The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   963,673 5,292 SH   SOLE   5,277 0 15
ABBVIE INC COM 00287Y109   273,151 1,500 SH   SOLE   0 0 1,500
ADOBE INC COM 00724F101   366,844 727 SH   SOLE   0 0 727
ALPHABET INC CAP STK CL C 02079K107   1,239,701 8,142 SH   SOLE   7,619 0 523
ALPHABET INC CAP STK CL C 02079K107   274,068 1,800 SH   SOLE   0 0 1,800
ALPHABET INC CAP STK CL A 02079K305   3,837,244 25,424 SH   SOLE   24,924 0 500
ALPHABET INC CAP STK CL A 02079K305   911,617 6,040 SH   SOLE   0 0 6,040
ALTRIA GROUP INC COM 02209S103   397,029 9,102 SH   SOLE   0 0 9,102
AMAZON COM INC COM 023135106   4,279,060 23,722 SH   SOLE   22,924 0 798
AMERICAN WTR WKS CO INC NEW COM 030420103   202,746 1,659 SH   SOLE   1,659 0 0
AMGEN INC COM 031162100   468,559 1,648 SH   SOLE   1,420 0 228
ANALOG DEVICES INC COM 032654105   664,970 3,362 SH   SOLE   3,350 0 12
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   226,101 3,720 SH   SOLE   0 0 3,720
APPLE INC COM 037833100   9,782,761 57,049 SH   SOLE   54,927 0 2,122
APPLIED MATLS INC COM 038222105   498,131 2,415 SH   SOLE   2,415 0 0
ARES CAPITAL CORP COM 04010L103   367,057 17,630 SH   SOLE   0 0 17,630
ARK ETF TR NEXT GNRTN INTER 00214Q401   1,572,787 18,881 SH   SOLE   18,788 0 93
ASML HOLDING N V N Y REGISTRY SHS N07059210   262,998 271 SH   SOLE   0 0 271
AT&T INC COM 00206R102   356,770 20,271 SH   SOLE   0 0 20,271
AUTOMATIC DATA PROCESSING IN COM 053015103   209,700 840 SH   SOLE   840 0 0
BANK AMERICA CORP COM 060505104   260,039 6,858 SH   SOLE   6,858 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,291,889 10,206 SH   SOLE   10,164 0 42
BLACKROCK INC COM 09247X101   834 1 SH   SOLE   0 0 1
BLACKROCK INC COM 09247X101   570,251 684 SH   SOLE   682 0 2
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   290,440 9,306 SH   SOLE   0 0 9,306
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   15,916,210 617,386 SH   SOLE   608,214 0 9,172
CARDINAL HEALTH INC COM 14149Y108   1,461,829 13,064 SH   SOLE   13,064 0 0
CATERPILLAR INC COM 149123101   270,662 739 SH   SOLE   739 0 0
CHEVRON CORP NEW COM 166764100   385,516 2,444 SH   SOLE   0 0 2,444
CHEVRON CORP NEW COM 166764100   231,720 1,469 SH   SOLE   1,408 0 61
CINCINNATI FINL CORP COM 172062101   592,291 4,770 SH   SOLE   0 0 4,770
CINTAS CORP COM 172908105   706,267 1,028 SH   SOLE   0 0 1,028
CISCO SYS INC COM 17275R102   789,576 15,820 SH   SOLE   15,320 0 500
CISCO SYS INC COM 17275R102   79,906 1,601 SH   SOLE   0 0 1,601
CITIGROUP INC COM NEW 172967424   219,443 3,470 SH   SOLE   0 0 3,470
CITIZENS FINL GROUP INC COM 174610105   359,561 9,908 SH   SOLE   0 0 9,908
CME GROUP INC COM 12572Q105   210,984 980 SH   SOLE   0 0 980
COCA COLA CO COM 191216100   2,020,359 33,023 SH   SOLE   33,023 0 0
COCA COLA CO COM 191216100   512,566 8,378 SH   SOLE   0 0 8,378
CONSTELLATION BRANDS INC CL A 21036P108   696,793 2,564 SH   SOLE   2,564 0 0
CORNING INC COM 219350105   405,542 12,304 SH   SOLE   12,304 0 0
COSTCO WHSL CORP NEW COM 22160K105   849,851 1,160 SH   SOLE   0 0 1,160
COSTCO WHSL CORP NEW COM 22160K105   560,977 766 SH   SOLE   757 0 9
