The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 228,287 2,094 SH   SOLE   0 0 2,094
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 373,336 2,771 SH   SOLE   0 0 2,771
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 339,130 1,099 SH   SOLE   0 0 1,099
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 459,162 939 SH   SOLE   0 0 939
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 416,341 3,655 SH   SOLE   0 0 3,655
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,346,864 11,252 SH   SOLE   0 0 11,252
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 698,965 5,778 SH   SOLE   0 0 5,778
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 362,763 8,008 SH   SOLE   0 0 8,008
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,929,850 14,804 SH   SOLE   0 0 14,804
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 380,801 2,186 SH   SOLE   0 0 2,186
AMERICAN INTL GROUP INC COM NEW 026874784 BBG001S5NJG1 304,559 5,293 SH   SOLE   0 0 5,293
AMGEN INC COM 031162100 BBG001S5NNL6 307,052 1,383 SH   SOLE   0 0 1,383
APPLE INC COM 037833100 BBG001S5N8V8 8,198,816 42,268 SH   SOLE   0 0 42,268
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 466,720 3,229 SH   SOLE   0 0 3,229
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 257,594 1,172 SH   SOLE   0 0 1,172
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 513,522 17,899 SH   SOLE   0 0 17,899
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,796,388 5,268 SH   SOLE   0 0 5,268
BOEING CO COM 097023105 BBG001S5P0V3 314,417 1,489 SH   SOLE   0 0 1,489
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 332,140 123 SH   SOLE   0 0 123
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,343,650 1,549 SH   SOLE   0 0 1,549
BUILDERS FIRSTSOURCE INC COM 12008R107 BBG001S9CFC7 256,224 1,884 SH   SOLE   0 0 1,884
CARDINAL HEALTH INC COM 14149Y108 BBG001S7PC34 277,847 2,938 SH   SOLE   0 0 2,938
CATERPILLAR INC COM 149123101 BBG001S5PJ06 407,704 1,657 SH   SOLE   0 0 1,657
CF INDS HLDGS INC COM 125269100 BBG001SJ8KV8 238,666 3,438 SH   SOLE   0 0 3,438
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 556,232 3,535 SH   SOLE   0 0 3,535
CISCO SYS INC COM 17275R102 BBG001S6HC62 647,836 12,521 SH   SOLE   0 0 12,521
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 371,820 8,076 SH   SOLE   0 0 8,076
COCA COLA CO COM 191216100 BBG001S5SMQ8 394,983 6,559 SH   SOLE   0 0 6,559
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 541,646 13,036 SH   SOLE   0 0 13,036
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 476,710 4,601 SH   SOLE   0 0 4,601
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 553,992 1,029 SH   SOLE   0 0 1,029
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 213,840 891 SH   SOLE   0 0 891
DEERE & CO COM 244199105 BBG001S5QFF7 401,946 992 SH   SOLE   0 0 992
DISCOVER FINL SVCS COM 254709108 BBG001SS0KV6 216,757 1,855 SH   SOLE   0 0 1,855
DISNEY WALT CO COM 254687106 BBG001S5QHF3 298,642 3,345 SH   SOLE   0 0 3,345
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 255,023 574 SH   SOLE   0 0 574
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 952,060 8,877 SH   SOLE   0 0 8,877
FAIR ISAAC CORP COM 303250104 BBG001S8ZT61 331,776 410 SH   SOLE   0 0 410
FEDEX CORP COM 31428X106 BBG001S5R3M5 223,855 903 SH   SOLE   0 0 903
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 BBG001SQ1882 864,996 11,521 SH   SOLE   2 0 11,519
FIRST TR MORNINGSTAR DIVID L SHS 336917109 BBG001SP68G0 798,759 23,486 SH   SOLE   6,725 0 16,761
FOX CORP CL A COM 35137L105 BBG00JHNJX06 202,368 5,952 SH   SOLE   0 0 5,952
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 285,939 2,603 SH   SOLE   0 0 2,603
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 296,727 3,850 SH   SOLE   0 0 3,850
HARTFORD FINL SVCS GROUP INC COM 416515104 BBG001S8PXF3 399,855 5,552 SH   SOLE   0 0 5,552
HOME DEPOT INC COM 437076102 BBG001S5RTW7 763,242 2,457 SH   SOLE   0 0 2,457
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 215,387 1,038 SH   SOLE   0 0 1,038
HOST HOTELS & RESORTS INC COM 44107P104 BBG001S5RY83 222,510 13,221 SH   SOLE   0 0 13,221
INTEL CORP COM 458140100 BBG001S5SF65 257,454 7,699 SH   SOLE   0 0 7,699
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 301,206 2,251 SH   SOLE   0 0 2,251
