The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMCOR PLC ORD G0250X107   322,433 38,661 SH   SOLE   9,220 0 29,441
ANGLOGOLD ASHANTI PLC COM SHS G0378L100   458,209 5,373 SH   SOLE   1,088 0 4,285
EATON CORP PLC SHS G29183103   684,478 2,149 SH   SOLE   637 0 1,512
MEDTRONIC PLC SHS G5960L103   651,767 6,785 SH   SOLE   2,558 0 4,227
TECHNIPFMC PLC COM G87110105   465,830 10,454 SH   SOLE   1,944 0 8,510
CHUBB LIMITED COM H1467J104   252,193 808 SH   SOLE   103 0 705
ASML HOLDING N V N Y REGISTRY SHS N07059210   292,072 273 SH   SOLE   34 0 239
ALPS ETF TR ALERIAN MLP 00162Q452   767,053 16,313 SH   SOLE   3,670 0 12,643
AT&T INC COM 00206R102   597,533 24,055 SH   SOLE   3,691 0 20,364
ABBOTT LABS COM 002824100   437,889 3,495 SH   SOLE   1,299 0 2,196
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   3,098,747 75,432 SH   SOLE   11,791 0 63,641
ADOBE INC COM 00724F101   204,744 585 SH   SOLE   95 0 490
ADVANCED MICRO DEVICES INC COM 007903107   872,060 4,072 SH   SOLE   501 0 3,571
ALPHABET INC CAP STK CL C 02079K107   4,794,122 15,278 SH   SOLE   4,453 0 10,824
ALPHABET INC CAP STK CL A 02079K305   2,407,917 7,693 SH   SOLE   1,431 0 6,262
ALTRIA GROUP INC COM 02209S103   382,064 6,626 SH   SOLE   1,494 0 5,132
AMAZON COM INC COM 023135106   4,982,250 21,585 SH   SOLE   12,835 0 8,750
AMERICAN ELEC PWR CO INC COM 025537101   416,615 3,613 SH   SOLE   710 0 2,903
AMERIPRISE FINL INC COM 03076C106   217,711 444 SH   SOLE   436 0 8
AMGEN INC COM 031162100   874,893 2,673 SH   SOLE   867 0 1,805
AMPHENOL CORP NEW CL A 032095101   564,885 4,180 SH   SOLE   1,119 0 3,061
APPLE INC COM 037833100   52,312,673 192,425 SH   SOLE   30,909 0 161,515
ARISTA NETWORKS INC COM SHS 040413205   1,029,765 7,859 SH   SOLE   153 0 7,706
AUTOMATIC DATA PROCESSING IN COM 053015103   352,920 1,372 SH   SOLE   524 0 848
BANCO SANTANDER SA ADR 05964H105   213,897 18,235 SH   SOLE   3,552 0 14,683
BANK AMERICA CORP COM 060505104   825,165 15,003 SH   SOLE   3,995 0 11,008
BANK MARIN BANCORP COM 063425102   365,935 14,069 SH   SOLE   0 0 14,069
BANK MONTREAL QUE COM 063671101   210,649 1,623 SH   SOLE   154 0 1,469
BANK NEW YORK MELLON CORP COM 064058100   306,710 2,642 SH   SOLE   239 0 2,403
BANK NOVA SCOTIA HALIFAX COM 064149107   368,376 4,999 SH   SOLE   582 0 4,417
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,721,118 7,403 SH   SOLE   3,724 0 3,679
BLACKROCK MUNIYIELD FD INC COM 09253W104   129,163 12,313 SH   SOLE   12,313 0 0
BLACKROCK RES & COMMODITIES SHS 09257A108   370,257 33,721 SH   SOLE   810 0 32,911
BLACKROCK INC COM 09290D101   221,072 207 SH   SOLE   31 0 175
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   297,622 3,528 SH   SOLE   436 0 3,092
BORGWARNER INC COM 099724106   219,397 4,869 SH   SOLE   10 0 4,859
BRISTOL-MYERS SQUIBB CO COM 110122108   432,810 8,024 SH   SOLE   1,880 0 6,143
BROADCOM INC COM 11135F101   967,350 2,795 SH   SOLE   517 0 2,278
CME GROUP INC COM 12572Q105   247,957 908 SH   SOLE   189 0 719
CVS HEALTH CORP COM 126650100   459,574 5,791 SH   SOLE   1,142 0 4,649
CANADIAN IMPERIAL BANK OF CO COM 136069101   202,060 2,230 SH   SOLE   220 0 2,010
CATERPILLAR INC COM 149123101   649,635 1,134 SH   SOLE   45 0 1,089
CELESTICA INC COM 15101Q207   810,563 2,742 SH   SOLE   326 0 2,416
CHEVRON CORP NEW COM 166764100   705,599 4,630 SH   SOLE   569 0 4,060
CISCO SYS INC COM 17275R102   801,575 10,406 SH   SOLE   1,998 0 8,407