CSX CORP COM 126408103   212,930 5,744 SH   SOLE   5,744 0 0
CSX CORP COM 126408103   4,745 128 SH   SOLE   0 0 128
DEERE & CO COM 244199105   489,230 1,191 SH   SOLE   1,191 0 0
DISNEY WALT CO COM 254687106   337,102 2,755 SH   SOLE   0 0 2,755
DISNEY WALT CO COM 254687106   1,920,779 15,698 SH   SOLE   15,257 0 441
DOMINION ENERGY INC COM 25746U109   256,181 5,208 SH   SOLE   0 0 5,208
DUKE ENERGY CORP NEW COM NEW 26441C204   379,393 3,923 SH   SOLE   0 0 3,923
EATON CORP PLC SHS G29183103   863,309 2,761 SH   SOLE   2,666 0 95
ELI LILLY & CO COM 532457108   1,556 2 SH   SOLE   0 0 2
ELI LILLY & CO COM 532457108   894,654 1,150 SH   SOLE   1,150 0 0
EMERSON ELEC CO COM 291011104   261,433 2,305 SH   SOLE   0 0 2,305
ENTERGY CORP NEW COM 29364G103   371,465 3,515 SH   SOLE   0 0 3,515
EQUIFAX INC COM 294429105   214,016 800 SH   SOLE   800 0 0
EVERSOURCE ENERGY COM 30040W108   261,015 4,367 SH   SOLE   0 0 4,367
EXXON MOBIL CORP COM 30231G102   94,969 817 SH   SOLE   0 0 817
EXXON MOBIL CORP COM 30231G102   299,569 2,577 SH   SOLE   2,577 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   247,181 4,655 SH   SOLE   0 0 4,655
FIFTH THIRD BANCORP COM 316773100   426,204 11,454 SH   SOLE   0 0 11,454
FIRSTENERGY CORP COM 337932107   203,527 5,270 SH   SOLE   0 0 5,270
FORD MTR CO DEL COM 345370860   209,824 15,800 SH   SOLE   0 0 15,800
GENERAL MLS INC COM 370334104   268,475 3,837 SH   SOLE   0 0 3,837
GENUINE PARTS CO COM 372460105   221,395 1,429 SH   SOLE   0 0 1,429
GILEAD SCIENCES INC COM 375558103   311,681 4,255 SH   SOLE   4,255 0 0
GILEAD SCIENCES INC COM 375558103   36,039 492 SH   SOLE   0 0 492
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   1,230,434 38,681 SH   SOLE   38,662 0 19
GLOBAL X FDS CYBRSCURTY ETF 37954Y384   628,856 21,138 SH   SOLE   21,038 0 100
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   351,611 5,525 SH   SOLE   5,525 0 0
GRAHAM HLDGS CO COM CL B 384637104   300,353 391 SH   SOLE   391 0 0
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   304,669 4,823 SH   SOLE   4,823 0 0
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   3,860,000 99,382 SH   SOLE   98,475 0 907
HARTFORD FINL SVCS GROUP INC COM 416515104   301,422 2,925 SH   SOLE   0 0 2,925
HCA HEALTHCARE INC COM 40412C101   417,913 1,253 SH   SOLE   0 0 1,253
HOME DEPOT INC COM 437076102   964,029 2,513 SH   SOLE   2,491 0 22
HOME DEPOT INC COM 437076102   581,154 1,515 SH   SOLE   0 0 1,515
HONEYWELL INTL INC COM 438516106   928,141 4,522 SH   SOLE   4,477 0 45
INTERNATIONAL BUSINESS MACHS COM 459200101   404,262 2,117 SH   SOLE   0 0 2,117
INTERNATIONAL PAPER CO COM 460146103   412,442 10,570 SH   SOLE   0 0 10,570
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   11,282,236 61,756 SH   SOLE   60,700 0 1,056
INVESCO QQQ TR UNIT SER 1 46090E103   358,630 808 SH   SOLE   808 0 0
IQVIA HLDGS INC COM 46266C105   340,390 1,346 SH   SOLE   1,346 0 0
ISHARES INC MSCI EMRG CHN 46434G764   5,328,677 92,560 SH   SOLE   91,115 0 1,445
ISHARES TR SHRT NAT MUN ETF 464288158   202,234 1,931 SH   SOLE   0 0 1,931
