The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM COM 00287Y109 262 1,939 SH   SOLE NONE 0 0 1,939
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 280 97 SH   SOLE NONE 0 0 97
AMAZON COM INC COM COM 023135106 976 293 SH   SOLE NONE 0 0 293
AMERICAN TOWER CORP NEW COM COM 03027X100 254 869 SH   SOLE NONE 0 0 869
ANNALY CAPITAL MANAGEMENT INC COM COM 035710409 251 32,104 SH   SOLE NONE 0 0 32,104
APPLE INC COM COM 037833100 6,676 37,598 SH   SOLE NONE 0 0 37,598
ATLAS CORP SHARES SHARES Y0436Q109 328 23,175 SH   SOLE NONE 0 0 23,175
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 315 1,055 SH   SOLE NONE 0 0 1,055
BK OF AMERICA CORP COM COM 060505104 208 4,691 SH   SOLE NONE 0 0 4,691
BOEING CO COM COM 097023105 1,524 7,573 SH   SOLE NONE 0 0 7,573
BROADCOM INC COM COM 11135F101 238 358 SH   SOLE NONE 0 0 358
CLEVELAND-CLIFFS INC NEW COM COM 185899101 225 10,368 SH   SOLE NONE 0 0 10,368
DISNEY WALT CO COM COM 254687106 489 3,160 SH   SOLE NONE 0 0 3,160
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506 5,916 106,609 SH   SOLE NONE 0 0 106,609
FIRST FNDTN INC COM COM 32026V104 487 19,591 SH   SOLE NONE 0 0 19,591
HOME DEPOT INC COM COM 437076102 551 1,329 SH   SOLE NONE 0 0 1,329
IRON MTN INC NEW COM COM 46284V101 261 5,000 SH   SOLE NONE 0 0 5,000
ISHARES 10-20 YEAR TREASURY BOND ETF 10-20 YR TRS ETF 464288653 3,392 22,857 SH   SOLE NONE 0 0 22,857
ISHARES COMMODITIES SELECT STRATEGY ETF GSCI CMDTY STGY 46431W853 2,578 83,499 SH   SOLE NONE 0 0 83,499
ISHARES CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859 893 12,275 SH   SOLE NONE 0 0 12,275
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 300 629 SH   SOLE NONE 0 0 629
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 13,345 252,128 SH   SOLE NONE 0 0 252,128
ISHARES ESG ADVANCED MSCI USA ETF ESG MSCI USA ETF 46436E767 209 5,300 SH   SOLE NONE 0 0 5,300
ISHARES ESG ADVANCED TOTAL USD BOND MARKET ETF ESG ADV TTL USD 46436E619 247 4,998 SH   SOLE NONE 0 0 4,998
ISHARES ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425 45,135 418,309 SH   SOLE NONE 0 0 418,309
ISHARES ESG AWARE U.S. AGGREGATE BOND ETF ESG AWR US AGRGT 46435U549 242 4,386 SH   SOLE NONE 0 0 4,386
ISHARES FALLEN ANGELS USD BOND ETF FALN ANGLS USD 46435G474 5,465 182,363 SH   SOLE NONE 0 0 182,363
ISHARES GLOBAL FINANCIALS ETF GLOBAL FINLS ETF 464287333 5,595 69,892 SH   SOLE NONE 0 0 69,892
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF JPMORGAN USD EMG 464288281 204 1,873 SH   SOLE NONE 0 0 1,873
ISHARES MBS ETF MBS ETF 464288588 3,689 34,339 SH   SOLE NONE 0 0 34,339
ISHARES MSCI EAFE ESG SELECT ETF ESG AW MSCI EAFE 46435G516 380 4,790 SH   SOLE NONE 0 0 4,790
ISHARES MSCI EAFE GROWTH ETF EAFE GRWTH ETF 464288885 19,627 177,964 SH   SOLE NONE 0 0 177,964
ISHARES MSCI EAFE VALUE ETF EAFE VALUE ETF 464288877 20,336 403,584 SH   SOLE NONE 0 0 403,584
ISHARES MSCI KLD 400 SOCIAL ETF MSCI KLD400 SOC 464288570 601 6,470 SH   SOLE NONE 0 0 6,470
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 4,435 54,831 SH   SOLE NONE 0 0 54,831
ISHARES MSCI USA VALUE FACTOR ETF MSCI USA VALUE 46432F388 9,441 86,243 SH   SOLE NONE 0 0 86,243
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 6,836 59,544 SH   SOLE NONE 0 0 59,544
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 15,976 598,827 SH   SOLE NONE 0 0 598,827
JPMORGAN CHASE & CO COM COM 46625H100 233 1,471 SH   SOLE NONE 0 0 1,471
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 1,027 20,348 SH   SOLE NONE 0 0 20,348
MCDONALDS CORP COM COM 580135101 571 2,133 SH   SOLE NONE 0 0 2,133
META PLATFORMS INC CL A CL A 30303M102 243 725 SH   SOLE NONE 0 0 725
MICROSOFT CORP COM COM 594918104 1,034 3,074 SH   SOLE NONE 0 0 3,074
NVIDIA CORPORATION COM COM 67066G104 434 1,476 SH   SOLE NONE 0 0 1,476
PFIZER INC COM COM 717081103 264 4,481 SH   SOLE NONE 0 0 4,481
ROCKWELL AUTOMATION INC COM COM 773903109 582 1,668 SH   SOLE NONE 0 0 1,668
SCHWAB 1-5 YEAR CORPORATE BOND ETF 1 5YR CORP BD 808524714 9,331 184,595 SH   SOLE NONE 0 0 184,595
SCHWAB U.S. SMALL-CAP ETF US SML CAP ETF 808524607 8,945 87,354 SH   SOLE NONE 0 0 87,354
SCHWAB U.S. TIPS ETF US TIPS ETF 808524870 10,015 159,253 SH   SOLE NONE 0 0 159,253
SEMPRA COM COM 816851109 680 5,147 SH   SOLE NONE 0 0 5,147
SOUTHWEST AIRLS CO COM COM 844741108 286 6,693 SH   SOLE NONE 0 0 6,693
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 280 772 SH   SOLE NONE 0 0 772
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 43,165 773,161 SH   SOLE NONE 0 0 773,161
SPDR S&P 500 ETF TR UNIT 78462F103 222 467 SH   SOLE NONE 0 0 467
STARBUCKS CORP COM COM 855244109 274 2,342 SH   SOLE NONE 0 0 2,342
TESLA INC COM COM 88160R101 1,480 1,401 SH   SOLE NONE 0 0 1,401
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 462 1,059 SH   SOLE NONE 0 0 1,059
VERIZON COMMUNICATIONS INC COM COM 92343V104 210 4,050 SH   SOLE NONE 0 0 4,050
WALMART INC COM COM 931142103 245 1,699 SH   SOLE NONE 0 0 1,699
WELLS FARGO CO NEW COM COM 949746101 432 9,007 SH   SOLE NONE 0 0 9,007
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND EM EX ST-OWNED 97717X578 7,211 195,692 SH   SOLE NONE 0 0 195,692