The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   463,366 4,576 SH   SOLE 0 0 0 4,576
ABBVIE INC COM 00287Y109   1,478,794 9,279 SH   SOLE 0 0 0 9,279
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   420,427 1,471 SH   SOLE 0 0 0 1,471
ADOBE SYSTEMS INCORPORATED COM 00724F101   395,775 1,027 SH   SOLE 0 0 0 1,027
ADVANCED MICRO DEVICES INC COM 007903107   352,542 3,597 SH   SOLE 0 0 0 3,597
AIR PRODS & CHEMS INC COM 009158106   637,032 2,218 SH   SOLE 0 0 0 2,218
ALPHABET INC CAP STK CL A 02079K305   1,746,917 16,841 SH   SOLE 0 0 0 16,841
ALPHABET INC CAP STK CL C 02079K107   2,388,464 22,966 SH   SOLE 0 0 0 22,966
ALTRIA GROUP INC COM 02209S103   529,104 11,858 SH   SOLE 0 0 0 11,858
AMAZON COM INC COM 023135106   2,533,600 24,529 SH   SOLE 0 0 0 24,529
AMERICAN EXPRESS CO COM 025816109   226,311 1,372 SH   SOLE 0 0 0 1,372
AMERICAN INTL GROUP INC COM NEW 026874784   223,196 4,432 SH   SOLE 0 0 0 4,432
AMERICAN TOWER CORP NEW COM 03027X100   201,684 987 SH   SOLE 0 0 0 987
AMERIPRISE FINL INC COM 03076C106   389,868 1,272 SH   SOLE 0 0 0 1,272
AMGEN INC COM 031162100   285,507 1,181 SH   SOLE 0 0 0 1,181
ANALOG DEVICES INC COM 032654105   289,322 1,467 SH   SOLE 0 0 0 1,467
AON PLC SHS CL A G0403H108   262,321 832 SH   SOLE 0 0 0 832
APPLE INC COM 037833100   9,539,983 57,853 SH   SOLE 0 0 0 57,853
APPLIED MATLS INC COM 038222105   473,510 3,855 SH   SOLE 0 0 0 3,855
AT&T INC COM 00206R102   282,898 14,696 SH   SOLE 0 0 0 14,696
AUTOMATIC DATA PROCESSING IN COM 053015103   294,317 1,322 SH   SOLE 0 0 0 1,322
BANK AMERICA CORP COM 060505104   451,165 15,775 SH   SOLE 0 0 0 15,775
BECTON DICKINSON & CO COM 075887109   244,074 986 SH   SOLE 0 0 0 986
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,231,172 7,226 SH   SOLE 0 0 0 7,226
BLACKROCK INC COM 09247X101   579,458 866 SH   SOLE 0 0 0 866
BOEING CO COM 097023105   243,870 1,148 SH   SOLE 0 0 0 1,148
BOOKING HOLDINGS INC COM 09857L108   336,856 127 SH   SOLE 0 0 0 127
BOSTON SCIENTIFIC CORP COM 101137107   249,149 4,980 SH   SOLE 0 0 0 4,980
BRISTOL-MYERS SQUIBB CO COM 110122108   415,929 6,001 SH   SOLE 0 0 0 6,001
BROADCOM INC COM 11135F101   820,530 1,279 SH   SOLE 0 0 0 1,279
CATERPILLAR INC COM 149123101   819,018 3,579 SH   SOLE 0 0 0 3,579
CHEVRON CORP NEW COM 166764100   1,140,488 6,990 SH   SOLE 0 0 0 6,990
CHUBB LIMITED COM H1467J104   239,230 1,232 SH   SOLE 0 0 0 1,232
CINCINNATI FINL CORP COM 172062101   311,134 2,776 SH   SOLE 0 0 0 2,776
CINTAS CORP COM 172908105   250,773 542 SH   SOLE 0 0 0 542
CISCO SYS INC COM 17275R102   1,037,416 19,845 SH   SOLE 0 0 0 19,845