ISHARES TR S&P 500 GRWT ETF 464287309   26,087,328 308,945 SH   SOLE   303,085 0 5,860
ISHARES TR RUS MDCP VAL ETF 464287473   290,891 2,321 SH   SOLE   0 0 2,321
ISHARES TR CORE MSCI TOTAL 46432F834   1,077,210 15,874 SH   SOLE   15,874 0 0
ISHARES TR U.S. MED DVC ETF 464288810   589,839 10,067 SH   SOLE   10,062 0 5
ISHARES TR RUS 2000 GRW ETF 464287648   211,224 780 SH   SOLE   780 0 0
ISHARES TR CORE DIV GRWTH 46434V621   2,291,355 39,465 SH   SOLE   38,808 0 657
ISHARES TR CORE S&P MCP ETF 464287507   10,979,576 180,764 SH   SOLE   176,313 0 4,451
ISHARES TR NATIONAL MUN ETF 464288414   2,193,964 20,390 SH   SOLE   20,390 0 0
ISHARES TR JPMORGAN USD EMG 464288281   271,251 3,025 SH   SOLE   0 0 3,025
ISHARES TR ISHARES BIOTECH 464287556   221,542 1,615 SH   SOLE   1,615 0 0
ISHARES TR EXPANDED TECH 464287515   770,414 9,035 SH   SOLE   9,035 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,935,004 5,741 SH   SOLE   5,741 0 0
ISHARES TR S&P MC 400GR ETF 464287606   262,526 2,877 SH   SOLE   2,877 0 0
ISHARES TR IBOXX HI YD ETF 464288513   1,579,863 20,325 SH   SOLE   0 0 20,325
ISHARES TR S&P SML 600 GWT 464287887   356,893 2,730 SH   SOLE   2,706 0 24
ISHARES TR S&P 500 VAL ETF 464287408   2,086,543 11,169 SH   SOLE   11,169 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   701,990 16,498 SH   SOLE   0 0 16,498
ISHARES TR MSCI USA QLT FCT 46432F339   440,205 2,678 SH   SOLE   2,678 0 0
ISHARES TR S&P 100 ETF 464287101   265,718 1,074 SH   SOLE   1,074 0 0
ISHARES TR CORE S&P US GWT 464287671   1,610,921 13,744 SH   SOLE   13,744 0 0
ISHARES TR CORE S&P500 ETF 464287200   6,620,424 12,593 SH   SOLE   12,555 0 38
ISHARES TR CORE S&P500 ETF 464287200   3,680 7 SH   SOLE   0 0 7
ISHARES TR CORE S&P SCP ETF 464287804   4,062,646 36,759 SH   SOLE   36,108 0 651
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   217,917 3,480 SH   SOLE   0 0 3,480
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   284,290 4,913 SH   SOLE   4,433 0 480
JOHNSON & JOHNSON COM 478160104   749,479 4,738 SH   SOLE   4,507 0 231
JOHNSON & JOHNSON COM 478160104   1,740 11 SH   SOLE   0 0 11
JPMORGAN CHASE & CO COM 46625H100   2,341,640 11,691 SH   SOLE   11,398 0 293
JPMORGAN CHASE & CO COM 46625H100   624,736 3,119 SH   SOLE   0 0 3,119
LINDE PLC SHS G54950103   230,303 496 SH   SOLE   383 0 113
LINDE PLC SHS G54950103   38,539 83 SH   SOLE   0 0 83
LOCKHEED MARTIN CORP COM 539830109   516,278 1,135 SH   SOLE   0 0 1,135
LOWES COS INC COM 548661107   417,757 1,640 SH   SOLE   1,627 0 13
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   288,941 2,825 SH   SOLE   0 0 2,825
M & T BK CORP COM 55261F104   231,629 1,593 SH   SOLE   1,593 0 0
MARATHON PETE CORP COM 56585A102   346,580 1,720 SH   SOLE   0 0 1,720
MASTERCARD INCORPORATED CL A 57636Q104   663,603 1,378 SH   SOLE   0 0 1,378
MASTERCARD INCORPORATED CL A 57636Q104   233,561 485 SH   SOLE   485 0 0
MCDONALDS CORP COM 580135101   357,231 1,267 SH   SOLE   0 0 1,267
MCDONALDS CORP COM 580135101   711,906 2,525 SH   SOLE   2,501 0 24
MERCADOLIBRE INC COM 58733R102   208,650 138 SH   SOLE   138 0 0
MERCK & CO INC COM 58933Y105   391,232 2,965 SH   SOLE   0 0 2,965
