The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core S&P Mid-Cap ETF ETF 464287507   256,111 1,059 SH   SOLE   0 0 1,059
iShares Russell 1000 Value ETF ETF 464287598   17,591 116 SH   SOLE   0 0 116
iShares Core S&P US Growth ETF ETF 464287671   10,053 123 SH   SOLE   0 0 123
SPDR Utilities Select Sector ETF 81369Y886   71 1 SH   SOLE   0 0 1
SPDR S&P 500 Trust ETF 78462F103   419,388 1,097 SH   SOLE   0 0 1,097
iShares Dow Jones US Telecommunications Sector Index ETF 464287713   14,804 660 SH   SOLE   0 0 660
SPDR Consumer Staples Select Sector ETF 81369Y308   20,054 269 SH   SOLE   0 0 269
iShares Barclays 7-10 Yr Treasury Bond ETF 464287440   10,025 105 SH   SOLE   0 0 105
Vanguard Total Stock Market ETF 922908769   29,634 155 SH   SOLE   0 0 155
Apple Inc COM 037833100   1,878,369 14,457 SH   SOLE   0 0 14,457
Comcast Corp A COM 20030N101   208,526 5,963 SH   SOLE   0 0 5,963
Walt Disney Co COM 254687106   59,252 682 SH   SOLE   0 0 682
Exxon Mobil Corporation COM 30231G102   173,306 1,571 SH   SOLE   0 0 1,571
International Business Machines COM 459200101   50,157 356 SH   SOLE   0 0 356
Nokia Corp COM 654902204   32 7 SH   SOLE   0 0 7
Pfizer Inc COM 717081103   933,035 18,209 SH   SOLE   0 0 18,209
Verizon Communications COM 92343V104   67,715 1,719 SH   SOLE   0 0 1,719
US Bancorp COM 902973304   26,197 601 SH   SOLE   0 0 601
UnitedHealth Group Inc COM 91324P102   186,093 351 SH   SOLE   0 0 351
Altria Group Inc COM 02209S103   12,480 273 SH   SOLE   0 0 273
Advanced Micro Devices COM 007903107   51,816 800 SH   SOLE   0 0 800
Amazon.com Inc COM 023135106   317,016 3,774 SH   SOLE   0 0 3,774
PNC Financial Service Corp COM 693475105   32,378 205 SH   SOLE   0 0 205
iShares Core US Aggregate Bond ETF ETF 464287226   350,437 3,613 SH   SOLE   0 0 3,613
iShares S&P 100 ETF 464287101   10,915 64 SH   SOLE   0 0 64
Consolidated Edison Inc COM 209115104   37,171 390 SH   SOLE   0 0 390
Lockheed Martin Corp COM 539830109   72,974 150 SH   SOLE   0 0 150
NCR Corp COM 62886E108   6,297 269 SH   SOLE   0 0 269
Vanguard Value ETF 922908744   256,137 1,825 SH   SOLE   0 0 1,825
MicroStrategy Inc COM 594972408   1,840 13 SH   SOLE   0 0 13
Northrop Grumman Corp COM 666807102   38,738 71 SH   SOLE   0 0 71
Verisign Inc COM 92343E102   61,632 300 SH   SOLE   0 0 300
Vanguard Utilities ETF ETF 92204A876   40,024 261 SH   SOLE   0 0 261
iPath DJ-UBS Commodity ETF 06738C778   203,507 6,037 SH   SOLE   0 0 6,037
BCE Inc COM 05534B760   12,014 273 SH   SOLE   0 0 273
First Trust Value Line Dividend Index Fund ETF 33734H106   13,437 337 SH   SOLE   0 0 337
Globalstar Inc COM 378973408   69 52 SH   SOLE   0 0 52
WisdomTree Emerging Markets High Dividend ETF 97717W315   21,239 596 SH   SOLE   0 0 596
Vanguard Developed Markets Index Fund ETF ETF 921943858   36,640 873 SH   SOLE   0 0 873