CME GROUP INC COM 12572Q105   318,689 1,664 SH   SOLE 0 0 0 1,664
COCA COLA CO COM 191216100   959,666 15,471 SH   SOLE 0 0 0 15,471
COMCAST CORP NEW CL A 20030N101   638,897 16,853 SH   SOLE 0 0 0 16,853
CONOCOPHILLIPS COM 20825C104   293,761 2,961 SH   SOLE 0 0 0 2,961
CONSTELLATION ENERGY CORP COM 21037T109   258,579 3,294 SH   SOLE 0 0 0 3,294
COSTCO WHSL CORP NEW COM 22160K105   528,173 1,063 SH   SOLE 0 0 0 1,063
CROWN CASTLE INC COM 22822V101   449,970 3,362 SH   SOLE 0 0 0 3,362
CSX CORP COM 126408103   248,951 8,315 SH   SOLE 0 0 0 8,315
CVS HEALTH CORP COM 126650100   291,592 3,924 SH   SOLE 0 0 0 3,924
DANAHER CORPORATION COM 235851102   594,814 2,360 SH   SOLE 0 0 0 2,360
DEERE & CO COM 244199105   406,274 984 SH   SOLE 0 0 0 984
DEVON ENERGY CORP NEW COM 25179M103   310,138 6,128 SH   SOLE 0 0 0 6,128
DEXCOM INC COM 252131107   204,709 1,762 SH   SOLE 0 0 0 1,762
DIAGEO PLC SPON ADR NEW 25243Q205   391,711 2,162 SH   SOLE 0 0 0 2,162
DIAMEDICA THERAPEUTICS INC COM NEW 25253X207   38,418 25,110 SH   SOLE 0 0 0 25,110
DISNEY WALT CO COM 254687106   249,824 2,495 SH   SOLE 0 0 0 2,495
DOMINION ENERGY INC COM 25746U109   397,241 7,105 SH   SOLE 0 0 0 7,105
DUKE ENERGY CORP NEW COM NEW 26441C204   300,793 3,118 SH   SOLE 0 0 0 3,118
EATON CORP PLC SHS G29183103   543,148 3,170 SH   SOLE 0 0 0 3,170
ELEVANCE HEALTH INC COM 036752103   247,838 539 SH   SOLE 0 0 0 539
EQUINIX INC COM 29444U700   201,891 280 SH   SOLE 0 0 0 280
EXELON CORP COM 30161N101   389,032 9,287 SH   SOLE 0 0 0 9,287
EXXON MOBIL CORP COM 30231G102   2,210,197 20,155 SH   SOLE 0 0 0 20,155
FASTENAL CO COM 311900104   351,581 6,518 SH   SOLE 0 0 0 6,518
FIDELITY NATL INFORMATION SV COM 31620M106   339,291 6,245 SH   SOLE 0 0 0 6,245
FISERV INC COM 337738108   205,941 1,822 SH   SOLE 0 0 0 1,822
FORD MTR CO DEL COM 345370860   136,156 10,806 SH   SOLE 0 0 0 10,806
FORTINET INC COM 34959E109   254,874 3,835 SH   SOLE 0 0 0 3,835
FREEPORT-MCMORAN INC CL B 35671D857   214,287 5,238 SH   SOLE 0 0 0 5,238
GENERAL ELECTRIC CO COM NEW 369604301   384,886 4,026 SH   SOLE 0 0 0 4,026
GILEAD SCIENCES INC COM 375558103   334,701 4,034 SH   SOLE 0 0 0 4,034
GLOBALSTAR INC COM 378973408   189,877 163,687 SH   SOLE 0 0 0 163,687
GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453   236,857 5,450 SH   SOLE 0 0 0 5,450
GOLDMAN SACHS GROUP INC COM 38141G104   263,651 806 SH   SOLE 0 0 0 806
HESS CORP COM 42809H107   339,717 2,567 SH   SOLE 0 0 0 2,567
HEWLETT PACKARD ENTERPRISE C COM 42824C109   162,582 10,206 SH   SOLE 0 0 0 10,206
HOME DEPOT INC COM 437076102   684,088 2,318 SH   SOLE 0 0 0 2,318
HONEYWELL INTL INC COM 438516106   411,864 2,155 SH   SOLE 0 0 0 2,155