COCA COLA CO COM 191216100   417,516 5,972 SH   SOLE   1,366 0 4,606
COINBASE GLOBAL INC COM CL A 19260Q107   2,542,944 11,245 SH   SOLE   29 0 11,216
CONSOLIDATED EDISON INC COM 209115104   308,190 3,103 SH   SOLE   504 0 2,599
CORNING INC COM 219350105   233,260 2,664 SH   SOLE   28 0 2,636
COSTCO WHSL CORP NEW COM 22160K105   595,119 690 SH   SOLE   130 0 559
DARDEN RESTAURANTS INC COM 237194105   352,214 1,914 SH   SOLE   377 0 1,537
DELL TECHNOLOGIES INC CL C 24703L202   440,832 3,502 SH   SOLE   656 0 2,846
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   4,696,642 100,356 SH   SOLE   22,758 0 77,597
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   27,937,625 733,079 SH   SOLE   176,166 0 556,912
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   23,248,735 713,808 SH   SOLE   173,052 0 540,756
DIMENSIONAL ETF TRUST EMERGING MRKTETS 25434V534   391,988 6,477 SH   SOLE   1,104 0 5,373
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   11,964,936 200,956 SH   SOLE   33,029 0 167,927
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   1,711,379 23,133 SH   SOLE   11,601 0 11,532
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   792,332 10,761 SH   SOLE   6,525 0 4,236
DIMENSIONAL ETF TRUST CALIF MUN BD ETF 25434V633   520,684 10,397 SH   SOLE   2,368 0 8,029
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   7,984,628 233,400 SH   SOLE   52,844 0 180,556
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   442,527 8,543 SH   SOLE   2,863 0 5,680
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   436,121 10,514 SH   SOLE   1,143 0 9,371
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   1,232,436 28,765 SH   SOLE   8,313 0 20,452
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   29,681,883 749,732 SH   SOLE   192,229 0 557,502
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   1,256,647 28,935 SH   SOLE   6,467 0 22,468
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,403,833 102,897 SH   SOLE   33,558 0 69,339
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   410,380 12,163 SH   SOLE   0 0 12,163
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   8,827,518 278,778 SH   SOLE   73,418 0 205,360
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   4,490,032 130,297 SH   SOLE   62,111 0 68,185
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   29,137,471 583,917 SH   SOLE   156,858 0 427,058
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,358,554 41,306 SH   SOLE   7,824 0 33,482
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   9,127,170 239,999 SH   SOLE   48,901 0 191,098
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   370,017 8,694 SH   SOLE   0 0 8,694
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,437,403 43,917 SH   SOLE   1,398 0 42,519
DISNEY WALT CO COM 254687106   484,373 4,257 SH   SOLE   1,777 0 2,480
DUKE ENERGY CORP NEW COM NEW 26441C204   382,105 3,260 SH   SOLE   683 0 2,577
EOG RES INC COM 26875P101   383,392 3,651 SH   SOLE   659 0 2,992
EMCOR GROUP INC COM 29084Q100   506,562 828 SH   SOLE   98 0 730
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   463,462 28,106 SH   SOLE   8,514 0 19,591
ENTERPRISE PRODS PARTNERS L COM 293792107   375,789 11,721 SH   SOLE   7,029 0 4,692
EVERSOURCE ENERGY COM 30040W108   397,516 5,904 SH   SOLE   1,065 0 4,839
EXPEDIA GROUP INC COM NEW 30212P303   514,208 1,815 SH   SOLE   405 0 1,410
