778,768 408,142 SH   OTR 1 0 0 408,141
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   752,403 16,821 SH   OTR 1 0 0 16,821
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   11,799,664 365,089 SH   OTR 1 0 0 365,088
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   338,094 11,020 SH   OTR 1 0 0 11,020
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   7,465,472 208,591 SH   OTR 1 0 0 208,591
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   1,920,642 58,325 SH   OTR 1 0 0 58,325
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,095,450 66,885 SH   OTR 1 0 0 66,885
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,564,217 48,836 SH   OTR 1 0 0 48,836
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   288,989 7,591 SH   OTR 1 0 0 7,591
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   5,421,649 112,273 SH   OTR 1 0 0 112,272
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,794,135 215,345 SH   OTR 1 0 0 215,345
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   219,998 12,949 SH   OTR 1 0 0 12,948
EXXON MOBIL CORP COM 30231G102   201,582 1,800 SH   OTR 1 0 0 1,800
META PLATFORMS INC CL A 30303M102   537,288 749 SH   OTR 1 0 0 749
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   371,774 2,853 SH   OTR 1 0 0 2,853
HOME DEPOT INC COM 437076102   213,845 539 SH   OTR 1 0 0 538
INVESCO QQQ TR UNIT SER 1 46090E103   1,022,521 1,695 SH   OTR 1 0 0 1,695
ISHARES TR CORE S&P TTL STK 464287150   29,627,880 202,695 SH   OTR 1 0 0 202,694
ISHARES TR CORE S&P500 ETF 464287200   1,897,276 2,824 SH   OTR 1 0 0 2,824
ISHARES TR MSCI EMG MKT ETF 464287234   637,283 11,841 SH   OTR 1 0 0 11,841
ISHARES TR RUS 1000 VAL ETF 464287598   336,589 1,651 SH   OTR 1 0 0 1,651
ISHARES TR CORE S&P US VLU 464287663   332,764 3,320 SH   OTR 1 0 0 3,320
ISHARES TR SHRT NAT MUN ETF 464288158   421,110 3,950 SH   OTR 1 0 0 3,950
ISHARES TR 3 7 YR TREAS BD 464288661   2,455,109 20,550 SH   OTR 1 0 0 20,550
ISHARES TR EAFE VALUE ETF 464288877   461,807 6,768 SH   OTR 1 0 0 6,768
ISHARES TR MSCI USA MIN VOL 46429B697   457,514 4,817 SH   OTR 1 0 0 4,817
ISHARES INC CORE MSCI EMKT 46434G103   4,394,334 66,140 SH   OTR 1 0 0 66,139
ISHARES TR MSCI INTL QUALTY 46434V456   583,403 13,072 SH   OTR 1 0 0 13,072
ISHARES TR CORE MSCI INTL 46435G326   19,912,198 246,835 SH   OTR 1 0 0 246,835
JOHNSON & JOHNSON COM 478160104   262,145 1,409 SH   OTR 1 0 0 1,409
KROGER CO COM 501044101   343,724 5,168 SH   OTR 1 0 0 5,168
ELI LILLY & CO COM 532457108   399,503 484 SH   OTR 1 0 0 484
MARSH & MCLENNAN COS INC COM 571748102   1,680,475 8,349 SH   OTR 1 0 0 8,348
MICROSOFT CORP COM 594918104   4,327,599 8,327 SH   OTR 1 0 0 8,326
NIO INC SPON ADS 62914V106   261,821 34,225 SH   OTR 1 0 0 34,225
NIKE INC CL B 654106103   262,212 3,534 SH   OTR 1 0 0 3,533
NVIDIA CORPORATION COM 67066G104   1,423,586 7,603 SH   OTR 1 0 0 7,603
PIMCO ETF TR 1-5 US TIP IDX 72201R205   276,471 5,108 SH   OTR 1 0 0 5,108
SPDR S&P 500 ETF TR TR UNIT 78462F103   577,541 864 SH   OTR 1 0 0 864
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   7,018,901 162,776 SH   OTR 1 0 0 162,776
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805   6,750,234 83,398 SH   OTR 1 0 0 83,398
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   704,409 1,178 SH   OTR 1 0 0 1,178
SALESFORCE INC COM 79466L302   302,862 1,285 SH   OTR 1 0 0 1,285
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   245,892 9,300 SH   OTR 1 0 0 9,300
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   620,743 22,548 SH   OTR 1 0 0 22,547
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   397,330 1,396 SH   OTR 1 0 0 1,396
STARBUCKS CORP COM 855244109   348,825 4,133 SH   OTR 1 0 0 4,133
TESLA INC COM 88160R101   321,622 700 SH   OTR 1 0 0 700
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   728,162 3,357 SH   OTR 1 0 0 3,356
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,701,390 21,589 SH   OTR 1 0 0 21,588
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,924,206 247,212 SH   OTR 1 0 0 247,212
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   709,773 5,031 SH   OTR 1 0 0 5,031
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,809,045 76,128 SH   OTR 1 0 0 76,127
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   489,494 3,534 SH   OTR 1 0 0 3,534
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,054,598 74,369 SH   OTR 1 0 0 74,369
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   12,181,917 202,964 SH   OTR 1 0 0 202,964
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   343,124 1,130 SH   OTR 1 0 0 1,130
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   701,905 1,142 SH   OTR 1 0 0 1,142
VANGUARD INDEX FDS GROWTH ETF 922908736   248,640 516 SH   OTR 1 0 0 516
VANGUARD INDEX FDS VALUE ETF 922908744   337,056 1,804 SH   OTR 1 0 0 1,803
VANGUARD INDEX FDS SMALL CP ETF 922908751   443,353 1,739 SH   OTR 1 0 0 1,738
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,374,042 37,576 SH   OTR 1 0 0 37,575
VISA INC COM CL A 92826C839   279,836 805 SH   OTR 1 0 0 804
WALMART INC COM 931142103   1,557,954 15,280 SH   OTR 1 0 0 15,280
WELLS FARGO CO NEW COM 949746101   1,454,609 17,987 SH   OTR 1 0 0 17,987