Teradata Corporation COM 88076W103   9,055 269 SH   SOLE   0 0 269
SPDR Bloomberg 1-3 Month T-Bill ETF 78468R663   18,649,562 203,887 SH   SOLE   0 0 203,887
iShares MSCI ACWI ex US Index ETF 464288240   427,746 9,401 SH   SOLE   0 0 9,401
Vanguard Dividend Appreciation ETF 921908844   32,648 215 SH   SOLE   0 0 215
SPDR Bloomberg Barclays Convertible Securities ETF 78464A359   21,703 337 SH   SOLE   0 0 337
Schwab US Large Cap Growth ETF 808524300   11,223 202 SH   SOLE   0 0 202
Vanguard Intermediate Term Corporate Bond ETF ETF 92206C870   206,220 2,661 SH   SOLE   0 0 2,661
Vanguard Long Term Government Bond Index ETF 92206C847   9,428 153 SH   SOLE   0 0 153
Meta Platforms Inc COM 30303M102   100,725 837 SH   SOLE   0 0 837
SPDR SSGA Active Tr Multi-Asset Real Return ETF 78467V103   49,605 1,801 SH   SOLE   0 0 1,801
iShares Tr iShares Morningstar Multi ETF 46432F875   43,711 2,303 SH   SOLE   0 0 2,303
iShares Core MSCI Emerging Markets ETF 46434G103   45,673 978 SH   SOLE   0 0 978
iShares Core MSCI EAFE ETF 46432F842   422,542 6,855 SH   SOLE   0 0 6,855
SPDR Blackstone / GSO Senior Loan ETF ETF 78467V608   49,295 1,205 SH   SOLE   0 0 1,205
iShares MSCI USA Momentum Factor ETF ETF 46432F396   33,417 229 SH   SOLE   0 0 229
iShares MSCI USA Size Factor ETF 46432F370   13,345 117 SH   SOLE   0 0 117
iShares MSCI USA Value Factor ETF 46432F388   3,539 39 SH   SOLE   0 0 39
Vanguard S&P 500 ETF 922908363   55,160 157 SH   SOLE   0 0 157
Vodafone Group PLC COM 92857W308   22,537 2,227 SH   SOLE   0 0 2,227
First Tr Enhanced Short Maturity ETF 33739Q408   16,784,352 282,375 SH   SOLE   0 0 282,375
Aerojet Rocketdyne Hldgs Inc COM 007800105   6,432 115 SH   SOLE   0 0 115
iShares Convertible Bond ETF ETF 46435G102   9,217 133 SH   SOLE   0 0 133
Alphabet Inc Class A COM 02079K305   190,577 2,160 SH   SOLE   0 0 2,160
Spdr Ser Tr Sp500 High Div ETF 78468R788   60,563 1,530 SH   SOLE   0 0 1,530
Vanguard International High Div Yield ETF ETF 921946794   74,274 1,247 SH   SOLE   0 0 1,247
Fidelity Core Dividend ETF ETF 316092840   61,496 1,649 SH   SOLE   0 0 1,649
Goldman Sachs TreasuryAccess 0-1 Year ETF 381430529   10,375,674 104,059 SH   SOLE   0 0 104,059
Vanguard Real Estate ETF 922908553   366,433 4,443 SH   SOLE   0 0 4,443
Invesco QQQ Trust Series 1 ETF 46090E103   70,032 263 SH   SOLE   0 0 263
Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF 46090F100   90,823 6,145 SH   SOLE   0 0 6,145
Invesco S&P 500 Quality ETF ETF 46137V241   19,844 451 SH   SOLE   0 0 451
Invesco DWA Momentum ETF 46137V837   19,183 270 SH   SOLE   0 0 270
Invesco EM Sovereign Debt ETF ETF 46138E784   19 1 SH   SOLE   0 0 1
Vanguard Total Wld Bd Etf ETF 92206C565   78,317 1,168 SH   SOLE   0 0 1,168
JPMorgan Equity Premium Income ETF ETF 46641Q332   70,253 1,289 SH   SOLE   0 0 1,289
Biohaven Ltd Com COM G1110E107   22,902 1,650 SH   SOLE   0 0 1,650