EXXON MOBIL CORP COM 30231G102   862,729 7,169 SH   SOLE   3,614 0 3,555
META PLATFORMS INC CL A 30303M102   1,588,374 2,406 SH   SOLE   706 0 1,700
FASTENAL CO COM 311900104   298,768 7,445 SH   SOLE   1,203 0 6,242
FIRST SOLAR INC COM 336433107   528,468 2,023 SH   SOLE   328 0 1,695
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   220,728 820 SH   SOLE   820 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   444,195 9,688 SH   SOLE   24 0 9,664
FRANKLIN TEMPLETON ETF TR FTSE SOUTH KOREA 35473P710   203,614 6,353 SH   SOLE   0 0 6,353
FREEPORT-MCMORAN INC CL B 35671D857   404,701 7,968 SH   SOLE   1,908 0 6,060
GENERAL DYNAMICS CORP COM 369550108   401,972 1,194 SH   SOLE   196 0 998
GENUINE PARTS CO COM 372460105   349,698 2,844 SH   SOLE   543 0 2,301
GSK PLC SPONSORED ADR 37733W204   204,644 4,173 SH   SOLE   893 0 3,280
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   269,925 6,317 SH   SOLE   0 0 6,317
GOLDMAN SACHS GROUP INC COM 38141G104   1,553,612 1,767 SH   SOLE   172 0 1,595
GRANITE CONSTR INC COM 387328107   1,832,404 15,886 SH   SOLE   15,882 0 3
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   692,008 10,123 SH   SOLE   179 0 9,944
HARMONIC INC COM 413160102   344,647 34,848 SH   SOLE   7,745 0 27,103
HERC HLDGS INC COM 42704L104   337,119 2,272 SH   SOLE   524 0 1,748
HERSHEY CO COM 427866108   235,618 1,295 SH   SOLE   331 0 963
HOME DEPOT INC COM 437076102   652,758 1,897 SH   SOLE   400 0 1,497
HONEYWELL INTL INC COM 438516106   311,949 1,599 SH   SOLE   500 0 1,099
INNOVATOR ETFS TRUST US SML CP PWR B 45782C284   231,098 7,290 SH   SOLE   3,890 0 3,400
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   355,360 8,976 SH   SOLE   0 0 8,976
INNOVATOR ETFS TRUST INTRNL DEV APRL 45782C367   1,212,968 39,331 SH   SOLE   0 0 39,331
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C375   947,010 23,705 SH   SOLE   1,551 0 22,154
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383   684,239 15,225 SH   SOLE   1,755 0 13,470
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417   370,786 9,106 SH   SOLE   2,075 0 7,031
INNOVATOR ETFS TRUST US EQT ULTRA BFR 45782C425   957,332 26,025 SH   SOLE   1,301 0 24,724
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   396,473 8,432 SH   SOLE   0 0 8,432
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C532   1,015,656 25,622 SH   SOLE   11,412 0 14,210
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573   451,182 10,799 SH   SOLE   2,299 0 8,500
INNOVATOR ETFS TRUST US SML CP PWR B 45782C599   461,245 13,699 SH   SOLE   2,135 0 11,564
INNOVATOR ETFS TRUST INTERNATIONAL DV 45782C631   1,010,766 28,995 SH   SOLE   7,954 0 21,041
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C649   954,047 24,257 SH   SOLE   4,322 0 19,935
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C672   2,338,474 58,579 SH   SOLE   2,954 0 55,625
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680   1,593,200 36,837 SH   SOLE   2,500 0 34,337
INNOVATOR ETFS TRUST INTRNL DEV JULY 45782C722   285,487 8,520 SH   SOLE   1,570 0 6,950
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C730   354,518 9,478 SH   SOLE   0 0 9,478
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C805   794,279 24,238 SH   SOLE   0 0 24,238
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   897,817 19,337 SH   SOLE   468 0 18,869
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C839   1,168,545 30,156 SH   SOLE   0 0 30,156
