The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABSCI CORPORATION COM 00091E109   50,038 19,470 SH   OTR 1 0 0 19,470
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   4,363,180 214,091 SH   OTR 1 0 0 214,091
ALPHABET INC CAP STK CL A 02079K305   430,354 2,442 SH   OTR 1 0 0 2,442
AMAZON COM INC COM 023135106   828,855 3,778 SH   OTR 1 0 0 3,778
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,402,808 20,467 SH   OTR 1 0 0 20,467
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   10,221,228 128,926 SH   OTR 1 0 0 128,925
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,275,555 24,979 SH   OTR 1 0 0 24,978
APPLE INC COM 037833100   395,574 1,928 SH   OTR 1 0 0 1,928
APPFOLIO INC COM CL A 03783C100   201,725 876 SH   OTR 1 0 0 876
AUTOZONE INC COM 053332102   441,755 119 SH   OTR 1 0 0 119
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   239,485 493 SH   OTR 1 0 0 493
COSTCO WHSL CORP NEW COM 22160K105   1,152,290 1,164 SH   OTR 1 0 0 1,164
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   474,813 11,209 SH   OTR 1 0 0 11,209
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   410,540 14,181 SH   OTR 1 0 0 14,181
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   312,165 4,658 SH   OTR 1 0 0 4,657
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,504,293 46,410 SH   OTR 1 0 0 46,410
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   529,758 19,745 SH   OTR 1 0 0 19,745
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   426,885 8,142 SH   OTR 1 0 0 8,142
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   404,150 10,255 SH   OTR 1 0 0 10,255
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   14,251,346 397,638 SH   OTR 1 0 0 397,638
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   711,192 16,821 SH   OTR 1 0 0 16,821
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   10,408,924 350,705 SH   OTR 1 0 0 350,704
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   324,980 11,020 SH   OTR 1 0 0 11,020
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   7,065,020 214,677 SH   OTR 1 0 0 214,677
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   1,848,269 59,449 SH   OTR 1 0 0 59,449
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,019,055 70,489 SH   OTR 1 0 0 70,489
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,437,243 48,836 SH   OTR 1 0 0 48,836
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   269,936 7,591 SH   OTR 1 0 0 7,591
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   4,444,602 92,577 SH   OTR 1 0 0 92,576
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,324,683 215,345 SH   OTR 1 0 0 215,345
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   261,574 14,428 SH   OTR 1 0 0 14,427
META PLATFORMS INC CL A 30303M102   468,687 635 SH   OTR 1 0 0 635
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   346,297 2,853 SH   OTR 1 0 0 2,853
INVESCO QQQ TR UNIT SER 1 46090E103   800,886 1,452 SH   OTR 1 0 0 1,451
ISHARES TR CORE S&P TTL STK 464287150   26,049,213 192,900 SH   OTR 1 0 0 192,899
ISHARES TR CORE S&P500 ETF 464287200   1,753,422 2,824 SH   OTR 1 0 0 2,824
ISHARES TR MSCI EMG MKT ETF 464287234   575,937 11,939 SH   OTR 1 0 0 11,939
ISHARES TR RUS 1000 VAL ETF 464287598   320,674 1,651 SH   OTR 1 0 0 1,651
ISHARES TR SHRT NAT MUN ETF 464288158   420,043 3,950 SH   OTR 1 0 0 3,950
ISHARES TR 3 7 YR TREAS BD 464288661   2,665,353 22,381 SH   OTR 1 0 0 22,381
ISHARES TR EAFE VALUE ETF 464288877   464,444 7,316 SH   OTR 1 0 0 7,316
ISHARES TR MSCI USA MIN VOL 46429B697   452,215 4,817 SH   OTR 1 0 0 4,817
ISHARES INC CORE MSCI EMKT 46434G103   3,391,448 56,496 SH   OTR 1 0 0 56,495
ISHARES TR MSCI INTL QUALTY 46434V456   564,972 13,072 SH   OTR 1 0 0 13,072
ISHARES TR CORE MSCI INTL 46435G326   16,398,424 215,655 SH   OTR 1 0 0 215,655
KROGER CO COM 501044101   380,097 5,299 SH   OTR 1 0 0 5,299
ELI LILLY & CO COM 532457108   385,867 495 SH   OTR 1 0 0 495
MARSH & MCLENNAN COS INC COM 571748102   2,092,603 9,571 SH   OTR 1 0 0 9,571
MICROSOFT CORP COM 594918104   4,444,880 8,936 SH   OTR 1 0 0 8,936
NIO INC SPON ADS 62914V106   117,392 34,225 SH   OTR 1 0 0 34,225
NETFLIX INC COM 64110L106   267,826 200 SH   OTR 1 0 0 200
NVIDIA CORPORATION COM 67066G104   1,179,079 7,463 SH   OTR 1 0 0 7,463
PIMCO ETF TR 1-5 US TIP IDX 72201R205   274,861 5,108 SH   OTR 1 0 0 5,108
SPDR S&P 500 ETF TR TR UNIT 78462F103   921,865 1,492 SH   OTR 1 0 0 1,492
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   6,605,174 163,131 SH   OTR 1 0 0 163,131
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805   6,289,786 83,987 SH   OTR 1 0 0 83,987
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   284,939 503 SH   OTR 1 0 0 503
SALESFORCE INC COM 79466L302   350,407 1,285 SH   OTR 1 0 0 1,285
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   227,292 9,300 SH   OTR 1 0 0 9,300
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   617,516 23,302 SH   OTR 1 0 0 23,302
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   360,346 1,423 SH   OTR 1 0 0 1,423
STARBUCKS CORP COM 855244109   378,707 4,133 SH   OTR 1 0 0 4,133
TESLA INC COM 88160R101   222,362 700 SH   OTR 1 0 0 700
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,860,679 23,643 SH   OTR 1 0 0 23,642
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,638,131 256,764 SH   OTR 1 0 0 256,764
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,972,230 59,125 SH   OTR 1 0 0 59,125
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   454,190 3,534 SH   OTR 1 0 0 3,534
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,783,375 76,494 SH   OTR 1 0 0 76,493
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   10,866,637 181,686 SH   OTR 1 0 0 181,685
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   317,372 1,130 SH   OTR 1 0 0 1,130
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   757,440 1,333 SH   OTR 1 0 0 1,333
VANGUARD INDEX FDS GROWTH ETF 922908736   226,214 516 SH   OTR 1 0 0 516
VANGUARD INDEX FDS VALUE ETF 922908744   315,470 1,785 SH   OTR 1 0 0 1,784
VANGUARD INDEX FDS SMALL CP ETF 922908751   317,985 1,342 SH   OTR 1 0 0 1,341
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,106,965 36,544 SH   OTR 1 0 0 36,544
VISA INC COM CL A 92826C839   276,988 780 SH   OTR 1 0 0 780
WALMART INC COM 931142103   1,483,714 15,174 SH   OTR 1 0 0 15,174
WELLS FARGO CO NEW COM 949746101   1,389,040 17,337 SH   OTR 1 0 0 17,337