HOWMET AEROSPACE INC COM 443201108   298,920 7,055 SH   SOLE 0 0 0 7,055
HUBSPOT INC COM 443573100   201,941 471 SH   SOLE 0 0 0 471
ILLINOIS TOOL WKS INC COM 452308109   353,489 1,452 SH   SOLE 0 0 0 1,452
INGERSOLL RAND INC COM 45687V106   332,790 5,720 SH   SOLE 0 0 0 5,720
INTEL CORP COM 458140100   710,474 21,747 SH   SOLE 0 0 0 21,747
INTERNATIONAL BUSINESS MACHS COM 459200101   258,362 1,971 SH   SOLE 0 0 0 1,971
INTUIT COM 461202103   275,523 618 SH   SOLE 0 0 0 618
INTUITIVE SURGICAL INC COM NEW 46120E602   282,805 1,107 SH   SOLE 0 0 0 1,107
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   245,440 11,800 SH   SOLE 0 0 0 11,800
INVESCO EXCHANGE TRADED FD T DYNMC PHRMCTLS 46137V662   223,440 2,940 SH   SOLE 0 0 0 2,940
ISHARES INC CORE MSCI EMKT 46434G103   5,366,705 109,996 SH   SOLE 0 0 0 109,996
ISHARES TR CORE MSCI EAFE 46432F842   20,269,589 303,210 SH   SOLE 0 0 0 303,210
ISHARES TR SHRT NAT MUN ETF 464288158   5,801,366 55,420 SH   SOLE 0 0 0 55,420
ISHARES TR BLACKROCK ULTRA 46434V878   246,326 4,902 SH   SOLE 0 0 0 4,902
ISHARES TR SHORT TREAS BD 464288679   921,902 8,343 SH   SOLE 0 0 0 8,343
ISHARES TR NATIONAL MUN ETF 464288414   4,658,678 43,240 SH   SOLE 0 0 0 43,240
ISHARES TR EAFE SML CP ETF 464288273   810,690 13,623 SH   SOLE 0 0 0 13,623
ISHARES TR SELECT DIVID ETF 464287168   867,718 7,405 SH   SOLE 0 0 0 7,405
ISHARES TR CORE US AGGBD ET 464287226   8,487,300 85,180 SH   SOLE 0 0 0 85,180
ISHARES TR 1 3 YR TREAS BD 464287457   234,567 2,855 SH   SOLE 0 0 0 2,855
ISHARES TR MSCI EMG MKT ETF 464287234   378,264 9,586 SH   SOLE 0 0 0 9,586
ISHARES TR CORE S&P MCP ETF 464287507   10,158,247 40,607 SH   SOLE 0 0 0 40,607
ISHARES TR CORE S&P SCP ETF 464287804   9,330,408 96,488 SH   SOLE 0 0 0 96,488
ISHARES TR S&P 500 VAL ETF 464287408   10,237,123 67,456 SH   SOLE 0 0 0 67,456
ISHARES TR CORE S&P500 ETF 464287200   32,064,651 78,001 SH   SOLE 0 0 0 78,001
ISHARES TR S&P 500 GRWT ETF 464287309   273,641 4,283 SH   SOLE 0 0 0 4,283
ISHARES TR RUS 2000 VAL ETF 464287630   410,375 2,995 SH   SOLE 0 0 0 2,995
ISHARES TR MSCI EAFE ETF 464287465   2,603,900 36,408 SH   SOLE 0 0 0 36,408
ISHARES TR RUS MID CAP ETF 464287499   1,598,511 22,862 SH   SOLE 0 0 0 22,862
JEFFERIES FINL GROUP INC COM 47233W109   374,183 11,789 SH   SOLE 0 0 0 11,789
JOHNSON & JOHNSON COM 478160104   2,027,245 13,079 SH   SOLE 0 0 0 13,079
JPMORGAN CHASE & CO COM 46625H100   1,284,205 9,855 SH   SOLE 0 0 0 9,855
KIMBERLY-CLARK CORP COM 494368103   3,581,795 26,686 SH   SOLE 0 0 0 26,686
L3HARRIS TECHNOLOGIES INC COM 502431109   207,426 1,057 SH   SOLE 0 0 0 1,057