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   624,551 15,965 SH   SOLE   0 0 15,965
INNOVATOR ETFS TRUST US SMALL CAP PWR 45783Y137   240,813 9,077 SH   SOLE   0 0 9,077
INNOVATOR ETFS TRUST INTL DEVELOPED 45783Y145   393,829 13,838 SH   SOLE   4,047 0 9,791
INNOVATOR ETFS TRUST INNOVATOR INTL D 45783Y285   1,762,405 60,308 SH   SOLE   3,878 0 56,430
INNOVATOR ETFS TRUST INTL DEVELOPED P 45783Y293   285,037 9,533 SH   SOLE   3,657 0 5,876
INNOVATOR ETFS TRUST INNOVATOR INTL D 45783Y343   520,401 17,423 SH   SOLE   7,837 0 9,586
INNOVATOR ETFS TRUST INTL DEVELOPED P 45783Y350   386,152 12,776 SH   SOLE   3,475 0 9,301
INNOVATOR ETFS TRUST INTERNATIONAL DE 45783Y426   662,824 20,526 SH   SOLE   16,855 0 3,671
INNOVATOR ETFS TRUST INTL DEV PWR BUF 45783Y459   291,103 8,428 SH   SOLE   1,588 0 6,840
INNOVATOR ETFS TRUST INNOVATOR INTER 45783Y533   226,987 6,964 SH   SOLE   1,334 0 5,630
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673   272,764 7,400 SH   SOLE   1,029 0 6,371
INNOVATOR ETFS TRUST US SMALL CAP POW 45784N304   440,606 15,798 SH   SOLE   0 0 15,798
INNOVATOR ETFS TRUST US SMALL CAP POW 45784N668   260,463 9,206 SH   SOLE   0 0 9,206
INNOVATOR ETFS TRUST US SMALL CAP PWR 45784N833   243,420 9,530 SH   SOLE   8,030 0 1,500
INNOVATOR ETFS TRUST US SMALL CAP PWR 45784N866   2,053,598 72,132 SH   SOLE   6,450 0 65,682
INTEL CORP COM 458140100   258,090 6,994 SH   SOLE   3,201 0 3,792
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   246,114 3,827 SH   SOLE   56 0 3,771
INTERNATIONAL BUSINESS MACHS COM 459200101   643,368 2,172 SH   SOLE   213 0 1,959
INVESCO QQQ TR UNIT SER 1 46090E103   7,420,068 12,079 SH   SOLE   2,531 0 9,547
INVESCO CURRENCYSHARES AUSTR AUSTRALIAN DOL 46090N103   242,583 3,670 SH   SOLE   1,387 0 2,283
INTUITIVE SURGICAL INC COM NEW 46120E602   521,051 920 SH   SOLE   32 0 888
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   939,187 42,003 SH   SOLE   1,448 0 40,555
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   255,350 3,575 SH   SOLE   0 0 3,575
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   205,559 3,905 SH   SOLE   0 0 3,905
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   2,669,940 127,140 SH   SOLE   73,902 0 53,238
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   399,749 1,581 SH   SOLE   77 0 1,503
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   413,431 3,812 SH   SOLE   1,125 0 2,687
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104   249,059 3,499 SH   SOLE   1,370 0 2,129
ISHARES SILVER TR ISHARES 46428Q109   1,226,106 19,033 SH   SOLE   1,266 0 17,767
ISHARES GOLD TR ISHARES NEW 464285204   8,270,168 101,887 SH   SOLE   22,880 0 79,007
ISHARES INC MSCI STH KOR ETF 464286772   3,514,989 36,155 SH   SOLE   5,456 0 30,699
ISHARES INC MSCI GERMANY ETF 464286806   2,720,850 64,020 SH   SOLE   12,285 0 51,735
ISHARES TR TIPS BD ETF 464287176   1,003,149 9,127 SH   SOLE   3,439 0 5,688
ISHARES TR CORE S&P500 ETF 464287200   973,985 1,422 SH   SOLE   627 0 795
ISHARES TR CORE US AGGBD ET 464287226   1,348,988 13,506 SH   SOLE   4,096 0 9,410
ISHARES TR MSCI EMG MKT ETF 464287234   244,718 4,473 SH   SOLE   613 0 3,860
ISHARES TR IBOXX INV CP ETF 464287242   8,387,112 76,115 SH   SOLE   17,976 0 58,139
ISHARES TR 20 YR TR BD ETF 464287432   4,876,437 55,948 SH   SOLE   15,090 0 40,858