iShares Russell 2000 ETF ETF 464287655   19,877 114 SH   SOLE   0 0 114
Bristol-Myers Squibb Company COM 110122108   23,887 332 SH   SOLE   0 0 332
Coca Cola Company COM 191216100   73,304 1,152 SH   SOLE   0 0 1,152
Ford Motor Company COM 345370860   5,815 500 SH   SOLE   0 0 500
Intel Corp COM 458140100   3,621 137 SH   SOLE   0 0 137
Johnson & Johnson COM 478160104   164,991 934 SH   SOLE   0 0 934
Pepsico Incorporated COM 713448108   14,091 78 SH   SOLE   0 0 78
Microsoft Corp COM 594918104   901,127 3,758 SH   SOLE   0 0 3,758
Baxter International Inc COM 071813109   37,106 728 SH   SOLE   0 0 728
Ecolab Inc COM 278865100   44,250 304 SH   SOLE   0 0 304
Bank of America Corp COM 060505104   6,624 200 SH   SOLE   0 0 200
Cardinal Health Inc COM 14149Y108   13,606 177 SH   SOLE   0 0 177
Qualcomm Incorporated COM 747525103   10,994 100 SH   SOLE   0 0 100
Wells Fargo & Co COM 949746101   2,808 68 SH   SOLE   0 0 68
Edwards Life Sciences Corp COM 28176E108   89,532 1,200 SH   SOLE   0 0 1,200
Eastman Chemical Co COM 277432100   38,032 467 SH   SOLE   0 0 467
CVS Health Corp COM 126650100   18,172 195 SH   SOLE   0 0 195
American Electric Power Co Inc COM 025537101   10,350 109 SH   SOLE   0 0 109
Yum! Brands Inc COM 988498101   3,586 28 SH   SOLE   0 0 28
Carnival Corp COM 143658300   2,684 333 SH   SOLE   0 0 333
Royal Caribbean Cruises COM V7780T103   5,042 102 SH   SOLE   0 0 102
Rio Tinto PLC Spons ADR ADR 767204100   67,355 946 SH   SOLE   0 0 946
AT&T Inc COM 00206R102   56,316 3,059 SH   SOLE   0 0 3,059
iShares MSCI EAFE Value ETF 464288877   22,114 482 SH   SOLE   0 0 482
iShares MSCI EAFE Growth ETF ETF 464288885   17,506 209 SH   SOLE   0 0 209
Enbridge Inc COM 29250N105   35,018 896 SH   SOLE   0 0 896
iShares MBS ETF ETF 464288588   47,459 512 SH   SOLE   0 0 512
Bank of New York Mellon Corp COM 064058100   24,717 543 SH   SOLE   0 0 543
iShares MSCI EAFE Small Cap Index ETF 464288273   8,133 144 SH   SOLE   0 0 144
Philip Morris International Inc COM 718172109   20,242 200 SH   SOLE   0 0 200
Merck & Co Inc COM 58933Y105   16,643 150 SH   SOLE   0 0 150
Vanguard Intermediate Term Treasury ETF ETF 92206C706   109,809 1,878 SH   SOLE   0 0 1,878
Berkshire Hathaway Inc Class B COM 084670702   512,465 1,659 SH   SOLE   0 0 1,659
SPDR Barclays Cap Emerging Markets Local Bd ETF 78464A391   2,981 145 SH   SOLE   0 0 145
Invesco Senior Loan ETF 46138G508   7,144 348 SH   SOLE   0 0 348
AbbVie Inc COM 00287Y109   295,537 1,829 SH   SOLE   0 0 1,829
Norwegian Cruise Line Holdings COM G66721104   4,002 327 SH   SOLE   0 0 327
Vanguard Total International Bond Index ETF ETF 92203J407   5,407 114 SH   SOLE   0 0 114
Vanguard Emerging Market Bond ETF 921946885   2,866 47 SH   SOLE   0 0 47
Kraft Heinz Company COM 500754106   5,292 130 SH   SOLE   0 0 130
