The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 297 5,093 SH   SOLE   0 0 5,093
AT&T INC COM 00206R102 485 19,713 SH   SOLE   0 0 19,712
ABBOTT LABS COM 002824100 290 2,064 SH   SOLE   0 0 2,063
ABBVIE INC COM 00287Y109 289 2,133 SH   SOLE   0 0 2,133
ALPHABET INC CAP STK CL C 02079K107 370 128 SH   SOLE   0 0 128
ALPHABET INC CAP STK CL A 02079K305 756 261 SH   SOLE   0 0 261
ALTRIA GROUP INC COM 02209S103 210 4,440 SH   SOLE   0 0 4,440
AMAZON COM INC COM 023135106 1,757 527 SH   SOLE   0 0 527
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 313 4,943 SH   SOLE   0 0 4,943
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 919 14,490 SH   SOLE   0 0 14,490
AMERICAN CENTY ETF TR US SML CP VALU 025072877 526 6,597 SH   SOLE   0 0 6,597
AMERICAN TOWER CORP NEW COM 03027X100 297 1,014 SH   SOLE   0 0 1,014
APPLE INC COM 037833100 11,166 62,880 SH   SOLE   0 0 62,879
BK OF AMERICA CORP COM 060505104 962 21,629 SH   SOLE   0 0 21,628
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,006 3,365 SH   SOLE   0 0 3,365
BIOGEN INC COM 09062X103 288 1,200 SH   SOLE   0 0 1,200
BRISTOL-MYERS SQUIBB CO COM 110122108 522 8,373 SH   SOLE   0 0 8,372
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 269 2,500 SH   SOLE   0 0 2,500
CSX CORP COM 126408103 522 13,878 SH   SOLE   0 0 13,878
CARLYLE GROUP INC COM 14316J108 306 5,580 SH   SOLE   0 0 5,580
CATERPILLAR INC COM 149123101 2,022 9,779 SH   SOLE   0 0 9,779
CHEVRON CORP NEW COM 166764100 612 5,219 SH   SOLE   0 0 5,219
CISCO SYS INC COM 17275R102 483 7,617 SH   SOLE   0 0 7,617
COCA COLA CO COM 191216100 541 9,130 SH   SOLE   0 0 9,130
COMCAST CORP NEW CL A 20030N101 310 6,164 SH   SOLE   0 0 6,163
COSTCO WHSL CORP NEW COM 22160K105 1,294 2,280 SH   SOLE   0 0 2,280
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 384 11,628 SH   SOLE   0 0 11,628
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,157 39,137 SH   SOLE   0 0 39,137
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 222 8,124 SH   SOLE   0 0 8,124
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 6,831 132,130 SH   SOLE   0 0 132,130
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 313 5,212 SH   SOLE   0 0 5,212
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 872 18,343 SH   SOLE   0 0 18,343
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 51,142 1,765,330 SH   SOLE   0 0 1,765,330
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 7,083 141,653 SH   SOLE   0 0 141,652
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 11,745 234,337 SH   SOLE   0 0 234,336
DISNEY WALT CO COM 254687106 492 3,175 SH   SOLE   0 0 3,175
DOMINION ENERGY INC COM 25746U109 454 5,783 SH   SOLE   0 0 5,783
DRAFTKINGS INC COM CL A 26142R104 231 8,394 SH   SOLE   0 0 8,394
DUKE ENERGY CORP NEW COM NEW 26441C204 2,221 21,177 SH   SOLE   0 0 21,177
EVERSOURCE ENERGY COM 30040W108 236 2,591 SH   SOLE   0 0 2,591
EXXON MOBIL CORP COM 30231G102 1,331 21,751 SH   SOLE   0 0 21,750
FEDEX CORP COM 31428X106 207 800 SH   SOLE   0 0 800
FIFTH THIRD BANCORP COM 316773100 212 4,866 SH   SOLE   0 0 4,866
FOCUS FINL PARTNERS INC COM CL A 34417P100 308 5,150 SH   SOLE   0 0 5,150
GILEAD SCIENCES INC COM 375558103 281 3,874 SH   SOLE   0 0 3,874
HOME DEPOT INC COM 437076102 1,670 4,024 SH   SOLE   0 0 4,023
INTEL CORP COM 458140100 275 5,338 SH   SOLE   0 0 5,338
INTERNATIONAL BUSINESS MACHS COM 459200101 286 2,139 SH   SOLE   0 0 2,139
INVESCO QQQ TR UNIT SER 1 46090E103 324 814 SH   SOLE   0 0 814
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 244 1,500 SH   SOLE   0 0 1,500
ISHARES GOLD TR ISHARES NEW 464285204 231 6,635 SH   SOLE   0 0 6,635
ISHARES INC MSCI AUST ETF 464286103 263 10,592 SH   SOLE   0 0 10,592
ISHARES TR CORE S&P500 ETF 464287200 584 1,224 SH   SOLE   0 0 1,224
ISHARES TR S&P 500 GRWT ETF 464287309 6,343 75,807 SH   SOLE   0 0 75,807
ISHARES TR RUS MID CAP ETF 464287499 507 6,111 SH   SOLE   0 0 6,111
ISHARES TR CORE S&P MCP ETF 464287507 1,257 4,439 SH   SOLE   0 0 4,439
ISHARES TR RUS 1000 ETF 464287622 1,134 4,287 SH   SOLE   0 0 4,287
ISHARES TR RUSSELL 2000 ETF 464287655 352 1,584 SH   SOLE   0 0 1,584