ISHARES TR MSCI EAFE ETF 464287465   214,627 2,235 SH   SOLE   1,535 0 700
ISHARES TR CORE S&P MCP ETF 464287507   457,248 6,928 SH   SOLE   6,324 0 604
ISHARES TR ISHARES SEMICDTR 464287523   214,720 713 SH   SOLE   312 0 401
ISHARES TR RUS 1000 VAL ETF 464287598   3,979,002 18,917 SH   SOLE   229 0 18,688
ISHARES TR S&P MC 400GR ETF 464287606   430,632 4,445 SH   SOLE   1,677 0 2,768
ISHARES TR RUS 1000 GRW ETF 464287614   4,220,889 8,918 SH   SOLE   1,133 0 7,785
ISHARES TR RUS 1000 ETF 464287622   3,030,466 8,115 SH   SOLE   0 0 8,115
ISHARES TR RUS 2000 VAL ETF 464287630   624,087 3,444 SH   SOLE   176 0 3,268
ISHARES TR RUS 2000 GRW ETF 464287648   419,913 1,300 SH   SOLE   0 0 1,300
ISHARES TR CORE S&P US GWT 464287671   411,453 2,450 SH   SOLE   2,450 0 0
ISHARES TR S&P MC 400VL ETF 464287705   451,222 3,429 SH   SOLE   1,151 0 2,278
ISHARES TR CORE S&P SCP ETF 464287804   1,085,105 9,029 SH   SOLE   1,310 0 7,719
ISHARES TR AGENCY BOND ETF 464288166   268,459 2,435 SH   SOLE   0 0 2,435
ISHARES TR MSCI AC ASIA ETF 464288182   11,200,792 120,283 SH   SOLE   30,412 0 89,871
ISHARES TR CALIF MUN BD ETF 464288356   1,527,919 26,591 SH   SOLE   22,210 0 4,381
ISHARES TR NATIONAL MUN ETF 464288414   8,967,956 83,727 SH   SOLE   21,083 0 62,643
ISHARES TR TRUST ISHARE 0-1 464288679   1,771,366 16,081 SH   SOLE   9,304 0 6,777
ISHARES TR CORE 80/20 AGGRE 464289859   272,531 3,043 SH   SOLE   92 0 2,951
ISHARES TR CORE 60/40 BALAN 464289867   555,654 8,547 SH   SOLE   516 0 8,031
ISHARES TR CORE 40/60 MODER 464289875   246,287 5,160 SH   SOLE   0 0 5,160
ISHARES TR MSCI INDIA ETF 46429B598   1,416,488 26,207 SH   SOLE   1,621 0 24,586
ISHARES TR MSCI CHINA ETF 46429B671   328,643 5,471 SH   SOLE   0 0 5,471
ISHARES TR MSCI EAFE MIN VL 46429B689   667,920 7,744 SH   SOLE   0 0 7,744
ISHARES TR MSCI USA MIN VOL 46429B697   2,224,059 23,620 SH   SOLE   0 0 23,620
ISHARES TR CORE MSCI TOTAL 46432F834   495,990 5,860 SH   SOLE   499 0 5,361
ISHARES INC MSCI TAIWAN ETF 46434G772   458,242 7,213 SH   SOLE   0 0 7,213
ISHARES INC MSCI SINGPOR ETF 46434G780   372,348 13,535 SH   SOLE   1,942 0 11,593
ISHARES INC MSCI JAPAN ETF 46434G822   1,649,922 20,435 SH   SOLE   3,263 0 17,172
ISHARES TR GLOBAL REIT ETF 46434V647   4,589,288 183,939 SH   SOLE   45,265 0 138,674
ISHARES TR CORE MSCI EURO 46434V738   1,801,543 25,381 SH   SOLE   4,366 0 21,015
ISHARES TR TRS FLT RT BD 46434V860   277,248 5,494 SH   SOLE   2,497 0 2,997
ISHARES TR MSCI UK ETF NEW 46435G334   362,703 8,247 SH   SOLE   0 0 8,247
ISHARES TR ESG AWR MSCI USA 46435G425   688,288 4,620 SH   SOLE   197 0 4,423
ISHARES TR BB RAT CORP BD 46435U473   597,137 12,670 SH   SOLE   0 0 12,670
ISHARES TR ESG AWR US AGRGT 46435U549   261,787 5,471 SH   SOLE   5,471 0 0
ISHARES TR FUTURE AI & TECH 46435U556   554,508 11,509 SH   SOLE   0 0 11,509
ISHARES TR 0-3 MNTH TREASRY 46436E718   57,137,129 569,208 SH   SOLE   257,149 0 312,058
JPMORGAN CHASE & CO. COM 46625H100   1,412,795 4,385 SH   SOLE   2,003 0 2,381
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,092,254 19,082 SH   SOLE   10,380 0 8,702
JOHNSON & JOHNSON COM 478160104   1,186,830 5,735 SH   SOLE   1,909 0 3,825
KINDER MORGAN INC DEL COM 49456B101   449,352 16,346 SH   SOLE   3,389 0 12,957
LAM RESEARCH CORP COM NEW 512807306   559,759 3,270 SH   SOLE   741 0 2,529
ELI LILLY & CO COM 532457108   886,097 825 SH   SOLE   246 0 578
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   80,083 15,110 SH   SOLE   0 0 15,110