MERCK & CO INC COM 58933Y105   458,318 3,473 SH   SOLE   3,198 0 275
META PLATFORMS INC CL A 30303M102   1,548,029 3,188 SH   SOLE   3,188 0 0
META PLATFORMS INC CL A 30303M102   37,390 77 SH   SOLE   0 0 77
METLIFE INC COM 59156R108   346,464 4,675 SH   SOLE   0 0 4,675
MICROSOFT CORP COM 594918104   2,025,767 4,815 SH   SOLE   0 0 4,815
MICROSOFT CORP COM 594918104   4,207,210 10,000 SH   SOLE   9,594 0 406
MONDELEZ INTL INC CL A 609207105   489,271 6,990 SH   SOLE   6,956 0 34
NIKE INC CL B 654106103   485,783 5,169 SH   SOLE   4,998 0 171
NIKOLA CORP COM 654110105   14,624 14,062 SH   SOLE   14,062 0 0
NORTHROP GRUMMAN CORP COM 666807102   249,861 522 SH   SOLE   0 0 522
NVIDIA CORPORATION COM 67066G104   117,462 130 SH   SOLE   0 0 130
NVIDIA CORPORATION COM 67066G104   1,999,776 2,213 SH   SOLE   2,213 0 0
PALO ALTO NETWORKS INC COM 697435105   1,363,540 4,799 SH   SOLE   4,799 0 0
PARKER-HANNIFIN CORP COM 701094104   52,244 94 SH   SOLE   0 0 94
PARKER-HANNIFIN CORP COM 701094104   674,173 1,213 SH   SOLE   1,213 0 0
PAYCHEX INC COM 704326107   298,404 2,430 SH   SOLE   0 0 2,430
PEPSICO INC COM 713448108   253,240 1,447 SH   SOLE   0 0 1,447
PEPSICO INC COM 713448108   686,564 3,923 SH   SOLE   3,666 0 257
PHILIP MORRIS INTL INC COM 718172109   338,444 3,694 SH   SOLE   0 0 3,694
PROCTER AND GAMBLE CO COM 742718109   349,813 2,156 SH   SOLE   2,110 0 46
PROCTER AND GAMBLE CO COM 742718109   322,554 1,988 SH   SOLE   0 0 1,988
PROLOGIS INC. COM 74340W103   672,196 5,162 SH   SOLE   4,989 0 173
PROLOGIS INC. COM 74340W103   616,201 4,732 SH   SOLE   0 0 4,732
PROSHARES TR SP500 EX ENRGY 74347B581   240,290 2,140 SH   SOLE   2,140 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   265,985 3,983 SH   SOLE   0 0 3,983
PURPLE INNOVATION INC COM 74640Y106   140,387 80,682 SH   SOLE   80,682 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   214,503 10,195 SH   SOLE   0 0 10,195
ROPER TECHNOLOGIES INC COM 776696106   227,701 406 SH   SOLE   0 0 406
SALESFORCE INC COM 79466L302   69,271 230 SH   SOLE   0 0 230
SALESFORCE INC COM 79466L302   1,002,929 3,330 SH   SOLE   3,200 0 130
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   652,181 7,021 SH   SOLE   7,021 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,344,676 14,243 SH   SOLE   14,129 0 114
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   219,347 5,208 SH   SOLE   5,208 0 0
SERVICENOW INC COM 81762P102   1,114,629 1,462 SH   SOLE   1,462 0 0
SONOCO PRODS CO COM 835495102   315,806 5,460 SH   SOLE   0 0 5,460
SOUTHERN CO COM 842587107   768,596 10,714 SH   SOLE   10,347 0 367
SOUTHERN CO COM 842587107   1,291 18 SH   SOLE   0 0 18
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   733,958 1,845 SH   SOLE   1,845 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,038,587 3,897 SH   SOLE   3,807 0 90
SPDR SER TR BLOOMBERG HIGH Y 78468R622   380,134 3,993 SH   SOLE   0 0 3,993
SPDR SER TR S&P BIOTECH 78464A870   378,421 3,988 SH   SOLE   3,868 0 120
