The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   437,170 2,821 SH   SOLE   0 0 2,821
ALPHABET INC CAP STK CL A 02079K305   433,039 3,100 SH   SOLE   0 0 3,100
ALPHABET INC CAP STK CL C 02079K107   290,316 2,060 SH   SOLE   0 0 2,060
AMAZON COM INC COM 023135106   695,885 4,580 SH   SOLE   0 0 4,580
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,982,846 88,364 SH   SOLE   0 0 88,364
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   3,204,175 51,275 SH   SOLE   0 0 51,275
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,088,607 56,666 SH   SOLE   0 0 56,666
AMERICAN EXPRESS CO COM 025816109   243,542 1,300 SH   SOLE   0 0 1,300
APPLE INC COM 037833100   5,088,183 26,428 SH   SOLE   0 0 26,428
APPLIED MATLS INC COM 038222105   259,312 1,600 SH   SOLE   0 0 1,600
BLOCK INC CL A 852234103   274,902 3,554 SH   SOLE   0 0 3,554
CISCO SYS INC COM 17275R102   200,362 3,966 SH   SOLE   0 0 3,966
COSTCO WHSL CORP NEW COM 22160K105   257,431 390 SH   SOLE   0 0 390
DEERE & CO COM 244199105   221,928 555 SH   SOLE   0 0 555
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   15,372,031 293,752 SH   SOLE   0 0 293,752
HOME DEPOT INC COM 437076102   588,095 1,697 SH   SOLE   0 0 1,697
INTERNATIONAL BUSINESS MACHS COM 459200101   489,342 2,992 SH   SOLE   0 0 2,992
INVESCO QQQ TR UNIT SER 1 46090E103   445,558 1,088 SH   SOLE   0 0 1,088
ISHARES INC ESG AWR MSCI EM 46434G863   230,415 7,187 SH   SOLE   0 0 7,187
ISHARES TR CORE S&P TTL STK 464287150   4,075,032 38,725 SH   SOLE   0 0 38,725
ISHARES TR ESG AW MSCI EAFE 46435G516   318,023 4,210 SH   SOLE   0 0 4,210
ISHARES TR ESG AWR MSCI USA 46435G425   851,950 8,120 SH   SOLE   0 0 8,120
ISHARES TR RUSSELL 2000 ETF 464287655   778,554 3,879 SH   SOLE   0 0 3,879
ISHARES TR SHRT NAT MUN ETF 464288158   600,846 5,699 SH   SOLE   0 0 5,699
LENDINGCLUB CORP COM NEW 52603A208   639,182 73,133 SH   SOLE   0 0 73,133
MICROSOFT CORP COM 594918104   3,618,178 9,622 SH   SOLE   0 0 9,622
NETFLIX INC COM 64110L106   2,304,890 4,734 SH   SOLE   0 0 4,734
NVIDIA CORPORATION COM 67066G104   275,342 556 SH   SOLE   0 0 556
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   6,256,218 125,829 SH   SOLE   0 0 125,829
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   12,514,693 338,601 SH   SOLE   0 0 338,601
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   11,726,997 210,652 SH   SOLE   0 0 210,652
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   242,332 1,259 SH   SOLE   0 0 1,259
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,725,428 5,734 SH   SOLE   0 0 5,734
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   261,301 515 SH   SOLE   0 0 515
SPDR SER TR PORTFLI INTRMDIT 78464A672   3,300,851 115,576 SH   SOLE   0 0 115,576
TESLA INC COM 88160R101   1,078,652 4,341 SH   SOLE   0 0 4,341
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   357,205 7,236 SH   SOLE   0 0 7,236
VANGUARD INDEX FDS TOTAL STK MKT 922908769   41,793,094 176,179 SH   SOLE   0 0 176,179
VANGUARD INDEX FDS GROWTH ETF 922908736   863,936 2,779 SH   SOLE   0 0 2,779
VANGUARD INDEX FDS MID CAP ETF 922908629   753,056 3,237 SH   SOLE   0 0 3,237
VANGUARD INDEX FDS VALUE ETF 922908744   396,026 2,649 SH   SOLE   0 0 2,649
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   566,622 6,413 SH   SOLE   0 0 6,413
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,458,475 3,339 SH   SOLE   0 0 3,339
VANGUARD INDEX FDS SM CP VAL ETF 922908611   609,198 3,385 SH   SOLE   0 0 3,385
VANGUARD INDEX FDS SMALL CP ETF 922908751   872,947 4,092 SH   SOLE   0 0 4,092
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   39,977,909 673,936 SH   SOLE   0 0 673,936
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   476,950 2,799 SH   SOLE   0 0 2,799
VANGUARD STAR FDS VG TL INTL STK F 921909768   395,461 6,823 SH   SOLE   0 0 6,823
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,544,099 303,635 SH   SOLE   0 0 303,635
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   501,888 4,496 SH   SOLE   0 0 4,496
VANGUARD WORLD FD ESG US STK ETF 921910733   5,204,141 61,182 SH   SOLE   0 0 61,182
VANGUARD WORLD FD ESG INTL STK ETF 921910725   2,112,194 38,209 SH   SOLE   0 0 38,209