The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   434,948 1,999 SH   SOLE   0 0 1,999
ADVANCED MICRO DEVICES INC COM 007903107   992,128 4,877 SH   SOLE   0 0 4,877
AFLAC INC COM 001055102   251,421 2,291 SH   SOLE   0 0 2,291
ALPHABET INC CAP STK CL A 02079K305   875,902 3,045 SH   SOLE   0 0 3,045
ALPHABET INC CAP STK CL C 02079K107   802,062 2,796 SH   SOLE   0 0 2,796
AMAZON COM INC COM 023135106   2,950,561 14,167 SH   SOLE   0 0 14,167
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,041,674 9,429 SH   SOLE   0 0 9,429
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   635,126 7,879 SH   SOLE   0 0 7,879
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   461,885 5,732 SH   SOLE   0 0 5,732
AMERICAN HEALTHCARE REIT INC COM SHS 398182303   394,933 8,374 SH   SOLE   0 0 8,374
AMGEN INC COM 031162100   227,267 645 SH   SOLE   0 0 645
APPLE INC COM 037833100   14,154,901 55,774 SH   SOLE   0 0 55,774
APPLIED MATLS INC COM 038222105   507,709 1,485 SH   SOLE   0 0 1,485
AT&T INC COM 00206R102   341,952 11,795 SH   SOLE   0 0 11,795
BANK AMERICA CORP COM 060505104   453,789 9,308 SH   SOLE   0 0 9,308
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   316,751 661 SH   SOLE   0 0 661
BLACKROCK ETF TRUST ISHARES INTL CTR 09290C764   43,160,805 1,342,357 SH   SOLE   0 0 1,342,357
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806   17,049,776 470,728 SH   SOLE   0 0 470,728
BLACKROCK ETF TRUST ISHARES US CARBO 09290C509   706,025 10,066 SH   SOLE   0 0 10,066
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   37,770,808 649,206 SH   SOLE   0 0 649,206
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780   16,843,664 511,188 SH   SOLE   0 0 511,188
BLACKROCK ETF TRUST ISHARES US LARG 09290C863   203,976 6,620 SH   SOLE   0 0 6,620
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   2,510,905 48,351 SH   SOLE   0 0 48,351
BOEING CO COM 097023105   1,471,676 7,394 SH   SOLE   0 0 7,394
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812   3,959,686 86,342 SH   SOLE   0 0 86,342
BROADCOM INC COM 11135F101   3,866,380 12,491 SH   SOLE   0 0 12,491
CATERPILLAR INC COM 149123101   651,424 919 SH   SOLE   0 0 919
CHEVRON CORPORATION COM 166764100   395,496 1,911 SH   SOLE   0 0 1,911
CISCO SYS INC COM 17275R102   241,306 3,110 SH   SOLE   0 0 3,110
COSTCO WHOLESALE CORPORATION COM 22160K105   708,302 710 SH   SOLE   0 0 710
CSX CORP COM 126408103   395,003 9,622 SH   SOLE   0 0 9,622
DELL TECHNOLOGIES INC CL C 24703L202   351,663 2,142 SH   SOLE   0 0 2,142
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   665,916 19,777 SH   SOLE   0 0 19,777
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   250,107 3,516 SH   SOLE   0 0 3,516
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,690,876 43,511 SH   SOLE   0 0 43,511
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   510,158 8,169 SH   SOLE   0 0 8,169
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   665,487 13,732 SH   SOLE   0 0 13,732
DISNEY WALT CO COM 254687106   518,695 5,381 SH   SOLE   0 0 5,381
ELI LILLY & CO COM 532457108   255,631 277 SH   SOLE   0 0 277
EXXON MOBIL CORP COM 30231G102   766,173 4,515 SH   SOLE   0 0 4,515
GE AEROSPACE COM NEW 369604301   302,089 1,064 SH   SOLE   0 0 1,064
GE VERNOVA INC COM 36828A101   421,455 482 SH   SOLE   0 0 482
GLOBAL X FDS DEFENSE TECH ETF 37960A529   11,345,392 160,155 SH   SOLE   0 0 160,155
