The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Stock 023135106   1,011 5,425 SH   SOLE 0 0 0 5,425
Invesco QQQ ETF ETF 46090E103   7,937 16,262 SH   SOLE 0 0 0 16,262
Technology Select Sector SPDR ETF ETF 81369Y803   920 4,074 SH   SOLE 0 0 0 4,073
Johnson & Johnson Co Stock 478160104   886 5,468 SH   SOLE 0 0 0 5,467
Vanguard Total Stock Market Index ETF ETF 922908769   864 3,051 SH   SOLE 0 0 0 3,050
Vanguard Extended Market Index ETF ETF 922908652   2,822 15,507 SH   SOLE 0 0 0 15,507
Vanguard Energy Index ETF ETF 92204A306   1,106 9,031 SH   SOLE 0 0 0 9,030
Vanguard International Dividend Appreciation ETF ETF 921946810   1,023 11,593 SH   SOLE 0 0 0 11,593
Procter & Gamble Co Stock 742718109   446 2,577 SH   SOLE 0 0 0 2,576
Vanguard REIT ETF ETF 922908553   1,218 12,500 SH   SOLE 0 0 0 12,500
iShares MSCI USA ESG Select ETF ETF 464288802   783 6,509 SH   SOLE 0 0 0 6,508
SPDR Dow Jones Industrial Average ETF ETF 78467X109   454 1,074 SH   SOLE 0 0 0 1,074
iShares MSCI EAFE ESG Select ETF ETF 46435G516   339 4,033 SH   SOLE 0 0 0 4,032
iShares Short-Term National Muni Bond ETF ETF 464288158   402 3,784 SH   SOLE 0 0 0 3,784
SPDR S&P 500 ETF ETF 78462F103   3,192 5,563 SH   SOLE 0 0 0 5,563
Vanguard FTSE All-World Ex-US Small Cap ETF ETF 922042718   739 5,868 SH   SOLE 0 0 0 5,868
Pepsico Stock 713448108   211 1,241 SH   SOLE 0 0 0 1,241
Global X U.S. Infrastructure Development ETF ETF 37954Y673   315 7,647 SH   SOLE 0 0 0 7,646
Honeywell International Inc Stock 438516106   306 1,478 SH   SOLE 0 0 0 1,477
Schwab US Small Cap ETF ETF 808524607   616 11,966 SH   SOLE 0 0 0 11,966
iShares Russell 1000 Growth ETF ETF 464287614   674 1,795 SH   SOLE 0 0 0 1,794
Schwab International Equity ETF ETF 808524805   3,956 96,218 SH   SOLE 0 0 0 96,218
SPDR Consumer Staples ETF ETF 81369Y308   283 3,413 SH   SOLE 0 0 0 3,413
Schwab US Large Cap Growth ETF ETF 808524300   6,601 63,361 SH   SOLE 0 0 0 63,361
Berkshire Hathaway B Stock 084670702   1,176 2,555 SH   SOLE 0 0 0 2,555
Schwab Emerging Markets Equity ETF ETF 808524706   242 8,283 SH   SOLE 0 0 0 8,283
iShares U.S. Infrastructure ETF ETF 46435U713   1,732 36,874 SH   SOLE 0 0 0 36,874
Microsoft Corp Stock 594918104   1,191 2,767 SH   SOLE 0 0 0 2,767
Vanguard Intermediate-Term Government Treasury ETF ETF 92206C706   297 4,918 SH   SOLE 0 0 0 4,918
Vanguard Small Cap Index ETF ETF 922908751   4,168 17,572 SH   SOLE 0 0 0 17,571
Vanguard Mid Cap Index ETF ETF 922908629   7,774 29,466 SH   SOLE 0 0 0 29,466
iShares MSCI Emerging Mkts ex China ETF ETF 46434G764   3,847 62,953 SH   SOLE 0 0 0 62,953
Vanguard Health Care Index ETF ETF 92204A504   805 2,853 SH   SOLE 0 0 0 2,852
Financial Select Sector SPDR Fund ETF 81369Y605   3,485 76,887 SH   SOLE 0 0 0 76,886
OGE Energy Corp Stock 670837103   259 6,315 SH   SOLE 0 0 0 6,315
Vanguard FTSE Europe ETF ETF 922042874   217 3,047 SH   SOLE 0 0 0 3,046
Schwab US Large Cap Value ETF ETF 808524409   2,758 34,314 SH   SOLE 0 0 0 34,314
Vanguard S&P 500 ETF ETF 922908363   6,772 12,834 SH   SOLE 0 0 0 12,833