SPDR SER TR S&P OILGAS EXP 78468R556   255,860 1,651 SH   SOLE   1,651 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   762,168 14,289 SH   SOLE   14,289 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   382,614 7,637 SH   SOLE   7,637 0 0
STARBUCKS CORP COM 855244109   414,567 4,536 SH   SOLE   4,536 0 0
STARBUCKS CORP COM 855244109   209,923 2,297 SH   SOLE   0 0 2,297
STRYKER CORPORATION COM 863667101   1,431 4 SH   SOLE   0 0 4
STRYKER CORPORATION COM 863667101   613,031 1,713 SH   SOLE   1,713 0 0
T-MOBILE US INC COM 872590104   259,194 1,588 SH   SOLE   0 0 1,588
TESLA INC COM 88160R101   63,284 360 SH   SOLE   0 0 360
TESLA INC COM 88160R101   746,826 4,248 SH   SOLE   4,248 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   768,360 1,322 SH   SOLE   1,322 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   397,547 684 SH   SOLE   0 0 684
TOMPKINS FINL CORP COM 890110109   573,004 11,394 SH   SOLE   11,394 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   365,644 1,218 SH   SOLE   0 0 1,218
UBER TECHNOLOGIES INC COM 90353T100   223,271 2,900 SH   SOLE   2,900 0 0
UNITED PARCEL SERVICE INC CL B 911312106   473,419 3,185 SH   SOLE   3,185 0 0
UNITEDHEALTH GROUP INC COM 91324P102   639,152 1,292 SH   SOLE   0 0 1,292
UNITEDHEALTH GROUP INC COM 91324P102   1,054,891 2,132 SH   SOLE   2,128 0 4
US BANCORP DEL COM NEW 902973304   401,630 8,985 SH   SOLE   0 0 8,985
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   235,570 4,789 SH   SOLE   0 0 4,789
VANGUARD INDEX FDS SM CP VAL ETF 922908611   335,022 1,746 SH   SOLE   0 0 1,746
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   498,460 2,114 SH   SOLE   0 0 2,114
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   251,484 1,613 SH   SOLE   0 0 1,613
VANGUARD INDEX FDS TOTAL STK MKT 922908769   227,672 876 SH   SOLE   876 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   215,748 915 SH   SOLE   915 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   372,062 774 SH   SOLE   0 0 774
VANGUARD INDEX FDS VALUE ETF 922908744   256,505 1,575 SH   SOLE   1,575 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   28,989 178 SH   SOLE   0 0 178
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   362,846 1,987 SH   SOLE   1,987 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   234,533 867 SH   SOLE   867 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   331,321 1,156 SH   SOLE   0 0 1,156
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   256,229 2,144 SH   SOLE   0 0 2,144
VANGUARD WORLD FD INF TECH ETF 92204A702   485,015 925 SH   SOLE   925 0 0
VELO3D INC COMMON STOCK 92259N104   13,668 30,000 SH   SOLE   30,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   374,871 8,934 SH   SOLE   0 0 8,934
VISA INC COM CL A 92826C839   576,021 2,064 SH   SOLE   0 0 2,064
VISA INC COM CL A 92826C839   2,635,632 9,444 SH   SOLE   9,207 0 237
WALMART INC COM 931142103   1,685,783 28,017 SH   SOLE   27,093 0 924
WALMART INC COM 931142103   311,440 5,176 SH   SOLE   0 0 5,176
WILLIAMS COS INC COM 969457100   333,583 8,560 SH   SOLE   0 0 8,560
WISDOMTREE TR US SMALLCAP DIVD 97717W604   351,245 10,748 SH   SOLE   0 0 10,748
ZOETIS INC CL A 98978V103   241,632 1,428 SH   SOLE   0 0 1,428