The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   401,556 5,232 SH   SOLE   0 0 5,232
AT&T INC COM 00206R102   262,080 17,448 SH   SOLE   0 0 17,448
ABBVIE INC COM 00287Y109   318,194 2,134 SH   SOLE   0 0 2,134
ADOBE INC COM 00724F101   472,167 926 SH   SOLE   0 0 926
SOUTHERN CO COM 842587107   294,829 4,555 SH   SOLE   0 0 4,555
STARBUCKS CORP COM 855244109   569,542 6,240 SH   SOLE   0 0 6,240
TESLA INC COM 88160R101   277,744 1,110 SH   SOLE   0 0 1,110
TRUIST FINL CORP COM 89832Q109   292,040 10,207 SH   SOLE   0 0 10,207
UNITEDHEALTH GROUP INC COM 91324P102   900,644 1,786 SH   SOLE   0 0 1,786
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   807,010 5,193 SH   SOLE   0 0 5,193
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   1,938,571 7,853 SH   SOLE   0 0 7,853
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,108,091 161,076 SH   SOLE   0 0 161,076
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,352,139 62,369 SH   SOLE   0 0 62,369
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,212,050 27,723 SH   SOLE   0 0 27,723
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   570,570 11,000 SH   SOLE   0 0 11,000
VANGUARD INDEX FDS SM CP VAL ETF 922908611   363,478 2,279 SH   SOLE   0 0 2,279
VANGUARD INDEX FDS MID CAP ETF 922908629   284,664 1,367 SH   SOLE   0 0 1,367
VANGUARD INDEX FDS GROWTH ETF 922908736   798,141 2,931 SH   SOLE   0 0 2,931
VANGUARD INDEX FDS VALUE ETF 922908744   312,687 2,267 SH   SOLE   0 0 2,267
VANGUARD INDEX FDS SMALL CP ETF 922908751   309,129 1,635 SH   SOLE   0 0 1,635
VERIZON COMMUNICATIONS INC COM 92343V104   290,525 8,964 SH   SOLE   0 0 8,964
VISA INC COM CL A 92826C839   271,182 1,179 SH   SOLE   0 0 1,179
WALMART INC COM 931142103   281,777 1,761 SH   SOLE   0 0 1,761
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   285,417 15,619 SH   SOLE   0 0 15,619
ALPHABET INC CAP STK CL C 02079K107   360,873 2,737 SH   SOLE   0 0 2,737
ALPHABET INC CAP STK CL A 02079K305   464,422 3,549 SH   SOLE   0 0 3,549
AMAZON COM INC COM 023135106   551,574 4,339 SH   SOLE   0 0 4,339
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   1,698,835 45,217 SH   SOLE   0 0 45,217
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   432,878 8,200 SH   SOLE   0 0 8,200
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   690,310 12,404 SH   SOLE   0 0 12,404
AMERICAN CENTY ETF TR US EQT ETF 025072885   456,233 6,227 SH   SOLE   0 0 6,227
APPLE INC COM 037833100   8,918,762 52,092 SH   SOLE   0 0 52,092
BANK AMERICA CORP COM 060505104   348,113 12,714 SH   SOLE   0 0 12,714
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   658,914 1,881 SH   SOLE   0 0 1,881
BRISTOL-MYERS SQUIBB CO COM 110122108   338,096 5,825 SH   SOLE   0 0 5,825
CSX CORP COM 126408103   435,297 14,156 SH   SOLE   0 0 14,156
CATERPILLAR INC COM 149123101   2,538,560 9,298 SH   SOLE   0 0 9,298
CHEVRON CORP NEW COM 166764100   837,083 4,964 SH   SOLE   0 0 4,964
CISCO SYS INC COM 17275R102   327,264 6,087 SH   SOLE   0 0 6,087
COCA COLA CO COM 191216100   399,673 7,139 SH   SOLE   0 0 7,139
COMCAST CORP NEW CL A 20030N101   239,998 5,412 SH   SOLE   0 0 5,412
COSTCO WHSL CORP NEW COM 22160K105   604,507 1,070 SH   SOLE   0 0 1,070
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,056,749 35,283 SH   SOLE   0 0 35,283
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   16,554,393 634,025 SH   SOLE   0 0 634,025
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   298,872 13,242 SH   SOLE   0 0 13,242
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,404,583 51,655 SH   SOLE   0 0 51,655
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   323,233 6,158 SH   SOLE   0 0 6,158
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,224,267 48,681 SH   SOLE   0 0 48,681
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,277,419 57,002 SH   SOLE   0 0 57,002
