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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 32,114 450,214 SH   SOLE   0 0 450,214
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 30,963 413,830 SH   SOLE   0 0 413,830
VANECK ETF TR HIGH YLD MUNIETF 92189H409 2,782 55,716 SH   SOLE   0 0 55,716
ISHARES TR IBOXX HI YD ETF 464288513 2,436 34,116 SH   SOLE   0 0 34,116
ISHARES TR NATIONAL MUN ETF 464288414 35,117 342,336 SH   SOLE   0 0 342,336
TIDAL ETF TR SOFI SELCT 500 886364207 286,493 22,505,325 SH   SOLE   0 0 22,505,325
TIDAL ETF TR SOFI NEXT 500 886364306 32,917 3,181,525 SH   SOLE   0 0 3,181,525
VANGUARD INDEX FDS SMALL CP ETF 922908751 16,859 98,644 SH   SOLE   0 0 98,644
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 113,754 3,128,559 SH   SOLE   0 0 3,128,559
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,575 115,890 SH   SOLE   0 0 115,890
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 38,358 1,051,187 SH   SOLE   0 0 1,051,187