MPLX LP COM UNIT REP LTD 55336V100   431,477 8,085 SH   SOLE   4,684 0 3,400
MARVELL TECHNOLOGY INC COM 573874104   474,443 5,583 SH   SOLE   777 0 4,806
MASTERCARD INCORPORATED CL A 57636Q104   204,375 358 SH   SOLE   62 0 296
MCDONALDS CORP COM 580135101   1,689,521 5,528 SH   SOLE   3,995 0 1,532
MCKESSON CORP COM 58155Q103   205,893 251 SH   SOLE   54 0 197
MERCADOLIBRE INC COM 58733R102   771,462 383 SH   SOLE   43 0 340
MERCK & CO INC COM 58933Y105   777,034 7,382 SH   SOLE   1,239 0 6,143
MICROSOFT CORP COM 594918104   5,080,665 10,505 SH   SOLE   2,937 0 7,568
MICRON TECHNOLOGY INC COM 595112103   1,496,690 5,244 SH   SOLE   831 0 4,413
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   102,268 13,971 SH   SOLE   0 0 13,971
MOODYS CORP COM 615369105   370,366 725 SH   SOLE   152 0 573
NRG ENERGY INC COM NEW 629377508   301,441 1,893 SH   SOLE   246 0 1,647
NETFLIX INC COM 64110L106   956,363 10,200 SH   SOLE   1,425 0 8,775
NEWMONT CORP COM 651639106   805,690 8,069 SH   SOLE   993 0 7,076
NOVARTIS AG SPONSORED ADR 66987V109   506,948 3,677 SH   SOLE   305 0 3,372
NVIDIA CORPORATION COM 67066G104   12,529,522 67,182 SH   SOLE   4,596 0 62,585
NUVEEN QUALITY MUNCP INCOME COM 67066V101   123,722 10,293 SH   SOLE   10,293 0 0
OAKTREE SPECIALTY LENDING CO COM 67401P405   1,564,765 122,823 SH   SOLE   56,999 0 65,824
OLD REP INTL CORP COM 680223104   370,642 8,121 SH   SOLE   1,972 0 6,149
ORACLE CORP COM 68389X105   304,449 1,562 SH   SOLE   1,136 0 426
OVINTIV INC COM 69047Q102   370,737 9,460 SH   SOLE   1,834 0 7,626
PNC FINL SVCS GROUP INC COM 693475105   458,997 2,199 SH   SOLE   431 0 1,768
PPL CORP COM 69351T106   202,941 5,795 SH   SOLE   1,113 0 4,682
PACER FDS TR SWAN SOS FD OF 69374H568   246,096 7,612 SH   SOLE   337 0 7,275
PACER FDS TR US SMALL CAP CAS 69374H857   1,518,075 34,214 SH   SOLE   13,841 0 20,373
PACER FDS TR DEVELOPED MRKT 69374H873   774,296 20,018 SH   SOLE   10,131 0 9,887
PACER FDS TR US CASH COWS 100 69374H881   243,869 4,053 SH   SOLE   2,515 0 1,538
PACKAGING CORP AMER COM 695156109   433,495 2,102 SH   SOLE   349 0 1,753
PALANTIR TECHNOLOGIES INC CL A 69608A108   2,635,499 14,827 SH   SOLE   13,670 0 1,157
PAYPAL HLDGS INC COM 70450Y103   362,624 6,211 SH   SOLE   557 0 5,654
PENUMBRA INC COM 70975L107   217,637 700 SH   SOLE   700 0 0
PEPSICO INC COM 713448108   237,269 1,653 SH   SOLE   1,230 0 423
PHILIP MORRIS INTL INC COM 718172109   255,357 1,592 SH   SOLE   338 0 1,254
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207   253,548 13,247 SH   SOLE   3,756 0 9,491
PRIMERICA INC COM 74164M108   325,792 1,261 SH   SOLE   307 0 954
PROCTER AND GAMBLE CO COM 742718109   615,494 4,295 SH   SOLE   972 0 3,321
PUBLIC STORAGE OPER CO COM 74460D109   381,206 1,469 SH   SOLE   361 0 1,108
QUALCOMM INC COM 747525103   268,377 1,569 SH   SOLE   364 0 1,205
RTX CORPORATION COM 75513E101   406,231 2,215 SH   SOLE   1,646 0 569
UPBOUND GROUP INC COM 76009N100   312,796 17,813 SH   SOLE   1,773 0 16,040
RIO TINTO PLC SPONSORED ADR 767204100   400,870 5,009 SH   SOLE   1,002 0 4,007
ROCKET LAB CORP COM 773121108   366,519 5,254 SH   SOLE   5,248 0 6
ROYAL BK CDA COM 780087102   320,351 1,879 SH   SOLE   330 0 1,549
ROYAL GOLD INC COM 780287108   461,454 2,076 SH   SOLE   419 0 1,656
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,997,426 4,396 SH   SOLE   1,012 0 3,382