Alphabet Inc Class C COM 02079K107   90,505 1,020 SH   SOLE   0 0 1,020
Yum China Holdings Inc COM 98850P109   1,530 28 SH   SOLE   0 0 28
Dow Inc COM 260557103   56,779 1,127 SH   SOLE   0 0 1,127
Appharvest Inc WT 013026 COM 03783T111   14 150 SH   SOLE   0 0 150
Evgo Inc COM 30052F100   13,410 3,000 SH   SOLE   0 0 3,000
Warner Bros Discovery Inc Series A COM 934423104   7,006 739 SH   SOLE   0 0 739
Canon Inc ADR ADR 138006309   434 20 SH   SOLE   0 0 20
Suncor Energy Inc COM 867224107   635 20 SH   SOLE   0 0 20
Permian Resources Corp A COM 71424F105   940 100 SH   SOLE   0 0 100
iShares Core S&P 500 ETF 464287200   327,224 852 SH   SOLE   0 0 852
Oracle Corporation COM 68389X105   38,990 477 SH   SOLE   0 0 477
Cisco Systems Inc COM 17275R102   48,355 1,015 SH   SOLE   0 0 1,015
CSX Corporation COM 126408103   7,156 231 SH   SOLE   0 0 231
Chevron Corp COM 166764100   89,745 500 SH   SOLE   0 0 500
Home Depot Inc COM 437076102   11,055 35 SH   SOLE   0 0 35
Lowe's Companies Inc COM 548661107   105,597 530 SH   SOLE   0 0 530
JP Morgan Chase & Co. COM 46625H100   13,276 99 SH   SOLE   0 0 99
Allstate Corp COM 020002101   30,121 222 SH   SOLE   0 0 222
General Dynamics Corporation COM 369550108   105,695 426 SH   SOLE   0 0 426
Adobe Inc COM 00724F101   6,731 20 SH   SOLE   0 0 20
SPDR Technology Select Sector ETF 81369Y803   68 1 SH   SOLE   0 0 1
NVIDIA Corp COM 67066G104   30,256 207 SH   SOLE   0 0 207
Salesforce Inc COM 79466L302   9,016 68 SH   SOLE   0 0 68
First Tr Capital Strength ETF Db Strategic Value Index ETF 33733E104   112 1 SH   SOLE   0 0 1
Delta Air Lines COM 247361702   10,680 325 SH   SOLE   0 0 325
Vanguard Total Bond Market ETF 921937835   7,047 98 SH   SOLE   0 0 98
iShares International Select Dividend ETF 464288448   3 0 SH   SOLE   0 0 0
Vanguard High Dividend Yield ETF 921946406   72 1 SH   SOLE   0 0 1
Visa Inc COM 92826C839   9,557 46 SH   SOLE   0 0 46
Tesla Inc COM 88160R101   28,947 235 SH   SOLE   0 0 235
Vanguard Russell 2000 ETF 92206C664   5,491 78 SH   SOLE   0 0 78
Vanguard Total Intl Stock Index ETF 921909768   5,752 111 SH   SOLE   0 0 111
Vanguard Russell 1000 ETF ETF 92206C730   21,003 121 SH   SOLE   0 0 121
Zoetis Inc COM 98978V103   9,086 62 SH   SOLE   0 0 62
Sprouts Farmers Market Inc COM 85208M102   35,607 1,100 SH   SOLE   0 0 1,100
Axon Enterprises Inc COM 05464C101   82,965 500 SH   SOLE   0 0 500
Raytheon Technologies Corp COM 75513E101   30,276 300 SH   SOLE   0 0 300
Viatris Inc COM 92556V106   4,130 371 SH   SOLE   0 0 371
Dominion Energy Inc COM 25746U109   16,802 274 SH   SOLE   0 0 274
Prudential Financial Inc COM 744320102   10,543 106 SH   SOLE   0 0 106
Wabtec Corporation COM 929740108   299 3 SH   SOLE   0 0 3
General Electric Company COM 369604301   6,284 75 SH   SOLE   0 0 75
Kyndryl Hldgs Inc Com COM 50155Q100   445 40 SH   SOLE   0 0 40