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 257,745 1,500 SH   SOLE   0 0 1,500
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,727,069 4,675 SH   SOLE   0 0 4,675
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 229,912 6,318 SH   SOLE   0 0 6,318
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 2,367,849 48,039 SH   SOLE   174 0 47,865
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 705,112 8,696 SH   SOLE   1,311 0 7,385
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 773,838 6,986 SH   SOLE   40 0 6,946
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 397,828 3,992 SH   SOLE   479 0 3,513
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 439,106 4,488 SH   SOLE   0 0 4,488
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 14,804,984 33,217 SH   SOLE   186 0 33,031
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 5,529,152 121,600 SH   SOLE   334 0 121,266
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 969,803 9,901 SH   SOLE   0 0 9,901
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 4,352,788 45,622 SH   SOLE   189 0 45,433
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 367,682 6,234 SH   SOLE   0 0 6,234
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 2,983,782 60,968 SH   SOLE   286 0 60,682
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 4,050,051 41,556 SH   SOLE   184 0 41,372
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 570,031 9,166 SH   SOLE   0 0 9,166
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 308,426 6,099 SH   SOLE   0 0 6,099
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 3,259,707 34,951 SH   SOLE   86 0 34,865
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 382,584 5,277 SH   SOLE   0 0 5,277
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 358,693 9,067 SH   SOLE   0 0 9,067
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,489,433 20,038 SH   SOLE   85 0 19,953
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 4,664,471 34,585 SH   SOLE   136 0 34,449
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 2,797,820 26,214 SH   SOLE   0 0 26,214
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 2,200,337 7,996 SH   SOLE   0 0 7,996
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 675,891 4,282 SH   SOLE   0 0 4,282
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 801,667 10,977 SH   SOLE   2,545 0 8,432
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 628,299 3,355 SH   SOLE   41 0 3,314
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 2,105,655 19,341 SH   SOLE   89 0 19,252
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 499,368 12,778 SH   SOLE   54 0 12,724
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 1,616,655 70,596 SH   SOLE   242 0 70,354
JOHN HANCOCK EXCHANGE TRADED MULTFCTR EMRNG 47804J834 BBG00M3PLZZ3 1,015,292 41,055 SH   SOLE   3,448 0 37,607
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 927,906 5,606 SH   SOLE   0 0 5,606
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,163,666 8,001 SH   SOLE   0 0 8,001
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 398,574 620 SH   SOLE   0 0 620
LILLY ELI & CO COM 532457108 BBG001S5STL8 1,014,403 2,163 SH   SOLE   0 0 2,163
LKQ CORP COM 501889208 BBG001SCCPJ1 252,775 4,338 SH   SOLE   0 0 4,338
MARATHON PETE CORP COM 56585A102 BBG001S169P1 296,747 2,545 SH   SOLE   0 0 2,545
MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 246,197 1,309 SH   SOLE   0 0 1,309
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 660,744 1,680 SH   SOLE   0 0 1,680
MCDONALDS CORP COM 580135101 BBG001S5T110 426,428 1,429 SH   SOLE   0 0 1,429
MERCK & CO INC COM 58933Y105 BBG001S5TC52 753,151 6,527 SH   SOLE   0 0 6,527
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,103,562 7,330 SH   SOLE   0 0 7,330
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,381,231 9,929 SH   SOLE   0 0 9,929
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 211,793 2,480 SH   SOLE   0 0 2,480
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 255,448 871 SH   SOLE   0 0 871
NETFLIX INC COM 64110L106 BBG001SF6L46 336,093 763 SH   SOLE   0 0 763
NIKE INC CL B 654106103 BBG001S6NTK2 346,120 3,136 SH   SOLE   0 0 3,136
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 320,883 704 SH   SOLE   0 0 704
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 14,708,043 34,769 SH   SOLE   0 0 34,769