SPDR GOLD TR GOLD SHS 78463V107   4,235,365 10,687 SH   SOLE   1,075 0 9,612
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   8,562,084 137,787 SH   SOLE   32,666 0 105,121
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   1,063,823 23,630 SH   SOLE   10,682 0 12,948
SPDR SERIES TRUST BLOOMBERG SHORT 78464A334   384,233 14,018 SH   SOLE   4,956 0 9,062
SPDR SERIES TRUST BLOOMBERG INTL T 78464A516   478,267 21,228 SH   SOLE   6,100 0 15,128
SPDR SERIES TRUST STATE STREET SPD 78464A854   990,550 12,348 SH   SOLE   5,319 0 7,028
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   385,766 803 SH   SOLE   102 0 700
SPDR SERIES TRUST STATE STREET SPD 78468R101   1,373,291 46,902 SH   SOLE   264 0 46,638
SPDR SERIES TRUST STATE STREET SPD 78468R200   9,130,805 297,130 SH   SOLE   69,232 0 227,898
SPDR SERIES TRUST STATE STREET SPD 78468R408   2,033,753 80,322 SH   SOLE   49,717 0 30,605
SPDR SERIES TRUST STATE STREET SPD 78468R556   229,288 1,816 SH   SOLE   91 0 1,725
SPDR SERIES TRUST STATE STREET SPD 78468R663   7,364,145 80,588 SH   SOLE   25,016 0 55,572
SALESFORCE INC COM 79466L302   900,164 3,398 SH   SOLE   43 0 3,355
SANOFI SA SPONSORED ADR 80105N105   304,959 6,293 SH   SOLE   666 0 5,627
SCHWAB CHARLES CORP COM 808513105   4,484,723 44,888 SH   SOLE   609 0 44,278
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   205,245 7,825 SH   SOLE   5,049 0 2,775
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   270,694 10,059 SH   SOLE   0 0 10,059
SCHWAB STRATEGIC TR MUN BD ETF 808524649   386,220 14,993 SH   SOLE   0 0 14,993
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   1,312,295 40,009 SH   SOLE   0 0 40,009
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   447,830 14,212 SH   SOLE   12,190 0 2,022
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   355,706 13,073 SH   SOLE   9,967 0 3,105
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   208,954 7,618 SH   SOLE   2,490 0 5,127
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   443,894 18,465 SH   SOLE   8,250 0 10,214
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   47,571,507 1,952,052 SH   SOLE   413,857 0 1,538,195
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209   266,228 1,720 SH   SOLE   243 0 1,476
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605   405,462 7,403 SH   SOLE   4,288 0 3,115
STRYKER CORPORATION COM 863667101   202,447 576 SH   SOLE   548 0 28
T-MOBILE US INC COM 872590104   952,664 4,692 SH   SOLE   3,107 0 1,585
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   505,065 1,662 SH   SOLE   218 0 1,444
TESLA INC COM 88160R101   992,532 2,207 SH   SOLE   198 0 2,009
THERMO FISHER SCIENTIFIC INC COM 883556102   253,799 438 SH   SOLE   260 0 178
TOAST INC CL A 888787108   1,661,300 46,784 SH   SOLE   46,771 0 13
TORONTO DOMINION BK ONT COM NEW 891160509   282,600 3,000 SH   SOLE   653 0 2,347
TRAVELERS COMPANIES INC COM 89417E109   404,362 1,394 SH   SOLE   244 0 1,150
TRINITY INDS INC COM 896522109   370,530 14,014 SH   SOLE   2,608 0 11,406
US BANCORP DEL COM NEW 902973304   511,776 9,591 SH   SOLE   1,582 0 8,009
UNILEVER PLC SPON ADR NEW 904767803   262,973 4,021 SH   SOLE   526 0 3,495
UNION PAC CORP COM 907818108   303,723 1,313 SH   SOLE   232 0 1,081
VANECK MERK GOLD ETF GOLD SHS 921078101   211,548 5,100 SH   SOLE   0 0 5,100
VANECK ETF TRUST URANIUM AND NUCL 92189F601   247,515 1,993 SH   SOLE   35 0 1,957