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   9,835,867 396,447 SH   SOLE   0 0 396,447
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   45,461,905 1,735,187 SH   SOLE   0 0 1,735,187
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   7,019,225 206,326 SH   SOLE   0 0 206,326
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,398,680 274,503 SH   SOLE   0 0 274,503
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   847,966 35,824 SH   SOLE   0 0 35,824
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   7,768,895 332,715 SH   SOLE   0 0 332,715
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   315,019 12,431 SH   SOLE   0 0 12,431
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   13,129,134 511,060 SH   SOLE   0 0 511,060
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   1,157,978 24,918 SH   SOLE   0 0 24,918
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   28,588,320 616,393 SH   SOLE   0 0 616,393
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   21,356,246 529,012 SH   SOLE   0 0 529,012
DISNEY WALT CO COM 254687106   314,494 3,880 SH   SOLE   0 0 3,880
DUKE ENERGY CORP NEW COM NEW 26441C204   1,852,038 20,983 SH   SOLE   0 0 20,983
EXXON MOBIL CORP COM 30231G102   1,483,457 12,616 SH   SOLE   0 0 12,616
META PLATFORMS INC CL A 30303M102   228,460 761 SH   SOLE   0 0 761
HOME DEPOT INC COM 437076102   981,573 3,248 SH   SOLE   0 0 3,248
INTERNATIONAL BUSINESS MACHS COM 459200101   298,699 2,129 SH   SOLE   0 0 2,129
INVESCO QQQ TR UNIT SER 1 46090E103   230,009 642 SH   SOLE   0 0 642
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   212,535 1,500 SH   SOLE   0 0 1,500
ISHARES TR CORE S&P500 ETF 464287200   631,692 1,471 SH   SOLE   0 0 1,471
ISHARES TR S&P 500 GRWT ETF 464287309   37,826,618 552,859 SH   SOLE   0 0 552,859
ISHARES TR 1 3 YR TREAS BD 464287457   236,918 2,926 SH   SOLE   0 0 2,926
ISHARES TR RUS MID CAP ETF 464287499   351,305 5,073 SH   SOLE   0 0 5,073
ISHARES TR CORE S&P MCP ETF 464287507   1,071,412 4,296 SH   SOLE   0 0 4,296
ISHARES TR RUS 1000 ETF 464287622   957,493 4,076 SH   SOLE   0 0 4,076
ISHARES TR CORE S&P SCP ETF 464287804   545,793 5,786 SH   SOLE   0 0 5,786
ISHARES TR INTRM GOV CR ETF 464288612   1,026,473 10,130 SH   SOLE   0 0 10,130
ISHARES TR ISHS 1-5YR INVS 464288646   249,349 5,004 SH   SOLE   0 0 5,004
JPMORGAN CHASE & CO COM 46625H100   1,236,472 8,526 SH   SOLE   0 0 8,526
JOHNSON & JOHNSON COM 478160104   749,303 4,810 SH   SOLE   0 0 4,810
KIMBERLY-CLARK CORP COM 494368103   207,463 1,716 SH   SOLE   0 0 1,716
ELI LILLY & CO COM 532457108   642,416 1,196 SH   SOLE   0 0 1,196
LOWES COS INC COM 548661107   320,476 1,541 SH   SOLE   0 0 1,541
MASTERCARD INCORPORATED CL A 57636Q104   317,137 801 SH   SOLE   0 0 801
MCCORMICK & CO INC COM NON VTG 579780206   493,022 6,518 SH   SOLE   0 0 6,518
MERCK & CO INC COM 58933Y105   344,073 3,342 SH   SOLE   0 0 3,342
MICROSOFT CORP COM 594918104   2,061,208 6,527 SH   SOLE   0 0 6,527
NEXTERA ENERGY INC COM 65339F101   218,791 3,819 SH   SOLE   0 0 3,819
NVIDIA CORPORATION COM 67066G104   370,176 851 SH   SOLE   0 0 851
PNC FINL SVCS GROUP INC COM 693475105   204,751 1,667 SH   SOLE   0 0 1,667
PEPSICO INC COM 713448108   1,003,209 5,920 SH   SOLE   0 0 5,920
PFIZER INC COM 717081103   235,078 7,087 SH   SOLE   0 0 7,087
PROCTER AND GAMBLE CO COM 742718109   1,089,769 7,471 SH   SOLE   0 0 7,471
PROLOGIS INC. COM 74340W103   233,733 2,083 SH   SOLE   0 0 2,083
QUALCOMM INC COM 747525103   449,127 4,044 SH   SOLE   0 0 4,044
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,752,723 11,118 SH   SOLE   0 0 11,118
SPDR SER TR PORTFLI HIGH YLD 78468R606   465,237 20,751 SH   SOLE   0 0 20,751
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530   5,509,288 5,509,288 SH   SOLE   0 0 5,509,288
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   224,824 4,510 SH   SOLE   0 0 4,510