LILLY ELI & CO COM 532457108   1,153,548 3,359 SH   SOLE 0 0 0 3,359
LINDE PLC SHS G5494J103   432,215 1,216 SH   SOLE 0 0 0 1,216
LOCKHEED MARTIN CORP COM 539830109   274,183 580 SH   SOLE 0 0 0 580
LOWES COS INC COM 548661107   716,692 3,584 SH   SOLE 0 0 0 3,584
LUMEN TECHNOLOGIES INC COM 550241103   32,754 12,360 SH   SOLE 0 0 0 12,360
MARATHON PETE CORP COM 56585A102   405,569 3,008 SH   SOLE 0 0 0 3,008
MASTERCARD INCORPORATED CL A 57636Q104   647,597 1,782 SH   SOLE 0 0 0 1,782
MCDONALDS CORP COM 580135101   719,157 2,572 SH   SOLE 0 0 0 2,572
MCKESSON CORP COM 58155Q103   233,213 655 SH   SOLE 0 0 0 655
MEDTRONIC PLC SHS G5960L103   325,544 4,038 SH   SOLE 0 0 0 4,038
MERCK & CO INC COM 58933Y105   1,714,262 16,113 SH   SOLE 0 0 0 16,113
META PLATFORMS INC CL A 30303M102   908,587 4,287 SH   SOLE 0 0 0 4,287
METLIFE INC COM 59156R108   228,168 3,938 SH   SOLE 0 0 0 3,938
MICROCHIP TECHNOLOGY INC. COM 595017104   243,632 2,908 SH   SOLE 0 0 0 2,908
MICRON TECHNOLOGY INC COM 595112103   202,982 3,364 SH   SOLE 0 0 0 3,364
MICROSOFT CORP COM 594918104   6,701,534 23,245 SH   SOLE 0 0 0 23,245
MONDELEZ INTL INC CL A 609207105   518,229 7,433 SH   SOLE 0 0 0 7,433
MORGAN STANLEY COM NEW 617446448   411,255 4,684 SH   SOLE 0 0 0 4,684
NETFLIX INC COM 64110L106   337,188 976 SH   SOLE 0 0 0 976
NEXTERA ENERGY INC COM 65339F101   594,364 7,711 SH   SOLE 0 0 0 7,711
NIKE INC CL B 654106103   438,806 3,578 SH   SOLE 0 0 0 3,578
NORFOLK SOUTHN CORP COM 655844108   464,280 2,190 SH   SOLE 0 0 0 2,190
NORTHROP GRUMMAN CORP COM 666807102   220,240 477 SH   SOLE 0 0 0 477
NVIDIA CORPORATION COM 67066G104   2,063,553 7,429 SH   SOLE 0 0 0 7,429
ORACLE CORP COM 68389X105   366,476 3,944 SH   SOLE 0 0 0 3,944
OREILLY AUTOMOTIVE INC COM 67103H107   337,894 398 SH   SOLE 0 0 0 398
PAYCHEX INC COM 704326107   400,034 3,491 SH   SOLE 0 0 0 3,491
PEPSICO INC COM 713448108   796,286 4,368 SH   SOLE 0 0 0 4,368
PFIZER INC COM 717081103   780,545 19,131 SH   SOLE 0 0 0 19,131
PHILIP MORRIS INTL INC COM 718172109   1,081,906 11,125 SH   SOLE 0 0 0 11,125
PROCTER AND GAMBLE CO COM 742718109   1,705,772 11,472 SH   SOLE 0 0 0 11,472
PROGRESSIVE CORP COM 743315103   833,754 5,828 SH   SOLE 0 0 0 5,828
PROLOGIS INC. COM 74340W103   304,439 2,440 SH   SOLE 0 0 0 2,440
QUALCOMM INC COM 747525103   1,065,918 8,355 SH   SOLE 0 0 0 8,355
RAYTHEON TECHNOLOGIES CORP COM 75513E101   751,123 7,670 SH   SOLE 0 0 0 7,670
S&P GLOBAL INC COM 78409V104   216,860 629 SH   SOLE 0 0 0 629
SALESFORCE INC COM 79466L302   598,341 2,995 SH   SOLE 0 0 0 2,995
SCHWAB CHARLES CORP COM 808513105   445,020 8,496 SH   SOLE 0 0 0 8,496