GOLDMAN SACHS ETF TR TECHNOLOGY OPPOR 38149W432   1,109,416 30,640 SH   SOLE   0 0 30,640
HOME DEPOT INC COM 437076102   619,045 1,882 SH   SOLE   0 0 1,882
INTERNATIONAL BUSINESS MACHS COM 459200101   445,462 1,837 SH   SOLE   0 0 1,837
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   223,872 942 SH   SOLE   0 0 942
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   10,175,555 442,800 SH   SOLE   0 0 442,800
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   392,554 5,220 SH   SOLE   0 0 5,220
INVESCO QQQ TR UNIT SER 1 46090E103   575,175 996 SH   SOLE   0 0 996
IRON MTN INC DEL COM 46284V101   599,131 5,865 SH   SOLE   0 0 5,865
ISHARES GOLD TR ISHARES NEW 464285204   2,534,512 28,749 SH   SOLE   0 0 28,749
ISHARES INC MSCI EMRG CHN 46434G764   745,846 9,481 SH   SOLE   0 0 9,481
ISHARES INC CORE MSCI EMKT 46434G103   642,837 9,216 SH   SOLE   0 0 9,216
ISHARES INC ESG AWR MSCI EM 46434G863   238,016 5,234 SH   SOLE   0 0 5,234
ISHARES TR MSCI EAFE ETF 464287465   205,061 2,111 SH   SOLE   0 0 2,111
ISHARES TR CORE MSCI EAFE 46432F842   258,911 2,859 SH   SOLE   0 0 2,859
ISHARES TR 0-3 MNTH TREASRY 46436E718   759,620 7,546 SH   SOLE   0 0 7,546
ISHARES TR EAFE GRWTH ETF 464288885   2,906,480 26,097 SH   SOLE   0 0 26,097
ISHARES TR INVESTMENT GRADE 46435G219   340,877 7,564 SH   SOLE   0 0 7,564
ISHARES TR MSCI USA VALUE 46432F388   780,902 5,491 SH   SOLE   0 0 5,491
ISHARES TR CALIF MUN BD ETF 464288356   18,866,524 331,806 SH   SOLE   0 0 331,806
ISHARES TR US TREAS BD ETF 46429B267   4,830,866 210,862 SH   SOLE   0 0 210,862
ISHARES TR CORE S&P MCP ETF 464287507   296,318 4,387 SH   SOLE   0 0 4,387
ISHARES TR ESG EAFE ETF 46436E759   226,930 3,007 SH   SOLE   0 0 3,007
ISHARES TR ESG MSCI KLD 400 464288570   456,882 3,769 SH   SOLE   0 0 3,769
ISHARES TR SYSTEMATIC BD ET 46435U796   580,191 6,519 SH   SOLE   0 0 6,519
ISHARES TR ESG AWR MSCI USA 46435G425   1,339,080 9,468 SH   SOLE   0 0 9,468
ISHARES TR S&P 500 VAL ETF 464287408   51,792,514 245,287 SH   SOLE   0 0 245,287
ISHARES TR CORE UNIVRSL USD 46434V613   19,772,322 428,064 SH   SOLE   0 0 428,064
ISHARES TR S&P 500 GRWT ETF 464287309   53,062,117 469,119 SH   SOLE   0 0 469,119
ISHARES TR 0-5 YR TIPS ETF 46429B747   555,901 5,374 SH   SOLE   0 0 5,374
ISHARES TR IBOXX HI YD ETF 464288513   272,006 3,418 SH   SOLE   0 0 3,418
ISHARES TR ESG MSCI USA ETF 46436E767   473,209 8,572 SH   SOLE   0 0 8,572
ISHARES TR CORE DIV GRWTH 46434V621   762,100 10,859 SH   SOLE   0 0 10,859
ISHARES TR CORE MSCI INTL 46435G326   207,010 2,477 SH   SOLE   0 0 2,477
ISHARES TR U.S. TECH ETF 464287721   1,807,339 9,962 SH   SOLE   0 0 9,962
ISHARES TR MSCI USA MIN VOL 46429B697   1,538,790 16,592 SH   SOLE   0 0 16,592
ISHARES TR CORE 80/20 AGGRE 464289859   526,225 5,946 SH   SOLE   0 0 5,946
ISHARES TR EAFE VALUE ETF 464288877   19,560,068 263,080 SH   SOLE   0 0 263,080
ISHARES TR CORE S&P500 ETF 464287200   1,395,246 2,135 SH   SOLE   0 0 2,135
ISHARES TR MSCI USA QLT FCT 46432F339   7,604,282 39,644 SH   SOLE   0 0 39,644
ISHARES TR US INFRASTRUC 46435U713   268,256 4,689 SH   SOLE   0 0 4,689
ISHARES TR NATIONAL MUN ETF 464288414   687,483 6,476 SH   SOLE   0 0 6,476
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   12,250,868 180,372 SH   SOLE   0 0 180,372
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   11,663,026 190,199 SH   SOLE   0 0 190,199