Vanguard Communication Services ETF ETF 92204A884   412 2,833 SH   SOLE 0 0 0 2,833
SPDR S&P Mid Cap 400 ETF ETF 78467Y107   1,265 2,221 SH   SOLE 0 0 0 2,221
iShares Cybersecurity and Tech ETF ETF 46435U135   419 8,596 SH   SOLE 0 0 0 8,595
Eli Lilly & Co Stock 532457108   434 490 SH   SOLE 0 0 0 490
Schwab US Mid Cap ETF ETF 808524508   1,562 18,800 SH   SOLE 0 0 0 18,799
Vanguard Total International Stock ETF ETF 921909768   3,430 52,976 SH   SOLE 0 0 0 52,976
iShares Russell 2000 ETF ETF 464287655   440 1,990 SH   SOLE 0 0 0 1,989
FVCBankcorp Inc. Stock 36120Q101   239 18,308 SH   SOLE 0 0 0 18,308
iShares U.S. Aerospace & Defense ETF ETF 464288760   805 5,380 SH   SOLE 0 0 0 5,379
Invesco S&P 500 Low Volatility Portfolio ETF 46138E354   750 10,450 SH   SOLE 0 0 0 10,450
iShares Select Dividend ETF ETF 464287168   824 6,099 SH   SOLE 0 0 0 6,099
Vanguard Small Cap Value Index ETF ETF 922908611   3,380 16,834 SH   SOLE 0 0 0 16,834
iShares ESG Advanced MSCI EAFE ETF ETF 46436E759   532 7,383 SH   SOLE 0 0 0 7,383
Schwab AMT Tax-Free Money Fund Ultra Money Market Fund 808515530   844 844,140 SH   SOLE 0 0 0 844,139
iShares MSCI EAFE Value ETF ETF 464288877   2,220 38,591 SH   SOLE 0 0 0 38,590
Vanguard Mid Cap Growth ETF ETF 922908538   753 3,094 SH   SOLE 0 0 0 3,094
Schwab US Dividend Equity ETF ETF 808524797   2,218 26,242 SH   SOLE 0 0 0 26,242
VanEck Pharmaceuticals ETF ETF 92189F692   434 4,566 SH   SOLE 0 0 0 4,566
iShares Edge MSCI Min Vol EAFE ETF ETF 46429B689   299 3,894 SH   SOLE 0 0 0 3,894
iShares Edge MSCI Min Vol USA ETF ETF 46429B697   502 5,501 SH   SOLE 0 0 0 5,500
NASDAQ 100 Equal-Weighted ETF ETF 25459Y207   1,415 15,689 SH   SOLE 0 0 0 15,688
Vanguard Small Cap Growth Index ETF ETF 922908595   3,197 11,959 SH   SOLE 0 0 0 11,959
Vanguard Large Cap Value Index ETF ETF 922908744   27,676 158,538 SH   SOLE 0 0 0 158,538
Vanguard Large Cap Growth Index ETF ETF 922908736   25,299 65,896 SH   SOLE 0 0 0 65,896
Capital Group Growth ETF ETF 14020G101   848 24,368 SH   SOLE 0 0 0 24,367
Capital Group Dividend Value ETF ETF 14020W106   319 8,754 SH   SOLE 0 0 0 8,753
VanEck Morningstar Wide Moat ETF ETF 92189F643   1,224 12,629 SH   SOLE 0 0 0 12,628
iShares Core MSCI EAFE ETF ETF 46432F842   1,817 23,282 SH   SOLE 0 0 0 23,281
Dimensional US Large Cap Value ETF ETF 25434V666   385 12,488 SH   SOLE 0 0 0 12,487
Nvidia Stock 67066G104   345 2,845 SH   SOLE 0 0 0 2,845
SPDR S&P Biotech ETF ETF 78464A870   451 4,570 SH   SOLE 0 0 0 4,569
Vanguard Total Bond Market ETF ETF 921937835   2,593 34,519 SH   SOLE 0 0 0 34,518
Vanguard FTSE All-World Ex-US ETF ETF 922042775   1,492 23,684 SH   SOLE 0 0 0 23,683
T. Rowe Price Capital Appreciation Equity ETF ETF 87283Q867   1,018 30,618 SH   SOLE 0 0 0 30,618
iShares Russell 2000 Growth ETF ETF 464287648   442 1,557 SH   SOLE 0 0 0 1,556
McDonald's Stock 580135101   1,018 3,343 SH   SOLE 0 0 0 3,343
iShares Biotechnology ETF ETF 464287556   362 2,490 SH   SOLE 0 0 0 2,489
Schwab Fundamental US Small Company Index ETF ETF 808524763   507 8,515 SH   SOLE 0 0 0 8,515