SERVICENOW INC COM 81762P102   399,194 859 SH   SOLE 0 0 0 859
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,954,980 12,103 SH   SOLE 0 0 0 12,103
SPDR SER TR BLOOMBERG HIGH Y 78468R622   374,529 4,035 SH   SOLE 0 0 0 4,035
STARBUCKS CORP COM 855244109   655,707 6,297 SH   SOLE 0 0 0 6,297
STRYKER CORPORATION COM 863667101   251,499 881 SH   SOLE 0 0 0 881
SYSCO CORP COM 871829107   307,221 3,978 SH   SOLE 0 0 0 3,978
T-MOBILE US INC COM 872590104   367,314 2,536 SH   SOLE 0 0 0 2,536
TARGET CORP COM 87612E106   455,648 2,751 SH   SOLE 0 0 0 2,751
TESLA INC COM 88160R101   852,038 4,107 SH   SOLE 0 0 0 4,107
TEXAS INSTRS INC COM 882508104   954,045 5,129 SH   SOLE 0 0 0 5,129
THERMO FISHER SCIENTIFIC INC COM 883556102   455,332 790 SH   SOLE 0 0 0 790
TJX COS INC NEW COM 872540109   320,022 4,084 SH   SOLE 0 0 0 4,084
TRACTOR SUPPLY CO COM 892356106   222,348 946 SH   SOLE 0 0 0 946
TRANE TECHNOLOGIES PLC SHS G8994E103   291,792 1,586 SH   SOLE 0 0 0 1,586
UNION PAC CORP COM 907818108   207,902 1,033 SH   SOLE 0 0 0 1,033
UNITED PARCEL SERVICE INC CL B 911312106   690,022 3,557 SH   SOLE 0 0 0 3,557
UNITEDHEALTH GROUP INC COM 91324P102   1,371,929 2,903 SH   SOLE 0 0 0 2,903
VALERO ENERGY CORP COM 91913Y100   242,346 1,736 SH   SOLE 0 0 0 1,736
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,795,950 78,504 SH   SOLE 0 0 0 78,504
VANGUARD INDEX FDS SMALL CP ETF 922908751   400,540 2,113 SH   SOLE 0 0 0 2,113
VANGUARD INDEX FDS MID CAP ETF 922908629   290,648 1,378 SH   SOLE 0 0 0 1,378
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   617,180 15,277 SH   SOLE 0 0 0 15,277
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   773,648 8,401 SH   SOLE 0 0 0 8,401
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   587,656 11,600 SH   SOLE 0 0 0 11,600
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,173,211 54,745 SH   SOLE 0 0 0 54,745
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   734,600 16,263 SH   SOLE 0 0 0 16,263
VERIZON COMMUNICATIONS INC COM 92343V104   645,885 16,608 SH   SOLE 0 0 0 16,608
VERTEX PHARMACEUTICALS INC COM 92532F100   235,987 749 SH   SOLE 0 0 0 749
VISA INC COM CL A 92826C839   1,036,891 4,599 SH   SOLE 0 0 0 4,599
VOYA FINANCIAL INC COM 929089100   238,748 3,341 SH   SOLE 0 0 0 3,341
WABTEC COM 929740108   302,675 2,995 SH   SOLE 0 0 0 2,995
WALMART INC COM 931142103   829,554 5,626 SH   SOLE 0 0 0 5,626
WASTE MGMT INC DEL COM 94106L109   222,401 1,363 SH   SOLE 0 0 0 1,363
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105   202,248 636 SH   SOLE 0 0 0 636
ZOETIS INC CL A 98978V103   273,627 1,644 SH   SOLE 0 0 0 1,644