ISHARES TR CORE S&P US VLU 464287663 493 6,455 SH   SOLE   0 0 6,455
ISHARES TR CORE S&P US GWT 464287671 610 5,273 SH   SOLE   0 0 5,273
ISHARES TR CORE S&P SCP ETF 464287804 721 6,300 SH   SOLE   0 0 6,300
ISHARES TR CRE U S REIT ETF 464288521 307 4,537 SH   SOLE   0 0 4,537
ISHARES TR INTRM GOV CR ETF 464288612 1,932 16,982 SH   SOLE   0 0 16,982
ISHARES TR ISHS 1-5YR INVS 464288646 323 6,004 SH   SOLE   0 0 6,004
ISHARES TR CORE MSCI EAFE 46432F842 706 9,454 SH   SOLE   0 0 9,454
JPMORGAN CHASE & CO COM 46625H100 1,503 9,492 SH   SOLE   0 0 9,492
JOHNSON & JOHNSON COM 478160104 937 5,474 SH   SOLE   0 0 5,474
KKR & CO INC COM 48251W104 216 2,900 SH   SOLE   0 0 2,900
KIMBERLY-CLARK CORP COM 494368103 253 1,768 SH   SOLE   0 0 1,767
LABORATORY CORP AMER HLDGS COM NEW 50540R409 392 1,249 SH   SOLE   0 0 1,249
LENNAR CORP CL A 526057104 290 2,500 SH   SOLE   0 0 2,500
LILLY ELI & CO COM 532457108 293 1,061 SH   SOLE   0 0 1,061
LINCOLN NATL CORP IND COM 534187109 310 4,548 SH   SOLE   0 0 4,548
LOCKHEED MARTIN CORP COM 539830109 370 1,040 SH   SOLE   0 0 1,040
LOWES COS INC COM 548661107 646 2,500 SH   SOLE   0 0 2,500
MARVELL TECHNOLOGY INC COM 573874104 248 2,829 SH   SOLE   0 0 2,829
MASTERCARD INCORPORATED CL A 57636Q104 289 803 SH   SOLE   0 0 803
MCCORMICK & CO INC COM NON VTG 579780206 681 7,054 SH   SOLE   0 0 7,054
MCDONALDS CORP COM 580135101 328 1,223 SH   SOLE   0 0 1,223
MERCK & CO INC COM 58933Y105 244 3,188 SH   SOLE   0 0 3,188
MICROSOFT CORP COM 594918104 2,468 7,337 SH   SOLE   0 0 7,337
MID-AMER APT CMNTYS INC COM 59522J103 246 1,070 SH   SOLE   0 0 1,070
MODERNA INC COM 60770K107 381 1,500 SH   SOLE   0 0 1,500
NATIONAL RETAIL PROPERTIES I COM 637417106 254 5,285 SH   SOLE   0 0 5,285
NEXTERA ENERGY INC COM 65339F101 373 3,999 SH   SOLE   0 0 3,999
PNC FINL SVCS GROUP INC COM 693475105 502 2,503 SH   SOLE   0 0 2,502
PEPSICO INC COM 713448108 1,254 7,216 SH   SOLE   0 0 7,216
PFIZER INC COM 717081103 505 8,557 SH   SOLE   0 0 8,557
PINNACLE FINL PARTNERS INC COM 72346Q104 289 3,022 SH   SOLE   0 0 3,022
PROCTER AND GAMBLE CO COM 742718109 2,389 14,603 SH   SOLE   0 0 14,603
PROLOGIS INC. COM 74340W103 568 3,371 SH   SOLE   0 0 3,371
QUALCOMM INC COM 747525103 786 4,296 SH   SOLE   0 0 4,296
ROBLOX CORP CL A 771049103 552 5,350 SH   SOLE   0 0 5,350
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,012 12,658 SH   SOLE   0 0 12,658
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 297 8,142 SH   SOLE   0 0 8,142
SPDR SER TR PORTFOLI S&P1500 78464A805 1,548 26,489 SH   SOLE   0 0 26,489
SCHLUMBERGER LTD COM STK 806857108 300 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 255 2,255 SH   SOLE   0 0 2,255
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 414 5,121 SH   SOLE   0 0 5,121
SOUTHERN CO COM 842587107 323 4,710 SH   SOLE   0 0 4,710
STARBUCKS CORP COM 855244109 1,472 12,583 SH   SOLE   0 0 12,583
TESLA INC COM 88160R101 550 520 SH   SOLE   0 0 520
TRUIST FINL CORP COM 89832Q109 641 10,950 SH   SOLE   0 0 10,949
U S XPRESS ENTERPRISES INC COM CL A 90338N202 90 15,286 SH   SOLE   0 0 15,286
UNITEDHEALTH GROUP INC COM 91324P102 378 752 SH   SOLE   0 0 752
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 989 5,761 SH   SOLE   0 0 5,760
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,093 21,399 SH   SOLE   0 0 21,399
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 361 7,308 SH   SOLE   0 0 7,308
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 290 1,930 SH   SOLE   0 0 1,930
VANGUARD INDEX FDS SM CP VAL ETF 922908611 759 4,244 SH   SOLE   0 0 4,244
VANGUARD INDEX FDS GROWTH ETF 922908736 1,489 4,641 SH   SOLE   0 0 4,641
VANGUARD INDEX FDS VALUE ETF 922908744 592 4,025 SH   SOLE   0 0 4,025
VANGUARD INDEX FDS SMALL CP ETF 922908751 432 1,912 SH   SOLE   0 0 1,912
VERIZON COMMUNICATIONS INC COM 92343V104 598 11,509 SH   SOLE   0 0 11,509
VISA INC COM CL A 92826C839 277 1,276 SH   SOLE   0 0 1,276
WALMART INC COM 931142103 425 2,937 SH   SOLE   0 0 2,936
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 238 3,921 SH   SOLE   0 0 3,921