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,325,155 12,796 SH   SOLE   2,192 0 10,604
VANECK ETF TRUST VANECK VIETNAM 92189F817   478,717 25,090 SH   SOLE   168 0 24,922
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   369,355 14,305 SH   SOLE   5,944 0 8,361
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,292,265 28,630 SH   SOLE   4,433 0 24,196
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,345,492 17,835 SH   SOLE   5,109 0 12,726
VANGUARD WORLD FD ESG INTL STK ETF 921910725   318,136 4,442 SH   SOLE   0 0 4,442
VANGUARD WORLD FD ESG US STK ETF 921910733   425,451 3,517 SH   SOLE   2,986 0 531
VANGUARD BD INDEX FDS INTERMED TERM 921937819   12,917,039 165,858 SH   SOLE   37,773 0 128,085
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   419,821 5,327 SH   SOLE   2,473 0 2,854
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,389,345 22,240 SH   SOLE   13,072 0 9,168
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   481,623 5,351 SH   SOLE   1,801 0 3,550
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605   468,014 4,668 SH   SOLE   3,994 0 674
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   236,352 600 SH   SOLE   0 0 600
VANGUARD WORLD FD INF TECH ETF 92204A702   211,812 281 SH   SOLE   127 0 154
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,205,959 8,549 SH   SOLE   120 0 8,429
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,834,370 65,720 SH   SOLE   727 0 64,993
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,624,252 30,213 SH   SOLE   11,062 0 19,151
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   937,990 10,376 SH   SOLE   260 0 10,116
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   658,178 7,872 SH   SOLE   874 0 6,998
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,127,949 18,821 SH   SOLE   4,208 0 14,613
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   867,076 15,539 SH   SOLE   12,238 0 3,301
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,675,064 2,671 SH   SOLE   2,273 0 398
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   580,365 3,272 SH   SOLE   73 0 3,199
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,846,954 18,164 SH   SOLE   3,797 0 14,367
VANGUARD INDEX FDS MID CAP ETF 922908629   822,193 2,833 SH   SOLE   933 0 1,900
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   418,031 1,999 SH   SOLE   1,519 0 480
VANGUARD INDEX FDS GROWTH ETF 922908736   1,488,255 3,051 SH   SOLE   71 0 2,979
VANGUARD INDEX FDS VALUE ETF 922908744   23,824,377 124,741 SH   SOLE   24,943 0 99,798
VANGUARD INDEX FDS SMALL CP ETF 922908751   739,285 2,866 SH   SOLE   1,918 0 948
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,966,877 35,693 SH   SOLE   10,823 0 24,869
VERTIV HOLDINGS CO COM CL A 92537N108   546,389 3,373 SH   SOLE   535 0 2,837
VISA INC COM CL A 92826C839   1,514,015 4,317 SH   SOLE   414 0 3,903
VISTRA CORP COM 92840M102   372,626 2,310 SH   SOLE   54 0 2,255
WALMART INC COM 931142103   402,190 3,610 SH   SOLE   720 0 2,890
WASTE MGMT INC DEL COM 94106L109   258,379 1,176 SH   SOLE   1,000 0 176
WELLS FARGO CO NEW COM 949746101   1,277,329 13,705 SH   SOLE   831 0 12,874
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103   424,250 10,741 SH   SOLE   6,727 0 4,013
ZILLOW GROUP INC CL A 98954M101   571,563 8,377 SH   SOLE   8,373 0 4
ZILLOW GROUP INC CL C CAP STK 98954M200   1,187,096 17,401 SH   SOLE   17,353 0 48