The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TEMPLETON GLOBAL INCOME FD COM 880198106 62 12,000 SH   SOLE   0 0 12,000
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 132 10,847 SH   SOLE   0 0 10,847
AMERICAN EXPRESS CO COM 025816109 213 1,300 SH   SOLE   0 0 1,300
SNAP INC COM CL A 83304A106 233 4,948 SH   SOLE   0 0 4,948
SELECT SECTOR SPDR TR FINANCIAL ETF 81369Y605 244 1,904 SH   SOLE   0 0 1,904
APPLIED MATLS INC COM 038222105 252 1,600 SH   SOLE   0 0 1,600
INTEL CORP COM 458140100 253 4,905 SH   SOLE   0 0 4,905
WISDOMTREE TR US TOTAL DIVIDND ETF 97717W109 275 5,620 SH   SOLE   0 0 5,620
SPDR SER TR S&P 600 SMCP VAL ETF 78464A300 337 3,521 SH   SOLE   0 0 3,521
BIO RAD LABS INC COM CL A 090572207 378 500 SH   SOLE   0 0 500
COSTCO WHSL CORP NEW COM 22160K105 395 690 SH   SOLE   0 0 690
INTERNATIONAL BUSINESS MACHS COM 459200101 401 3,001 SH   SOLE   0 0 3,001
ISHARES INC CORE MSCI EMKT ETF 46434G103 412 9,369 SH   SOLE   0 0 9,369
ABBVIE INC COM 00287Y109 414 3,060 SH   SOLE   0 0 3,060
INVESCO QQQ TR UNIT SER 1 ETF 46090E103 440 1,143 SH   SOLE   0 0 1,143
ALPHABET INC COM CL C 02079K107 759 262 SH   SOLE   0 0 262
AMAZON COM INC COM 023135106 1,180 354 SH   SOLE   0 0 354
TESLA INC COM 88160R101 1,303 1,213 SH   SOLE   0 0 1,213
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 2,744 5,777 SH   SOLE   0 0 5,777
ISHARES TR CORE S&P TTL STK ETF 464287150 3,258 42,453 SH   SOLE   0 0 42,453
APPLE INC COM 037833100 3,288 18,548 SH   SOLE   0 0 18,548
NETFLIX INC COM 64110L106 3,619 6,007 SH   SOLE   0 0 6,007
VANGUARD WORLD FD ESG INTL STK ETF 921910725 7,527 95,884 SH   SOLE   0 0 95,884
DIMENSIONAL ETF TRUST US TARGETED VALUE ETF 25434V609 14,445 304,587 SH   SOLE   0 0 304,587
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 15,712 282,450 SH   SOLE   0 0 282,450
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,530 325,852 SH   SOLE   0 0 325,852
VANGUARD INDEX FDS VALUE ETF 922908744 36,766 156,012 SH   SOLE   0 0 156,012
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 43,204 649,541 SH   SOLE   0 0 649,541