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   222,555 3,926 SH   SOLE   0 0 3,926
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   254,405 5,050 SH   SOLE   0 0 5,050
JOHNSON & JOHNSON COM 478160104   340,665 1,393 SH   SOLE   0 0 1,393
JPMORGAN CHASE & CO COM 46625H100   861,322 2,928 SH   SOLE   0 0 2,928
LAM RESEARCH CORP COM NEW 512807306   941,489 4,406 SH   SOLE   0 0 4,406
LOCKHEED MARTIN CORP COM 539830109   507,431 839 SH   SOLE   0 0 839
MCDONALDS CORP COM 580135101   642,458 2,067 SH   SOLE   0 0 2,067
META PLATFORMS INC CL A 30303M102   805,766 1,408 SH   SOLE   0 0 1,408
MICROSOFT CORP COM 594918104   3,683,899 9,951 SH   SOLE   0 0 9,951
NETFLIX INC. COM 64110L106   500,653 5,207 SH   SOLE   0 0 5,207
NEUBERGER R/EST SECS INC FD COM 64190A103   59,347 20,897 SH   SOLE   0 0 20,897
NORTHROP GRUMMAN CORP COM 666807102   275,642 404 SH   SOLE   0 0 404
NVIDIA CORPORATION COM 67066G104   6,556,506 37,594 SH   SOLE   0 0 37,594
PFIZER INC COM 717081103   235,570 8,389 SH   SOLE   0 0 8,389
PROCTER & GAMBLE CO COM 742718109   525,884 3,640 SH   SOLE   0 0 3,640
PROLOGIS INC. COM 74340W103   812,025 6,143 SH   SOLE   0 0 6,143
QUALCOMM INC COM 747525103   304,724 2,366 SH   SOLE   0 0 2,366
ROCKET LAB CORP COM 773121108   373,311 5,813 SH   SOLE   0 0 5,813
ROCKWELL AUTOMATION INC COM 773903109   452,573 1,261 SH   SOLE   0 0 1,261
ROSS STORES INC COM 778296103   584,713 2,699 SH   SOLE   0 0 2,699
RTX CORPORATION COM 75513E101   291,810 1,512 SH   SOLE   0 0 1,512
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   401,908 8,669 SH   SOLE   0 0 8,669
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   352,959 7,213 SH   SOLE   0 0 7,213
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   530,555 1,354 SH   SOLE   0 0 1,354
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506   481,156 7,854 SH   SOLE   0 0 7,854
SEMPRA COM 816851109   1,055,518 10,862 SH   SOLE   0 0 10,862
SOUTHWEST AIRLS CO COM 844741108   245,256 6,527 SH   SOLE   0 0 6,527
SPDR INDEX SHS FDS STATE STREET SPD 78463X509   19,170,192 408,658 SH   SOLE   0 0 408,658
SPDR SERIES TRUST STATE STREET SPD 78464A854   43,017,921 562,031 SH   SOLE   0 0 562,031
SPDR SERIES TRUST STATE STREET SPD 78464A383   3,553,769 158,721 SH   SOLE   0 0 158,721
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   777,994 1,196 SH   SOLE   0 0 1,196
TARSUS PHARMACEUTICALS INC COM 87650L103   238,510 3,400 SH   SOLE   0 0 3,400
TESLA INC COM 88160R101   2,142,767 5,764 SH   SOLE   0 0 5,764
TJX COS INC NEW COM 872540109   253,475 1,587 SH   SOLE   0 0 1,587
UNITEDHEALTH GROUP INC COM 91324P102   218,329 806 SH   SOLE   0 0 806
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,399,745 70,754 SH   SOLE   0 0 70,754
VANGUARD INDEX FDS TOTAL STK MKT 922908769   891,391 2,778 SH   SOLE   0 0 2,778
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   525,274 879 SH   SOLE   0 0 879
VANGUARD WORLD FD INF TECH ETF 92204A702   422,661 605 SH   SOLE   0 0 605
VANGUARD WORLD FD MEGA CAP INDEX 921910873   653,529 2,765 SH   SOLE   0 0 2,765
VERIZON COMMUNICATIONS INC COM 92343V104   220,770 4,397 SH   SOLE   0 0 4,397
VISA INC COM CL A 92826C839   237,214 784 SH   SOLE   0 0 784
WALMART INC COM 931142103   839,385 6,753 SH   SOLE   0 0 6,753
WESTAMERICA BANCORPORATION COM 957090103   270,359 5,184 SH   SOLE   0 0 5,184