The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABSCI CORPORATION COM 00091E109   48,870 19,470 SH   OTR 1 0 0 19,470
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   2,551,077 131,228 SH   OTR 1 0 0 131,228
ALPHABET INC CAP STK CL A 02079K305   392,403 2,538 SH   OTR 1 0 0 2,537
AMAZON COM INC COM 023135106   1,115,494 5,863 SH   OTR 1 0 0 5,863
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   11,122,601 159,487 SH   OTR 1 0 0 159,486
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,153,504 36,176 SH   OTR 1 0 0 36,176
APPLE INC COM 037833100   3,920,297 17,649 SH   OTR 1 0 0 17,648
AUTOZONE INC COM 053332102   453,721 119 SH   OTR 1 0 0 119
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   316,885 595 SH   OTR 1 0 0 595
COSTCO WHSL CORP NEW COM 22160K105   1,107,588 1,171 SH   OTR 1 0 0 1,171
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   272,631 4,508 SH   OTR 1 0 0 4,507
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,243,419 43,570 SH   OTR 1 0 0 43,570
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   503,010 19,155 SH   OTR 1 0 0 19,155
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   424,309 8,239 SH   OTR 1 0 0 8,239
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   261,155 7,754 SH   OTR 1 0 0 7,754
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   623,101 17,859 SH   OTR 1 0 0 17,859
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   12,848,420 389,464 SH   OTR 1 0 0 389,464
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   1,301,873 36,355 SH   OTR 1 0 0 36,355
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   727,933 17,664 SH   OTR 1 0 0 17,664
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   9,616,058 363,419 SH   OTR 1 0 0 363,418
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   817,710 30,353 SH   OTR 1 0 0 30,353
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,740,338 94,105 SH   OTR 1 0 0 94,105
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   358,094 12,895 SH   OTR 1 0 0 12,895
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,804,213 71,245 SH   OTR 1 0 0 71,245
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   278,575 8,406 SH   OTR 1 0 0 8,406
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   3,575,905 75,251 SH   OTR 1 0 0 75,250
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   5,932,492 226,431 SH   OTR 1 0 0 226,431
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   263,446 14,171 SH   OTR 1 0 0 14,171
EXXON MOBIL CORP COM 30231G102   214,074 1,800 SH   OTR 1 0 0 1,800
META PLATFORMS INC CL A 30303M102   429,388 745 SH   OTR 1 0 0 745
FLEXSHARES TR QUALT DIVD IDX 33939L860   218,752 3,200 SH   OTR 1 0 0 3,200
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   314,058 2,853 SH   OTR 1 0 0 2,853
HOME DEPOT INC COM 437076102   223,013 609 SH   OTR 1 0 0 608
INVESCO QQQ TR UNIT SER 1 46090E103   679,959 1,450 SH   OTR 1 0 0 1,450
ISHARES TR CORE S&P TTL STK 464287150   20,624,375 169,038 SH   OTR 1 0 0 169,038
ISHARES TR CORE S&P500 ETF 464287200   1,962,485 3,493 SH   OTR 1 0 0 3,492
ISHARES TR MSCI EMG MKT ETF 464287234   529,513 12,117 SH   OTR 1 0 0 12,117
ISHARES TR RUS 1000 VAL ETF 464287598   306,513 1,629 SH   OTR 1 0 0 1,629
ISHARES TR SHRT NAT MUN ETF 464288158   417,120 3,950 SH   OTR 1 0 0 3,950
ISHARES TR 3 7 YR TREAS BD 464288661   2,694,069 22,805 SH   OTR 1 0 0 22,805
ISHARES TR EAFE VALUE ETF 464288877   432,396 7,336 SH   OTR 1 0 0 7,336
ISHARES TR MSCI USA QLT FCT 46432F339   385,015 2,253 SH   OTR 1 0 0 2,253
ISHARES INC CORE MSCI EMKT 46434G103   3,639,939 67,444 SH   OTR 1 0 0 67,443
ISHARES TR ULTRA SHORT-TERM 46434V878   250,813 4,947 SH   OTR 1 0 0 4,947
ISHARES TR CORE MSCI INTL 46435G326   16,085,566 233,496 SH   OTR 1 0 0 233,496
JOHNSON & JOHNSON COM 478160104   1,436,219 8,660 SH   OTR 1 0 0 8,660
KROGER CO COM 501044101   358,689 5,299 SH   OTR 1 0 0 5,299
ELI LILLY & CO COM 532457108   1,098,460 1,330 SH   OTR 1 0 0 1,330
MARSH & MCLENNAN COS INC COM 571748102   2,336,446 9,574 SH   OTR 1 0 0 9,574
MICROSOFT CORP COM 594918104   3,373,546 8,987 SH   OTR 1 0 0 8,986
NIO INC SPON ADS 62914V106   130,397 34,225 SH   OTR 1 0 0 34,225
NIKE INC CL B 654106103   238,792 3,762 SH   OTR 1 0 0 3,761
NVIDIA CORPORATION COM 67066G104   820,220 7,568 SH   OTR 1 0 0 7,568
PIMCO ETF TR 1-5 US TIP IDX 72201R205   275,934 5,108 SH   OTR 1 0 0 5,108
SPDR S&P 500 ETF TR TR UNIT 78462F103   421,780 754 SH   OTR 1 0 0 754
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,002,696 82,469 SH   OTR 1 0 0 82,469
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   268,340 503 SH   OTR 1 0 0 503
SALESFORCE INC COM 79466L302   344,843 1,285 SH   OTR 1 0 0 1,285
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   635,156 22,717 SH   OTR 1 0 0 22,716
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   293,821 1,423 SH   OTR 1 0 0 1,423
STARBUCKS CORP COM 855244109   405,406 4,133 SH   OTR 1 0 0 4,133
TESLA INC COM 88160R101   854,710 3,298 SH   OTR 1 0 0 3,298
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,322,487 29,669 SH   OTR 1 0 0 29,668
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,544,429 227,118 SH   OTR 1 0 0 227,118
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   267,721 2,076 SH   OTR 1 0 0 2,076
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,508,303 50,267 SH   OTR 1 0 0 50,266
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   409,767 3,534 SH   OTR 1 0 0 3,534
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,936,313 42,782 SH   OTR 1 0 0 42,782
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   9,791,804 164,845 SH   OTR 1 0 0 164,845
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   286,862 1,130 SH   OTR 1 0 0 1,130
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   866,244 1,686 SH   OTR 1 0 0 1,685
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   223,727 2,471 SH   OTR 1 0 0 2,471
VANGUARD INDEX FDS VALUE ETF 922908744   308,330 1,785 SH   OTR 1 0 0 1,784
VANGUARD INDEX FDS SMALL CP ETF 922908751   419,068 1,890 SH   OTR 1 0 0 1,889
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,083,738 36,689 SH   OTR 1 0 0 36,689
VISA INC COM CL A 92826C839   269,657 769 SH   OTR 1 0 0 769
WALMART INC COM 931142103   1,353,562 15,418 SH   OTR 1 0 0 15,418
WELLS FARGO CO NEW COM 949746101   1,303,850 18,162 SH   OTR 1 0 0 18,162