Schwab Fundamental U.S. Large Cap ETF ETF 808524771   2,291 31,927 SH   SOLE 0 0 0 31,926
iShares Edge MSCI USA Quality Factor ETF ETF 46432F339   4,268 23,802 SH   SOLE 0 0 0 23,801
iShares S&P Small Cap 600 Growth ETF ETF 464287887   312 2,234 SH   SOLE 0 0 0 2,234
iShares U.S. Technology ETF ETF 464287721   670 4,420 SH   SOLE 0 0 0 4,420
Schwab Fundamental Emerging Markets ETF ETF 808524730   324 10,049 SH   SOLE 0 0 0 10,048
Schwab Fundamental Intl Large Cap ETF ETF 808524755   748 20,016 SH   SOLE 0 0 0 20,016
Fidelity MSCI Health Care Index ETF ETF 316092600   391 5,369 SH   SOLE 0 0 0 5,368
iShares Core S&P 500 ETF ETF 464287200   3,460 5,999 SH   SOLE 0 0 0 5,998
iShares U.S. Preferred Stock ETF ETF 464288687   326 9,823 SH   SOLE 0 0 0 9,823
Vanguard Mid Cap Value ETF ETF 922908512   703 4,191 SH   SOLE 0 0 0 4,190
Lockheed Martin Stock 539830109   905 1,548 SH   SOLE 0 0 0 1,548
SPDR Portfolio Emerging Markets ETF ETF 78463X509   511 12,381 SH   SOLE 0 0 0 12,380
Vanguard FTSE Developed Markets ETF ETF 921943858   13,384 253,433 SH   SOLE 0 0 0 253,433
SPDR S&P Dividend ETF ETF 78464A763   1,367 9,626 SH   SOLE 0 0 0 9,626
Walmart Inc Stock 931142103   241 2,984 SH   SOLE 0 0 0 2,984
iShares 3-7 Year Treasury Bond ETF ETF 464288661   1,222 10,214 SH   SOLE 0 0 0 10,214
International Business Machines Stock 459200101   1,593 7,206 SH   SOLE 0 0 0 7,205
Vanguard FTSE Emerging Markets ETF ETF 922042858   725 15,158 SH   SOLE 0 0 0 15,158
Texas Instruments Inc Stock 882508104   452 2,190 SH   SOLE 0 0 0 2,190
Vanguard High Dividend Yield ETF ETF 921946406   2,901 22,632 SH   SOLE 0 0 0 22,631
Pfizer Inc Stock 717081103   1,117 38,593 SH   SOLE 0 0 0 38,593
iShares MSCI USA Value Factor ETF ETF 46432F388   1,269 11,634 SH   SOLE 0 0 0 11,634
Vanguard Dividend Appreciation Index ETF ETF 921908844   8,853 44,697 SH   SOLE 0 0 0 44,696
iShares 7-10 Year Treasury Bond ETF ETF 464287440   1,863 18,985 SH   SOLE 0 0 0 18,984
iShares Core U.S. Aggregate Bond ETF ETF 464287226   701 6,919 SH   SOLE 0 0 0 6,919
iShares Core Dividend Growth ETF ETF 46434V621   843 13,441 SH   SOLE 0 0 0 13,440
Invesco National AMT-Free Muni Bond ETF ETF 46138E537   274 11,336 SH   SOLE 0 0 0 11,336
iShares S&P Small Cap 600 Value ETF ETF 464287879   272 2,524 SH   SOLE 0 0 0 2,523
SPDR Portfolio S&P 500 Growth ETF ETF 78464A409   251 3,021 SH   SOLE 0 0 0 3,021
Vanguard Mega Cap ETF ETF 921910873   210 1,018 SH   SOLE 0 0 0 1,018
PNC Financial Services Stock 693475105   207 1,122 SH   SOLE 0 0 0 1,122
Exxon Mobil Corp Stock 30231G102   436 3,723 SH   SOLE 0 0 0 3,722
iShares Edge MSCI International Quality Factor ETF ETF 46434V456   3,156 76,074 SH   SOLE 0 0 0 76,073
Utilities Select Sector SPDR ETF ETF 81369Y886   327 4,054 SH   SOLE 0 0 0 4,054
iShares S&P Mid Cap ETF ETF 464287507   647 10,387 SH   SOLE 0 0 0 10,386
iShares Global Clean Energy ETF ETF 464288224   594 40,465 SH   SOLE 0 0 0 40,464
Apple Stock 037833100   3,065 13,154 SH   SOLE 0 0 0 13,153
iShares Russell 1000 Value ETF ETF 464287598   662 3,489 SH   SOLE 0 0 0 3,489