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,144,932 9,614 SH   SOLE   0 0 9,614
PEPSICO INC COM 713448108 BBG001S695T1 619,190 3,343 SH   SOLE   0 0 3,343
PFIZER INC COM 717081103 BBG001S5V466 275,688 7,516 SH   SOLE   0 0 7,516
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 767,198 5,056 SH   SOLE   0 0 5,056
QUALCOMM INC COM 747525103 BBG001S6VS70 228,794 1,922 SH   SOLE   0 0 1,922
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 344,134 3,513 SH   SOLE   0 0 3,513
RELIANCE STEEL & ALUMINUM CO COM 759509102 BBG001S81M27 294,132 1,083 SH   SOLE   0 0 1,083
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 300,267 749 SH   SOLE   0 0 749
SALESFORCE INC COM 79466L302 BBG001SDLP09 432,027 2,045 SH   SOLE   0 0 2,045
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 207,469 4,210 SH   SOLE   0 0 4,210
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 252,250 5,000 SH   SOLE   0 0 5,000
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 312,874 2,915 SH   SOLE   498 0 2,417
SERVICENOW INC COM 81762P102 BBG001T4JFC0 314,142 559 SH   SOLE   0 0 559
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 228,081 859 SH   SOLE   0 0 859
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 11,707,407 26,411 SH   SOLE   2,909 0 23,502
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 657,377 7,159 SH   SOLE   0 0 7,159
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 2,706,151 58,971 SH   SOLE   5,623 0 53,348
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 950,591 33,018 SH   SOLE   4,223 0 28,795
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 564,383 4,604 SH   SOLE   0 0 4,604
STRYKER CORPORATION COM 863667101 BBG001S8FR03 216,918 711 SH   SOLE   0 0 711
SYNCHRONY FINANCIAL COM 87165B103 BBG00658F3Q2 209,558 6,178 SH   SOLE   0 0 6,178
TESLA INC COM 88160R101 BBG001SQKGD7 2,823,977 10,788 SH   SOLE   0 0 10,788
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 267,150 1,484 SH   SOLE   0 0 1,484
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 242,158 863 SH   SOLE   0 0 863
TJX COS INC NEW COM 872540109 BBG001S5WQ93 295,324 3,483 SH   SOLE   0 0 3,483
TWO RDS SHARED TR ANFIELD DIVERSIF 90213U115 BBG00HTVJS28 584,590 68,775 SH   SOLE   0 0 68,775
TWO RDS SHARED TR ANFIELD DYNAMIC 90214Q725 BBG00WRFGV91 252,661 29,883 SH   SOLE   0 0 29,883
TWO RDS SHARED TR ANFIELD US EQU 90214Q733 BBG00R408596 1,167,479 91,352 SH   SOLE   0 0 91,352
TWO RDS SHARED TR REGENTS PK HDGD 90214Q642 BBG016GC3WZ9 285,299 32,095 SH   SOLE   0 0 32,095
UNION PAC CORP COM 907818108 BBG001S5X2M0 318,390 1,556 SH   SOLE   0 0 1,556
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 542,233 3,025 SH   SOLE   0 0 3,025
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 742,589 1,545 SH   SOLE   0 0 1,545
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,105,366 5,018 SH   SOLE   0 0 5,018
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 488,216 12,001 SH   SOLE   1,083 0 10,918
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 404,221 8,049 SH   SOLE   0 0 8,049
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 1,411,653 24,065 SH   SOLE   0 0 24,065
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 1,892,848 23,951 SH   SOLE   0 0 23,951
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 433,732 9,431 SH   SOLE   0 0 9,431
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 955,721 16,555 SH   SOLE   0 0 16,555
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 2,184,348 28,871 SH   SOLE   2,096 0 26,775
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 339,427 1,684 SH   SOLE   0 0 1,684
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 688,190 6,488 SH   SOLE   0 0 6,488
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 348,422 788 SH   SOLE   0 0 788
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 241,253 6,487 SH   SOLE   0 0 6,487
VIATRIS INC COM 92556V106 BBG00Y52JV51 385,098 38,587 SH   SOLE   0 0 38,587
VISA INC COM CL A 92826C839 BBG001SRCFY3 934,960 3,937 SH   SOLE   0 0 3,937
WALMART INC COM 931142103 BBG001S5XH92 671,159 4,270 SH   SOLE   0 0 4,270
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 370,232 8,675 SH   SOLE   0 0 8,675
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 3,457,244 51,864 SH   SOLE   5,771 0 46,093